₦airaland Forum

Nice piece!

larger_20: Maybe in Nigeria.....I actually favor renting Vs buying a home and here is why

1. You Stay Flexible

Do you have every aspect of your life planned out for the next several years? Whether or not you do, things can change quickly. Renting gives you flexibility. You can pack up all your things and move with short notice, and maybe an early termination fee. Compare that to the process of selling a house, which can take months.
2. You Have More Options

With the housing market at a low, people are reluctant to sell their houses and condos. So they turn to renting instead. As a result, the market for renting is bigger and has better options than the buying one. Rentalads.com is a rental property website with thousands of rental choices. It allows you to search your options and select your choice with the click of a mouse.
3. Owning Can Be More Expensive

Some people balk at renting because they don’t want to spend money on something they’ll never gain ownership of. But homeowners also spend a lot of money on fees and taxes that never apply to their principle or equity.
4. Renters Insurance Is Affordable

Renters insurance is significantly more affordable than homeowners insurance. Even with the lower cost, you can still get substantial protection and coverage.
5. Rental Rates Are Steady

Right now the housing market is low, but it won’t always be. It’s always changing. Remember the roller coaster? In contrast, rental rates stay the same. There is some variation, but it’s not as frequent or as drastic as variations in housing costs.
6. Someone Else Does Repairs

When something breaks in your home, you are the one who has to fix it or fork over the cash to replace it. A new refrigerator alone can cost thousands of dollars. Some rental contracts require the landlord to take care of most repairs and replacements.
7. The Issue of Taxes

Renters don’t have to pay property tax. Sure, you might be required to bear some of the expense in your monthly rent. But the landlord will have to deal with the brunt of the cost and most of the tax paperwork. Another reason why renting a house is better is that homeowner tax deductions are overstated. In fact, half of homeowners don’t get a tax break.
8. Vacation Homes

We all envy the people who can afford to own vacation homes. Well, now you can be one of them for a fraction of the cost. Vacation homes are available for rent all over the US. The expense is reduced, but the novelty and fun are not.
9. Renters Have Less Liability

Lightning strikes without warning. Washer pipes break and flood your basement. Renters who are without fault don’t have to carry the liability when the unexpected occurs.
10. No Mortgage!

Anyone who’s had a mortgage knows how draining and time consuming it can be. The stifling legal requirements and procedures. The piles of paperwork that look like gibberish. The long process of modifying or refinancing. Not to mention the risk of getting overcharged by your lender; which has become a common problem recently. You can easily avoid all of this by renting.


Source: http://www.10reasons.org/renting-a-house/

Not in Nigeria, most of things don't apply, you need a house of your own.

Happy birthday!

This look more like prayer points, lol! Going by this definition 80% of nigeria women are girls.

D sage: What's this one saying? Didn't you see I quoted his subsequent and not original post?

Besides, what is so hard for you to know/understand about the danger of sedentary life style?

[B]Too much thinking,reading or movies can never help if you're not outgoing type. It's also dangerous to your health you know.[/B] well i was talking about this, beside i can only see one topic! Can't seem to find you sedentary lifestyle anywhere. hmm!

Divatrish: Wen wil the strike end plz i nid to knw

already off, lectures start today!

D sage: If you're living a sedentary life style,please quit before it too late for you. Being a smoker or womanizer is quite very bad but I don't think moderate/occasional drinking of good wines are that bad if you're a real guy.

Too much thinking,reading or movies can never help if you're not outgoing type. It's also dangerous to your health you know.

you lost me there, dangerous to your health really! Which part, the thinking or what? I don't do any of the above and i have not being to the hospital or taken any drug for 5 years. Do your home work before posting.

aniiii: OMG SEUN since when did it make a moaning sound when you like a comment

my boyfriend thought i was watching porrn

are you sure you're ok. Moaning seriousely?

11 America and the western world is plagued with divorce today because they marry without paying attention to these facts listed above. They marry without knowing the person they are marrying at least to a large extent.

can the issue of marriage be mentioned without this asumption, more than 50 percent of Nigerian men have more than 2 wives, not to talk of more than 20 percent with 3 and above wives. If there is a law against marrying two wives, do you know what the divorse rate will be! Marriage is a business arrangement, when you are tired of it, you walk! Don't live in boundage.

