₦airaland Forum

I know the interest offered on fixed deposit is "chicken change" for some people on Nairaland but for me it is ok. I have 10 million fixed with GTB at 14% and I get paid about 343,000 Naira every 90 days. I know some will say with "e-book, forex trading, malu trading, diesel trading and haulage business" I will get much higher returns. However I am not interested in high returns. I live in the UK and I just wanted to keep money safely in my country so that I can earn reasonable returns and use the interest whenever I am visiting Nigeria without needing to ever carry forex from here when I am visiting Naija. It is also easy with GTB to manage your accounts online from abroad and make payments to family members in Nigeria in Naira without ever needing "Moneygram or Western Union".

@ Damolux01. The interest on the fixed deposit is not paid annually. The 14% rate is the total you will get if you choose to fix for a year. However I get paid interest every 90 days (so you get approximately 25% of the total yearly interest minus tax). I simply rollover the capital and added interest at the end of the 90 days. I prefer this so if I need my capital urgently I can get at it within 3 months (90 days) instead of it being stuck in the bank for 1 year.

Damolux01. I currently get a fixed rate of 14% on 10 million. I am sure you can get higher rates with other banks but I want peace of mind and want to be able to operate my account safely and efficiently from the UK so I am happy with GTB.

Excellent pictures. We need a strong military especially in our dangerous continent and sub-region. I hope one day our Government will make EDUCATION, HEALTH, ENERGY and INTERNAL SECURITY the priorities they ought to be. When they do this, then like the military personnel proudly displaying in the pictures, other Nigerian citizens will start to give a damn about our country rather than the "all man for himself, God for us all" attitude that is endemic in Nigerian society.

Like others I absolutely support GTB. They are safe and efficient. I fixed some money with them and as promised they pay 250K Naira every 90 days. No story, what they promise is what you get. Being abroad I can view my accounts online and make payments if required to family members in Nigeria from the comfort of my laptop. No story, no need for Western Union or Moneygram, no stupid fraudsters issuing fake emails, fake businesses and fake telephone numbers . Please go with GTB for peace of mind. All online transactions require a security token to complete any outward transactions from your accounts, so your money is 100% safe. ( The token is issued to the account holder only)

I tell my children that it is where their dad is from and they should be proud of their mixed heritage (Nigerian and Swedish). They speak Yoruba, Swede, French and English and we teach them about both cultures. I have taught them about great Nigerians like Fela Kuti, Chinua Achebe, Wole Soyinka, Gani Fawehenmi, Ken Saro Wiwa, Aminu Kano, Tai Solarin, Alfred Rewane, Cyprian Ekwensi etc. They love Nigerian music and enjoy going to Nigeria every 3 years. I have also taught them that our rulers are corrupt, thieving scum who oppress and loot the country repeatedly. However I hope learning about the poverty and hardship I faced growing up makes them develop a work ethic of honesty and diligence as well as compassion for those who are less fortunate in all societies.

Udeychop, disregard the cynical replies. £100 per day will be more than enough for eating out, clubbing etc anywhere in Nigeria. I was in Lagos, PH and Abuja. These are our most expensive cities and your budget will cover social activities in all three places. Have a good holiday.

Sheraton Lagos, 5 people chop and drink tire 75K Naira although we were drinking Star, Gulder and Stout. Of course it would be considerably more if una dey pop Moet or Dom Perignon. I don't have figures for fine wine and champagne as me I be hustler. Was also at Shrine and seriously 10 of una no fit eat and drink 25k naira. Generally doubt you will need more than 50K at most places even the ones that are expensive. In PH went out with 50K and we were drinking with the Governor at Polo club which should give you an idea of how cheap it is!

Udeychop don't waste your time with bad belle people. Dem plenty for Nairaland. If you require any more info on this topic just post a question and I will try my best to answer.

If the money is just for enjoyment (food, drinks, petrol etc) about 30,000 Naira (£120) daily is more than enough. Went home two months ago and budgeted 50,000 daily and it was way too much. Food and drink is cheap in Naija. What I found expensive was buying diesel for my folks generator as there is never electricity and buying phone recharge cards!

https://www.youtube.com/watch?v=Zws18ru3JNQ&feature=related. Listen and appreciate Abami and the underground spiritual game.

