₦airaland Forum

Brokenvessels:
I will be moving to Calgary 15th February
+/-3days. Need a travel buddy, preferably female. Have been looking at Airbnb and there are some nice 2 bedrooms, 2 baths condo that will be good for quarantine, if anyone is interested and will like to split costs, send a PM.
I will like to be added to any Calgary WhatsApp group.
Also, I will be looking for a 2 bed, 1 or 2 baths apartment or condo. Anyone looking for a flatmate, please reach out.
Thanks.

DefyTheOdds:
Hello everyone

I plan to travel by January. My current phone has issues. would it be better to buy a new one here in Nigeria, or when I get to Canada?

FieldMarshall06:
95 percent regret. If you did not school there, don't go there. I mean first degree not masters. Don't dare, else you drive taxi.

primeson1:
Amazon ca GC needed....let me know your offer price.

wickyyolo:
Mr know it all. Your opinion is very true. There are no taxes in Norway, Finland or USA. They are all tax free countries.

wickyyolo:
The higher you earn the more you’re taxed. Check your bank statement after the end of the year you will realize that 45 percent of income went to tax

wickyyolo:
People won’t tell you everything.

If somebody have never been to Lagos island he will think everywhere is heaven. Whereas any small rain it’s always flooded with water. Same estates don’t have gutters and their homes are flooded . I usually see Lagos Island except Lekki Phase 1 as Kubwa in Abuja.

The point I’m driving at is that earned income is like 50% income. You end up having only 50 percent for yourself at the end of the year. Nobody will tell u this until u experience it yourself.

rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, ....

salford1:
It will frequently go into roaming and roaming comes with extra charge.

If you visit fringes of the town or drive outside Calgary or Edmonton, it would lose network. They have poor coverage.

When people call you at times, it will tell them your phone is switched off even though it has full bars. Hopefully it won't be a call from am employer.

Except they have changed Sha. All in all, depends on your budget.

Jbelieve:
Thanks, was it just waved for you? Or you where selected for it?

Jbelieve:
What is tfsa

salford1:
Freedom mobile Sha, I hardly recommend that network. They can affect or change people's destiny .
I used the rate for Virgin, Koodo and Fido - Quality networks and best bang for your buck.

A $4 account will probably mean you get very few debit transactions a month, maybe 12 at the most. A fee will be charged once you go above the number of transactions allowed. $10 would get an average maybe 25 debit transaction which will be adequate for most people.
(Some banks would waive fees on their Unlimited transaction accounts if you can keep a fixed amount of money in accounts e.g. My bank - Scotia will waive the $15 fee if you always have a minimum monthly balance of $3000 in your current account or $30,000 in one of your savings account).
Another option would be to transact using a CC, but one must be disciplined on CC usage.

That is why I mentioned in one of later comments that you really get what you pay for here. There are great deals but one has to watch out. e.g. I used condo as $1000 but you can also get a condo for as low $650, but one may have to share the apartment with cockroaches or bedbugs.

For the shaw, that could be a contract they lock you in or a 1 year promo - I do not know. Internet plans and packages can be very flexible as they often run promos every now and then.

My post and yours are guides since everyone operates on different budget and have different needs. It is left for people to conduct their own due diligence/research on what might work best for them.

salford:
My values are average using Alberta and Sask as examples. Cost will vary for provinces and within cities in a province too. e.g rental may be cheaper in Red Deer compared to Calgary. Car Insurance will be cheaper in Winnipeg compared to Toronto.

Minimum Rent: Condo ($1000 and up), House ($1300 and up), sharing rooms - if you are single ($500 and up)
I aded "and up" because cheap housing will come with issues such as pests.

Car finance: $300 (Assuming the car is $18,000 and financed for 5 to 6 years). For starters, better to buy a small car outright.

Car Insurance: $150 (could be more or a little less depending on several factors. e.g premium or 3rd party, your postal code, parked in a garage or street, distance driven, used for Uber, age of driver, winter tires etc

Phone. (around 5 to 7gb): $80

Home Internet (no cable tv): $70

Water (if house): $80

Gas - Home heating (if house): $80

Electricity: $80 (if you love cooking, and also frequently use your oven and electric heaters in winter, then it will be higher)

Petrol: $200 (assuming you drive 20 to 30 min per day and you don't drive an SUV. if you do not have a car, Bus pass: $110)

Tenant Insurance: $20 (some landlords and housing agemcies will ask for it).

Bank fees: $10 and up

Hurricanecol11:
Hi, please what the apartment like? Price??

Orange1234:
Hello Fam. Please I'm still waiting for a response to my question. I want to know if the Canadian government taxes any of the cash income that is taken to Canada from Nigeria after landing as a PR. Any feedback would be appreciated.

joo2018:
"You have to report your world income (income from all sources both inside and outside Canada) earned after becoming a resident of Canada for income tax purposes on your Canadian tax return."

https://www.canada.ca/en/revenue-agency/services/tax/international-non-residents/individuals-leaving-entering-canada-non-residents/newcomers-canada-immigrants.html

Zeiya:
Hi everyone.

I am Landing in Toronto in April with a family of four.

Please is there anyone here living in:

Mississauga
Brampton
Markham
Etobicoke
Scarborough
North york

We are interested in settling in any of these areas.

Please what is the average/modest real cost of a 2 bedroom accommodation (apartment/basement) in any of these areas ( I can't get enough information on the cost of apartments online in any of these areas)?

I plan booking an Airbnb in Toronto or any of these places to stay while looking for accommodation. ( please how easy is it to get accommodation in these areas).

Please people living in these areas should help and answer my question. Any added information about the cities will be greatly appreciated.

Thanks

supermario2:
I must convert you.. Lol.. Download it... Get to character level and I'll send you some character wears/gears as gift in the game... Remember to choose US server... After you've played it for a while, I swear you'll leave pubg... It's like when I told my sis to leave blackberry for Android after 10years of use, she was like Backberry is the greatest.. lol... Well, that was until she tasted android, and she has never gone back to blackberry.... Lol... So I'll make you a believer

sammyfrosh:
Mr query, I also game on phone too. And i can post or share whatever i wish either psp, ps vita, 3ds, switch, ios/Android or even nds games so it's none of your concern sir. And if you don't like what I post you can kindly japaa pass my comments. Lol

sammyfrosh:
Kratos vs Persian brute

salford1:
I used wind/freedom for my first 6months or so in Canada. Freedom has a sketchy network. Sometimes your calls would go straight to voicemail without ringing or start roaming for no reason. Also the reception is very poor in some parts of most cities or when you approach the outskirts or new development areas in cities. I would rather pay a little more for virgin, koodo or fido which all falls in the price range I quoted.

salford1:
For other bills and expenses, consider the list below:

Electricity(not inclusive in condos): $60 to $100
Gas: $60 to $150 (depending on distance driven and engine size)
Car Insurance: $80 to over $200
Phone bills: $65 to $100
Home internet: $70 to $120
Personal care and feeding: $300 to $600
House insurance and bank fees: $40
(All per month)


d.

Tojued:
It's just September for pete's sake! Wakanda cold place is this one self?

luffyhaki:
Calgary's my kinda weather