₦airaland Forum

justwise:
Hope and pray for the best and stop worrying yourself about it

gigi24:
Yes I have.

Optimally:
Hello bro, I noticed same issue when I tried printing my POF for practice sake, the deposit I made on April 30 was reflected on may 1st, so what I did was to go to the bank and ask them to print for me, because in my case, I mailed the POF to my mail, but when they printed for me at the bank, it was shown. Let's try something, mail your statement to your mail for April 7 to April 8, let's see if the closing balance for that day will reflect that a deposit was made, if it does, then you're safe according to me, because it's the closing balance for that day that will determine if that day's POF amount was satisfied

lookers191:
It's a simple word problem in mathematics.

I need £XYZ and I want to know how much naira that would be appropriate for me to hold.
So i input the amount of £ that is definite to get the naira equivalent.

The other way round is like trying to force yourself in the system. If that was the roght way, we probably won't need Oanda conversion.

MrRomanticLover:
Hello everyone, trust that you are good. Please what document do one use for the proof of English Language for the visa application?

scobyy2007:
I think the lesson so far is to ensure that we do a forensic study of our statement before submitting it.

1. Check that (Opening Balance - Total Debit) + Total Credit = Closing Balance

2. Manually check that all debits add up to the Total Debit

3. Manually check that all credits add up to the Total Credit

4. Check carefully that the balance after any credit or debit transaction doesn't impact the balance below the required amount even just for one day (Meaning if are supposed to have a minimum of N10million the balance per transaction made on the account must NEVER go below N10million even by 50kobo

5. Ensure that the statement you are submitting is very clear and readable after you scanned it.

6. Check that the naira equivalent of your maintenance fee + tuition balance is less than the opening balance and less than the closing balance (opening and the closing balance must be equal or greater than the N10million naira equivalent of the maintenance fee + tuition balance)

7. Also check your printed statement covers at least 28 calendar days = I suggest you do something like 1/May/2021 - 30/May/2021 or 30/May/2021 - 29/June/2021

8. Do NOT empty your account after visa submission. My own suggestion Oooooo

9. Ensure the exchange rate favour u well on the submission day (Oanda is your go-to place).-Although I expect you to have extra fund to buffer for any madness in Naira dancing up and down like a yoyo.

10. Finally PRAY

Please this list is not exhaustive: I am open to additions and constructive critic.

gigi24:
@scobyy2007

What if both bank statements are not the same periodt say you print from 17th of April to 17th of May for one statement and print 1st of May to 28th of May for the other statement will that be an issue?

emmiedammie:
Hi guys, please on the matter of POF. Can one present statements from two different bank accounts which are carrying my name?

Blanchefleur:
Please stop stressing this, it's simple analytics.

You have been the only person getting the conversion right the whole time.

We don't have pounds, we don't have pounds, how on earth will anyone want the convert from pounds to naira.

That means you have have pounds and you want to sell it for naira.

Please unless you have excess cash in your bank account, follow scobby calculations. That's exactly how to do conversions.

scobyy2007:
I think the lesson so far is to ensure that we do a forensic study of our statement before submitting it.

1. Check that (Opening Balance - Total Debit) + Total Credit = Closing Balance

2. Manually check that all debits add up to the Total Debit

3. Manually check that all credits add up to the Total Credit

4. Check carefully that the balance after any credit or debit transaction doesn't impact the balance below the required amount even just for one day (Meaning if are supposed to have a minimum of N10million the balance per transaction made on the account must NEVER go below N10million even by 50kobo

5. Ensure that the statement you are submitting is very clear and readable after you scanned it.

6. Check that the naira equivalent of your maintenance fee + tuition balance is less than the opening balance and less than the closing balance (opening and the closing balance must be equal or greater than the N10million naira equivalent of the maintenance fee + tuition balance)

7. Also check your printed statement covers at least 28 calendar days = I suggest you do something like 1/May/2021 - 30/May/2021 or 30/May/2021 - 29/June/2021

8. Do NOT empty your account after visa submission. My own suggestion Oooooo

9. Ensure the exchange rate favour u well on the submission day (Oanda is your go-to place).-Although I expect you to have extra fund to buffer for any madness in Naira dancing up and down like a yoyo.

10. Finally PRAY

Please this list is not exhaustive: I am open to additions and constructive critic.

justwise:
No that was not what i meant.

What i meant was that if you do it the wrong way it will give you the impression that you have enough while in reality you don't.

So simply put £ first enter your school fees + maintenance money and you will get the naira value.

Nothing wrong with having more than required amount.

justwise:
Understanding is your prob, that was not what i meant by that comment

ibeekay49:
good day everyone. I currently use Providus Bank, and intend to use a providus bank statement for my visa application. anyone used this bank too? thanks

justwise:
No it will give them false hope and a refusal. £=naira is the formula, You will have more money in your account by doing it the wrong way and it will likely lead to a refusal.

justwise:
Dude you are going to confuse people with this, put £ up, enter your fees + maintenance money figure it will tell you how much naira you need in your bank account to start counting 28days, simple!