You better go and get a part time job, the strike may last for six month or more.

jay_p: Guys, please i need your advice. Last
year, I applied to OAU but my
transcript in school was late so the
admission was forfeited. But then I
addressed the transcript to the
Registrar, Obafemi Awolowo University
but I just got the transcript yesterday
and now I have applied to University
of Ibadan this year.
Can I just change the recipient address
from OAU to UI? Just the envelope
that contains the transcript if this
would not prove any violation or pose
a risk falsation of credentials. Just the
cover envelope.
Please reply ASAP. Thanks a lot.

guy it a transcript not a love letter, i had the same problem only in my i didn't wait. You can change the envelop and readdress it.

UncleJJ: Most male virgins have physical impairment s

No need to reply you, i think there are mental impairments too!

faakay: Very true, you are right

@ post, i dont hv problems with female virgins, but a male virgin??hell yea!!!i do hv a problem wiv that, marry an unexperienced guy, hell no!!!!

LMAO!!!! na waooo so who go come marry male virgins now when all the ladies out there are running away from them

this has being going on long enough, why do you think getting who to marry is a problem to any man? There are millions of ladies in the world. And you talk about experience, seriously experience in having sex, well for the record most of those those things you do can be learnt so give it a break huh.

donigspain: Ask him:
*If he was an EXECUTIONER for his frat... In which case, he CAN'T walk out ALIVE!
*If he was an Exco... Then he MAY walk out alive and with little or no serious harm.
*If he was just a CREW (passive)... Then there's a greater chance of him walking out unNOTICED.
Last Bullet: If he's in 1 or 2 above and still serious with leaving, then I'll advice you give him some space until he sorts out the whole ish... You may be used as a scape goat (collateral damage) by the frat in their bid to punish him.
*Don't put yourself inbetween cross-fire.

Best advise so far.

chronique: It's possible for him to leave if he wants to(although it's not easy if he's a top ranker). He's not the first person and won't be the last. Some of these boys don't want to leave cos of other favours they get. A good no of top executives in banks and other multinationals belong to one fraternity or the other and they help their members secure jobs and get connections to people that matter. There are cultists in banks,oil firms,telecoms,breweries,political parties and even security agencies. The incentives to stay behind now might be higher than what's on offer if he leaves. But trust me,when your friend is ready to leave,he will tell you. If he's already working,ask him how he got his job(if it's through connection or not).

Right to the letter.

ii. Assuming that 3g of Akpabio Chloride was added using Goodluckium solution, calculate the mass of Amaechium sulphate that would have been needed for the reaction to be endothermic?
iii. What is the colour of Akpabio Chloride before and after the reaction?
iv. Calculate the molecular weight of the reactants and products with respect to their places on the electrochemical -series of"Mr FIX IT".

FINAL SEMESTER MSC APPLIED CHEMISTRY EXAM.
CHM 615 (THERMODYNAMICS -OF POLICTICAL CHEMISTRY)
TIME ALLOWED: 72 Hours (3 DAYS).
ATTEMPT ALL QUESTIONS:

AMECHI vs JONAH
In a reaction involving 19g of Amaechium sulphate and 16g of Jangline carbonate, 2015g of Forumium Governo acid was produced.
i. Calculate the percentage purity of the product, assuming the reaction took place under JEGA standard condition? Note: your answer must be in GEJ's standard form.

SLIDE waxie: What research?

i couldn't find one either. No research in what you wrote just personal thought.

oli_pee: OMG! Man am 19 for God's sake.

19? What are you doing here, wow! You are not suppose to be reading this, oya close your eye. 19 falling in well calling it love, you better face you book.

Wow can't stop laughing. Btw when is the product, or better still baby gaga hitting the Nigeria market? i bet very soon it would become the ultimate family drink. Please give me a shot already! Haha!

ayosmiles: Wht if i get intimate with a lovepedlar nd d sx is so sweet i keep callin her back. Does that count as love

Now this my friend is a very important point. And maybe, just maybe as time goes on you can't get her out of your head, does that count as love huh? Well since all our efforts to prove the existence of love have finally bit the dust, can we just agree that love does not exist and move on.

Thanks for your help, greatly appreciated.

Please anyone links or with java compiler should help. Just formated my laptop and lost everything on it.

Happy birthday!

DO YOU HATE SOMEONE?

