Gaming › Re: Ok by Smartguyboy(op): 5:59pm On Jan 03, 2023 |
Crafteck1: Always put location at the beginning, i wasted time reading to this point. Where is your location? PH or Lagos I can deliver it to you |
Agriculture › Re: Farming Or Relocating Abroad by Smartguyboy(m): 8:38am On Jan 03, 2023 |
What are you going there to do once you travel? |
Agriculture › Re: Farming Or Relocating Abroad by Smartguyboy(m): 8:35am On Jan 03, 2023 |
Zerofarm: Is there where they buy plantain in large quantities? Make money no go waste Many plantain is hot cake business if you have it in large quantities. |
Gaming › Re: Ok by Smartguyboy(op): 8:25am On Jan 03, 2023 |
michlins: it's ok. Just catching cruise with you I know boss |
Gaming › Re: Ok by Smartguyboy(op): 8:25am On Jan 03, 2023 |
Ade1177: Your location
Your WhatsApp
2 pads? Yes with pad charger and ps5 cooling fan Uyo .
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Gaming › Re: Ok by Smartguyboy(op): 6:21am On Jan 03, 2023 |
michlins: you said you will give everything in the picture. The TV is in the picture Na PS5 I want sell not tv. But if you will give me 800k for the tv alone I will sell it to you . |
Gaming › Re: Not interested by Smartguyboy(op): 5:26am On Jan 03, 2023 |
thelegend1: Plus the T.V?
Anyways, do you have Call of Duty? Just that two game No tv |
Gaming › Re: Ok by Smartguyboy(op): 5:24am On Jan 03, 2023 |
yrhuhfy113: wait... you said you will give everything in this picture? INCLUDING THE TV?
I am ready o.... 450k Lol that tv is OLed 55’’ close to 1m na wetin you want for 450k? |
Gaming › Re: FC24, COD MW 2 Available for Install On PS4 & PS5 Online&offline Play.NO Hack. by Smartguyboy(m): 3:50am On Jan 03, 2023 |
How can someone in uyo get your service |
Gaming › Ok by Smartguyboy(op): 3:48am On Jan 03, 2023*. Modified: 5:29pm On Jan 21, 2023 |
. |
Gaming › Not interested by Smartguyboy(op): 3:42am On Jan 03, 2023*. Modified: 5:26pm On Jan 21, 2023 |
Sold |
Gaming › Re: Open Box Ps5 Available by Smartguyboy(m): 3:37am On Jan 03, 2023 |
How much last ? |
Romance › Re: The Devil Wants To Destroy My Marriage by Smartguyboy(m): 11:29pm On Jan 02, 2023 |
Just tell her you will not do anything till she put to birth and if DNA confirm is yours you will take responsibility believe me she will abortion it . |
Romance › Re: Do I Lie about The Condition Of Where I Stay to this girl by Smartguyboy(m): 7:51pm On Jan 02, 2023 |
jeslom: So I met this fine lady on instagram. We have been talking for a while . Today she seem to ask more bout me. I wouldn’t usually lie. Thing is . She is rich and young, she just bought a house in Lekki last month . By my instagram it looks like I might be doing well, but na just nice pictures i get. My brothers I am just a freaking tennant in Ajah, and not in a Behind part of Ajah. Ajah is like the hoodlums if you are staying in the island and she is abroad based actually . Deep down I know she is asking these questions to see if my class match . Tempted to just play the lying game to her now. Yet to reply her message. I was usually better with girls when they’re richer than me . But that was when I was with a non Nigerian. But Nigerian rich girls can be different. Do I just lie or say the truth Ajah is not hoodlums nah bro I live there during nysc at Cooperative estate many celebrities live in that estate too. |
Politics › Re: Visibly Underage Persons Who Attempt To Vote Will Be Arrested, Says INEC by Smartguyboy(m): 5:11pm On Jan 02, 2023 |
Only in the south because underage will always vote in the north and nothing will happen |
Romance › Re: My 3some experience In Jos. by Smartguyboy(m): 9:32am On Jan 02, 2023 |
One of my plans this year 3some with sister we already discussed price 30k but I was broke then this year will knack them two once. |
Romance › Re: My Curiosity Led Me To Try Sexual Enhancer Yesterday by Smartguyboy(m): 9:23am On Jan 02, 2023 |
Illegal1: I vow never to take any drugs/combination again b4 sex..
from the day i took 500mg of tramadol to knack..,omoh i dn knack so tey the babe begin complain say she dn tire,yet i never still cum....and my waist self dn begin pain bcus of 2much speedometer......
naso me and babe go half time without cuming......we resume again after lyk 10min rest...
i dn begin knack again 4 lyk 20min,no sign of cuming,na there i begin ask myslf"abi sperm dn finish 4 my body........
nah there i advice myslf to cum down b4 i dye ontop,...
