₦airaland Forum

agarawu23:
No doubt, day water man college is worth it.
I worked for my Anty in the construction of the school 7years ago. The school is damn expensive and there was a rumor then that OBJ is the owner of the school but no confirmation .

Tayo Adenirokun RIP, owns the school.
Founder of GTBank and First Marina Trust Limited – a non-bank financial institution which he oversaw until co-founding Guaranty Trust Bank with his close friend, Fola Adeola in 1990.

The Senate on Wednesday urged the Central Bank of Nigeria (CBN) and Ministry of Finance to suspend lodgments into Treasury Single Account (TSA) to allow investigation of alleged fraud in the system.

The upper chamber had in a motion moved by Sen. Dino Melaye (APC Kogi West) raised alarm over alleged payment of N25 billion to one e-collection firm, REMITA, in one day as one per cent of monies transferred.

It resolved that suspension of payment into the TSA would ensure that no further money was taken by the company in the event that the allegations were found to be true.
While commending President Muhammadu Buhari for introducing the policy, the senate wondered if the present administration’s anti-corruption fight will allow a company to collect such huge amount from the system in one day.

It therefore directed its Committee on Finance, Banking and other Financial Institutions and Public Accounts to carry out a holistic investigation on the matter and report back in two weeks.

Moving the motion earlier, Melaye said that the Federal Government on Sept. 15 mopped up the sum of N2.5 trillion through REMITA.

He said that the company charged one per cent of any amount it remitted to the TSA, adding that from the N2.5 trillion it remitted into the account, on Sept. 15, the company collected N25 billion.

Melaye argued that the appointment of REMITA as an agent for the operation of the TSA was a contravention of section 162(1) which mandated only the CBN to handle government revenue.

The senator said that REMITA also contravened the BOFIA Act 2007 which forbids any institution which is not incorporated as a bank to carryout banking businesses.
He said that contravention of the BOFIA Act attracted a prison term of 10 years or a fine of N2 million.
Some of the senators who contributed to the motion insisted that a third party like REMITA was not needed to ensure compliance with the TSA policy, let alone a company that should be paid in billions.

They insisted that if the investigation were concluded and some people were found culpable, such persons must be brought to book immediately.
Leader of the Senate, Ali Ndume, who was bewildered by the allegation expressed disbelief that a company could be paid that sum of money ‘’just to transfer money to the CBN’’.
He said that no matter the platform utilised, the amount was too much and as such must be investigated.

“Let us take this seriously and I hope that after investigation, if it is true that somebody is involved in this, then he is a saboteur trying to do things like it was done in the past,’’ Ndume said.
Sen. Eyinaya Abaraibe raised more alarm when he alleged that the amount had even risen to over N60 billion since Sept. 15 when the transfer of 2.5 trillion was made.
He said that much more money had been paid to the TSA through REMITA and the company had religiously taken one per cent of the sums.

Abaribe argued that senators should go beyond party lines to handle such issues bordering on corruption and ripping off Nigerians of their common wealth.
“Somebody made this decision and we must ask who gave this order; who is that person in this country that is so powerful to direct MDAs to pay money into a private account.
“We should not cover anybody in this investigation, no matter how highly placed.
“We are hearing that the money has gone up to 60 billion; one company is taking 60 billion of our money?” he queried.
Deputy Leader of the Senate, Ibn Na’Allah, stressed that no more should the nation allow any company to hide under the role of consultancy to charge outrageously for its services.
Other contributors noted that some people were attempting to derail the APC-led government and that such people must not be spared.
However, some of the over 19 senators who contributed to the motion urged the senate not to take a position until the committee concluded its investigation.

http://omojuwa.com/2015/11/alleged-n25bn-tsa-fraud-senate-calls-for-suspension-of-remittances/

Hi Guys,

please, i would love to know insurance companies in Nigeria that offer mobile phone insurance as one of their services.

i just came across this while searching for topics and doc on Globalization and its impact on the Nigerian economy. so i decided to share with you guys. as we all know learning is a continuous process

The World in a Nutshell
If we could shrink the earth’s population to a village of precisely 100 people, with existing human ratios
remaining the same, it would look like this. There would be
• 57 Asians, 21 Europeans, 8 Africans;
• 14 from the Western Hemisphere (north and south);
• 52 would be female, 48 male;
• 70 would be non-white, 30 white;
• 70 would be non-Christian;
• 89 would be heterosexual, 11 homosexual;
• 59 percent of the entire world’s wealth would be held by 6 people—all 6 would be U.S. citizens;
• 80 would live in substandard housing;
• 30 would be unable to read;
• 20 would suffer from malnutrition;
• 1 would be near death, 1 would be near birth;
• 1 would have a college education;
• 1 would own a computer.

