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How Loan Apps Have Ruined My Life - Romance (5) - Nairaland

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Re: How Loan Apps Have Ruined My Life by Presido24(m): 7:35pm On Oct 11, 2019
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Re: How Loan Apps Have Ruined My Life by Presido24(m): 7:37pm On Oct 11, 2019
faceland:
I tried to get loan from the app but to just borrow 2k, they collected my BVN, scanned my personal text message to find bank alert and didn't grant me because they could not find bank text message.

I suspect you are a BEGGAR because the max they would for you is 200k after many months of being tested and trusted. And since your BVN is linked, you can get multiple loans from different apps except if 419 has Bleep you up. The apps are Branch and Fair money, you can get them on Google play store

If you are real, name the app and give details.
Re: How Loan Apps Have Ruined My Life by Presido24(m): 7:38pm On Oct 11, 2019
faceland:
I tried to get loan from the app but to just borrow 2k, they collected my BVN, scanned my personal text message to find bank alert and didn't grant me because they could not find bank text message.

I suspect you are a BEGGAR because the max they would for you is 200k after many months of being tested and trusted. And since your BVN is linked, you can get multiple loans from different apps except if 419 has Bleep you up. The apps are Branch and Fair money...you can get them on Google play store

If you are real, name the app and give details.
Re: How Loan Apps Have Ruined My Life by WEIRDFOWL: 7:40pm On Oct 11, 2019
Presido24:
bit is says my account will be automatically debited after the due date...my fear is if someone sends me half the money, maybe like 10k or so, I might need to withdraw some of the money, but the app could debit the money immediately it enters my account


They can’t access your bank account to deduct any money but if that’s your greatest fear . Start telling people you think they might credited you to send it to a third party.

Ignorance they say it kill , i’ll Know the cause of your own death after everything I explain doesn’t change a thing for you .
Re: How Loan Apps Have Ruined My Life by Presido24(m): 7:48pm On Oct 11, 2019
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Re: How Loan Apps Have Ruined My Life by SALTandFIRE: 8:05pm On Oct 11, 2019
jubianose:


if you are using opera mini. it won't upload.
try chrome it will upload.
if i hv money i would've sent to you some now. strangely i believe your story. and i know
but don't give up yet. there is still hope. God dey
scammers... The guy no dey owe nothing. What did he use the money for? You ppl need to stop bringing God into
Re: How Loan Apps Have Ruined My Life by livebyday(m): 8:35pm On Oct 11, 2019
dannybrasky:


When someone lost 900m to a scam,how do u expect him to function? Anyway I just dey try console u.
By the way @Saltandfire wey open him moniker day b4 yesterday don tell u way open your account today to send account number.

Good luck.

You are one of the smart ones here

I doubt the authentic of this story and the OP is using fake accounts to act like other members who want to donate by telling himself to drop account number

This is a scam

8 Likes 2 Shares

Re: How Loan Apps Have Ruined My Life by dannybrasky(m): 8:37pm On Oct 11, 2019
livebyday:


You are one of the smart ones here

I doubt the authentic of this story and the OP is using fake accounts to act like other members who want to donate by telling himself to drop account number

This is a scam

Chock knuckle wink

Re: How Loan Apps Have Ruined My Life by Lantern042: 8:37pm On Oct 11, 2019
dannybrasky:

Would have been better if your moniker wasn't registered today.
grin You go fear Nairaland investigators.

3 Likes

Re: How Loan Apps Have Ruined My Life by livebyday(m): 8:39pm On Oct 11, 2019
OluwasureGig:

what a dumb ass you can't say this to my face bro..I'll punch the miserable life you're living out of you. how much do you even have that someone will want to scam

Rule2

off topic and derailing thread

Mynd44 Seun lalasticlala OAM4J
Re: How Loan Apps Have Ruined My Life by livebyday(m): 8:39pm On Oct 11, 2019
UniversalDove:
bro you need to cut the dude some slack... At a point I also thought he was saltandfire.... Relax man...
I honestly don't believe anyone will just post their contact and bank details on Nairaland without a genuine reason

undecided
Re: How Loan Apps Have Ruined My Life by livebyday(m): 8:41pm On Oct 11, 2019
AwkaetitiBabe:
Baba the account number dey up there. All this people wey no see road finish wan dey form jagaban for NL sha

