₦airaland Forum

"we just need his brain, not his body"

"sadeasterners"

putting tribe and sentiments before common sense

ReesheesuKnack:
Was this how Zimbabweans felt it in those days in 2008?

You log in to transfer 20£ to your aburo. It’s 40,000 naira.

Between the time it takes your phone to refresh, the same £20 has now become 46,500 naira.

That is an ‘increase’ of 6,500 in a few minutes…

E be like say Tinubu & Cardoso dey carry us go where we no know.

pls speak english... professors shouldn't be speaking pidgin .. that's razz for your "standard"

it should be "Hey Brit, my limited proficiency in English brings you joy and satisfaction."

SavageResponse:
Britiko this one sweet you for belle well well

i understand, but i have to give at least one month notice which works well with the completion date

If i don't give, then that means another month of rent and then mortgage kicking off simultaneously

anyone with experience where completion date wasn't met?

Lexusgs430:
Unforeseen circumstances nko........ 😜😂👌

Professor can't review his own english.. hehehehe..

this life sha

justwise:
Pisses me off not of

it is a new build, therefore no chain.. and the house is already built .. just additions like dishwasher/washing machine, wardrobes and snagging list survey to be done

Lexusgs430:
- Chain
- Unforseen circumstances

you get am

Lexusgs430:
So Oga go dey pay rent and pay mortgage, at the same time........

Oga wan execute perfect synchronization.......🤣😜

just trying to sync this whole thing of rent and mortgage

deept:
You have over analysed this thing. Best thing, complete then give notice.

what can make completion not complete ?

i just have to give the 1month notice as a minimum according to tenancy agreement

Lexusgs430:
It might backfire on you...... But you need to give the notice period.....

What you do is, seek alternative bridging accomodation arrangements, incase completion, refuses to complete.......😂😜

hi hi, i think i have asked something around this but will try and twist the question

For a tenancy with break clause, If you have to give landlord at least one month notice, and you have a completion date that fits the one month period before you end tenancy, is it okay to trust the completion date and send in the one month notice as soon as possible?

I actually got confused regarding the tautology statement.. wrong use of term..

Didn't even add any contribution or advice to the OP's problem

the "correcter" became the "corrected"

Hunter became the hunted

justwise:
@SavageResponse

How are you feeling now? lol

very true, i went to Montenegro and saw all them roads by the cliffs and mountains.. and it was also late at night sometimes with no lights .. just car lights..

then a few weeks after i got back, i saw on the news a Brit tourist died from an accident passing the same road i did.. the vehicle drove off the road.. scaryyyyyyyyy..

OmichaelO:
Ah bos, thank you for saying this,

driving was a bit challenging o, I won't even lie, due to curvy mountains and going round it. maybe because we went at peak of shorter day longer night. but you cant go 1 mile on some certain roads without bends.

but there was enough barricade and nets sef for falling rocks.

professor lol.. she GIVE abi she no GIVE?

Please forgive her.. that 10k heavy oo.. e pass english matter

SavageResponse:
So after spending time in the UK you still write this type of tautological grammar

The proper word is Lend, when you're giving out you're Lending hence the proper grammar should be " Lent them almost 10K..."

noooo oooo

I meant you have a blunt way of saying things.. no sugar coating.. especially family related issues like this

Like you always say, put yourself and family first

Lexusgs430:
Are you indirectly saying, my family network is problematic........🤣😂

a whole luggage?? did he contribute to your ticket?

directonpc:
The man expected me to carry an extra luggage because I had a backpack and a traveling bag. Funny thing is that it wasn't even easy for me at Heathrow with just my luggage. I imagined if I had an extra.

Just saw these articles

https://www.comparemymove.com/advice/conveyancing/buying-house-in-mining-area#

https://www.gov.uk/check-if-property-is-affected-by-coal-mining

There are many options... you don't have to buy the house even if it fits all your criteria.. the risks the mining area comes with .. hmmm

Zimzee:
Hello,

Please gurus in the house, please help me out in this dilemma.

Upon conducting a property search, indications emerged that the property we intend to purchase may be situated in a coal mining area. In response, our solicitors requested £48 to conduct a specialized coal mining search, to which we promptly complied. Despite our request for updates, the solicitors have communicated that they will provide information on the search when they are in a position to do so.

On a parallel note, our broker is wants to proceed with the submission of the mortgage application. Their procedural policy entails collecting broker fee post-submission. However, the solicitors have not yet furnished us with the outcome of the coal mining search.

