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InvestmentRe: Us Stocks Pick Alert by Penboy: 12:35am On Jan 16, 2021
InaNla:
1. We cannot know until someone confirm his or her card with a particular bank is not working.
2. To the best of my knowledge, a dollar card should take its funding from a source. either through a DOM directly or even a prepaid card to be funded also from a DOM account. (e.g. FirstBank Visa Prepaid card)
How's this different from my Visa card because?!
. Because when I requested for a debit dorm card, they gave me visa.
RomanceRe: Stingy Men Association Of Nigeria Polo Is Out by Penboy: 8:57pm On Jan 14, 2021
This movement is getting stronger and stronger o.

Capture from Benue.
Benue's wing of SMAN

InvestmentRe: Us Stocks Pick Alert by Penboy: 8:41pm On Jan 14, 2021
Phraences:
See this. I got it from Trading212 site as well.

"Note 2: If the deposits were mainly issued via bank transfers, and you'd prefer to have the funds allocated back to the same account, then please do not hesitate to reach us. Our team will review each inquiry, and a fair outcome will be provided**."
Please can you guide me how to do a bank transfer to T212?!
InvestmentRe: Us Stocks Pick Alert by Penboy: 8:38pm On Jan 14, 2021
InaNla:
I use iOS...

I have GPay also on laptop...

But pay directly with my card with my phone without gpay or Applepay
Mad o.
Same Visa that I have. Chai inside life.

I use firstbank.. What about you?!

I'm thinking of contacting my banks customer service.
InvestmentRe: Us Stocks Pick Alert by Penboy: 1:53pm On Jan 14, 2021
1kinggy:
If you want to use hard currency, do it it through G-p-a-y by linking your gmail address with your card on a computer. Note, that will be your withdrawal route too.
I've linked my dorm card on Gpa.y but it's not funding my Trading 212 account.

What could be wrong?
Should I'm contact my bank or what?
InvestmentRe: Us Stocks Pick Alert by Penboy: 1:51pm On Jan 14, 2021
InaNla:
YES! Into your USD card.
Please did you add your dorm card through Gpay?

Or how?
InvestmentRe: Us Stocks Pick Alert by Penboy: 1:50pm On Jan 14, 2021
Tobex4realTobex234:
Withdrawing on Trading 212 is not as sweet as it sounds. They usually send funds back to the deposit method you have used (with a preference for card and Skrill).

So if you funded $200 with a Nigerian card, you can only withdraw back to the Nigerian card, and guess what? it would be at 380/$ no matter what rate you funded. This sole reason is why I'm not going in fully on T212.

Once there's an option to get my withdrawal processed to my dorm as USD, then it will be my most preferred stocks app.
Wait.. Can't you use your dorm account to fund trading 212?
InvestmentRe: Us Stocks Pick Alert by Penboy: 2:21pm On Jan 13, 2021
Leggitsam:
T212 is the way to go. The joy of trading/ investing in equities without a cent commission is soothing to the heart.
Please do anything to get registered on T212.
Meanwhile, castor maritime is vomit$s today.
Please have you tried funding trading212 with a dollar card?
BusinessRe: Naira Slumps Further, Exchanges For 473/$ by Penboy: 10:36am On Jan 13, 2021
UBA charged me N500 naira
InvestmentRe: Us Stocks Pick Alert by Penboy: 7:43am On Jan 13, 2021
Leggitsam:
$CLWD is the penny stock pick for today.
Driving force is the commercialisation of artificial intelligence in outdoor advertisements.
May yield 25 to 30% today.
I exited GSAT at 0.9200 @ 70% prof**t.
Stay safe , no greediness in the US Market.
take your profit and look for the next hot �
Any entry price?


Already 0.128 in premarket.
InvestmentRe: Us Stocks Pick Alert by Penboy: 1:36pm On Jan 12, 2021
Oyindamolah:
My Long term EV plays

Consumer vehicle: $CCIV, $NIO, $FSR

Bus: $CIIC

Truck: $RIDE

Scooter: $NIU

Others: $SOLO
Nathaniel?
RomanceRe: I'm Considering Marrying More Than One Wife , Please I Need Your Advise by Penboy: 10:08pm On Jan 09, 2021
When people are looking at how to create value with their singlehood, you want to marry more than one wife?!

Dyou have up to 100 million in your account? Or na 100 thousand naira salary you wan use feed them?!

Them go born children for you?!

Bros.. Abeg wise up o.
TravelRe: Adventures Of A UK Bound Nurse by Penboy: 4:42pm On Jan 09, 2021
sharone21:
President Joe Biden hopefully will come in and put in place favourable policies for Nigerian medical personnel's, also.you can go via marriage to someone.
The thing is. I think practicing in UK requires different certification than the US
RomanceRe: My Pre Wedding Pictures by Penboy: 12:17pm On Jan 09, 2021
illitracy:
the girl get idoma face.
Well said.. Idoma/TIV.