Another one
Re: How Loan Apps Have Ruined My Life by Presido24(m): 8:45pm On Oct 11, 2019
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Re: How Loan Apps Have Ruined My Life by Presido24(m): 8:49pm On Oct 11, 2019
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Re: How Loan Apps Have Ruined My Life by livebyday(m): 8:53pm On Oct 11, 2019
Presido24:
you're entitled to your own opinion, but I'll say it again like I've been saying before, my story is genuine... I've actually accepted my fate, I haven't gotten help from anyone here..Presido24 is the only NL account I have, I registered sometime last year, if you check my history here, you'll notice i don't have many post...I mostly come here to read news, and comment on signally..this is my first time requesting for help on any social media, and sadly I didn't get any help...I'm beginning to regret creating this thread, I'd already revealed my real name when I gave my account details, something I've vowed never to do here.I know if I somehow manage to pass through this situation I'm in now, I have a feeling this thread I've created today could somehow affect me in the near future

First off send your registered details with Fairmoney

I know someone who works there who can get your transaction history with them hence I will find out when You took said loan and tally that against your story

Via your bvn with them I can find out your balance

Now from my experience, there are telltale signs when a story is genuine even from the grammar construction in a letter and from what I can see you are lying and not a very good one at that

You would do well to speak up on what really happened.

Though I would not be interested as I am certain this is all a lie made up to fleece members of this forum of their funds

Let me advise you desist immediately

It's for your own good

Sit in a corner ant think on that

Don't take my admonition lightly.
Cheers

10 Likes 1 Share

Re: How Loan Apps Have Ruined My Life by Presido24(m): 8:59pm On Oct 11, 2019
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Re: How Loan Apps Have Ruined My Life by topstone4: 9:01pm On Oct 11, 2019
SALTandFIRE:
non of your business sir. The guy needs money, let him drop his account number here where everyone can see it

This guy told you he only wanted to advise people and not soliciting for help. So, where did you come up with this ascertion as if the guy took the loan in your presence?

Or are the two of you together on this ploy?
Re: How Loan Apps Have Ruined My Life by livebyday(m): 9:03pm On Oct 11, 2019
Presido24:
Honestly, I don't know what else to do to prove myself. I already uploaded a screenshot of my Branch and Fair money app..it was very difficult uploading it, I tried a lot before I succeeded...some of the people here added me on Whatsapp with the number I gave earlier, and I explained everything to them, and easily showed them the screenshot there.
You say you can someone deduce when someone is lying, but I don't know how you can't believe me now.. I'M NOT LYING!!



Yes you are and you know it

You have been cautioned

I suggest you channel your energy toward something more productive

Okay here's an idea, since you can't provide the registered email with fair money like I asked , why not download a third loan app and repay these ones

Problem solved

Now please stop with this

Cheers

3 Likes 1 Share

Re: How Loan Apps Have Ruined My Life by Fallenhunter: 9:05pm On Oct 11, 2019
Loan services exist so that you can maximize your future revenue potential and meet current expenses by using your potential future income. It isn't free money. People who get drowned by debt are usually those that treat it as free money.
Re: How Loan Apps Have Ruined My Life by Apeshy101(m): 9:07pm On Oct 11, 2019
Op if I tell you my story, you go know say you never see anything.

How old are you?

You were even lucky to get loan at first.
Life really hit me hard badly.

In summary, i came down to Enugu state( where no one would likely recognize me) and starting pushing wheelbarrow at New market.

Today, I'm the CEO of Ichie ICT solutions and the publisher of News9naija. Currently reside in the GRA.

Start from somewhere, there is nothing too small or too belittling.

You need to dump your ego and Chase a passion. Life is always on a temporary transition.

I rather give 10k to someone that would make another 10k with the the 10k than give a penny to someone for solving a problem.

Be guided.

8 Likes

Re: How Loan Apps Have Ruined My Life by Presido24(m): 9:13pm On Oct 11, 2019
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Re: How Loan Apps Have Ruined My Life by livebyday(m): 9:14pm On Oct 11, 2019
Presido24:
kindly drop your WhatsApp number so I'll show you all proof you need... uploading the screenshot on NL wasn't an easy thing..it was very easy uploading it on WhatsApp to people who requested it

I do not communicate with scammers

Good day

4 Likes 1 Share

Re: How Loan Apps Have Ruined My Life by Presido24(m): 9:18pm On Oct 11, 2019
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Re: How Loan Apps Have Ruined My Life by livebyday(m): 9:19pm On Oct 11, 2019
Presido24:
kindly drop your WhatsApp number so I'll show you all proof you need... uploading the screenshot on NL wasn't an easy thing..it was very easy uploading it on WhatsApp to people who requested it

Lastly your number isn't even a registered number

The NCC is blocking such numbers, I suggest you register is and restrategize for your next scam