Source: Donella L. Meadows, Dartmouth College.

Guys I don't think there are studio flats in banana. All mansions and duplexes ranges from 15 M in rent and 200 to 250 M to purchase these are exclusive of service charges and etc. yes she can buy a duplex if she earns over 20 M a month, why not. And I'm suprised no one is mentioning if she got a mortgage facility. This is a smart girl FYI

donsteady:
I am worried for her sense of reasoning.

......and why do you want take panadol for another man's headache.

Nupe people witch dey take broom fly for afternoon.... Go to Bida and see...

justino57:
Na so make em flex but thunder go soon fire am

Na so thunder go fire your generations as well. Die broke Omo ale

MadCow1:
He can shout all he likes.


As we speak, Men and fhucking each other in Zimbabwe, Nigeria and all over Africa.

Some of your relatives and even some of you hiding behind some of these monikers are closet homos.

I have repeatedly tried to wonder why we are so focused on homosexuality which in my opinion isn't a crime when real crimes like rape, corruption, stealing and co ate going on unabated.

I doubt Zimbabwe 's biggest problem as things stand are two guys fhucking inside a room somewhere.


Yes.. Africa in its close mindedness will never accept homosexuality and that is fine. But please you all need to get off your own Diick and face real problems hounding us. As a Continent, we are too rich to be this underdeveloped.

Mugabe would die.

So would all of us eventually.

One day, Homosexuality would be legal in Africa.

So also would Marijuana usage.

So also would transgenders.



You may not see it now, but it will happen.

Once upon a time, many people never saw the possibility of a Black Man, A Slave, that was bought, owned, bred and killed at will by the white man becoming the President of the United States of America.
Today, not only is a Black Man born in Kenya the President of the most powerful Nation on earth, he is also a Muslim. [font=Lucida Sans Unicode][/font]


Please make una leave Homo people matter discuss better things and focus on issues that actually affect the price of garri in the market.


Yes.. I have said my own.


Sai Buhari..

God Bless Africa..

Mr Man.... Get your facts right....Obama is a christian, see below


Religious views

Obama and First Lady worship at African Methodist Episcopal Church in Washington, D.C., January 2013
Obama is a Protestant Christian whose religious views developed in his adult life.[395] He wrote in The Audacity of Hope that he "was not raised in a religious household". He described his mother, raised by non-religious parents (whom Obama has specified elsewhere as "non-practicing Methodists and Baptists", as being detached from religion, yet "in many ways the most spiritually awakened person that I have ever known." He described his father as a "confirmed atheist" by the time his parents met, and his stepfather as "a man who saw religion as not particularly useful." Obama explained how, through working with black churches as a community organizer while in his twenties, he came to understand "the power of the African-American religious tradition to spur social change."[396]

In January 2008, Obama told Christianity Today: "I am a Christian, and I am a devout Christian. I believe in the redemptive death and resurrection of Jesus Christ. I believe that faith gives me a path to be cleansed of sin and have eternal life."[397] On September 27, 2010, Obama released a statement commenting on his religious views saying "I'm a Christian by choice. My family didn't—frankly, they weren't folks who went to church every week. And my mother was one of the most spiritual people I knew, but she didn't raise me in the church. So I came to my Christian faith later in life, and it was because the precepts of Jesus Christ spoke to me in terms of the kind of life that I would want to lead—being my brothers' and sisters' keeper, treating others as they would treat me."[398][399]

Obama met Trinity United Church of Christ pastor Rev. Jeremiah Wright in October 1987, and became a member of Trinity in 1992.[400] He resigned from Trinity in May 2008 during his first presidential campaign after some of Wright's statements were criticized.[401] The Obama family has attended several Protestant churches since moving to Washington D.C. in 2009, including Shiloh Baptist Church and St. John's Episcopal Church. After a prolonged effort to find a church to attend regularly in Washington, Obama announced in June 2009 that his primary place of worship would be the Evergreen Chapel at Camp David.[402


https://en.wikipedia.org/wiki/Barack_Obama#Religious_views

find below the NTB Auction Result for September 23, 2015.

