labiola:
Can you tell how you went about the research for the lender without using Mortgage advisor? Thank you

Congratulations.

jum33:
please for those that just renew their Nigerian passport recently ,what is now the new time frame to book an appointment , get the Biometric capturing done and getting the passport finally .

Lexusgs430:
Rollykotex - Congratulations on this milestone..... It truly goes to show that hardwork, couples financial cooperation and determination works........👍😊

Now you have left the rental market, time to start building up your equity, heading towards financial comfortability/freedom ........ RENT MONEY IS INDEED DEAD MONEY....... 😂🤑

NB : Life insurance nko....... 🤣😝
Thank you sir. Truly hard work, couples financial cooperation and determination is underrated 😁. We did life insurance too.
Yes oo let’s build the equity. I am over the moon.

Tolzeal:


Deposit on 90% LTV .

Lexusgs430:


I hate to say ........ I told you so .......🤣

koonbey:


Hope all went well.

Lexusgs430:


Was your employment based on your student visa .......

AlphaUno:



Which industry are you in ?
You definitely need to go with someone - not just anybody but an industry expert.

Lexusgs430:



Your company is simply trying to avoid a £20,000 fine.......

When you filled for your visa renewal, have you received a response from the home office .......

No need to panic..... It would all get resolved........ And your pay would be reinstated..........

What's category of visa did you have ........

Did your employer sponsor your visa ........

mimilyrics:
Something similar happened to someone I know few months ago. HR was adamant that the person didn't have a valid visa even though all necessary documents and guidance were sent to HR to show that the person made an in-time application. The company assumed that since they didn't give te person COS that the person was in the wrong whereas the person was on a non-point-based visa. HR said that they had to remove the person from their payroll even though the company was in the wrong. There was a compliance/disciplinary meeting called and the company still went ahead with the payroll scrub.

Long story short, the company finally carried out checks which came back after about 4 weeks and they had to pay the person for all the time that "they" weren't allowed to work. No apologies were offered probably due to the fact that they didn't want to admit that they were wrong. The person still works with the company but planning an exit already. Note: this was an employee that had already worked 5 straight years with the organisation and who shouldn't have been treated so unfairly.

My advice - get all the govt guidelines and every necessary document to them to run their checks. Each check is valid for 6 months and must be carried out every 6 months until the visa is issued or refused. If you're part of a union, get your union rep to advise you and attend the meeting with you. If not, you can get a well-versed immigration lawyer to go with you.
Try to be as professional as possible in all your communications with the company to ensure that the error is cleared up and that no bridges are burnt.
Worst case scenario, you can always go to the employment tribunal to get compensation for the unfair dismissal if they go ahead with their threat of dismissal. Think about this hard and long to be sure that you want to toe this path or you just wanna leave without any drama in the hopes that your application will be decided soon and you get another job - I say this because many people would rather not toe this line due to their personal reservations.

semmyk:
Keep calm and go through the process. While going through it, you should have been in ACAS like yesterday Friday already: unfair labour practice, forced leave, restricting or force deduction of remuneration
If what you narrated is what it is, your HR need a #reset.
Importantly, Bigtt76 asked a critical? ... When exactly did you apply for your renewal. As in when exactly; date, time, mode, where.
U'll need this at the disciplinary and ACAS. Renewal: You must apply online before your current visa expires
ACAS - link: ACAS approaching Employment Tribunal

bigtt76:
What date did you apply for renewal? I guess they are trying to protect themselves because it could work against them. Still try and put up a defence. I'm sure you will be fine.

AAbuja:


oga i am still alive oo.
if you will steal post, atleast do well to inform the owner.

Ticha:


The house needs to be repainted with mould resistant paint and vents put in if there is none - which is usually wipeable so double plus.
2 things - contact environmental health (be ready for your lease not t be renewed) and make a report with pictures and videos. The council will force the landlord to rectify. Or offer to go halves to get the mould cleaned and the house repainted professionally. Opening windows will not solve the underlying damp issue. That needs to be sorted first - it could be a leak or even worse rising damp (which requires the whole house to be re-plastered)

You also run a serious risk of all of you developing respiratory issues. Mould spores no be play o

Lexusgs430:



When you moved in, were the affected areas, freshly painted ?

If yes, the property is probably got a mould issue (some properties do, is the property an end of terrace?....

Buy a humidifier + open windows + don't spread clothes the Nigerian way (every available space must be a dryer)........

If you have tried all and failed..... Make an official complaint to the letting agent and LL...... Informing them you would lodge a report with the council, stating property is not fit for human habitation + your have kids suffering from asthma and this mould is making matters worse........

Mould causing respiratory issues and rattyness......

You would both agree to temporarily end contract with no financial consequence, but you would have to start looking for another better house .......

You cannot be paying rent and be inconvenienced ..... You have have the ability to enjoy the rent, also speak to neighbours, find out if previous tenant complained about mould exposure etc etc ........

https://www.nhs.uk/common-health-questions/lifestyle/can-damp-and-mould-affect-my-health/#:~:text=Moulds%20produce%20allergens%20(substances%20that,can%20also%20cause%20asthma%20attacks.

advanceDNA:


Hope u use the dryer for your clothes
As in... hope you don’t spread clothes inside after washing

Peerielass:


You need to tackle the source of mold. In the meantime, buy a dehumidifier to take out the excess moisture in your house. Brand new ones are about £200 or you could pick up a fairly used one from Facebook.

omopapa:
Follow the advise by others to get to the root of the problem but in the main time get this from the shop it’s just a pound but works like magic

descarado:

The earlier you start looking for another accommodation, the better. The place is damp. Might be leaking pipe. I hate that ugly looking thing with passion.
Next house, check the walls very well.

Nobody both adult or kids should endure living in such environment.

Endlessgrace:


As others mentioned, until the cause is addressed the moulds will continue. Keep disturbing the landlord and the agency and ensure all your correspondence is via email, even if you speak on phone with them biko follow up with a mail.
Let them know the health implications to your children and threaten to get the council involved.

This was all I did in my last rental before moving to my own place. It worked like magic, they sent specialist who discovered the mould/damp is from a leak in the chimney.

LagosismyHome:


If you are cleaning and cleaning then it might be a damp issue. Sometimes you can have leaks in the roof which no matter the cleaning it would still come back quickly because u not address the root cause

Start looking for a house so you kids don't have respiratory problems. Then keep disturbing the Landlord to pay a specialist to come investigate . The landlord no won spend money if not a specialist can easily spot the source . It probably a leak somewhere

TheGuyFromHR:


Try mould spray.
There are several brands.
I used one with the brand name "Astonish" when I had that issue.