₦airaland Forum

Aaronsrod:
Our God is a Mighty God indeed!!

sarcastic.. lol

ColonelDrake:
What if my motivations are business and investment purposes and peaceful settlement of my family. I want both. The kinda of industry I work in is here in Lagos. And I also want a nice settlement for my family. What would you advise in this case sir?

This might interest you..
https://www.nairaland.com/3502464/how-build-comfortable-house-earning

MY TOP TEN THOU

https://www.nairaland.com/3502278/top-10-9ja-songs-2016

Bishop Dr. Tom Samson is the general overseer of Christ Royal Family International Church. The Bishop is widely known for his luxurious lifestyle which he never hides.

culled: www.palmchatnow.com

1. https://www.nairaland.com/3502278/top-10-9ja-songs-2016

pafra:
if christian can do fix deposit, why can they do mmm?
if christian can trade on stocks why cant they do mmm?
if you remember the parable of the talent, the servant with one talent was cast out because he hide the talent. his master was of the opinion that he could have put his money in fix deposit(mmm) that could have yield interest at the end of the month.

this men of God should do the needful do what the early church where doing. it was a communal way of living in the early church. all the wealth belongs to every body if anybody have need, they bring together their wealth and meet the need.(like in the days of ananias and sapphria act 5). can they do same with the tithes and offering in the church?

they are so many hungry people and destitute in the church and nobody care about them.

At least this dude did something positive with his MMM gain...
https://www.nairaland.com/3502316/guy-registers-brand-new-car

Fresh shd just join, abi na jealousy

I'm sure he wld change his mind when he sees this post and what this dude did with MMM money

https://www.nairaland.com/3502316/guy-registers-brand-new-car

GOOD

GHEN GHEN

make i switch to something more fun.


https://www.nairaland.com/3497600/hottest-female-olympic-athletes-ever

FTC

HE SHD TELL THAT TO THIS MMM SUCCESS STORY.... and see if he no go chop slap

https://www.nairaland.com/3502316/guy-registers-brand-new-car

SAD NEWS

God's protection and condolences

@aderossin, any link to the video?

someone just asked this question about Seun - see pics below.

according to him ‏@seunosewa on 10 Sep 2015 tweeted

I've not been on Twitter for months. Guess I'm back now. Apologies to those who tweeted me and got no reply, especially the passionate ones.

but that was it, he has not tweeted since then..

so perhaps seun would be issuing another apology soon and lets hope this time - he replies. lol

over to you Nairalanders....

culled: www.palmchatnow.com

yeah

It was an interesting experience really..... Thump up to the group.

lion, tortoise (75 yrs), hyena

more pics

1

The venue is Ikorodu, Lagos. Animals seen include a lion, we also caught a live python and it was kept by the zoo authorities... Hyena
courtesy of: PositiveMates Foundation Group on www.palmchatnow.com

ge-out-of-here

learn about the snake here:

https://www.nairaland.com/3497450/7-worlds-most-dangerous-snakes

edimalo:
looolll


na here sure pass

MMM South Africa: Make 90% in 9 days Tested With Evidence. Dont dull

[url]
http://techflave.com/2016/12/05/mmm-south-africa-make-90-9-days-tested-evidence/[/url]

what of MMM Togo? na that one i dey wait for

folmus:
Good one. But you didn't talk about surveying the land, having the plan approved by appropriate authority and subsequently C of O. Are these not important ?

The truth is if we begin to consider these IMPORTANT, then those these article are meant for cannot afford it. If your land is in a developing area, then you can actually build because approval authorities are probably with no access yet to those area.

However if your land is in the city, well developed area then SURVEY PLAN AND APPROVAL could be about or close to 1 million on its own.

This articles considers those buying lands in developing area...

Well said folmus; C of O is not important before building, rather after the building is completed.

DADDYB80:
Hi everyone, please i need help to know the cost of building 2 storey of 6flats at Ajah, 2 bedrooms each... Thanks

Do you have a plan? You cant get any reasonable estimate without one... this might interest you thou. https://www.nairaland.com/3502464/how-build-comfortable-house-earning

mrsage:
But y d guy pose with pure water bag na?

i no sure say na the guy be that, the one na follow pose . lol

How to build your dream bungalow earning little: budget and approximate cost.

