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RayRay06677's Posts

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Car Talk / Re: Can You Buy This Car For N1.9 Million by RayRay06677(m): 6:15pm On Sep 12, 2021
I bought a 2010 car 10.2m in 2019, bought same car this year 2021 for 13.5m, paid since February, Delivered last month. My brothers, you can't buy that car now for 15m. June 2021,/ cargo handling fees was increased by 50%, between Feb and now, naira got devalued thrice. I had to add money twice to the contractual sum die to govt policy. During shipping and clearing and am almost sure my agent didn't make good money like he would love as he was just begging to be able to bring car to me. Most price u see now is old price, by next year when the new price regime comes to play, expect increment from today price.

3 Likes

Romance / Re: This Is Why You Must Run Away From Random Sex by RayRay06677(m): 9:11pm On Aug 31, 2021
victorbass1234:


no that is a lie,,, anybody can sleep with anybody... rkelly is standing trial for molesting minors and people of no social standing... i no greee with you bros

Those babes were supposed to remain permanently on billboard because rkelly shared his destiny with them. King Solomon should be the most foolish king as his wisdom would have been shared amongst 700 plus 300 women.
Excess sex is bad, stop at that and stop relating it to any spirit. I know boys wey dey Bleep supposed witch deliberately after we the fear fear men don run finish. They are doing very well in every standard.
Romance / Re: This Is Why You Must Run Away From Random Sex by RayRay06677(m): 8:09pm On Aug 31, 2021
I just had their discussion with someone today. This mixed religion we call "Christianity" especially in Nigeria is going go kill us.
Summary is that king Solomon's story is not true. One man of God recently said not all bible story are true, I leave it for them them to argue that out. I doubt if any human alive today has or will ever attempt king Solomon's stunt but ye men of God keep preaching his wisdom yet frown at humans for trying to be wise at the same time just like we claim Abraham's blessings but yet frown at a man trying to sleep with his maid. Also teach is how king David was after god's heart yet when we want tp go afyer god's heart by taking over people's wife, oh ye same men of God come speaking in tongues.


Man know thyself and do thyself no harm
Autos / Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 11:16pm On Aug 23, 2021
If a car is upgraded and shipped, please which levy is paid? Original model or upgraded model?
Autos / Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 8:30pm On Aug 19, 2021
Any idea whats happening to customs site and is it a normal scenario and when we expect it back on stream
Investment / Re: Mba Trading And Capital Investment Limited Is A Scam by RayRay06677(m): 3:14pm On Aug 19, 2021
ibechris:
They were in Abuja some weeks back,begging govt through Brekete programme to help them get their money,when many could have opted out when we were telling them that it was a scam.

Now,they are spending their monies,sweat and time just to recover what has been lost.

U r right but don't dwell in the past for too long as most of those people You mentioned had moved on with their lives and doing just fine.

1 Like

Autos / Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 1:18pm On Aug 14, 2021
So clarion terminal didn't open, any updates about clarion terminal, thanks
Autos / Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 7:48pm On Aug 10, 2021
oliverjiad:
well she'll definitely pay,the only thing I see here is that your agent would request for demourage which he's not aware of neither you
Uj

U mean they cause delay, Instead of me suing for compensation, I will pay for demurrage. That cat was meant for logistics hiring on 40k per day, that's the much am losing for over three weeks now. Nigeria is actually law less but we might land in court sha
Autos / Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 3:57pm On Aug 10, 2021
oliverjiad:
baba everywhere hard here washing they've been promising us today tomorrow,I think the woman whom happened to be the owner was suppose to pay a certain money to the government which is yet to pay that's why all this delay

Jaid

What happens to goods there if she fails to pay? Will keep checking on you to know when activities resume so I can visit. Traveling now is waste of funds. Thanks bro
Autos / Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 3:16pm On Aug 10, 2021
oliverjiad:
okay

Master, what's the situation at the clarion terminal
Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 6:37am On Aug 10, 2021
LagosInter:


How did you know you lost some amount?
Did you deduct the custody fees too?

Did you check all well?

At maturity, I was to get 10m but my action got me 9.925m meaning am short of 75k, charges all inclusive. If I didn't terminate, would have gotten all complete so I deduce that I loss 75k.
Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 7:59pm On Aug 09, 2021
IamR:

I did it with Zenith Bank at a 6% rediscount rate. I don't know about other banks. That's all.
See the attached re-discounting form

Thanks a million, will ask other banks

1 Like

Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 5:56pm On Aug 09, 2021
IamR:

You can liquidate part. I did that in February.

