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Rayralph's Posts

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RomanceRe: What's The Hardest Part About Dating You? by rayralph(m): 1:47pm On Apr 23, 2017
Lashort:
Haha! grin


You're jumping into conclusions about other people's lives abi? (strangers that you barely know) If you think about it, You need counselling more than I do

Swerve please
Humor me !!!

You have proven my point.

#case closed !! smiley
RomanceRe: What's The Hardest Part About Dating You? by rayralph(m): 1:30pm On Apr 23, 2017
Lashort:
"Disturbed childhood " Erh? You or me??
Definitely not me undecided

So sir You're on your own on that one.....
See a counseller ..... Your 4.11'' is not a limitation
RomanceRe: What's The Hardest Part About Dating You? by rayralph(m): 12:58pm On Apr 23, 2017
daviddoc:
Your reply suggests two things viz;

-You don't have a guy she(Lashort) needs a gentleman.
-You're not very romantic perhaps a disturbed childhood,
...and I actually find that romantic grin
CareerRe: UBA Bank Salary Scale: How Much Does UBA Pay Their Staff? by rayralph(m): 7:19am On Apr 13, 2017
Poster below me tho'.,...no chill.....no logistics ....
CrimeRe: ATM Scam: The New Method by rayralph(m):
Cy
CrimeRe: ATM Scam: The New Method by rayralph(m): 9:42pm On Apr 11, 2017
Well you got me there but you should have asked me to define the parameters of the basic know-how needed.

Fact is, the hard ware tokens modules were coded by human beings too.

The key algorithms are decipherable too.

P.S : am so insulated from your bashing !!



metrosexual:
Dude, did anyone state that any system is safe? So that point is inconsequential here!

And also, I'm still trying to comprehend the rational behind your rebuttal concerning hard token devices, its just like saying: "Any Tom, Dick and Harry with basic car alarm wiring know-how should be able to disable a car alarm system", so does that mean because of this fact having car alarms isn't a top security feature? huh


Its known the world over that hard tokens are a more secured tool and offer added security to transactions so I don't get your point here.
Or do you just feel good basking in the ambience of feeling "smart" that you just rebutted something? huh
CrimeRe: ATM Scam: The New Method by rayralph(m):
….



Proudlyngwa:
Not all intelligent people are smart, moreover the op said it was in 4 20k denominations, meaning he was either paying for something or the medium of withdrawal was limiting acess to just 20k.
This days its becoming easier to perform online frauds, nothanks to psiphing mails and key logger.
CrimeRe: ATM Scam: The New Method by rayralph(m): 8:18pm On Apr 11, 2017
Every tom and harry with the basic cryptographic know-how should be able to calculate the algorithm used for the hardware token key combination.


NOTE: NO SYSTEM IS SAFE !!!!



metrosexual:
@ Handsomebeing, for QuickTeller, if you have a hard token device, it would request you enter your ATM pin plus your token pin as your OTP, that's even more secure than OTP through your phone number.

Everyone should go get a hard Token device from your bank.

When you have a token device, for 99% of all online transactions I have tried out, you would need to input your ATM PIN(4 digits) plus TOKEN PIN(6 digits) as your 10 digits OTP gateway, it would be rare for someone to know your ATM PIN and still have access to your token device, someone targeting you can easily get access to your phone for phone OTP purposes but would rarely know you have a hard token device. And I hope you know token pin changes every 30 seconds.
CrimeRe: ATM Scam: The New Method by rayralph(m): 8:12pm On Apr 11, 2017
That's less likely but not impossible.

But Will the intruder withdraw just 80k when you have access to their whole financial set-up?!!.

Think about it bro..the intruder will be a billionaire and get away with it provided he can cover his tracks by spoofing and masking IP,DNS,USER AGENT etc.....and clear logs too.

Proudlyngwa:
And what if that scammer has acess to the banks IT system
CrimeRe: ATM Scam: The New Method by rayralph(m): 7:20pm On Apr 11, 2017
Bro !!! Take heart

Educate yourself about the different fraud techniques out there and learn to protect yourself.

Be on the offensive.

Learn digital forensics and threats evaluation

slex:
Thank you everyone for your suggestions and kind words. I was not able to reply everyone bit that didnt mean your comments were not important. I am better now and will do what i can to get the funds back but if i cant get them back i still thank God for the gift of life so that i can double my hustle and work harder to get what i lost a 1000 folds more.

God bless you all.

Lalasticlala whats your take on this matter?
CrimeRe: ATM Scam: The New Method by rayralph(m): 7:15pm On Apr 11, 2017
Nigerian banks and their weak OTP whatnot.

