lol i'm learning oooo.. trying to be a good student

This thing is like PHD

deept:


We are waiting for your good news o.you suppose don graduate since.

lol this parking thing

what if I don't have 3 cars, can others parking pay me?

My current apartment is 120 quid a space per month

Lexusgs430:


Since we're learning, I would give you a recent example........

I was chatted up by one of us here ........ He/She was about to buy a newish build....... The property in question had a parking space for about 3 cars ........

Now the clincher......... The property owner would not own those parking spaces, those spaces are owned by management company, you would have to pay, to park your cars, in front of your own house (not off street parking)..........😁😜

thanks for this example

in this example, why will management company's own quote be more expensive tho?

deept:


Depends on what needs doing. Unless there is a sinkhole or something major damage I don't think it will get to that.

When I say high, let me illustrate, a job that will cost let's say[b] 5k if you go to get a quote from a contractor, the management company could do it for 10k [/b]and give you all your share of the bill and there is little you can do about it unless things have changed

but won't most new build buyers have this same issue though?

unadopted roads and all

Just asking for experiences from new build owners

Lexusgs430:


You seem so so determined to buy this property........ 😂😜

thanks for the responses..

hmmm high? 1k? 5k? 10? high?

i just dey think

deept:


Nope. But the costs can be unexpectedly high



Tp1 is like the purchase agreement.

pls what is tp1?

something major like road fix right? so it won't be like a yearly thing

deept:


Annual service charge should cover recurrent expenses eg street light, common areas, etc. then if something major happens, the cost will be shared amongst all of you

is this going to be covered in the management service fees that's paid annually?

Or another cost factor?

Pls what is tp1?

Yes, it is a new build

deept:


This....

Plus they would pass your case on to debt collectors...

...plus, you can't sell unless you get a management pack(I think that's what it's called)

how much can road maintenance be though? how often?

Isn't this already tied to the annual management service charge?

Lexusgs430:


If the unadopted road is managed by a management body........ They might have the financial leverage, to offer you a pocket friendly loan, if you refuse to pay .......

Litigation would be engaged and a charge would eventually be charged to your property (you would not win).........😂😁

Your solicitor CAN only highlight and inform prior..... If you decide to exchange....... You already exchanged your rights.....😂😁

is this going to be covered in the management service fees that's paid annually?

Or another cost factor?

Pls what is tp1?

Yes, it is a new build

deept:

For new build estates, the builder usually set up a management company to look after the estate. Councils usually do not adopt some of the roads in new builds because they do not want to take on the liability plus sometimes the roads are knot built to standard, the builder cutting costs so the cost of maintenance will be passed on to the residents via a management company set up by the builder. If you look in your tp1, it should all be there. The
Management company in this case will be responsible. They will fix the road and send you your share of the bill.

me sef cant be forced to pay/contribute then lol

What should the solicitor do in this case?

Lexusgs430:


People that reside on unadopted roads, would be responsible for all the road........ If your neighbour is happy with a battered/flooded/potholed road...... You cannot force them to pay/contribute....... 😁😜

That's why your conveyancing solicitor, is worth their £......

What's in it for the government, to adopt it....... (unless a top politician buys on that road)..... 🤣

I know this is my shade

yet again you miss the point

No one is attacking you ... no one is fighting for any care brigade...

We can plan and plan.. life has its own plans and we must adapt and evolve our plans

I don't do care, never done care but will never be insensitive to another career... or someone's career journey

Life is a marathon, not a sprint.. by God's grace, hardwork & luck, we will get to our milestones

Just be more sensitive....

hustla:



By all means, care for the vulnerable, but it should be done out of love (Rita Dominic spoke about doing this recently) and not as a last resort or because the government makes policies to deliberately edge every Tom, Dick, and Harry towards caring for them.

I did not just mention money; I mentioned other factors that will affect the family and upward mobility in the future.

I am certain that 99% of Nigerians, if given the global talent visa or ILR from day 1, would not opt for care [b](I AM NOT SAYING CARE IS NOT GOOD OOOOO FOR THE CARE BRIGADE AND ARMY BEFORE UNA ATTACK ME) [/b]

for just my side of the road or the entire road that bears the street name?

This means property searches should be done earlier so people know.. at least early in the house buying stage..

responsible? like fixing the road?

is there any hope of government adopting the road?

Lexusgs430:



To start with, all of you would be responsible for everything to do with the road............ I go dodge this bullet...... 😜

Has anyone ever bought a house on an unadopted road? private road? possibly new build..