No1. Ensure you have a land,

You can pick one of the low cost areas; for many reasons which includes
a. Cost of land is cheap (obviously - why its called low cost area)
b. Normally these areas have good and film soil types
c. Labour cost is relatively cheaper to the high cost areas (but sometimes this is not a major factor because you can bring your workers and labour from any area)
d. Material cost are cheaper

I'll advice you get a One Plot of land ( 18m x 36m i.e 60ft x 120ft ) however if the price is too much to afford, settle for a half plot of land ( 9m x 36m i.e 30ft by 120ft OR 18m x 18m i.e 60ft x 60ft )

No2. Get a decent design from an Architect (not a draftsman)

There are many advantages - You are going to live in this property for a long time; or a life time - a badly designed / ventilated house would mean a future renovation at a cost higher than what you're trying to save now.

My advice here is that you ask for a minimum 3 bedroom design, and depending on your land, pocket you could opt for a 4 bedroom bungalow. Remember we Africans and Nigerians have a link to our extended families - so you want to provide a room for your Parents, Grand Parents, Cousins and Family Friend etc should they visit and want to stay overnight. I always discourage people from 2 bedroom apartment. You pay more on the long run.

No3. Get a good good workforce

Preferably via referral. I don't recommend using one of the locals (bricklayers, carpenter etc) living in the area you just brought your land. They normally do bad job, steal your materials or get away with money, because they are locals - dealing with them is difficult considering you would be living in that community soon.

My advice here is contact a friend or relative building and ask to use his workforce on your own negotiation, cos if your guy has more funds than you do, you might not afford what he's paying them. so it's your terms not his.

No4. Cost

You're probably doing to spend a fraction of a million on foundation to German floor. (remember we picked a good soil area) - so how do you get your first million to start?

Well, you don't need a million;
a. Buy let less than 30 tonnes of granite (preferably) or 2 tippers of gravel. 30 tonnes means you'll get delivery from a quarry and a good deal, but sometimes its difficult for the 30 tonnes trailer to access your site, only then should you settle for 15 or 20 tonnes.
b. Buy one 20 tonnes tippers of sharp sand; this would serve us to German floor level
c. Save for 50 bags of cement; but the actual amount you'll need is about 30 for foundation and 15 for block works and other works.
d. We wont be budgeting for reinforcement bars (rebars) because we picked a good soil.

No5. The actual works.

a. Ensure you get the Hausa guys to clear your site and up-root any tree that falls on the building's location totally, at a price of about 10k, you should get this done.
b. Digging of foundation would cost you about 25k - 30k; if you pay more than that, then you must have hit a rock under ground that needs extra cutting, however I always advice you follow C below
c. Always negotiate for all works in a stage at once, don't separate the works eg digging, foundation, blockworks etc instead discuss by saying Foundation works to German floor. (minus filling to German floor and German floor itself)
d. Filling can be done by yourself, buy your filling and get people to spread it at a rate of about 2.5k per tipper, you would need as much as 12 tippers here x about 20k per tipper but we can save cost
e. Your bricklayer should be charging you about 100 - 120k for all the works in this section (digging, casting of foundation, block works)
f. I ALWAYS ADVICE YOU DON'T HAVE LESS THAN 4 COURSES - DONT LET ANYONE TELL YOU OTHERWISE; should there be need to add a fifth, ask for the advice of a professional. 3 courses is not saving money, it is inviting trouble in the nearest future.

No6. Saving money.

To save money you can opt to dig your septic tank & soak away and use the sand dug out for filling, this would normally save you about 200k. YES! but rules applies.
a. Make sure erect the blockworks to the septic tank and soak away immediately after digging
b. Make sure the septic tank is well plastered
c. Make sure you supervise the back-filling yourself, ie every space between the septic tank's block and the natural ground must be well filled and compacted to avoid a tear off after the first rain.

No7. What Next?

Now that you have completed this works, filled the foundation to level allow rain fall on it, compact it before thinking of your german floor.

IT IS COMMON TO SEE PEOPLE CONTINUE THE BUILDING TO LINTEL OR ROOF LEVEL WITHOUT A GERMAN FLOOR but I'll advise you do it; remember, the plan is to complete the house over a long period (from limited fund), the amount you'll probably save by skipping this stage would be forced out of your pocket later in the project. You don't need something too thick, a German floor of between 3inches - 4inches would do the trick.

We would continue from here in the next series of How to Build Your Comfortable House Earning Little.

Thanks... Drop your comments, question and I'll answer them (from a professionals' point of view). It is also possible that I've omitted something major; Quote me in your reply and I'll get back. [color=#000000]culled from: www.palmchatnow.com[/color]