Travel › Re: General UK Visa Enquiries - Part 5 by Ray7878: 8:31am On Apr 07, 2022 |
s2day2: Hello, pls is Biometrics needed for UK tourist visa application As far as am aware you do bio for all UK visas, unless they are under 5 years old. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 8:27am On Apr 07, 2022 |
darknessbegone: Are you a first time customer with John Lewis when you try to place the order? If yes, that’s what they usually do. I use to work there as a backend staff.
They usually flag a first time customer ordering something expensive. Normally, what we do is to call and ask some questions and if satisfied, the order get released from hold or the order get cancelled and we wait and see if the customer will call back/email and place the order again.
You will be surprise about the number of orders placed on this posh stores website using stolen cards.
It happens to all races there.
The LinkedIn own, me I don’t know about that one. I will say a staff from the fraud department got curious when trying to verify your identity. Great points here. Definitely sure that they would have extra security when it comes to online shopping. And they do have the rights to refuse credit even if PayPal approved it. And yes it happens to all race, the checking of LinkedIn and then proceeding to cancel the debit card order is where I think they make a massive error. Put the order on hold, ask for more proof of identity etc Was the debit card registered in a different address to the delivery address etc So yes do your checks because usually any transaction above £800 would usually flag up online with JL. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 8:08am On Apr 07, 2022 |
BouharryArtikou: A mum-of-four says she was who was forced to escape Nigeria with her children over fears for her safety is now using her voice to empower other women and young girls. Omoze, 35, who is currently living in a hotel in Brent Cross while waiting to hear back from the Home Office on her asylum status, fled her home country after she was arrested for her sexuality.
https://www.mylondon.news/news/west-london-news/mum-fled-london-nigeria-kids-23611094.amp Goodluck to her, but I doubt they have seen this sort of sob stories a million times. This is 2022 not 1972, they would decline her application. Her story seems well orchestrated to her but these people wouldn’t believe a single word from her. And frankly I don’t too, too many holes in her story. Somehow she was about to get her and her 4 children via the visa process from Lagos to London… Hmm This was like the Jamaican man who claimed to be gay and would face death if deported but he has 6 kids. Am sure they would prove to her that their are a lot of gay/bisexual people in Nigeria. Having the kids with her might help with the sob story though. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 7:46am On Apr 07, 2022 |
TheGuyFromHR: It was a series of transactions, and not only one debit transaction. The OP applied for credit, through PayPal. This was declined. Why, neither we nor she know, but it could have been flagged as fraud. The OP next attempted to pay for the item in full (debit). By this time someone is obviously looking at the transaction, and again declined it, for whatever reason, ostensibly because of suspected fraud. The two transactions are obviously connected and not standalone events. (1) The Paypal transaction was approved by PayPal it wasn’t declined as you put it. (2) He/she asked why John Lewis cancelled the transaction AFTER it was already approved by PayPal. (3) Told to pay through another means. (4) Paid via his/her debit card which was approved by his/her bank, which the OP personal approved via their banking app. So to summary everything, PayPal approved the credit. His/her bank approved the cash debited from the purchasers account, but you guys are telling him/her that this is the norm? If their fraud department thinks the PayPal credit was for security purposes then that’s understandable, the moment the debit card is used, approved by the purchaser via their banking app that puts the onus on JL to explain themselves (Especially the fact that they checked his Linkedin before cancelling that order too). The moment he used the app to approve the purchase JL put themselves in a tough position, if they think this was a fraudulent transaction via PayPal and they linked it to the debit card transaction then they could put the order on hold, ask the purchaser to verify a photo ID like passport or drivers license and the debit card. Did they do that? I could be wrong. But they didn’t and people are encouraging the OP to focus their energy on something else? Lol I wish this had happened to me  thank God for Caribbean people in this country. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 6:45am On Apr 07, 2022 |
semmyk: Let me say upfront, the OP needs to pick between battle and war. Secondly, there's injustice and there're injustices. Nonetheless, when wrong is wrong, it is wrong. There's a reason why in most countries, dignity (alongside privacy) are part of #rights. The OP can take the matter further with JL and if (s)he desires, also with the Information Commissioner (DPA). However, going the solicitor route (and consequently solicitor utilising barrister), let OP weigh battle and war! PayPal in 3: the credit (amount, process, profile, legal...) is between the PayPal client and PayPal. Beyond the two parties, transaction is Blackbox in so far as details is concerned. I'll leave it at that without much further elaboration. https://www.paypal.com/uk/webapps/mpp/paypal-payin3/faq
DPA The DPA as with any other data protection/privacy safeguard works on common principles. Typically, it's about - private, public sensitive and public information - the subject - what the info is about - what the info is used for (to be used for) - how the info will be used - how long the info will be used and/or kept - how the info will be safeguarded - who is/will be designated custodian PS: I've used info loosely as if one and same as data.