Please any experiences? pls share, thanks

Congrats.... great news

mohtunrahyor:
IT’S MY TESTIMONY TIME 💃🏼
MOVED INTO MY NEW HOME 29th FEBRUARY

Principality 4.8% for 27% deposit (Including Help to Buy Wales) with 2 years in the UK.

LISA Contribution with my husband started 23rd of September 2022 and Completed October 2023 to get a total of £20,000 (bonus included)

I really appreciate all of the information and encouragement given on the platform.

Thanks to @Lexuss430 and everyone for taking time to reply messages.

No more DEAD MONEY 🎉

congrats.. celebration time

I learnt this almost 4years late because it limits you to 450k

seyejohn94:
🎉🏡 Testimony Time! 🎉🏡

Guess who just conquered the infamous property ladder? That's right — yours truly! 🙌 After an exhilarating journey filled with twists, turns, and a whole lot of learning, I finally got the keys to my very own slice of heaven, just two days after sealing the deal.

Let me drop some key pointers for those eager to embark on their own property adventure:

Lisa Isn't for Everyone: If you're eyeing a cozy abode in London or certain sought-after spots, Lisa might not be your knight in shining armor. I learned this the hard way, but hey, lessons are part of the journey, right?

Solicitors: The Unsung Heroes (or Villains): Oh boy, let me tell you — the role of solicitors in this process cannot be overstated. They can either be your best friends, smoothing out every bump in the road, or the stuff of nightmares, throwing obstacles in your path. Choose wisely!

Believe in the Power of Possibility: Through every hurdle, setback, and moment of doubt, one thing kept me going: the unwavering belief that anything is possible. And let me tell you, standing in my new home, that belief has never felt more real.

So, to all the dreamers out there eyeing their own spot on the property ladder, remember this: the journey may be challenging, but the view from the top? Absolutely worth it. 🌟🏠 #NewHomeJoy #PropertyAdventure

This isn't it sha......

The UK is already dealing with high DV%, especially during/after sporting events amongst the Brits, even when the men's fav teams wins... most times alcohol driven..

https://www.independent.co.uk/news/uk/home-news/domestic-abuse-world-cup-england-win-b2237666.html

https://www.ons.gov.uk/peoplepopulationandcommunity/crimeandjustice/bulletins/domesticabuseinenglandandwalesoverview/november2022

It has nothing to specifically do with immigrants.. or Nigeria..

The man is a coward

ehizario2012:
https://www.kentonline.co.uk/thanet/news/amp/church-pastor-who-preached-daily-on-facebook-jailed-for-beat-303205/

It's people like this that are giving Nigerian immigrants a bad name in the UK, it's crazy. I know spouses can suddenly develop unimaginable characters (including cheating) when they get to the UK, but domestic violence is never the solution. It's better to let the marriage gradually degenerate (while arranging plan B) and disintegrate eventually rather than be forced to go violent.

bro, i thought we've had this discussion on NL before

No need for this.... you're killing the positive vibes and celebration..

Care work is legal work... it is a way to pay the never-ending bills.. it is a path to come into the UK.. it can also be a temporary phase to other greater career paths .... it can also be a career path people are passionate about .... make we dey chill sometimes

We don't need this tbh

hustla:



Congrats bro!

May God make you bigger and widen your coast beyond your heart's desire

Na these kain things I like dey see and hear for this forum and outside, No be care work this and that

i'm not sure I understand the question.. you asking for the benefits?

it is just a paperless form of Biometric Residency Permits with the BRP cards getting phased out by end of this year...

Employers for example will need a code to verify the employee has a right to work and what type of work .. seamlessly they say..

The codes are generated, verified and maintained within Home Office.

They also save costs of physical cards which can be expensive as they're made in large volumes..

Some things aint clear for me though... when BRP is phased out, how does one show at immigration that they have the rights to come into the uk? generate a code at the airport?

Maybe some clarifications will be made before the end of the year..

humblemoi:


Please forgive my ignorance, what is the positive of a right to work share code, if all i do is attend an interview and pass off a share code via email (offline) as against showing my BRP in an interview or to the HR personnel online.

I am just trying to understand if I am missing something with the logic.

then add the fact that it is hard to get jobs paying even minimum wage..

Home Office don't smile with employers of illegal immigrants etc..

https://www.gov.uk/penalties-for-employing-illegal-workers

People need to watch UK Border Force show to see the reality of things.. how people suffer for years earning way below minimum wage and are still caught

It is one thing to say she should do this and that and stay lowkey... It is another thing to actually see it through....