Most likely from Benue
Foreign AffairsRe: I Will Not Attend The Inauguration - Donald Trump by Penboy: 9:57pm On Jan 08, 2021
AmazonTopaz:
Mr man I speak with facts so work with that and not because you think so Hillary Clinton losing the election was not because of her gender so the question if whether America needed a female president was not the issue or question at all.And yes her campaign team were bad they themselves admitted it.The scandals about Benghazi,the emails,Russia collusion all worked against her and her campaign did not work to rebrand her image and drive out turnout that was what killed her campaign.John Mccain was a veteran Americans love veterans it was Bush's mismanagement that made democrats to win and Obama's charisma that attracted people to him America was in recession then and if Obama had campaigned against Bush Obama would have handily won him race is still a issue there but many turned out for Obama again in 2012 and the blackman won again and you must have known many racist in America were not happy with that but because of turnout Obama still won .If Hillary had less votes than Trump then I would have agreed with you that they did not want a woman president but she had more votes than him and many men voted for her even women too especially blacks and latinos but turnout was not enough for her to win in the states she needed to win.Research this if you are interested on why she lost if you followed the campaigns you will know that her gender was not even among the top 5 reasons she lost.A woman got 3 million voted than a man(Trump) so think about that before talking about her gender if not that America uses electoral college if it were majority win the vote like other countries Hillary would have been president so that alone kills your argument about her gender if she got less votes and many men and women did not support her I would have agreed with you but that is not the case people just thought she would win and that Trump stood no chance and did not bother voting.In a nutshell Hillary Clinton did not lose because she was a woman or they did not want a woman as president that is not true at all it many have been an issue for a few but not the main reason why her campaign was bad and they underestimated the support Trump was getting and believed the polls
You're just shooting yourself in the foot.. Her campaign is bad, bla bla.. But she still went ahead to win the popular vote?! Then how manage?!

Dyou expect the American media to tell you that her gender was a factor?!

A whole land of the free?! But deep down, that is the truth.

Didn't Trump also complained that his campaign was jakacked by so so and so?!

Abeg leave politics for who sabi the game.

And there's no way Obama would defeat George Bush in an election. Take that to the bank. You think the average American wants to be diplomatic?.

Dyou know the Huge support Bush got for all his actions?! Even though some were catastrophic?!

I'm not taking anything from Obama, he is wonderful.. But his opponent was a piece of junk.

Clinton only won the popular vote because Trump was just as bad. From the outset, evenone knew trump to be egocentric. American celebrities campaigned just as had to make sure trump didn't ascend that throne.

But no, America wasn't just ready.. Truth be told.
If America was ready, this Biden play would have been Hilary's.

Anyways, you've made your points and I've made mine.
Lets rest.
Foreign AffairsRe: I Will Not Attend The Inauguration - Donald Trump by Penboy: 9:28pm On Jan 08, 2021
nikdam:
No, she did not win the electoral cllege because the Republicans had the majority in the legislature then. Democrats are the majority now.
Y'all been mentioning Electoral college system.. Dyou know how it even works self?!

What concerns majority of Republicans in legislature and wining college votes?!

Abi did they have lesser Replicans when Biden won trump?!


PS: the College system is just a spinal of the popular votes.
It is still individuals in the states that votes in that state. The electoral vote for that state is given to the winning candidate for the presidential race.

It is the state that decides who they give their votes based on the popular vote for that state. Its not house or legislature or senate or Congress that decides an electoral vote.
Foreign AffairsRe: I Will Not Attend The Inauguration - Donald Trump by Penboy: 9:25pm On Jan 08, 2021
AmazonTopaz:
Like I said her gender was not the main issue.She is not the first person to lose the electoral college and win the popular vote 4 men did it before her.Her campaign and democrats just underestimated Trump and did not believe that many people bought the Trump lie and nonsense and were going to vote for him.It was not her gender no knowledgeable analyst will even agree with you who would have thought America will have a black man as president but Obama had a better campaign than Hillary Clinton and his opponent so he won or will you tell me that in 2008 and 2012 America was not ready for a blackman when he ran against two white men.You don't know what you are saying gender was one of the least reasons Hillary lost other men that were democrats that lost to other men and won popular vote and lost the electoral college like Hillary lost nkor was it because those men were competing against women or what?say what you know abeg gender did not make hillary lose other factors were involved bad campaign was one of the reasons why she lost.Trump barely won her she had more votes than him so yes her gender was not the issue here and America now has a female vice president if you want to talk of gender.