Given this situation, we are now faced with the decision of whether to proceed with the broker to submit the mortgage application. It's crucial to bear in mind that the broker's fee is non-refundable. What course of action would be advisable in light of the pending information from the solicitors?

as per you should carry excess luggage or what? lol

nawa ooo

directonpc:
You seem like a very nice person.
My wife was staying with a family the time she arrived in September. I paid this family 350 GBP every month for a room that's the size of a passage and no heating.

One time I visited the UK in November for a work trip, as I was about to leave, the family asked me if I could help them take some items back to Nigeria and I offered that I have some free space in my box and can carry the amount of their stuff that can fit in. Na so the husband start dey insult me. After I left (on a Tuesday), he evicted my wife on Friday same week.

Funny thing is my wife still laughs with these people. She's probably as nice as you OP.

first of all, Congrats ... may the baby bring blessings to your family

£900 light bill for 2months is ridiculous.. that's crazyyyyyyy **in egungun's voice**

I fully understand their point about getting a job (permanent) first but hmmmm.. who is the student? or what kind of visa? are they applying for permanent jobs?

How long can these bills be managed like this? and they're not contributing..

Also, I think you have to choose between they moving out soon Or your £10k being a loan that might not be paid back for a whileeeeeeeeeee

my ancestor, Lexus can give advise.. he is the best to deal with these family related issues in uk post migration

ToshoTosin:
Borrowed them almost 10K to process their coming. My husband and i told them they could stay with us for a while since its difficult to get apartments from Nigeria. They got a temp job and they paid their fees remaining. We asked when they wanted to get an apartmentafter 3 months, we were given a list of things they want to do before they start looking. Alott happened already,
I cannot wven begin to go into. The job contract ended, so i asked again after another month if they started looking, they said they wanted to get another job first before they start looking. Our thingss were being used and thrown away without asking, our light bill for Dec n Jan was almost 900 pounds. (They asked when theu came what bill they can pay but i told them we already laid the bill for that month and rhey shouldsavw since they just came). My hubs and i are so tired, we don't know what else to do. We dont want to make them uncomfortable but we are getting there, our family friends wanted to come visit to stay since i just gave birth(and they aren't helping at all) but they can't stay because theyre in the room and the other empty one is the nursery. Theres much more they have done but i can't begin to type.
We don't know what to do without looking like bad people or make it seem like we're sending them out.
Any advise will be appreciated.
I'm curious to find out how long did family stay with you guys untill they got their place. Maybe we're being too fast. Lol.

this thing happens even in Nigeria

They know there is family sentiments attached and leverage on that emotionally

At least, they should have a timeline when they will leave and ensure the host family are happy with the timeline

Lexusgs430:
This is part of the reason people just like to dey their corner, with their family.......

No harm in accommodating people, but ones they start working, commonsense must dictate that they make financial contributions to their host (towards bills, feeding and rent).......

But they won't make financial contributions, they would start sending all their money to Nigeria (they would not even be secretive about it)........ 😜😂

i will love to hear this story.. reminds me of the one we read here last year... he refused to leave... caused wahala within the family..

ToshoTosin:
That's good. Thank you.
The landlord saw them when they came last year he has been asking uswhen they will move. They're not willing to look for a place yet(another story).
Lol

not a good example sha lol

He had vitiligo..

MJ was embraced by everyone.. every race.. he was and still one of the fewest Megastars to get on that level of global stardom... we might never have anyone like him again in the entertainment world

ehizario2012:
...for what it is, and not what it should be. Well said. A dentist friend of mine was narrating how some patients refuse black doctors till now, as if na d doctor disease go kill.

R***SM and tri****sm sit deep in the human nature, nothing can take it away. It can only be managed. Michael Jackson tried to become white but he still wasn't accepted, so no matter the number of years spent here or ILR/citizen or whatever status, never forget who you are. It's their land, and rightly so.

The aim is to make the best of the opportunities here, and firmly understand your place while actively contributing to the development of the host country/community. That's a better way of seeing the symbiotic relationship.

the way you put your points together

Love the way you ended it

Zahra29:
Your opinion versus facts.

It is not the most common route to relocation. Before the recent surge and subsequent clampdown, most overseas students returned home after their studies (not necessarily immediately after) which is why the govt (especially Theresa May) was pressed upon for years to exclude students from migration figures - the argument being that they were only temporary residents.