Auction Date 23/09/2015 23/09/2015 23/09/2015
Allotment / Issue Date 24/09/2015 24/09/2015 24/09/2015
Tenor (91-Day) (182-Day) (364-Day)
Offer Amount (=N=) 31,190,876,000 10,614,270,000 59,081,137,000
Total Subscription (=N=) 28,141,577,000 54,337,276,000 235,247,949,000
Allotment (=N=) 28,122,000,000 13,683,146,000 59,081,137,000
Range of Bid Rates (%): 9.9800 – 14.0000 12.4000 – 14.5000 12.8000 – 15.9990
Recommended Stop Rates (%): 10.5000 13.1900 13.8012


91days - 10.50%
182days - 13.19%
364 days - 13.80%

Moses247:
@pipz U Maybe rite bro, But when i contacted fbn asset management on mutual funds yesterday, they told me d capital is guaranteed even if d rates fluctuate. how true pls

From my understanding and experience, capital can only be guaranteed on a fixed term investment. hence, when they tell you ur principal is guaranteed, you should also ask them should in case you need to cash out at any given time would this still apply ?

FBN Asset is reliable, but note, make sure you read through their T & C'S very well before initiating anything. let their documentation and forms state these clauses very clearly that you are entering into a risk free investment and can cash out at any time with your principal protected.

chikenicholas:
What other options do you have?

hmmmmm, be very careful. I'm into investments and don't know of any local investments that is capital protected. only T Bills and Sovereign Bonds guarantee principal. also note that if you liquidate these investments before maturity your principal might no longer be protected as they will be sold at the secondary market with prevailing prices and interest.

There will be an auction tomorrow. Confirmed

(PRESS RELEASE) Further Clarifications on JP Morgan Announcement on The Government Bond Index - Emerging Markets

The Debt Management Office (DMO) wishes to make further clarifications in order to put the matter regarding the Announcement by J P Morgan of its proposed phasing out of FGN Bonds in its Government Bond Index – Emerging Markets (GBI –EM) in proper perspective.
It would be recalled that the DMO resuscitated the Domestic Bond Market in 2003 when it first issued FGN Bonds. This landmark achievement was intended to restructure the Government’s domestic borrowing which was predominantly short term and to develop the domestic bond market which had been moribund for about 20 years. To achieve these objectives, the DMO in collaboration with other stakeholders introduced several measures to deepen the market amongst which are: regular and transparent FGN Bond Auctions; the appointment of dedicated market makers known as Primary Dealer Market Makers to support the Bond Auctions and ensure an active Secondary Market; a Two-Way Quote based market; existence of Benchmark Bonds; a Sovereign Yield Curve extending to 20 years and, a diversified domestic investor base. In essence, a strong and well established domestic bond market had been developed through inherent local capacity without any foreign facilitation.

Based on the above and the existence of an active Two-Way Quote Interbank Foreign Exchange Market, the Nigerian Bond Market received international recognitions through the inclusion of FGN Bonds in Global Bond Indices. The inclusions were recognition that Nigeria was one of the few emerging market countries with a robust domestic bond market. Thus, FGN Bonds were included in J P Morgan’s GBI – EM (October, 2012) and Barclays Capital’s Emerging Markets – Local Currency Bond Index (March, 2013). Since these awards came after the Nigerian Bond Market had been developed, it follows therefore, that they were recognitions for achievements already recorded rather than pre-requisites for the development of the market. It is important to note that Nigeria became the only African country after South Africa to be included in the GBI – EM and also that there are several other emerging market countries such as Venezuela whose domestic Bonds are not included in any international Bond Index. Their non-inclusion has not limited their markets or economies.

Notwithstanding the benefits of the inclusion of FGN Bonds in the GBI – EM, the DMO continued to introduce measures to attract more domestic investors to the Bond market particularly, non-bank institutions and retail investors in order to enlarge and diversify the investor base. The success of these measures and previous initiatives are evidenced by:

The high subscription levels at the FGN Bond Auctions and sustained activities in the Secondary Market in spite of external developments such as the end of the Quantitative Easing Programme of the US Federal Reserve Bank in October 2014 and the placement of Nigeria on Negative Watchlist by J P Morgan in January 2015.