Specialized payment handlers don't need your pin or otp whatever to make deductions from your account



Caringguy:
grin
CrimeRe: ATM Scam: The New Method by rayralph(m):
Technology MarketRe: **PHONE SWAP CENTRE**SWAP IT NOW!!! pin:265DA560 or 08033923897 by rayralph(m): 4:33pm On Apr 11, 2017
Drop your contact.....I'll call you


gmajor10:
Interested
Technology MarketRe: **PHONE SWAP CENTRE**SWAP IT NOW!!! pin:265DA560 or 08033923897 by rayralph(m): 12:29pm On Apr 11, 2017
Samsung galaxy s6 for sale - 64 GB

Going for 98k only - negotiable



Kindly quote if interested
Technology MarketRe: **PHONE SWAP CENTRE**SWAP IT NOW!!! pin:265DA560 or 08033923897 by rayralph(m): 12:27pm On Apr 11, 2017
Samsung galaxy s6 for sale - 64 GB
CareerRe: FRSC Boss Cuts Hair Of Female Officials For Breaching Dress Code(photo) by rayralph(m): 8:19am On Apr 11, 2017
Uhmmm
ComputersRe: Ubuntu Linux by rayralph(m): 7:26am On Apr 08, 2017
sugualzy:
Can I use Ubuntu Live CD to bypass windows login password?
Interchange the sethc.exe and cmd.exe files

Summon your magic fingers
PhonesRe: Guess Which Phone Was Used To Take This Hot Unfiltered Selfie by rayralph(m): 10:28pm On Mar 31, 2017
Shadedtee:
Orpon is not an insult to me, Rihanna has orpon and she's winning, Forehead not deformity
Aunty come here. U typed Rihanna nah. Herz is fuckingly sexy nah
PhonesRe: Guess Which Phone Was Used To Take This Hot Unfiltered Selfie by rayralph(m): 8:11pm On Mar 31, 2017
arleck:
see ur orpon! grin
Not nice bro. No chill at all cry
PhonesRe: Nokia 8: Release Date, Price, Specs And Rumours by rayralph(m): 8:22am On Mar 23, 2017
sirOrubebe:
My only problem with the specs is the ba3. Dem for try make am at least 4k MAH
the battery will still beat the 5050+ mah of the chinese brands out there
BusinessRe: ➜ ➜ ➜Currency/E-currency Market Deals➜ ➜ ➜ by rayralph(m):
WARNING

.

BE VERY SMART WITH YOUR TRANSACTIONS. THERE ARE SCAMMERS EVERYWHERE
BusinessRe: ➜ ➜ ➜Currency/E-currency Market Deals➜ ➜ ➜ by rayralph(m): 8:00am On Mar 23, 2017
cool
BusinessRe: ➜ ➜ ➜Currency/E-currency Market Deals➜ ➜ ➜ by rayralph(m): 9:04am On Mar 17, 2017
Confirmations by the Bitcoin network are slow at the moment due to the large amount of transactions in the blockchain. If you want to make sure you get a fast confirmation we suggest setting a mining fee of at least 0.0004 BTC

MORE INFO https://bitcoinfees.21.co/
Technology MarketRe: **PHONE SWAP CENTRE**SWAP IT NOW!!! pin:265DA560 or 08033923897 by rayralph(m): 6:10pm On Mar 09, 2017
perezuche:
Clean, mint, iPhone 5s with all accessories, never used accessories is available for sale.

80k only, non-negotiable

Call or WhatsApp: 09058789707

LOCATION: FESTAC, LAGOS
i want the earpiece

location is Lagos
BusinessRe: ➜ ➜ ➜Currency/E-currency Market Deals➜ ➜ ➜ by rayralph(m): 5:43pm On Mar 09, 2017
rayralph:
all sold to kydreams grin
BusinessRe: ➜ ➜ ➜Currency/E-currency Market Deals➜ ➜ ➜ by rayralph(m): 5:42pm On Mar 09, 2017
[quote $500 worth of bitcoin at $445[/quote]all sold to kydreams grin
BusinessRe: ➜ ➜ ➜Currency/E-currency Market Deals➜ ➜ ➜ by rayralph(m): 6:20pm On Mar 04, 2017
rayralph:
700 bitcoin available

rate : #435

kindly quote
ALL SOLD TO kydreams
BusinessRe: ➜ ➜ ➜Currency/E-currency Market Deals➜ ➜ ➜ by rayralph(m): 4:13pm On Mar 04, 2017
700 bitcoin available

rate : #435

kindly quote
Christianity EtcRe: Benny Hinn In Lagos! (Videos) by rayralph(m): 3:41pm On Feb 10, 2017
Seun:
Isn't Pastor Kumuyi the guy who forces his followers to wear ugly clothes to their weddings, yet wears a very nice suit when he's preaching?
VERY WRONG ASSERTION AND BLIND JUDGMENT.

PLEASE KINDLY EXPATIATE ON YOUR DEFINITION OF THE FORCE USED.

Seun:
Isn't Reinhard Bonnke the one whose crusades are so poorly organized that attendees are more likely to be trampled to death than "healed"?
AFRICANS ARE GENERALLY DISORGANIZED IN MOST OF THEIR DAILY ACTIVITIES. SUCH EVENTS ARE MOSTLY INEVITABLE IN AFRICA
Travel AdsRe: All Flight Ticket Enquiries Here... by rayralph(m): 3:49pm On Jan 16, 2017
hello sabrina travels.

i would like you to furnish me with flight details from LAGOS to INDIANAPOLIS

date of travel- tuesday/wednessday next week
TV/MoviesRe: Hakeem Effect Transforms Chris Attoh To An Albino Military Man (Photos) by rayralph(m): 1:41pm On Jan 16, 2017
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