Can a fraud unit utilise public, public sensitive and even private info (data), yes they can. Nonetheless, in their usage (processing), they are mandated to adhere to the other principles (as a combined lot and not isolated units).
NB: DPA (in UK way b4 the GDPR even comes to be!) is similar to others South Africa POPI act, Jamaica's DPA, Australia's DPA, California Privacy Act or US HIPAA/HITECH, even 9ja NDPR, about to be Indian's DPA ...). I have some posting on my LinkedIn on data protection/privacy.
JL: John Lewis JL is a third party to the two-parties (PayPal and Amarathripple0) [credit] relationship in so far as PayPal in 3 is concerned (well, I stand to be corrected with the little of law, risk, security, audit, consulting I've done over the years). Disclaimer: despite working in law and in Court, I'm not a Solicitor/lawyer nor Barrister/Advocate. There's a branch of law that allows me to 'practice' within its limited constraints!!!
Refusing ordinal customer, provider transaction is not the norm. That JL will have explain and explain real good. The twist is the 'not present transaction'. There are other areas that comes into the picture. Some are AML (even though JL would not ordinarily be classified as an entity in this regard!), Ethics (ethical morale), responsible trading ...
Inbtw, by the OP aversion, I credence is to be made to it, there is a non-profit transaction (debit card) that was refused/declined. Ordinarily, that would settled the matter. However, it was not so. The onus shifts to JL.
Let me #pause. I will not pass an firm opinion nor verdict. All rise! Well said. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 11:23pm On Apr 06, 2022 |
KOVIC19COVID20: What is the case here? Racism? or GDPR breach? Or both?
OP should stop wasting their time, and reserve the vex for something more tangible. You don’t have to predict what his/her case is. Let him/her pursue and get to the bottom of what happened. Let them investigate what and why, this is a free country with legislation and rules. I just hope the OP goes with his/heart and go with their gut feelings. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 11:09pm On Apr 06, 2022 |
dustydee: While I do not necessarily agree with the racial profiling part, she has a very valid point, in my opinion. I think you should read her subsequent comments. Paypal approved her credit request but John Lewis declined her transaction. Going by your logic, what did the fraud team guy find in her linkedIn profile that made them decline her third transaction even after the payment was taken from her account and after she called and made a complaint? Let's let this issue rest abeg. The fact that he/she paid with her debit card and they cancel the order, he/she isn't asking for credit, your credit history doesn't come into this when you are paying with your debit card, he/she stated they even had to approve the transaction via their banking app. So I don't know why the debit thing comes into it. I don't think people really understands what's going on in here, honestly. This is a good case for her/him to work on. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 7:40pm On Apr 06, 2022 |
dustydee: I am genuienly surprised at some of the comments about your issue. Please do not be deterred and follow it up. You have a very good case and moreover what you are asking for is just an acknowledgement of wrong from them. Maybe because I have undergone GDPR training that's why it's easy for me to see the wrong here. I am literally shocked as well. It doesn’t matter if he has only been in the UK for 3 days. And he doesn’t even need to go right through to a solicitor. There are avenues for him to go through before it even get to that stage. Their CEO (Sharon white) who is a black lady herself, the managing director email is around etc. You don’t even have to spend a single penny to get to the bottom of this. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 6:21pm On Apr 06, 2022 |
Adazeal: Please family, how and where does one get a full immunization history to meet a job requirement? Depends, if you work for the NHS then they would have it, contact OH. If not probably your GP would have it. |
Travel › Re: General UK Visa Enquiries - Part 5 by Ray7878: 6:19pm On Apr 06, 2022 |
omis1: D dhl agent just came to deliver d result not quite long Amazing, you are lucky. My wife wasted her time contacting IELTS or whatever their name is, was told her certificate was issued a few days after the results was displayed online, she missed her biometrics because of it. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 5:47pm On Apr 06, 2022 |
Amarathripple0: If you register your name (which is data by the way) and details on a company’s website and sign up as a user, and a staff member pulls that name and inserts it on a third-party social media app to look you up and you can clearly see that they went through your profile, then you can claim that there has been a breach. Yes, your social media page is public, but that information was not theirs to use for what appears to be personal purposes. Unless LinkedIn is one of their "products" and you consented to them going through your personal page on their terms and conditions, then yea, all is good, but in this case, John Lewis used my data on a platform they shouldn’t have. I hope this explains it so people can stop assuming that because it’s a social media page and that it’s public, they have a right to access it because that’s just a lack of awareness.