If it was an accepted route to permanent relocation, the study and PSW years would be included in the standard 5 year route to settlement.

while i'm in the middle.. slim thick

Lexusgs430:
You have said it all and provoked a reaction.....

It's simply a matter of choice....... Same way some men love orobo's, whilst another set of men, only prefer leepa's....... 🤣😜
.

please explain oooo.. we need to learn..

justwise:
100% and I think govt pays for it or some of the cost?

both have their pros and cons.... with old build, you will spend way more to renovate etc.. with new build, the developer can go into administration like this example..

Just go with your heart and what your money can manage.. and do your due diligence

so many articles to read..

https://www.whitegates.co.uk/news/new-build-vs-old-build

https://www.whitegates.co.uk/news/new-build-vs-old-build

https://goodmove.co.uk/blog/buying-advice/new-build-vs-old-house-which-is-best/

https://hoa.org.uk/advice/guides-for-homeowners/i-am-buying/new-build-vs-existing-home/

https://www.comparemymove.com/advice/new-build-homes/new-build-vs-old-build

https://aspenwoolf.co.uk/resources/property-news/category/tips/new-builds-vs-old-builds-which-is-more-profitable/

Lexusgs430:
New builds palaver..........


Our newbuild dream turned into a nightmare: Homeowners reveal horror of being ‘trapped’ in £400k ho… https://mol.im/a/13066187 via https://dailym.ai/android

these timelines are not bad .. i will plan around this timeline... thanks

mohtunrahyor:
According to Moneybox, from receipt of the form, the whole process can take up to 10 working days if the request is for a full withdrawal of funds. Please note that this withdrawal can take longer if the customer is still contributing to their Lifetime ISA and/or requests that any pending government bonuses are also paid as part of the withdrawal.

Our solicitor received the funds from Moneybox within 3 - 4 working days after Moneybox received an email from the solicitor.
My husband- 3 working days
Mine - 4 working days because Solicitor responded to mine late, they thought it’s one LISA.

from my understanding, i think he is saying same thing as you.. the payment isn't immediate but like i added, it will be prorated

7 weeks tho ..... lol

that's tough sha

Solumtoya:
Not true... They won't give you even 1 day off. I made my first repayment exactly 1 month after the completion and it was prorated for almost 7 weeks. Completed 15th Dec, paid first Mortgage repayment 1st Jan for half of December and whole of January.

this will be perfect but i guess it will be prorated so that means maybe 6-8weeks mortgage payment initially then the normal mortgage amount

Santa2:
I understand you get like a month or two before repayments start to kick in,

thanks for this..

I will consider all these.. cant be paying both places ooo..

Hopefully, any mortgage lender i use will not immediately expect mortgage payments..

[quote author=Estroller post=128353791][/quote]

hi hi, trust we are having a great journey in the UK

After exchanging contract, I hear completing takes 7-28 days on an average and might be quicker for new build which is my preference

1. How does one know what date to set as Completion date as one doesn't know how long it takes for Moneybox to send funds from customer's deposited funds to the Solicitor??

It is out of buyers' hands and don't know how quick it will be

This Completion date is key as I hear one must meet it to avoid penalties Or one needs to extend if the mortgage offer expires.


2. Must a buyer move in immediately after completion for a new build?

truth and nothing but the truth

not just a tribalist, but a Coward

denying thats' what he meant lol

Clown!!!

He will use that same heart filled with hatred to worship his God/god

KOVIC19COVID20:
Not just you, Adekzy. Your fellow vile humans have been castigating the South East for a long time.
See some of them below:









This sort of hypocrisy, blatant lies and denial of responsibility is what makes Nigeria to be where it is today. Never mind, I blame myself for even engaging with a Hamas-supporting, human being. He posts a diatribe (on a UK Living thread) about a region of Nigeria. Then he comes back to deny. What manner of shamelesness is that?

This guy clearly violated rule number 2 of nairaland. Nairaland should have no place for such bigots.

I hear about this.. no need for Level2 or 3 survey if it is new build...

Is it because the house is new and under the NHBC 10years warranty?

I was thinking at least Level 2 Snagging report survey if it is a new build..

Ticha:
Ah no you don't

likeee... sadEast this is another level of tribalism

lmaooo

ehizario2012:
When someone calls a section of the country sadEast, is that someone really not below human? If only such people could be banned for posting hateful comments.

It's those South Easterners that have the capacity to turn Nigeria around today, the experience would definitely have been different if Peter Obi won. Definitely.

I respect the Igbo man's doggedness 100%

Dem dey try