I am sad that I have to live abroad but if my country refuses to give me a job unless I have connections or my father is a big man then sorry I need to eat and fend for my kids. It is unfortunate that so many of us have left and will spend our working lives abroad but at least our children will have a better future. Being abroad is not paradise but it is better than being a slave in your own country. I work, educate my kids in the UK and can afford to send money home for the education of relatives who are less fortunate in Nigeria. Despite the downsides of being an immigrant abroad I prefer this life to living in poverty in Nigeria and spending my life putting my hands behind my back and saying "Yes Sir, Yes Sir" to useless corrupt so called "big men".

Extreme measures such as executing the entire adult population are a distraction from the main sources of our problems. Embedded corruption in the political class and no obedience of the rule of law by those governing us. When a government does not give a damn about it's people large swathes of the citizenry also do not give a damn about the country. The citizens then embark on this mad hell bent pursuit of money by any means necessary or try to escape and migrate from the country. We deserve the government we get. If all of us are either trying to get rich quick or escape to Western countries of course the baboons ruling Nigeria will continue to wreck the country.

Lawyer, even the legendary Bernie Madoff had people begging, pleading and doing back somersaults to invest in his FRAUDULENT schemes. You sound like a nice guy but no be nice guy we go chop. Omo Onile is a huge problem in Lagos and stop pretending it is not. Peoples lives have been threatened and some people have been killed ontop dis Omo Onile wahala. Like Madam L, I have nothing personal against you but please speak the truth. The best land to buy is Government issued land. All this story of cheap Omo Onile land is FRAUD!!! Again I repeat to fellow Nairalanders, CAVEAT EMPTOR (Buyer beware). Recession dey bite people yansh everywhere, hustlers dey come with new tricks every day!!!

Just noticed that all the people in the so called "pictures" are either facing away from camera or the camera shot is so distant that you cannot make out their faces. Classic fraud tactics. . Haba Allah, Haba Allah and dem go dey do bad bad things. Through Jesus Christ our Lord, Amen, Amen, Amen, by the Grace of Almighty Lord, Amen, Amen, Amen. I say I waka waka waka, I go many places, I see see see!!! Ogbeni Lawyer, as I don talk before and many others have said, this scheme you dey try sell to awon boys and girls is FRAUDULENT!!! For AJ City na dis kind thing we dey call, CAVEAT EMPTOR!

Fraud. 419. Na today? E don te my brothers and sisters. @ original poster, no vex but as Baba 70 talk, dis na case of dead body jam accident. To all Nairalanders, do not be greedy and deceived by SCAMMERS on this website. You will simply lose your money to these fraudsters who keep popping up promising "urgent deals" and "awoof land". Nothing in life is "awoof". CAVEAT EMPTOR a.k.a Shine Your Eyes Well Well!!!!

I have GTB excellent. You can operateyour account completely online from the UK. Just don't forget to ask for a GTB token which you will require when making third party payments to other GTB or Nigerian bank accounts. It works the same way as a card reader used by UK banks. Please contact the bank you decide on directly. Do not respond to fraudsters on this site giving you contact email addresses or mobile phone numbers. They are ALL SCAMMERS. To all you SCAMMERS, if you have any special info or advice for the original poster please post it openly on the forum and stop giving your bloody email or mobile numbers out. Nobody is interested in contacting you. @Ozassu take note.

I am prepared to pay the grand total of 1 Naira 10 kobo only.

Ha ha. I am surprised the scammers who usually bombard such posts with their email addresses and mobile numbers have not responded to your message. Be careful with your money my friend and don't get scammed. CAVEAT EMPTOR a.k.a Shine Your Eye

I wish more of our "celebs" would wear our own traditional Nigerian outfits. Anyway it's a free world so people can wear what they want.

judchuks20:
It is not a crime to need some cash, is it?
www.judeworld.com

I agree. However it is a crime to come on Nairaland with stupid requests for 500,000 Naira for a fictitious school in Rumpokwu!! Mr SMSguru should go and get a job and stop BEGGING on Nairaland. He is wasting his time and will not succeed in DEFRAUDING anyone. All of us dey shine our eye well well. Dead body jam accident! Abeg carry go.

steaming:
the thread has moved from an almost sincere plea for a just and noble cause to something seemingly dubious, courtesy of OP.