And by the way, under GDPR data protection, it state that information is considered personal data whenever an individual can be identified, directly or indirectly, “by reference to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological" Mate! Do what your heart tells you. Especially if you feel in your heart that you have been violated. The moment they cancel your order after paying with your debit card they put themselves in big trouble because they had viewed your profile. Let them justify why they need to cancel your order right after doing so. There are ways for a financial institutions verify transactions, without even checking your social media, that part is laughable but not even that relevant. Too many people don’t even know their rights, it’s literally scary, unless your name is linked to fraud or something like that then I see no justification for them to cancel an order that you paid for using your debit card. Good luck anyways. Don’t let anyone stop you from pursing what you feel was injustice to you. |
Travel › Re: General UK Visa Enquiries - Part 5 by Ray7878: 4:50pm On Apr 06, 2022 |
omis1: Do u know how I can contact Abuja dhl, please. Am very grateful I don’t know, you need to Google search that. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 3:56pm On Apr 06, 2022 |
phyl123: Please feel free to correct me if I’m wrong but anyone has got the right to go through your social media account, if you don’t want this you make it private. Big companies go through the Facebook account of potential employees to see if there’s anything that might adversely affect their brand. Such as derogatory comments against women, race , sexuality, religion etc. Then they should explain why a staff of John Lewis is going through the profile of a customer whose account was debited, and then have their order cancelled. Whether they have the right to go through it or not isn’t really relevant to be honest. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 3:14pm On Apr 06, 2022 |
Amarathripple0: I took screenshots of the name and sent it to them. My bank approved the payment and John Lewis put it on pending in my account for about 24 hours. I’m glad that you understand how messed up this is because when I spoke to my family here, they said the exact same thing. That I have a serious case with the company. Thank you so much for your empathy. I am glad you did took a screenshot. This is definitely discrimination based on your name. They know it, obviously they would try and ignore it or wish this goes away. If I was you I would continue and write in again, ask for the steps they have taken to investigate your allegations, and honestly if they ignore you then either write to their ceo (Dame Sharon white) who is a black woman herself and detail what you went through. Honestly this would end up in the papers if this happened to me. Enough of this sort of discrimination against Africans who have African names. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 1:57pm On Apr 06, 2022 |
Amarathripple0: Good morning elders,
Please I would like to find out if this is discrimination or if I’m just overreacting. The gist is, I tried to order a laptop worth £800+ from John Lewis using the PayPal pay in 3 option. Mind you I’ve used this feature multiple times on other stores without issues. Anyway, John Lewis sent me an email saying the order has been cancelled because I failed security check. I called John Lewis to confirm why this happened and the customer service rep told me that it’s probably because I used paypal but I should either try again or pay at once. I decided to try again, same PayPal and the same thing happened. Now here’s where it got interesting, I randomly decided to go through my LinkedIn and noticed that a staff of John Lewis in their frauds department had gone through my LinkedIn Profile. I didn’t think anything of it and since I needed a new laptop urgently, I decided to just pay at once and order it with my debit card, which I did and approved the payment on my Barclays app. However the same thing happened again; I was rejected a third time. So the fact that a staff from their frauds department went through my page and I still got rejected a third time is giving me signals that they concluded that I must be a fraudster or something perhaps because I’m black African because how do I get rejected a third time for trying to pay for a service with instant debit from my account that has more than enough funds for the laptop. I’ve spoken to John Lewis about this and about a staff from