The increased participation of non-banks in the FGN Bond Markets. The following statistics are indicative of the level of diversification that has been achieved in the investor base:

• The share of Allotment of FGN Bonds to Pension Funds at the Auctions grew from 20.28% in 2010 to 33.35% in 2014.
• The share of Non-Bank Financial Institutions in Allotments at the Auctions rose from 7.08% in 2010 to 20.93% in 2014.

The DMO is convinced that the expected reduction in foreign participation in the FGN Bond Market due to the phasing out from the GBI – EM will not impact the market adversely. Indeed, the share of Allotment at the Auctions to foreign investors dropped from 15.51% in 2013 to 3.34% in 2014, yet the markets remained stable.

While the Announcement by J P Morgan on September 8, 2015 in which it stated that FGN Bonds in the Index will be phased out over one month starting from September 30, 2015 is unwelcome, it does not signify a downturn or collapse of the FGN Bond Market or a downgrade of the Bonds. For this reason, the DMO wishes to make the following clarifications:

The decision of J P Morgan (as stated in their Announcement), was based on their perception of the FX Market (not FGN Bond Markets) which they claimed was lacking in terms of a fully functional two-way FX market and had limited transparency. The response of the Central Bank of Nigeria (CBN) who is the agency charged with FX management has been made public.

The phasing out of FGN Bonds from the Index does not:

• amount to a downgrade of Nigeria or FGN Bonds since J P Morgan is not a credit rating agency.
• have any impact on the quality of the FGN Bonds. FGN Bonds remain risk-free securities that are backed by the full faith and credit of the Federal Government of Nigeria and are charged upon the general assets of Nigeria.
• Imply that the Bonds are no longer liquid. FGN Bonds are supported by an active Secondary Market which allows investors to buy or sell them on any business day through any of the 13 Primary Dealer Market Makers licensed by the DMO or on The Nigerian Stock Exchange where the Bonds are listed and for which purpose there is a Government Stockbroker.
• imply that foreign investors cannot or will not be allowed to invest in FGN Bonds or the Nigerian financial markets as a whole. While the Index is a strong tool for attracting foreign investors to invest in a domestic market for which Nigeria derived some benefits, investors who have confidence in the potentials of Nigeria and the reforms targeted at their realisation, will still see Nigeria as an attractive investment destination.

The DMO and other stakeholders remain committed to further developments of the Nigerian Bond Market due to its strategic role of mobilising long term capital to finance growth and development. The phasing out of FGN Bonds from the GBI – EM by J P Morgan does not dampen this collective resolve. Accordingly, the DMO working with other stakeholders will continue to introduce measures that will sustain the achievements recorded so far in the FGN Bond Primary and Secondary Markets.

More importantly, investors and other participants in the FGN Bond market should continue with their longstanding interest in the market being fully aware that the Bonds remain the very safe and liquid securities they have always been.

DEBT MANAGEMENT OFFICE,
The Presidency,
Plot 447 / 448, Constitution Avenue,
Central Business District,
P.M.B. 532 Garki, Abuja – Nigeria.
Tel: +234-8110000881.
Website: http://www.dmo.gov.ng
Email: enquiries@dmo.gov.ng

September 16, 2015

Find below the NTB Auction Result for September 16, 2015.

Auction Date 16/09/2015 16/09/2015
Allotment / Issue Date 17/09/2015 17/09/2015
Tenor (91-Day) (182-Day)
Offer Amount (=N=) 26,300,337,000 15,313,833,000
Total Subscription (=N=) 21,226,468,000 102,395,669,000
Allotment (=N=) 20,000,337,000 21,613,833,000
Range of Bid Rates (%): 9.5000 – 15.0000 12.5000 – 18.0000
Recommended Stop Rates (%): 10.5000 13.4900

Ugomba:
Pat utomi? Yes. Buhari should give him petroleum minister. - Anioma representing..
Nnpc and Petroleum minister will be wow.

I don't think there will be a Petroleum minister in this govt.