SMSguru, i didnt expect such responses from you, someone gave an honest advice of how he started his, even if you dont want to start yours that way, a simple thank you for his advice and a diplomatic no would have been just appropriate. You are not bound to accept everybody's idea.

and luk how you have ruined your own thread yourself, so much for a would be teacher!

Steaming, thank you for explaining in clear terms to this fraudster.

yommyuk:
@SMSguru

email your bank account no to gotohell4ever@yahoo.com
I will double the money for u jare
Omo ole

Yommyuk, thank you for giving this crook an appropriate email address.


Mr SMSguru. Stop begging for 500,000 Naira. You will not defraud people on this site. Go and get a job and do a honest day's work instead of posting stupid requests for money on Nairaland. As I told you before, na 5 billion Naira you for request to build University, Teaching hospital, Polytechnic and Agricultural college. You fraudsters should stop deceiving yourselves, you cannot scam us on Nairaland. Na today? We dey shine our eye well well for here o. You think say we be mugun for Nairaland?

SMSguru. I repeat stop BEGGING people for money on Nairaland. Nobody will fall for your stupid SCAM. No be only school you suppose establish for Rukpokwu. You for try establish University, Teacher Training College and Polytechnic . Stop wasting your time as I will keep alerting people to your useless SCAMS. No be only 500,000 you suppose dey ask for, why not ask for 5 billion Naira. As Fela talk, "you be thief, I no be thief, you be rogue, I no be rogue, you dey steal, I no dey steal, you be robber, I no robber, you be armed robber, I no be armed robber, catch am catch am thief thief thief, catch am catch am rogue rogue rogue" . Baba Fela was a great man and everyone in the world and Nigeria knows that so please respect our elder who fought for the masses instead of BEGGING for 500,000 . As Baba 70 talk, second bass jare.

SMSguru go and get a job and stop asking strangers on Nairaland for 500,000 Naira to invest in your "school" scam. As the great Fela Anikulapo-Kuti said, wether you be agbepo or dokita all na honest day's work. Stop wasting your time here BEGGING for money for your stupid scams. Go and find honest work and remember to pay your tax. Eko o ni baje o!!!

Ifyalways, as usual thank you for your excellent reply to SMSGuru. Mr SMSGuru and all other potential scammers, stop wasting your time on Nairaland and go and do some honest work instead of placing ridiculous posts on a forum for sharing INFORMATION AND IDEAS. This forum is NOT for BEGGING for money or advertising ridiculous GET-RICH QUICK SCAMS. Mr SMSGuru, you can insult me all you like but I deal with people like you by simply pointing out the truth to others. Talk is cheap as the saying goes. Go and get a job and stop wasting your time posting here asking for 500K. Shikena. My fellow Nairalanders please make una dey shine una eye well well

Please SMSguru let us develop our educational sector. Call me immediately so we can get this money and start lectures. I can also be contacted on 080419419419. More blessings you my brother.

SMSguru I also would like to set up a University in Lagos with 800,000 Naira. Let us combine forces so students from your school can graduate to my university. My phone number is 0044419419419. My email address is 419natoday@shineyoureye.com. Abeg contact me A.S.A.P. My Nigerian passport is also my collateral. Thank you my brother.

Caveat emptor. People beware of scams. You can post 1 million pictures I go still dey advise people against 419ers on Nairaland. Abeg my people shine your eyes . There is no easy money in life. Do not be deceived by tales of fake riches through Libert Reserve!!! 419 na today? My brothers and sisters e don taaaaaa ;Dy!!!!

@Geniusbami. Thanks for the info. I must say that I am so impressed with GTB and see why so many Nairalanders speak very highly of this bank. The money was deposited with them and I immediately received email notification of the deposit. I called my local branch to ask for the money to be fixed for 90days. I have online banking with GTB and within 2 mins of speaking to the branch the money was showing up on my online account with the tenor expiry date and the total interest to be added at maturity. This bank is good. I wish other companies at home can emulate them in terms of customer service and reliability. Na GTB for life o!!!

Geniusbami. I do not doubt what you are saying and I believe you. What irritates me is when all these scammers come on Nairaland giving private email addresses and mobile numbers instead of simply saying which bank will give the best rate. Why do we need their bloody details for anything? Anyway thanks for the info on Stanbic. I have gone for a 90 day fix with GTB at 13.5% as I am abroad and already have a GTB account. All the others needed to see me in person to open the account so GTB was my only option.