If the blacks had come out to vote for Hillary like they did for Biden she would have won but they just sat at home thinking she was going to win anyway they all underestimated Trump that is why she lost and Trump won.Many voters did not turn out for her they turned out for Biden because they learnt their lesson and did not want to repeat the Trump mistake again for a second time.Many analyst have examined this and even said she lost because of that and not because of her gender being the main issue your reason is not entirely true at all
Hehe.. You said Hilary campaigns was bad?!

If you had read Obama's book "The promise land".. You'ld have know how good Clinton's team was.

Dyou know how Obama ascended the throne? Don't even bring Obama into this picture. His opponent, McCain was a no brainer. America was suffering the worst economic recession since the 1928 and here was McCain who had no idea about what's going on.

Dyou know why Obama was voted in?! Granted he was the first Black, but his opponent had no chance.

Imagine if Obama was going against George Bush?!

Now for Hilary, she had a better campaign than Trump. Don't let any one decieve you. She even had more influence in the political scene. More experience. What are you telling me?!

I still say it.. Even more knowledgeable analyst in the big media questioned "If America was ready for a female president"? And the answer was no.

So forget.
Foreign AffairsRe: I Will Not Attend The Inauguration - Donald Trump by Penboy: 7:13pm On Jan 08, 2021
AmazonTopaz:
Mr man it was not her gender.Hillary got more votes than him.If it was the way we elected presidents in Nigeria and other democracies Hillary would have been president because she had higher votes than Trump she only fell short of the electoral college.Stick to what you know her gender was not the reason she lost her unlikeability and scandals depressed turnout for her many people wanted an outsider so they voted Trump Not only that they underestimated Trump because they felt Hillary would win so they did not vote but stayed home and had Trump instead.Also America now has a woman Vice president knowing fully well Biden is old and she may take over 81.2 million people still voted her and Biden and her name was on the ballot with Biden's name yet they still voted her.Gender was not the main issue for Hillary because Trump won her by slim margins if they had campaigned better not underestimated Trump Hillary would have won.
Calm down.. It is still because of her gender that's why she lost the electoral votes. Na still the same logic.

If she wasn't female, she would have won both the popular vote and electoral vote just like Biden did. I'll still say it, America wasn't ready for a female president then.

Trump has been hated since day one. The black community hated him self. It the Democrats had fielded a male candidate, Trump would lost both popular and vote and electoral vote.

Peace.
Foreign AffairsRe: I Will Not Attend The Inauguration - Donald Trump by Penboy: 5:25pm On Jan 08, 2021
Turth is the Democrats granted this man power when they fielded a female candidate..

I guess then, America wasn't ready for a female president if not, there's no way this man coulda ascended the white House throne.
InvestmentRe: Us Stocks Pick Alert by Penboy: 2:42pm On Jan 08, 2021
benedictuyi:
You can open a dorm account and do a wire transfer instead
You think there are no charges for wire transfer?
InvestmentRe: Us Stocks Pick Alert by Penboy: 11:56pm On Jan 07, 2021
designosaheed:
For guys using TRADING212, I tried creating an account with them, but they are asking for Tax Identification Number (TIN).

Is there a way I can proceed that stage without getting the TIN because I don't have a registered business yet?
Your IT passport number
InvestmentRe: Us Stocks Pick Alert by Penboy: 8:37pm On Jan 07, 2021
Please who knows how long it takes for trading 212 to verify somebody o?!
InvestmentRe: Us Stocks Pick Alert by Penboy: 8:36pm On Jan 07, 2021
Dtarmon:
Joined
Wait.. What trading app is this?
InvestmentRe: Us Stocks Pick Alert by Penboy: 5:20pm On Jan 07, 2021
OakPearl:
Today's picks for you day traders.

SOS $1.72
NCTY $14.89
CBAT $6.40
OXFD $17.29

Not easy typing on the wheels.
Goodluck.
I have a plan... Anybody wey chop from your calls go drop 5 dollars for you straight up to encourage our boss.

Well done.
InvestmentRe: Us Stocks Pick Alert by Penboy: 3:41am On Jan 06, 2021
passfolio:
Hi Everyone,

I'm back I was temporarily blocked and two of my posts deleted so I am reposting along with some more info.

First we had a huge spike in usage this morning about 8 hours ago that caused the app to be slow - very sorry about this we have upgraded our servers to avoid this happening again. Thank you for your support and continuing to support as we grow.

1. passfolioapp.com is our old domain and still listed in some places we are working on updating it everywhere. 2. The instant withdrawal problem has been fixed and any pending ones were processed and should be much faster in the future. Instant withdrawals from the crypto wallet process 24x7. Instant withdrawals from the stock wallet only process between 11:00 and 19:30 WAT Monday through Friday (excluding US market holidays) - if you request a withdrawal outside that window it will process during the next open window.

