₦airaland Forum

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Choi

This is really tough. One will wonder why Nigerians should write a test of English exam in the first instance.

Can't the Nigerian government make a case...in the end, to Japa is by choice.

After paying such an amount, e no go good to fail the test o.

Individuals preparing to sit for the exam should prepare well biko.

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Tt4tolu:
Dear Naira landers, happy New Year! Please I need study pack for intermediate 2. tolulope.awujoola@gmail.com. Thanks in advance.

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Noted

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othermen:
In this Tinubu’s economy- I am interested in other Stakeholders, especially employees, who are directly impacted by the decision to move away from Jumia Food. Management already asserted that this move is in the best interest of shareholders.

That said, management sometimes take curious decisions. Just give a thought to the rationale behind this strategic shift, which is framed in terms of allocating resources to divisions with a higher return on investment. But, just a little delving , you would see that the decision is not solely driven by the presence of a division with a higher return on capital; rather, it is driven by the understanding that Jumia's Food division cost of capital surpasses the returns.

Jumia Food constitutes a substantial portion (11%) of Jumia's Gross Merchandise Value, and so any investor may want to move beyond a singular focus on the non-viability or non-financial sustainability of the food delivery division. They will want to do a comprehensive evaluation of the overall strategy across other divisions.

I would say, rather than attribute management decision solely to financial metrics, how about we do some industry ratio and trend analysis and consider factors contributing to the decline in active consumers and orders. Are there operational challenges, shifting consumer behaviors, or external factors like the removal of fuel subsidies impacting the cost of delivery? Such analysis will help you interrogate the content of the financial reasons which management claim to drive their decision, you may see that the reason why Jumia food is shutting down is not because of the division diminished financial returns, but rather, it’s a result of series of poor decision-making, management inability to adapt or navigate changes in the business environment or management failure to allocate resources efficiently or ensure efficient operations. So, it’s not the financial return that is the disease, the financial downturn is just a symptom. And we should know what the disease is especially, gleaming from the industry.

The competitive landscape raises additional questions. Why are competitors like Glovo thriving in the sector, and what strategies have Jumia employed to navigate challenges? Or it is just easier, to let go of employees, and use this shut down to scuttle assessment of management performances. If you lost significant market share, why is that not management failure in strategic positioning, market understanding or management failure in responding to industry dynamics?? Moreover , the absence of information regarding the potential return on investment in the other divisions adds to the “MagoMago”. As an investor, seek transparency on the strategic vision for these other divisions, their growth prospects, and the expected returns, re-evaluate Jumia's management strategy, considering not only the financial dynamics.

Biko, addressing the multifaceted reasons behind the decline in Jumia Food's performance is to gain more insight about the overall going concern of Jumia as you may elucidate strategies from such assessments that could help overcome potential challenges in other divisions. If you want to restore my confidence as a shareholder, this will be crucial in Jumia's overall business trajectory.

How did you come to the conclusion that Glovo is thriving? When did Glovo enter the Nigeria Food delivery Market? How long has Jumia operated in the food Market?

Are you aware Bolt food also exited the Market? I bet the Jumia hierarchy know about what you stated about trend analysis et al and even more. They have taken a decision they consider best for their business. You are not privy to the fine details. Respect the decision. You may also undertake the industry analysis as a personal assignment and share your findings for the benefit of interested persons.

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