₦airaland Forum

Teedol:
Did you update yours here in the UK, if yes how did you go about it? I learnt some agency[ies] handles NIN here in the UK,.

There are lots of agencies here in the UK depending on where you live. I'm doing one for my daughter but it's in Cardiff.

I updated my middle name in Nigeria though.

mayowa94:
Can I do a cleaning job as part time while on health and care worker visa?

Most likely, NO.

Teedol:
James Paul Kwame: intl passport

James Kwame: NIN


The above scenerio, what are my chances of getting my passport renewed at Abuja House in London, given that my middle name does not appear on my NIN, my surname and first name matches though. Thanks.

Won't work. You have to update your NIN to include your middle name. I am speaking from experience

Lolli2pop:
Hey fam please i need your advise.. i am trying to purvhase the chair below off someone but the main feature I am looking out for in an office chair is an excellent back support because of the back pain i tend to develop when working. Does anyone have experience in using similar chair?

These Executive chairs aren't the best for lumbar support. Get a good Ergonomic Office Chair.

LagosismyHome:
Na wa for you oooo. Are married people not doing it steady every week or even daily in some cases . Life is for the living . Why you no go live your life to the fullest . UK or no UK

The statement was just off, to say the least.

HollyMadison:
Hi elders, please I need serious help.

Is there anyway a tier 2 visa holder can bring their sick mum to live with them or get nhs treatment?

Yes, but it won't be cheap cos you have to pay for the treatment and she will leave afyer 6 months or when she's done with the treatment. Can get a long visa and visit often afterwards

mayowa94:
Hello
I just want to double check the info below;

As a student switching from Tier 4 to Tier 2 is there need to proof English language proficiency again?

No. As a UK Graduate, you mean.

aussielover:
Hello everyone,
Recently switched to tier 1 visa and I’m about to apply for Us visit visa with my family.
However, my toddler is yet to get her BRP, will her Nigerian passport suffice for the Us visa application ?

Of course. She needs BRP to get back into the UK though

hustla:
Thanks for your response!

Does it directly help the person as normal?

And do they need anything to be approved

It depends on the card actually. Some cards don't require anything, just a supplementary card with any name you want. Some other cards would require the person details and would reflect it in Credit Records.

Midex88:
Both our Names... Like Mr/Mrs

Hmmm... I do this instead:

Mr. Ciroma Tunde Edwards
Mrs. Chioma Joy Edwards

justjify:
Naira is really floating

I think this should be checked the other way round which is slightly higher.

.

Yettyminaj:
Hello @ duchess,
Please what is the implications if someone use the minimum requirements and didn't go above it...
Thanks

Nothing. Better be safe though, than sorry. 1 extra day

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Phayie:
I believe that for some time now, Money Market Fund (MMF) has outperformed Federal Government Bond. About 10 to 18% AER is offered by MMF, and profits are paid out either monthly or quarterly. The lowest interest rate I've sedn recently is 11%, despite the fact that it varies. Check out Axamansard, Stanbic First Bank, and other institutions. Each one provides MMF.

I've had the FBN MMF for about 8 years now. Good rates, usually a little higher than Tbills and Commercial Papers and it's very accessible. You can withdraw easily. There was a time it hit about 19% or so

Lexusgs430:
Are you saying, the company offering the investment vehicle ......... Is covered by leadway insurance or this investment vehicle, is provided by leadway assurance..........

Another important point. Many firms have some useless insurance cover by a reputable company but the firm offering the investment itself is featherweight and can disappear anytime. Many of the Agro and Real Estate Firms in Nigeria are culprits

Chreze:
Don’t know the plan name itself as I was avoiding getting involved, but it’s sold by Leadway and she quoted for 10yrs and 15yrs respectively. The 15yrs has almost 50% (if not more than) interest. you can’t withdraw till the end of the plan. I think interest is paid in full at same time too.

I personally don’t invest in anything outside government getting loan from me (in Nigeria) and my wife has known that for so many years. Give me small interest and peace of mind. I won’t even buy if my fav brother is the one introducing me to it. That’s how far I like to stay away from over enticing investment plans.

If it's indeed Leadway, it should be fine. Again, I think they may not be understanding the fine lines. 50% over 15 years is different from 50% APR. The former may be as low as 3% APR

Chreze:
@justwise

I can see there has been replies already and your confirmation that you got the jerk.

To be honest, there are so many financial institutions in Nigeria quoting magical interest rate. My sister in law who work with an insurance company quoted something to my wife that looks like 50% interest for a 15yrs plan. I told my wife I am not part of it and it’s her decision.

To answer your question, yes you can manage your investment here. Years back my Tbill was processed by my account manager monthly. A good relationship with your account officer will benefit you. You can write to your banks customer care and they will respond with your account officer info as well as get him/her to contact you.

I personally don’t invest in any plan except it is FGN related. This is solely for security reasons. While I like more returns on investment, I don’t ever want to lose my money. I don’t think Nigeria has that financial deposit protection schemes from banks to cater for its customers should anything happen or if the government will reimburse anyone back their money should a financial institution fail in interest. Even in civilized countries, I believe there is a limit to what can be paid back (not too sure), but I doubt if government will pay you back £50m.

If anyone knows about any financial protection scheme for customers in Nigeria to pay back investment if the financial institutions fails, please share this info, as I have a feeling my wife and sister will enter one wrapper in years to come.

Deposits in Nigerian Banks and Licensed "Deposit-taking" Institutions are protected by NDIC. We're not that bad in Naija. However, I would be wary of investments with random firms especially when they offer rates far above TBills which had just reduced from 14% to 11% some months back.