frm dat day,i no dey near anytin drugs b4 i knack... 500mg too much nah 100mg is okay |
Romance › Re: Do You Do This Too As A Single Guy? by Smartguyboy(m): 5:05am On Jan 02, 2023 |
I don’t know if it’s only me who like to find out how a lady using iPhone when you know she can’t afford it on her own or her parents. %97 of Nigeria girls can’t afford iPhone on they own with legit job. |
Politics › Re: PDP Crisis: Ayu Fights Back, Blocks G5 Governors’ Nominees For Poll Duties by Smartguyboy(m): 9:12pm On Jan 01, 2023 |
DrAkpamudehe: He should resign less than 2 months to a general election? You and your forefathers are raving mad That was the agreement the North always want to hold on power while Wike is not weak and greedy like Igbo people. The ship will sink with the chairman |
Politics › Re: PDP Crisis: Ayu Fights Back, Blocks G5 Governors’ Nominees For Poll Duties by Smartguyboy(m): 5:00pm On Jan 01, 2023 |
But why can’t this man resign for peace to reign. You can’t have Northerner as the presidential candidate and still have another northerner as the party chairman. |
Politics › Re: We Didn’t Kidnap Female Soldier, IPOB Replies Army by Smartguyboy(m): 4:52pm On Jan 01, 2023 |
Useless ipob played in to Nigeria army hand what they have been looking for to destroy the Igbo for years by creating Your useless army. Now they can kill anybody they want in East and tag him ipob that will be the end nobody will talk or investigate. |
Business › Re: Is This How Brutal These People Are (PHOTO) by Smartguyboy(m): 10:35am On Jan 01, 2023 |
Kobonaire234: Pay the interest.
If we all did as you did, the loan apps will go out of business
And when they do, where would you find 28000 to borrow next time?( The local thug most likely)
If you knew you won't be able to pay the interest, why take the loan in the first instance? It is not like you were forced to.
Next time, meet your family or your church. Or Mosque if you are muslim.
And pay that interest. No excuses. FYI they force me to take the one calling me everyday to apply for loan |
Business › Re: Is This How Brutal These People Are (PHOTO) by Smartguyboy(m): 10:06am On Jan 01, 2023 |
IamMobisola: You saw the huge interest initially before you applied for the loan. You could have just gone to the bank then to get a loan or looked for loan elsewhere. Well I paid them the 28k they gave me that very important the interest is too much I believe you can do such to your follow human being charging that much |
Business › Re: Is This How Brutal These People Are (PHOTO) by Smartguyboy(m): 10:06am On Jan 01, 2023 |
Kobonaire234: It is done that way because many of the loan apps don't collect collateral.
When you get a loan from a bank, the bank asks for something called collateral...which can be a property of yours like say land, house, even your account with the bank. If you don't pay off the loan, or default, the bank takes the collateral and 'liquidates' it ....ie sells the thing, and recovers their money (in principle).
Loan apps on the other hand loan you money without collateral. Because of that, their business has more risk than a bank. So, they charge high interest rates. This has two effects..
1.Scares off frivolous borrowers.
2.Enables them to adequately cover their asses...and pay other customers...and still do things like pay their staff, and other expenses.
Besides, you don't live in a country where 'you must borrow from a loan app'...friends, family and church dey. Well I paid them the 28k they gave me that very important the interest is too much I believe you can do such to your follow human being charging that much |
Business › Re: Is This How Brutal These People Are (PHOTO) by Smartguyboy(m): 4:17am On Jan 01, 2023 |
Sermwell: You're a criminal! Weren't you aware of the interest before taking the loan? you charge 13k interest for 28k? Is thy not robbery? |
Business › Re: Is This How Brutal These People Are (PHOTO) by Smartguyboy(m): 4:16am On Jan 01, 2023 |
IamMobisola: You are a thief and a criminal. Didn’t you see the interest the loan amount incurred before collecting the loan? If it was bank that gave you the loan, wouldn’t you have paid the interest? Many of you Nigerians are just greedy how can you charge 13k interest for 28k? Is thy not robbery? |
Romance › Re: Love by Smartguyboy(m): 1:16pm On Dec 31, 2022 |
adefitim: She’s not someone you can buy with money, which is one of the many qualities she possesses Forget bro Na Nigeria babe Dey all need money but just start going to her church sha and get close to her |
European Football (EPL, UEFA, La Liga) › Re: Wolves Vs Manchester United (0 - 1) On 31st December 2022 by Smartguyboy(m): 1:15pm On Dec 31, 2022 |
Why is this man playing Luke Shaw and Raphael Varane 5&6 while Victor Lindelof and Harry Maguire are on the bench? |
Travel › Re: If You Ever Had Chance Of Travelling Where Would You Go? by Smartguyboy(m): 11:27am On Dec 31, 2022 |
Zanzibar Or Maldives with my wife next year amen. |
Romance › Re: Is She Suppose To accept The Gift? by Smartguyboy(m): 11:23am On Dec 31, 2022 |
I can understand where the man is coming from but if the wife succeed doing this to take them out of poverty the man will use it against her tomorrow. Why do it to help a useless instead of yourself. So if she want to do it let her do it to her herself and her son forget about the fool. |
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Business › Re: Is This How Brutal These People Are (PHOTO) by Smartguyboy(m): 1:54am On Dec 31, 2022 |
I used my 3 numbers to register to get loan of 28k Dey been begging me to get after I paid for the phone I bought from them on time . I have send them the 28k back but they want me to pay am interest of 13k I told dem I won’t pay the money I only pay back that they gave me. |