3. Debit/Credit card deposits - we are working on this and hope to launch it soon. We have to get our compliance team to approve it which we're working on.

4. Performance Calculations - we recently changed the algorithm to use Time Weighted Rate of Return (TWR - https://www.investopedia.com/terms/t/time-weightedror.asp) because it more accurately reflects your actual investment performance and added in crypto performance so these numbers may have changed a lot. Previously we used a simple profit/loss calculation and it was stocks only. We are aware of a few bugs we are fixing such as the total and daily return does not sum exactly to the total and daily return of the individual assets. One problem is crypto trading is 24x7 and stock is not so we need to align the time windows in the calculations. Also a note with TWR is that it is possible to have a positive dollar return but negative percent or vice versa and it is correct - see https://www.marottaonmoney.com/why-do-i-have-a-positive-return-with-a-negative-gain/.

5. We learned that the problem with one of the withdrawals was that the Nigerian bank is rejecting it. I'm told most Nigerian savings accounts have a limit of N20,000 or N50,000 per transfer and to increase it you must give instruction and execute indemnity at any of the bankʼs business offices for higher limits. If we run into this problem we will contact you and let you know. Once you fix it we will then process the withdrawal.

Sincerely,
David Gobaud
Passfolio CEO & Founder
Please work on this ASAP Biko. Especially for people operating a dorm account.

It would be less stressful abeg. Someone cannot change at 465 and buy your dollar at 475.. Ko make sense.
TravelRe: What's The Cost Of Obtaining An International Passport In Nigeria? by Penboy: 7:49pm On Jan 04, 2021
stanisbaratheon:
Sometimes we encourage corruption in this country. On the Immigration website, the cost of applying for international passport is 25k and we know this but some of us will still go there and break the bank. We no longer believe in standing our ground to demand for what is right.

You see people paying as high as 50k for the international passport. Smh
Truth is if you paid the normal, na on a long train you dey especially if you need it urgently.

You have a point bro. But if you look at the civil service in Nigeria, it is the most corrupt organization any where in the planet.

People feel they must be bribed before they can do the job they're employed to do.

No hope in sight tho.
TravelRe: What's The Cost Of Obtaining An International Passport In Nigeria? by Penboy: 7:46pm On Jan 04, 2021
Paid almost 40k in Alausa... Since December 3.
Called the officer this morning and he is saying rubbish.. That my NIN hasn't drop or something.

I'm sha tired of this country.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Penboy: 5:12pm On Jan 04, 2021
yMcy56:
Market showing signs of bull
.......with some stocks on full bid as at now........
Should we brace up for bull run or its too early to make this call?
We wait and see........... smiley

ACCESS: 8.95 with bids more than offers
........ we've been shouting this Access/UBA/Zenith since last year.........

..
Lol. Make you no mind me o. grin
Nothing special yet nau. Someone of us jumped out at 9 last year grin
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Penboy: 5:10pm On Jan 04, 2021
vacanci:
I even put 1 unit and the same thing happened
I even put it a 1000 unit lesser bro.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Penboy: 5:09pm On Jan 04, 2021
vacanci:
I have 1120 units of a stock. I placed all for sale and I am getting the reject message below

" (43):Seller account has insufficient balance to sell"

This is my first time trying to sell. Am I locked in without any ability to sell?

On morgan capital itrade.

Pls what should I do. I have sent message to them without reply
Same as on Meristem o.
I swear, if GSK drops tomorrow, I go sue those guys.
CareerRe: Side Income For An 8-To-6 Job Worker? by Penboy: 10:39am On Jan 04, 2021
emmy512:
No it isn't
Okay.. How can one go about it boss?
CareerRe: Side Income For An 8-To-6 Job Worker? by Penboy: 12:19am On Jan 04, 2021
emmy512:
Go online, learn Virtual assistant or content writing/ proof reading anything you feel you can do well and isn't stress to you. And become a freelancer.

Take online courses and develop yourself on the discipline you choose.
You work when and where you want.

With time and experience you'll be good at it and be useful to people that need your services.

I get 40k a week from just one client and I get to have like 5 of those people a month.
And also the ones that get to pay 10k to 20k.

I do different things so my case may be different from yours but in the long run it'll help as I started same way.

Also get to use US listing websites and make passive income. I use Etsy and printful to make things for sale.
I just let them run and you'll be surprised to know how much I've generated from that in a space of 2 and half years.
Search Google about Etsy, printify and printful
Is this affiliate marketing?

@bolded

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