At least until you are eventually arrested

Cheers

4 Likes 1 Share

Re: How Loan Apps Have Ruined My Life by Offpoint: 9:20pm On Oct 11, 2019
Presido24:
I tried to upload the screenshots here, it's not working.... I'll just reveal everything here
I got the two loans on 11th and 20th of September respectively..I got 15000# from Fair money, and I got 18,000# from Branch..I'm expected to pay back 18k for the first one, and 21,300# for the second one..when I applied for the loan, I had a lot of things in mind that I planned to do with it but immediately I got it, the way the money kept going is still a mistery to me.. I had planned to start an okirika business with the loan, but when I got to me, many expenses started surfacing...it really is a long story guys..but I really tried to get the money to pay back these loan, all to no avail..I really tried, but I just couldn't..and now it's time to pay back, and I have no clue on what to do..I'm really hopeless now
I know y'all would be suspicious about my talents...I would be too, I don't blame anyone...but what I really need is to get these burden off me...it's really depressing
Lol, na this one you wan kill yourself?
I'm owning Branch for a year and 3 months now, they're tired of calling and threatening me.

I just told them to sue me, when I have I'll pay back.

1 Like

Re: How Loan Apps Have Ruined My Life by Presido24(m): 9:21pm On Oct 11, 2019
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Re: How Loan Apps Have Ruined My Life by Presido24(m): 9:22pm On Oct 11, 2019
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Re: How Loan Apps Have Ruined My Life by dannybrasky(m): 9:28pm On Oct 11, 2019
Apeshy101:
Op if I tell you my story, you go know say you never see anything.

How old are you?

You were even lucky to get loan at first.
Life really hit me hard badly.

In summary, i came down to Enugu state( where no one would likely recognize me) and starting pushing wheelbarrow at New market.

Today, I'm the CEO of Ichie ICT solutions and the publisher of News9naija. Currently reside in the GRA.

Start from somewhere, there is nothing too small or too belittling.

You need to dump your ego and Chase a passion. Life is always on a temporary transition.

I rather give 10k to someone that would make another 10k with the the 10k than give a penny to someone for solving a problem.

Be guided.

God bless you!
Na Spirit of entitlement dey worry am.
He thinks he has problem?
From
carrying block to
mixing cement,
Cutting bushes and grass
Cultivating ridges for farmers
Selling plastic
Wheel Barrow pusher in the market,
Selling ABC books on the street of lagos.
Bus conductor in lagos.
Painting house and room to survive.
Phone call under umbrella.
My hustling spirit has no boundary growing up.
Now I own my own businesses,and I'm so proud of my success story,still writing it.Nothing is given for free you just have to earn it.

If he is looking for sympathy,he won't be getting a crumb from me,I'm so sorry.

3 Likes

Re: How Loan Apps Have Ruined My Life by Offpoint: 9:29pm On Oct 11, 2019
Presido24:
are you still using the account you registered with?
Of course, chill bro. if he'll takes you a year to pay just keep paying gradually. even if it's 1 or 2k per month.

They will call, text and threaten to report you. they just wanna make you panic and pay early.

After the due date, you have extra 2 months before they'll even start warming you.
Re: How Loan Apps Have Ruined My Life by Presido24(m): 9:37pm On Oct 11, 2019
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Re: How Loan Apps Have Ruined My Life by sampete(m): 9:40pm On Oct 11, 2019
Me too need just 500k before 9 am tomorow morning, if not i will kill myself. Someone should quickly ask for my account number
Re: How Loan Apps Have Ruined My Life by Apeshy101(m): 9:40pm On Oct 11, 2019
Presido24:
I'm not a lazy man, I'm a very hard-working person..many people commend me for it..I'm actually 25 yrs old, I came down to Lagos after my secondary education more than 4yrs ago..I've triedy hands on all I could, but nothing just seems to work for me..i think I'm cursed...I'd really like to know more about your story
Na long story but I go like make am brief.

When I finished secondary school i was 100% certain that I won't further due to funds.

I had some savings that would see me through first year but how would I cope with subsequent years?

I joined GNLD with the money and lost all!

Took up a teaching job in a private primary school with a 10k monthly take home.

I couldn't cope with feeding and other basic necessities. House rent expired too.

I had no option than to move down to the village (my papa dey village)

On a second thought, I made contact with friends in a Enugu, got a an apartment in Ugbo-Odogwu ( the worst ghetto in Enugu) with on a monthly 2k rent.

Had no job, no skill, and fast draining of cash.

Being the type that dislike begging, I followed some folks to a new market where the wheel barrow pushing began. At least hunger no kill me!

After a month, I switched to concrete and serving mason.

From there I met someone that offered me a monthly paid job.

Made some savings too and started skill acquisition.

Today, my IT skills are feeding me.


There is purpose for every action

Wheelbarrow was temporal, to quench hunger

Serving mason and concrete work was temporal too, quench hunger, pay rent, get more utilities, and meet more people.

Paid Job was temporal too, get some savings and start a new skill

Skill Acquisition: Lifetime self investment.


Know what you want and place your priorities right.

Forget about what people would say and focus on what you "said"

Be guided

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