Index Watch: Nigeria To Be Phased Out Of The J.P. Morgan GBI-EM Series

Nigeria will be phased out of the J.P. Morgan GBI-EM index series over two
month-end rebalancing periods, beginning September 30th, 2015 and ending
on October 30th, 2015. Currently, the weight of Nigeria in the GBI-EM Global
Diversified (the most frequently used EM local treasury index) is 1.50%


Read more at www.nairametrics.com/

Read more at www.nairametrics.com/

Op @mikron

Ponit of correction, the 1st house in your post (the white building) is Otedola's personal house. its at Mekwunwen Road, Ikoyi.

dont know where u got the pix of all those interior from ooo. but please, go and get your facts right. Yes, Dangote has a house in Karimu Kotun VI not too far from Mike's adenuga former home. Rumours has it that he's planing to build his new home in Banana island.

so stop deceving people cos you want to be on front page or whatever. and please apologize to everyone on this forum.

okpurukata:
I was addicted to his column Fatherhood with Ibe' those days. Wonder how big Nkem and Emeka are now.

Nkem is Married now and Emeka is a big man and now working.

The Ibe is also the publisher of Complete fashion and sole rights to Hello Africa.

Godmother:
This couple fine scatter. God should just answer my prayers and give me a couple like this for my fashion house. Once I make one dress for the lady or her daughter for 250k na to long shop and go on vacation for the remaining days of the month remain

Who is dis one now. Poverty is a disease. I pray God blesses you. Pls remove the God from your name cause u just fall him hand. 250k ....? For vacation ok maybe ull be fine in Elegushi beach with dat. But make sure u don't go with ur whole village sha lol

I blame this poster for making folks go loco here....
Pls madam tailor learn how to think great.

@poster pls stop this unnecessary promo which is even untrue

1st of all, a billionaire is a captain of an industry or industries ..... Pls which sector of the economy is this guy thriving.
Just because Forbes has popularize this phrase and we have a few of them just doesn't make any junk driving a flashy car and and house be called a billionaire. @ poster pls be guided.
And stop misleading people to think this ex con/yahoo boi now auto dealer is a billionaire

HI @GAZZUZZ

i just bought a Honda Accord 2004. the engine goes off whenever i put on the AC when i'm driving in a slow mode. I've had discussions with friends that own same cars they said are experiencing similar situation and spent a lot with no solution. they advised i should just ignore it as it has no fix. please, what exactly is the problem here cause i believe any problem should have a solution not to even mention an automobile probelm. thanks

T-BILL AUCTION DATE: 22-Jul-15
NGN T-Bill Auction Result


TENOR MATURITY AMOUNTS SOLD CUT OFF [Yield] BID/COVER PREV DISC (Yield)
91 DY 22-Oct-15 NGN 36.78B 10.00% (10.26%) 1.00 10.00% (10.26%)
182 DY 21-Jan-16 NGN 39.18B 12.65% (13.50%) 1.16 12.625% (13.47%)
364 DY 21-Jul-16 NGN 52.00B 13.00% (14.94%) 1.27 13.00% (14.94%)

Jidenna Pens Letter Addressing Criticism He’s Received For Recent Comments Regarding Nigeria

Jidenna was born in Wisconsin to an American mother, Tama Mobisson, an accountant, and a father of Igbo Nigerian heritage, Oliver Mobisson, a professor of computer science at Enugu State University until 1995, when the family moved from Nigeria to Massachusetts. Jidenna's name in the Igbo language means to 'embrace the father'.

“I am, always have been, and always will be proud of my Nigerian heritage,” Jidenna writes.

Jidenna Pens Letter Addressing Criticism He’s Received For Recent Comments Regarding Nigeria

“I am, always have been, and always will be proud of my Nigerian heritage,” Jidenna writes.


Jidenna recently recalled feeling unsafe while attending his father’s funeral in Nigeria.

During an interview with VladTV, the “Classic Man” artist revealed that he had to take AK-47s as protection, even going as far as having to employ military personnel to ensure his safety during the trip.

After the VladTV interview was published, Jidenna received a wave of criticism for his comments, with people believing that the Wondaland Records artist was portraying Nigeria in a negative light.

In response to this criticism, Jidenna posted a letter titled “To All My Nigerian Brothers And Sisters” to his website, addressing his comments and using the platform to discuss Nigeria as a nation.