We need to also remember advance in technology and now share code have made things easier for people to be detected/caught/monitored

A perfect example is the Live Facial Recognition thats been introduced by the Met Police which helps locate people on a ‘watchlist’ who are sought by the police;

https://www.met.police.uk/advice/advice-and-information/fr/facial-recognition-technology/

Like i stated earlier, going back to Nigeria should always be an option... even if it is the last resort..

I know it it hard, very hard but sometimes reset/replan is another strategy

Even if she has a baby with someone as recommended, how will she be able to pay childcare fees? she needs to work, etc.. and earn something through out the legal tussle to remain in the country.. then add the emotional angle to the tussle

Zahra29:


It is the home office who decides if you have the right to appeal - it is not automatic. If they decide that the case has no merit, then they would be no appeal right- only a judicial review which is a form of an expensive administrative review. These are frequently refused and then the claimant can only make a fresh claim submission IF there is new evidence such as a material change to their initial circumstances. You are not allowed to just make a brand new asylum application.

While the asylum process is going on (which can be concluded quickly for a meritless case), the claimant will be mandated to report to a specific immigration reporting centre - it might be weekly, bi monthly or monthly. If their application is refused, they are at risk of detention and removal when they report. If they fail to report, they are classed as absconders and might trigger a home office search and removal. It would also make any future human rights applications more complicated.

This is why some people choose to lay low if there is an unrealistic chance of asylum success (which tbh would apply to the vast majority of Nigerian asylum applications) because you bring yourself under the direct radar of the home office.

People rarely reveal all of the details of their journey as an illegal immigrant- most times it's impossible to express the amount of mental, emotional, physical and financial stress they have gone through. It is no where near as easy as it might seem.

yet again, you're missing the point..

tired of repeating myself

lavida001:


E don clear for your eyes abi?

lmaooooooooooo

that's tough

dupyshoo:
I meant what I typed. Almost 40k stamp duty.

facts!!!!!

but wait ooo..did you mean 40k or 4k ? abeg check what you typed again.. lol

lmaoooo.. 40

dupyshoo:
As I have said before, you will never be entitled to any public fund even as a British citizen, so far you are working hard. It will get worse.

The amount I pay in tax and Ni alone every month is enormous (way more than 3 times yearly IHS)).

I am not entitled to child benefit, free child care, nothing!!!

Recently, we paid close to £40k for a second home stamp duty tax because we are yet to sell our first house.
The system will keep collecting. So, if you are expecting access to public fund, you better start reconsidering.

they take from everyone one of us .... but we knew the system and pain even before leaving Nigeria

Entitlement is entitlement....

you don't buy coke and complain it is coke you tasted in the bottle.... was it going to be sprite?

Also, i don't think this is true in all honesty... it will always be relative

In America for example, you're one illness away from huge debt... i'm not talking small debt.. huge debt

Every country with its pros and cons....

hustla:


Well, I can't blame him for wanting something at least. The UK takes a lot from students and rarely gives much in return

so entitled

hustla:


LOL

F*ck No. Entitled to public funds for why naw

You don dey climb tree pass leaf o

Which public funds even dey available to you for where you dey come from?

thanks for this

Bukad:


Theory 4 in 1

It cost less than £5

1. Attempt to answer all practice revision questions in bits of 20s or 30s while using the favourites, flag and more information tabs. It's about 774 questions in total.

2. Then attempt the mock test consistently till you sore 48 to 50 at each trial.

3. Practice the hazard perception test.

Best of Luck!!!

nos1 flew over him/her lol

Nos 3 .. having rights to public funds.. even in Nigeria, what public funds exists? what benefits exists? omooooo. i'm tired... you knew you will have no rights before you applied from Nigeria... whats' all these demands? and noise?

He/She is demanding for what doesn't exist in his/her own country??

Not all Brits even have access to the same public funds....

I love how you ended your post .. the bolded text

Goodenoch:



1. Lmao. That wasn't the point and it's kind of sad that you missed it, especially in light of my last statement in that post. Anyway, the UK is also having issues catering for all its citizens, which is something some here (the "the UK cannot do without us" cadre) never cease to highlight when the company reports recession, slow growth or when the education industry is suffering.

2. A lot more than what you pay in the UK. I don't know the fees individual workers pay because I only worked with sponsoring companies but I know that expatriate permits used to cost 2,000 USD per year, apart from all the other fees. Now it has been increased to $15,000 (£12,000) annually for a director and $10,000 for other employees. And there's no healthcare included obviously, lol.