their fraud unit going through my LinkedIn page and they keep feigning clueless and they said they’ll contact me but they haven’t. My friend thinks I should speak to a lawyer about it but I think that’s a bit intense. Should I just ignore and move on from this or should I report this as consumer discrimination. I’m confused. Wow!!! No F way they did that! You definitely have a case for a complaint. I am actually seething reading this, makes me feel sick. You definitely need to take this further, I hope you have screenshot that name of the staff member that actually did that check on you. Once you use your Debit card that’s should have been the end of it, unless it’s your bank that didn’t allow the transaction to filter through. Goodluck mate but this is what we Africans go through here. It’s definitely not normal. |
Travel › Re: General UK Visa Enquiries - Part 5 by Ray7878: 1:34pm On Apr 06, 2022 |
omis1: Please except from the email is there a way I can contact the British council office in Abuja , they haven’t replied my email. I sat for ielts ukvi paper based exam on March abd 18 of March and they mailed me that the result is out this last Saturday,yet they are yet ti deliver the result to my address (they said the result would be delivered to our personal address . I need to submit the result soon. So this happened to my misses, DHL were the ones who didn’t deliver her certificate or contact her. They had it on their table, she missed her biometric date because of it. She literally walked into their office in Lagos, they then contacted the Abeokuta branch (She lives on Ije ode) and they then apologised and brought it to her house in Ode. Try and contact DHL, I swear they have it sitting on their office table somewhere. They would give you a tracking number after you contact them or they would directly track it for you. Logistics in Nigeria is a pain for the citizens. |
Travel › Re: General UK Visa Enquiries - Part 5 by Ray7878: 6:33am On Apr 06, 2022 |
ekpotek: Never buy a ticket or book accommodation until you get your passport. This instruction is from UKVI. Thus providing confirmed accommodation booking or flight reservation documents is no longer considered important in Standard Visitor Visa application. I got my decision email supposedly 5 days into in my UK trip. Picked up my passport with visa on day 7 into my UK trip. I am still in Nigeria chilling out, as there no point traveling again. Lol.. |
Travel › Re: General UK Visa Enquiries - Part 5 by Ray7878: 6:14pm On Apr 05, 2022 |
geca: Thank you for your response. Yes, I have. That’s what I used for the application. Every other document bear same travel dates but in 2022. I don’t know if I should modify the booking to 2022. What do you advise, please? If you have submitted the application maybe you can send them a paid email? Maybe that would put your mind at ease. |
Travel › Re: General UK Visa Enquiries - Part 5 by Ray7878: 2:19pm On Apr 05, 2022 |
geca: Good afternoon everyone, I submitted my application yesterday and just realized today that I made a mistake on the hotel reservation. Instead of check in date in 2022, I mistakenly selected 2023. Please, is there a way to correct this error? ��♀️ I am sure they would know it’s a typo. But have you actually reserved the hotel booking for 2023? |
Travel › Re: General UK Visa Enquiries - Part 5 by Ray7878: 2:18pm On Apr 05, 2022 |
Osoderi: Good day house pls for those that have been fully vaccinated and want to travel to uk, do they need PCR test
Is there any body that have recent travelled with Turkish Airline, do they need PCR test?? pls need ugent answer. Thank you This has been covered here multiple times in the last few days/pages, whether you are vaccinated or not you do NOT need to take any test prior to flying to the UK, it doesn’t matter which airline you are on. It doesn’t matter where you transit to. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 6:56pm On Apr 04, 2022 |
mex551: for both but you must be working in the NHS or those public trusts. I think am unlucky. Am the one who paid and work for the NHS but I doubt I qualify, for one she isn’t here yet, and secondly it’s saying something about Tier 2 visa. Which is not what I have. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 6:51pm On Apr 04, 2022 |
mex551: for both but you must be working in the NHS or those public trusts. Wow, so can you chase the refund before a decision has been made or after? I work for the NHS, and my spouse is still waiting for a decision on her spouse visa. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 4:01pm On Apr 04, 2022 |