Jidenna’s letter can be read below:

To all my Nigerian brothers and sisters…

I am, always have been, and always will be proud of my Nigerian heritage. I understand the pain and anger caused by some of the comments I made in a recent interview, and I wanted to address you directly. Contrary to popular belief, this interview was not the first in which I mentioned Nigeria. In fact, I’m frequently bragging about how Nigerians attend the world’s most prestigious institutions, and how we are known to produce world class doctors, entrepreneurs, innovators, lawyers, engineers, professors, athletes and artists. Unfortunately, people tend to leave these moments out, and, in this case, highlight stereotypes. I would never do or say anything to intentionally disgrace the legacy of my father nor my fatherland. But to not relay my own story, both the good times and the bad, would be a disservice.

My name is Jidenna, which means “to hold or embrace the father” in Igbo. It was my father who gave me this name and who taught me countless parables, proverbs, and principles that made me the man I am today. These same principles helped me to write the record “Classic Man.” When I brought home a 98 percent on a test, my father would say, “ah ah, where are the other two points? Go and get them, then bring them back.” My father and Nigerian culture has always stood for excellence. While the majority of my childhood memories are beautiful, I also have experienced the challenges that Nigeria has faced since Independence.

When I was 5 years old, my family was robbed at gunpoint, my mother was beaten, family members were kidnapped, and I was shot in my foot. As is the case with all kidnapping, targeting those who are perceived to be wealthy is the objective. In this instance, my father was the target because of his prominence in the community. This was a traumatic experience for my family that would shape our entire lives and our experiences in both Nigeria and America. As a little boy, I swore that I would never let that happen to my family again. As my father often said, “Once you’re bitten by a snake, you‘ll be ready to shoot a lizard!” At the time of my father’s burial 5 years ago, my family in the village was concerned about increased targeting for kidnapping since the rate of abductions had increased dramatically in the area we are from. We were traveling from America, which along with our biracial appearance, had the potential to attract attention and pose a threat to our security. In light of what happened in the past and the tense climate at the time, my family took precautions to ensure our safety. This was not an uncommon protocol at the time. I recognize incidents such as these are not unique to Nigeria or the African continent, and there have been significant improvements in the region since this period.

In the recent interview to which I’ve been referring, I shared my family’s experience traveling from the States back home for the burial. In this interview, I used the term “light-skinned.” When using this term, I was actually referring to my immediate family’s mixed or biracial appearance. See, no matter what language I use to describe my heritage, I’m certain that someone will feel some kind of way. This is a larger discussion not meant for this statement, but certainly derives from our colonial past and postcolonial present, and in the States, from the days of slavery to the present times. My comments about skin tone were related to the notion of perceived wealth and value, not my personal beliefs. My point was never to imply that biracial or “light-skinned” people are the only ones or the most targeted group of people kidnapped, or that I myself was wealthy at the time. Rather than focus on my perceived value, let us continue to focus on the value of Nigeria.

There is no question that Africa is playing a pivotal role in the future of our planet and that Nigeria, with it’s booming economy and burgeoning middle class, is a driving force. I will continue to play my role in the Renaissance taking place in Nigeria and Africa at large. We may not agree on everything, but know my heart is your heart, and my experience is part of our collective experience.

NTB Auction Result - 08.07.2015

Auction Date 08/07/2015 08/07/2015 08/07/2015
Allotment / Issue Date 09/07/2015 09/07/2015 09/07/2015
Tenor (91-Day) (182-Day) (364-Day)
Offer Amount (=N=) 25,403,148,000 25,000,000,000 N/A
Stop Rates (%): 10.0000 12.6250 N/A

Note, 364 Days was not available at this auction.

ArabianPrince:
@Pipz. You call the guy a douche bag. Can you read your own story? After all the fronting and impression you tried to give the lady...she doesn't take your call no more.
Your story is not different from Op's just that you are the guy spending. Yet you call someone douchebag.
Am yet to find a word for you though....so many things wrong in your story.
Stop texting her and looking desperate.


Stop spending on ladies for dates.
Girls run like buses, you miss one...catch one, on the hour promptly.
Why couldn't she give you a ride with her car to go on the said date..? Afterall, You are doing the spending.
How many dates will you go on this way...from cinema to bar?
Can't you see its obvious she has no interest?
She only needed your free drinks and cinema.
Going to cinema on first date? Red Flag.
You are not her type. Get over it.
No offence.