Someone explained this here even better than i did but you are stilling going on about it

Orofun1:
This is not how to calculate it, it's the other way round

trishvik1:
please help o , can Tb result be use 7 days to expire date to apply for a super priority visa? any experience abt ds biko...pls

LagosismyHome:
This been debated before and we see the embassy use both.... if you have enough money then calculate your pof based on the higher one....(which is not this one but the other way)..... That way you can't go wrong

If you don't have enough money then calculate it this way... this is actually the proper way to do conversion especially as school fees and tuition is in pounds so pounds is up and naira should be down

Optimally:
Boss, the way me understand the thing is that the conversion should be from pounds to Naira, because, you know your maintenance money+tuition balance=£mmtb, so it's for you to input the £mmtb in pounds field and it will automatically generated what you need in Naira, this is the accurate way I know, it can't be Naira to pounds, because you don't even know what you need in naira and that's why you're on that page to input what you know you need in pounds so that they can generate for you what you need in naira. I stand to be corrected though.
N:B mm: Maintenance money
TB: Tuition balance in my above comment

Optimally:
Paid out funds and closing balance is not something we should've been concern about if we believe in our banking system and their professionalism, paid out funds are the withdrawals made on the account either over the counter, ATM, cheque, transfer, etc, while closing balance is the difference between the opening balance and the paid out funds+inflow, all things being equal, the closing balance should always be the difference between the opening balance and the paid out funds+inflow, and the opening balance should also always be the sum of the paid out funds and the closing balance+inflow, if any of these is up by a naira or down by a naira, that will suggest the POF is not genuine or has been tempered with, So in this case, when the individual paid out funds after been sum up were subtracted from the opening, what was arrived at was different from what was printed as the closing balance. Yes, the maintenance money for outside London now £1,023 monthly and £9,207 for nine months I stand to be corrected though. The matter has been cleared, na Bank make mistake of not including SMS alert as paid out funds

donmanuel1:
Is this the right way to do the conversion?
@just wise @lagosismyhome @thehrguy and other gurus

slimdolyin:
Hi folks,

I was refused today.

The embassy sent my statement to my bank to confirm which they actually said it was okay but there was this 100 naira airtime I bought that jump on the statement so it wasn't showing well.

That Is the reason of my refusal.
So now I want to collect a letter from the bank confirming the transaction and also print a new copy of the statement.

They said I have the right to review but I want email UKVI first about this boarder line issue with the clear statement.

Please as anyone done this before and got a good reply from UKVI?

Ezriela:
Simply means the person has tampered with it. Well done ma/sir, Jury of the universe,may you and I not be victims of costly error that will make people to judge us wrongly.

obabola123:
Hello everyone, please how many months old bank statement has to be printed for student visa application?

Simplicity0555:
Ukvi says checks from bank came out positive but still said it’s not genuine. Me I don’t understand again ooo.
What could have happened in this case?
Justwise

Damselawi:
Please I don't understand, does it mean this person withdrew the money after the 28th day or he printed before the money reflected in his or her account

Lianalexa:
Please while printing the bank statement, it is ok to print it showing the day the money was moved in or print afterwards??

OristeFab:
Good day Fam,

My sister is married with a 7 month old kid and the husband isn't ready to travel with them yet to the UK.

Would there be need for the husband to do medicals ,pay visa fees and IHS?

Thanks for your responses.

davidodaudu:
Hello Everyone,

Please, I need advise on this issue. I am currently in a dilemma.
I got admission in the UK for February, 2021 intake. I made a deposit of 4,000 pounds towards my tuition fee and started studying online while I waited for my visa. I submitted my priority visa application in feb. Unfortunately, 5days later I was denied visa. The reason for the denial was that the bank statement submitted was for 20days instead of 28days. This was an obvious error from the UKVI because the statement I submitted was for 30days, from 9/1/2021 to 9/2/2021. I emailed the school about the denial and I was advised to apply for an administrative review. Which I did on the 24th of feb. Its been 3 months since I applied for the AR and its still not out. I am done with my first semester, recently the university emailed me to pay the balance of my tuition fee (8000) or I will be reported to immigration. ( I am sure the finance dept. think I am in the UK already). My dilemma now is, payment of the balance of my tuition fee shouldn't be a problem. But I want to avoid a situation where if the AR is not approved I will not loose my money, and guarantee that the school will reissue me another CAS to reapply. Since I was not denied based on credibility but from an error from the embassy. Also the main aim of schooling in the UK is to qualify for the PGWP and for those who started study in January, 2021 I am told that we are expected to be in the UK by September. What happens if the AR delay hinders me from being in the UK before September? I also want to avoid a scenario where I will finish my study online from my home country and the embassy might not see the need to issue me visa.
So I emailed the school asking that they delay the payment until the outcome of the AR or I defer the admission and continue from 2nd semester in September ( There is a second semester batch in September for my course).
The school replied my mail telling me that I have 3 options:
1. Defer till next intake hoping that the AR would be out by then. What this means is new fess to be paid.
2. Withdraw- Stop studies and don't pay fees but the risk is that if UKVI contacts us, student no longer studying with us so automatic refusal.
3.Continue studying online and pay fees till decision is out and student can fly into the UK.
From my understanding of the mail, the university wants me to start all over again in the net intake and pay a new fee or continue studying online and take my chance with the AR. option two is not an option for me.
How do I go about this?