|
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 3:59pm On Apr 04, 2022 |
|
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 3:28pm On Apr 04, 2022 |
mex551: Biko i have a question. Someone told me today that those who work in care home can apply for refund of their IHS, how true is that? Does that include those in care working at Supported Living ? Or exclusive to care homes and hospitals I saw that too on gov Uk. But I can’t remember the link. I think the applicant can reclaim their IHS funds back. |
Travel › Re: General UK Visa Enquiries - Part 5 by Ray7878: 3:26pm On Apr 04, 2022 |
1oak: Hello please I got this email after sending paid mail to UKVI. I noticed people that used the keep my passport option have gone to TLS with the printed copy of the letter they got. I did keep my passport option too, so I’m wondering if I should just wait for 10 working days or just go to TLS. Has anyone been in the same situation before or has an opinion to share ? Thanks Yes print this off and go to TLS with your passport. Because they would need to take it off you and stamp it with your visa. Awaiting for TLS is a waste of time if you did the “Keep my passport” option. Goodluck (Forgot my O). |
Travel › Re: General UK Visa Enquiries - Part 5 by Ray7878: 3:24pm On Apr 04, 2022 |
opemipo123456: Please I need help, I did my biometrics on the 10th Feb 2022, I got a mail on the 15th feb to send further proof of marriage cos it's a dependent visa after which I did, pictures, change of name, chats etc. It's 8weeks now, have called UKVI thrice and sent a paid mail, they said decision has been taken, I visited TLS ikeja, the said they have receive my document, please house what can I do, alot of people that did after my date have gotten there documenta. Please help So they have reach a decision right? And what documents are you referring to? The ones that you sent or your passport? |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 12:35pm On Apr 04, 2022 |
Lexusgs430: Not helicopter......  Ah too much money na!!! |
Travel › Re: General UK Visa Enquiries - Part 5 by Ray7878: 9:55am On Apr 04, 2022 |
zipec: I think I really need to share my little experience with the UKVI in order to help those having issues with INACTIVE status. The truth is that UKVI is always looking for flimsy excuses to refuse your application. My uncle was one of the first set of applicants to be refused because of inactive status when he applied for renewal in April 2021. I was furious when I read the refusal letter. I did a little research online to see why his business was inactive, and I found out that it was because of failing to file annual returns, which does not correlate with whether a business is trading or not, and CAC never informed the business owners or companies. I sent a complaint email to HO blasting the ECO and accusing him/her of not being competent. Although the decision was not overturned for other stupid reason, but they accepted and noted my explanation regarding the issue of inactive. See the attached reply from the ECM. We reapplied in September last year and we included the complaint email i sent to the HO in the application and his 5 years visa was granted. So please, you can defend those nonsense excuses UKVI is using to refuse applications, especially those who are employed and your employer name is showing inactive. I sense this most of the time, they would look for any little excuses to reject an application. They literally don't care, thanks for sharing this knowledge. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 9:07am On Apr 04, 2022 |
Lexusgs430: Costa del Sol, Malaga or Benalmádena....... Are you driving or flying..........  Boat?  |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 11:12pm On Apr 03, 2022 |
dustydee: Great. I am only 10 yrs out here. Didn't expect it to be this long but that jackpot is taking longer  Given what I know now, I wouldn't have left when I did. Lol don’t worry the jackpot is coming soon  |
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by Ray7878: 11:01pm On Apr 03, 2022 |
dustydee: I actually long to go back hopefully well before I reach retirement age. There are security issues but it depends on where you live as well. I am very much in touch with home and visit as well. My mother moved back in June 2021 after over 45 years in the UK/USA. She said she wouldn’t change it for coming back, she lives in a gate place in Ipaja Lagos. She complains but she still prefers it than staying in the UK or America. |