3.In what other country would you be entitled to public funds like citizens one year after your arrival in the country as a student on a non-immigrant visa? Anyway, you can always start a petition and if it gains enough signatures, parliament will be mandated by law to discuss it. Unlike certain other countries.

wow.... happy for him ooo.. that was a sweet plan B!!!!

Santa2:


Yes he left, he actually became an overstayer before he left while trying to secure another sponsorship. Luckily he had canadian PR from 2 years prior but he felt he was already established here so he wasnt going to move to canada, He always joked about how london was just 6 hours flight from Lagos as against Toronto.

I totally agree.. i was referring to the 2 cases in context that are currently facing this..

My point is.... we complain about "everything", including things our own country can't provide....

Sorry about your friend.. did you mean he left? relocated to another country (not Nigeria)?

I'm glad he had plan B

The bolded part in your post is very very key though.. quality prayer


[quote author=Santa2 post=128810701]

@ the bolded..I know cases where people planned well and still got the burnt end of the stick. Its not really a one size fit all. Someone I know after being sponsored for 3 and half years, His organisation filed for bankruptcy and when under. That's how dude found himself without sponsorship and with just 90days to find another. Despite being a software developer he was unable to get a job to sponsor him within the time period. He got several offers but just not one that would sponsor. Bobo was well established here, bought his house, and all. Luckily he already had plan B else na back to Tibunu and sundry. He still feels burnt on how he had to leave the country. May life not happen to us despite all our plans.[/quote]

While we wait for experienced answers to this, pls convince her that going back to Nigeria should always be an option.. even if it is the last resort.. i wish her well

UnconventionalT:
A friend of mine is currently overstaying her visa after she was unfortunate to get a COS. It's been 6 months of trying to stay low key as possible as she can. No Facebook presence as such, linkedl is deleted, avoid police wahala etc. Is there a way she can legalize her stay? Coming to Nigeria isn't an option for her, breadwinner of the family

UK this... UK that...

Meanwhile a lot of us don't know how difficult our Nigerian visa process is for foreigners for example...

I have applied for a visa for Blackberry Execs from Canada before when i worked in Nigeria.. when Blackberry was Blackberry... the shit I saw with my very own eyes.. the process they were put through..

These were people coming to invest oooo..

Some people complain we don't have access to benefits.. what benefits has Nigeria ever offered us ?? ever our own country...

Even pensions from decades of sweat, blood and tears are stolen in billions and the older ones have nothing to fall on or die before they receive it.. no benefits, no pensions after decades..

Let's be real ..

You applied for a school visa and accepted/claimed you had funds to be able to take care of yourself financially.. and knew there will be no govt support.. knew the bills to be paid before you even left Nigeria

You applied for family/spousal visa and knew your spouse has to earn a minimum and you will need to be able to take care of yourself financially.. and knew there will be no govt support.. knew the bills to be paid before you even left Nigeria

I can go on and on...

It is a simple case of walking through a known landmine and then complaining when some mines go off...

I still saw 2 cases this week on families being shattered because of lack of planning and facing reality.. and they've sold everything in Nigeria and are now stuck and need loans/change of visa or they're back to Nigeria soon

Nahhhh

profemebee:
i love this angle... lol

I have a funny theory regarding showrooms which speaks to your nos 1 question

Since they're built first as the standard and all in many scenarios, the builders will have a lot of learning curves and points to take from it and use to build the other houses around it.. most times, show rooms are right there at the development site where the other new houses will be

My logic isn't to buy a show room.. i try not to get carried away with its beauty... ,you can take pictures and then work your new home to be furnished like it

my 2cents abi 2pence

2. Don't let that worry you too much.. if you're the first/only black, be a great representative.. If you're not.. enjoy.. make friends.. it is just skin.. we will turn to dust eventually

Jamesclooney:
1. Has anyone bought a new build “show home” before? How much extra was it? Just feel a lot more stress-free than furnishing to the same standard.

2. Any concerns in buying a house in a 99% white community? Most new builds are in less urban areas with lots of non-immigrants as majority, kinda looking for a mix to get a good community vibe. Any tips on this?

Thanks ahead

i love this angle... lol

Goodenoch:


People from Chad displaced by Boko Haram are housed in IDP camps for free at the expense of the Nigerian government while Americans coming to work in Nigeria have to pay visa fees, expatriate levies and support themselves. That means the Nigerian government is discriminatory, right?

—

The sort of poor logic one sees here regularly sef gives credence to certain claims.