RalphJean:
How this descended into a Bible-comparison is ridiculous.
Someone shows concern about how the UK is mass-grooming and indoctrinating kids.

If I know , and have counter arguments and valid reasons why it's okay for primary school kids to be told to masturbate if they feel 'konji' hold them.

If I think it's perfectly ok for kids who can't legally drive or drink alcohol or infact get a tattoo to be taught explicit sex and sexuality, and turn biology on its head.

If I think it's okay for kids to determine their own sex and gender and sexual orientation but yet are deemed too young live on their own.

If I think the word "minor" only refers to kids with respect to age but shouldn't be used when discussing kid's gender identity or sexual orientation.

If I think all that is okay and fine.

What I would do write down my arguments and state my point of view.

The weirdest thing to do would be to take my whataboutism to the next level by saying...afterall there are some sexually explicit passages in the Bible.

So what?

NB: I read the Bible and I saw the punishment God meted out on Sodom & Gomorrah
I also read
Proverbs 26:12
Proverbs 3:7
Isaiah 5:21
Etc...

Very disappointing that he chose to bring Religion, Christianity and the Bible into the conversation. Totally not necessary

Lexusgs430:
An account of almost 3 years, at 15-20% APR........ Very far from a Ponzi.........😂

But APR is different from the weekly na. The A means ANNUAL. Na wetin I dey try clarify be that

yolkman20:
Thanks for your comment. I've requested and they're due to come in by July 15. But I'm to make first payment by July 1st

Just try and make the payment if they insist. Since you've already explained to them and they insisted, you might just have to swallow it

yolkman20:
Hello house,

Please I need help. I moved to cardiff on April 12 this year and I immediately registered with Welsh water as they're the provider to that flat. They brought my bill and it says 92quid per month. I rang them and they said they can't do anything except I request for a meter. My uncle was the one staying in the apartment before I moved in and he was paying 33quid and he told me that meter can't work in that house because the connection is parallel.

They also said I can't change provider and I must pay the money as quoted. It's ridiculous and I can't afford it. What can I do please. I need advice.

Thanks

Request for the meter

Lexusgs430:
But you get 15% weekly....... Abi ....... Are you confused or trying to confuse me .........😜😭


Let's assume you had someone in Nigeria, you are mandated to give ₦30,000 every month........... OR simply accrue the interest, on your next visit to Nigeria......... You shall only be spending your interest........🤣😀

Branch would supply that ₦30K per month...... Simply tie down capital...........😂😜

Lexus, com do for me o, make I give you N10m. Just give me 10% weekly, the remaining 5% na your commission

justwise:
Like i said before i'm still going to do my dd but 15% weekily sounds unreaslitic

Guaranteed 15% weekly claim can only be ponzi

Lexusgs430:
Simply open a branch account (download app), fill all required details, after account is opened, fund account, then transfer money to the investment portfolio.........

Sit back and relax....... Every Monday morning, you receive either 15 or 20% (depending on investment selected).........

The interest you receive, would simply be your salary to family (preserving your capital)....... 😜🤣


https://branch.co/

Lool... Explain this well o... It's actually 15% to 20% per Annum not weekly. The interest may be paid weekly so 15% divided by 52.

And then pray Exchange rate doesn't swing too much if not, it could clean out your entire 15% interest.

skayT:
Please can the main applicant and the dependent(spouse) use different POFs carrying their respective names instead of using a singular POF for both of them application when they are applying for a UK visa almost at the same day/week?

Yes.

tobbyoladejo:
Please can you give details on your fan, make I find one buy abeg?

Any Fan heater should do. Mine is the popular white one (3rd and 5th)

For the heat, you can have optimise your windows somehow: Reduce the sun, but increase the airflow.

Some people just let the sun fry their rooms but that makes it too hot. Unless the sun is down at noght or something, you may not need to open your curtains so much.

Lexusgs430:
Don't ....... It's simply a posh/expensive aba fan ....... Buy a portable AC unit, instead ........😜


https://www.amazon.co.uk/Portable-Conditioner-Dehumidifier-Cooling-Digital/dp/B09MT3YJLG/ref=mp_s_a_1_4?crid=2HGXQFL6GYQK9&keywords=portable+ac+air+conditioner&qid=1686916607&sprefix=portable+ac%2Caps%2C200&sr=8-4

Almost 3kw... Omo, una energy bill go hear am o!

Y'all are big boys sha.

I'm using my £11 fan which I still use as heater during winter. I just turn off the heater during Summer which makes it use negligible power.

gmacnoms:
Bristol and hills. And local man body don too stiff.

If I ride small, I go roll am small.

It was really stressful. 30 minutes ride took me 1hour plus.

At a point, I was looking for where to even keep it and enter bus to my house. 😁

Not easy. You have to also learn how to use the gears and frictions shifters if it's a good mountain bike. When you master it, you can drop the gear and friction so low that you can cycle up a hill with little stress.

Your muscle, especially the calves, thighs and glutes, will also need to get used to the work.

Joyjames008:
How much do we now use to calculate POF now so to be on a safer side. This fluctuations is giving High BP

To be very honest, the rates might hit N900 or N1k by end of the month. Let's hope it doesn't though

Superex:
If I do that does it make the CAS I'm already using to fill in my visa details invalid?? Do I need to get another CAS. Do I redo the application? How would the ECO know about the updated payment?

Of course the CAS is still valid. You can request a letter from the school to state how much of the fees is left unpaid and upload as Visa Application supporting document. OR Just upload your proof of extra payment post-CAS.