How did you do it

U can liqudate all and reinvest some but never can you liquidate part, please enlighten me if I am still wrong, we are here to learn. I just liquidated 10m worth with maturity of Sept 9th and got 9.925m to boost up and reinvest on Wednesday on 15.4942% commercial paper at 270 days.

Did my maths and realized I will be making about 35k for terminating though am losing about 75k as penalty. Bought at little above 4% and liquidated at 7.5% to reinvest at 15.4%. if I waited till Sept, might not get that 15%.

So my guy that liquidated part of your investment, please show me how, thanks

1 Like

Autos / Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 8:29am On Aug 08, 2021
oliverjiad:
well I believe this week we matching to things would be resolved

Jaid

Thanks, soothing and relieved to wait a week further
Autos / Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 8:24am On Aug 08, 2021
oliverjiad:
clarion terminal is at alakija bus stop opposite festac bus stop by lasu badagary express road,currently there's a mad situation there all consignment on the last vessel that berth at timcan was transferred to the bonded terminal unknowingly to either agent or importer

Please u need to breason with your agent as the current situation is annoying

Jaid

With this crazy situation, what's the possibility of clearing car and timeline. How long more can it take to clear car at that terminal considering the crazy situation
Autos / Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 8:11am On Aug 08, 2021
oliverjiad:
clarion terminal is at alakija bus stop opposite festac bus stop by lasu badagary express road,currently there's a mad situation there all consignment on the last vessel that berth at timcan was transferred to the bonded terminal unknowingly to either agent or importer

Please u need to breason with your agent as the current situation is annoying

Jaid
Thanks buddie, my car arrived since 6/6/2021, was just worried. Agent even fraudulently asked for demurrage which was accepted but this clarion story started. I will exercise more patience as advise. Thanks again
Autos / Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 4:50pm On Aug 07, 2021
Please where is clarion terminal located and what's it's current state
Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 4:21am On Aug 03, 2021
sentoms:
Mixta Real Estate Plc Commercial Paper

Mixta Real Estate PLC is offering up to N1.7billion Series 42 Commercial Paper under its N20 billion Commercial Paper Issuance Programme. Proceeds from the offer will be used to support short term funding requirements, please find more details below and kindly reach out to me ,if you are interested.

Adeolu - 08080250177

Issuer

Mixta Real Estate PLC Series: 42

Tenor: 270 days

Issuance Size: Up to N1.7bn

Discount Rate/ Upfront interest: 15.4942%
Implied Yield/ Interest@ maturity: 17.5000%

Offer Open Date: Monday, 2 August 2021

Offer Close Date: Tuesday, 10 August 2021

Issuer (Corporate) Rating: “A2” Short term by DataPro

“BBB-” Long term by DataPro

Minimum Subscription: N5 million


Mixta Africa is the real estate subsidiary of ARM Holding Company.

https://mixtafrica.com/

Don't miss this Investment opportunity.

Adeolu - 08080250177

How real is this opportunity
Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 9:41am On Jul 31, 2021
Dear Customer,

We are pleased to inform you that we now have dedicated foreign exchange teller points at our branches nationwide for your FX needs, including PTA/BTA, international school fees payments, and more. Simply provide the required documentation and we’ll take care of the rest.

Here’s what you need to know:

1. For travel allowance, you’ll need a duly completed Form A, your International Passport, a valid visa, and a return ticket.

​​​​​​​2. Your PTA/BTA request will only be processed if:

You are 18 years and above, and you have a valid BVN
Your trip has a flight time of 5 hours and above.
You have not received up to $4,000 or its equivalent within the quarter
Your travel date is not more than 14 days from the date you purchase your PTA/BTA
3. For international school fees payments, you will need an official admission letter, school bill, and a duly completed Form A. Post-graduate students must also show their first degree certificate.

Visit any Union Bank branch today for all your FX needs! Click here to find the nearest branch

If you have any questions, please call UnionCare, our 24/7 Contact Centre on 07007007000 or email: customerservice@unionbankng.com.