Nope: I'm very different from that guy. And definately not disparate as u sound. I stopped calling after the 3rd call went unresponded. I don't see anything wrong in cinema on a 1st date I called that guy a douche bag for wanting to force boss lady to drink at launch time. We had a great conversation. And take no offence in her not talking again. The money? That's no issue, no regrets . You take a lady for a date you gotta be ready to take the bills and never expect anything back. Except she's a runs girl or you're scamming her. I posted my experience just to share for fun ..... That's all. Not seeking for anybody's advise

@ladyboss

Let me narrate my own experience.

An Aunty introduced me to this chick. Never seen her before. I goggles her name and etc but found little or nothing really bout her. So I started calling her, the communication wasn't bad. She asked where I got her no from I said from my Aunty in the U.S. Etc. even my aunt has never seen her, she got to know about the girl thru her friend who is this babes Aunty as well.
So we set a date up. Said we'll do movies 1st and any other thing later. This was about 2 weeks ago. I sold my car few days before then. So we spoke before the movies and went online to see which movie and time we would see and how to connect and alas we where both staying on the island.in my mind I was like nice one at least I don't have to travel to see her. We picked an 8 pm movie. Then I told her I'm not mobile but will come pick her never the less. So I called her by 7 and also called an uber same time to come pick me then will head to her place to pick her up too. But she said we are already running late for the movie so she'll come join me at the cinemas. So I was like no wahala, see u at the cinema. Getting to the cinema I tickets for us then waited a little while. Called her to know how close she was and stuff. And behold she showed up and I was like whoa ! She wasn't looking too bad. Then I got her pop corn and water and I just water, she asked why and I was I already had a coke and not a fan of too much sugar.
The movies went on well we laughed screamed and had fun no too much talking. It was Jurassic World 3d. After the movie I suggested we chill out at a bar downstairs so we requested for a table for 2 and the menu. But the didn't have the cocktail she wanted so we changed and went to the next bar. I couldn't suggest any other place as I wasn't mobile and felt it will be wrong if I said we should leave for some other bar in her car.
The next bar had close to what she wanted so and I ordered a bottle of beer for myself I asked her to do alchol, jokingly oooo. And she said naaa, maybe some other time. She said she wanted wings I was like babe take all u want. She asked me why I didn't want some I was like I'm ok. We chatted well and laughed apparently she is a Yankee babe but works in oil and gas here. I asked for her bday, she said that's a wired question .... Don't know why. She asked were I work and etc. told her mine but she didn't tell me hers. I found out from LinkedIn about hers though. After some time she said she has to go so I saw her off to her car and asked her if she had a nice time and would want to do this again. She said sure she did and will do it again. I was happy (in my mind I was like I've found something serious) we spoke after I got home and the next day. And after that this babe has refused to pick my call again. What on earth went wrong. My cousin a babe told me it was wrong for me to go on a date without a car she said I would have at least went to borrow one. My elder bro was like this is when u know a girl will stay with u. I've sent her like 2 text msgs to no avail.
Can some pls tell wat I did wrong.

@ladyboss, that guy is a douchebag

Etisalat for over 3 years now. Never disappoints me..... I tried MTN once for like a day.... Omo, I ja go back Etisalat sharply.

I called a friend today and asked her how is she coping with using Airtel and Glo as the calls is never clear whenever I call

milychocs:
Hi, please what does this mean?
If I wanted to get T bills...who does it? My account officer?
I am interested but know nothing about T bills and they work
Can you help me out with info?
Thanks

They are the stop rates for the last T Bill primary Auction.

your Bank treasury post the Bids. but you have to go through your Acct officer/Frontline team of your Bank

if you go through this thread from the beginning im sure you know what T Bills are and how the work. better still click this link and read up.

http://www.investopedia.com/terms/t/treasurybill.asp

Royal155:
ar you sure this is the real rate because that was how you posted wrong rate last week?

Hi Chief,

I've never posted any wrong rate before. These are the stop rates for yesterday's primary auction.

NGN T-Bill Auction Result 24/06/2015

TENOR MATURITY AMOUNTS SOLD CUT OFF [Yield] BID/COVER PREV DISC (Yield)

91 DY 24-Sep-15 NGN 31.19B 10.00% (10.26%) 1.00 10.00% (10.26%)
182 DY 24-Dec-15 NGN 39.34B 12.80% (13.67%) 1.06 12.70% (13.56%)
364 DY 23-Jun-16 NGN50.00B 13.00% (14.94%) 1.86 12.80% (14.67%)