Union Bank will never ask you for your PIN, Passwords, BVN, or ATM card details via calls or texts. When in doubt, please call 07007007000.
Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 3:12pm On Jul 27, 2021
Akin3891:
I had a smooth one with dangote cement last year, though at a poor rate (5%).

Can one buy into this with Fbnquest? Ps. I doubt I can even meet up with the closing day, repatriating funds from Stanbic money market could be time consuming.


I noticed that not all investment houses were used, just check with them, last month fbnquest even floated one. Tomorrow is not late, keep pushing.

Last year, 5% was better than 2%

1 Like

Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 9:12pm On Jul 26, 2021
emmanuelewumi:



The next one is the third Wednesday in August, be prepared


Next big thing will happen in my life by 9th of September @ tbills maturity. Will unavoidably miss it again. The future is open. Thanks a million for carrying poor me along

2 Likes

Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 5:15pm On Jul 26, 2021
freeman67:


Thanks, I wanted to more about the issuer and the issuing houses involved to see if there is anyone close enough and open to deal with. I now know it is just Chapel Hill Denham and The Coronation Marchant Bank itself that are handling it. Their rating is not bad. They also seem to be involved in most of the FG Bond and SUKUK these days.

So it's a good one.

Afrinvest sent to me
Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 5:14pm On Jul 26, 2021
emmanuelewumi:



Commercial paper is not a gamble as such, very few companies can pass the rigour test of SEC before they can issue commercial papers.

MTN, Dangote Cement, Nigeria Brewery, Flour Mills, Lafarge Cement, makers of indomie noodles etc are credit worthy

I always keep taps on commercial papers as there are always higher than tbills. I always prefer bank related papers.

1 Like

Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 5:10pm On Jul 26, 2021
emmanuelewumi:


I got 13.25% in the last FG bonds auction in the primary market

Notice was too short For me and I didn't have cscs account, I was busy trying to get cscs account when it elapse but I am happy I have it now for future use so didn't regret it in all. That was a good deal from recent history. Thanks for the guidance. We keep moving no matter how small it is, every Kobo counts.

2 Likes

Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 3:19pm On Jul 26, 2021
freeman67:



Thanks Chief.

But you can still make it more explicit to the house. The information not complete finish grin grin grin

Got that from investment house, its a commercial paper which is like Tbills but issued by cooperate organisation to raise fund just like govt do with Tbills. Always having tenor of less than 364 days and minimum of 5m, the rate here is 12.3% for 270 days which is awesome compared to recent history. Last week we had one for 11.56%. Basically commercial papers have been saving men since the slump of Tbills only problem it doesn't have a calendar so always keep cash in view for the kill. Apart from the gamble, I like this brand of investment. Company rating is very important though, I can't speak more on that as I lack basic authorization but I strongly believe that the authorities wouldn't let them float if not with potentials of paying back.
Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 1:51pm On Jul 26, 2021
Long we saw this rate, catch up.

Every required info is on the attachment except you have specifics not touched then you can ask, the ogas will do justice to it

1 Share

Crime / Re: Yahoo Boy Runs Mad In Aba, Fetish Items Found In His Car (Video) by RayRay06677(m): 4:52pm On Jul 25, 2021
If after yahoo plus all he can ride in is that thing I saw there then Yahoo plus is not worth doing. What's wrong with the lambos etc

2 Likes

Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 12:40pm On Jul 15, 2021
skydiver01:
Take the info you need from it. I will not post NTB auction results again. The auction results information can be obtained from your bank or broker if you ask nicely. Will delete my post above to affirm my position.

Any reason for the above decision, will love to know how it impacts on your finances? If everyone witholds info at their disposal then we don't need to be here and that's injustice to new entrants.

10 Likes

Crime / Re: Four Women Arrested For Selling Donkey Meat In Edo (Photos) by RayRay06677(m): 8:16am On Jul 15, 2021
Lawyers: which law prohibit sale or eating of donkey and also clarify if that law permits the eating of pig, dog and even snake.
Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 2:33am On Jul 15, 2021
Results for 14/7/2021 treasury bills auction? Stanbic got it right
Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 5:23pm On Jul 07, 2021
PerfectMatchNG:
No

Can I invest then create account later
Investment / Re: Treasury Bills In Nigeria by RayRay06677(m): 5:16pm On Jul 07, 2021
FGN savings bond: can I invest without CSCS account.

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