A Nice story with a good moral. Please go through.
A kindergarten teacher decided to let her class play a game.
The teacher told each child in the class to bring along a plastic bag containing a few potatoes.
Each potato will be given a name of a person that the child hates.
So the number of potatoes that a child will put in his/her plastic bag will depend on the number of people he/she hates.
So when the day came, each child brought some potatoes with the name of the people he/she hated.
Some had 2 potatoes; some 3 while some up to 5 potatoes. The teacher then told the children to carry with them the potatoes in the plastic bag wherever they go (even to the toilet) for 1 week.
Days after days passed by, and the children started to complain due to the unpleasant smell let out by the rotten potatoes. Besides, those having 5 potatoes also had to carry heavier bags. After 1 week, the children wererelieved because the game had finally ended…
The teacher asked: “How did you feel while carrying the potatoes with you for 1 week?”. The children let out their frustrations and started complaining of the trouble that they had to go through having to carry the heavy and smelly potatoes wherever they go.
Then the teacher told them the hidden meaning behind the game.
The teacher said: “This is exactly the situation when you carry your hatred for somebody inside your heart. The stench of hatred will contaminate your heart and you will carry it with you wherever you go.If you cannot tolerate the smell of rotten potatoes for just 1 week, can you imagine what is it like to have the stench of hatred in your heart for your lifetime”
Moral of the story:
Throw away any hatred for anyone from your heart so that you will not carry sins for alifetime.
Forgiving others is the best attitude to take!
Love Everyone&Be Loved.

15 Things You Should Give Up To Be Happy

Here is a list of 15 things which, if you give up on them, will make your life a lot easier and much, much happier. We hold on to so many things that cause us a great deal of pain, stress and suffering – and instead of letting them all go, instead of allowing ourselves to be stress free and happy – we cling on to them. Not anymore. Starting today we will give up on all those things that no longer serve us, and we will embrace change. Ready? Here we go:
1. GIVE UP YOUR NEED TO ALWAYS BE RIGHT
There are so many of us who can’t stand the idea of being wrong – wanting to always be right – even at the risk of ending great relationships or causing a great deal of stress and pain, for us and for others. It’s just not worth it. Whenever you feel the ‘urgent’ need to jump into a fight over who is right and who is wrong, ask yourself this question: “Would I rather be right, or would I rather be kind?” Wayne Dyer. What difference will that make? Is your ego really that big?

2. GIVE UP YOUR NEED FOR CONTROL
Be willing to give up your need to always control everything that happens to you and around you – situations, events, people, etc. Whether they are loved ones, coworkers, or just strangers you meet on the street – just allow them to be. Allow everything and everyone to be just as they are and you will see how much better will that make you feel.
“By letting it go it all gets done. The world is won by those who let it go. But when you try and try. The world is beyond winning.” Lao Tzu
3. GIVE UP ON BLAME
Give up on your need to blame others for what you have or don’t have, for what you feel or don’t feel. Stop giving your powers away and start taking responsibility for your life.
4. GIVE UP YOUR SELF-DEFEATING SELF-TALK
Oh my. How many people are hurting themselves because of their negative, polluted and repetitive self-defeating mindset? Don’t believe everything that your mind is telling you – especially if it’s negative and self-defeating. -You are better than that.
“The mind is a superb instrument if used rightly. Used wrongly, however, it becomes very destructive.” Eckhart Tolle
5. GIVE UP YOUR LIMITING BELIEFS
about what you can or cannot do, about what is possible or impossible. From now on, you are no longer going to allow your limiting beliefs to keep you stuck in the wrong place. Spread your wings and fly!
“A belief is not an idea held by the mind, it is an idea that holds the mind” Elly Roselle
6. GIVE UP COMPLAINING
Give up your constant need to complain about those many, many, maaany things – people, situations, events that make you unhappy, sad and depressed. Nobody can make you unhappy, no situation can make you sad or miserable unless you allow it to. It’s not the situation that triggers those feelings in you, but how you choose to look at it. Never underestimate the power of positive thinking.
7. GIVE UP THE LUXURY OF CRITICISM
Give up your need to criticize things, events or people that are different than you. We are all different, yet we are all the same. We all want to be happy, we all want to love and be loved and we all want to be understood. We all want something, and something is wished by us all.
8. GIVE UP YOUR NEED TO IMPRESS OTHERS
Stop trying so hard to be something that you’re not just to make others like you. It doesn’t work this way. The moment you stop trying so hard to be something that you’re not, the moment you take off all your masks, the moment you accept and embrace the real you, you will find people will be drawn to you, effortlessly.
9. GIVE UP YOUR RESISTANCE TO CHANGE
Change is good. Change will help you move from A to B. Change will help you make improvements in your life and also the lives of those around you. Follow your bliss, embrace change – don’t resist it.“Follow your bliss and the universe will open doors for you where there were only walls” Joseph Campbell
10. GIVE UP LABELS
Stop labeling those things, people or events that you don’t understand as being weird or different and try opening your mind, little by little. Minds only work when open. “The highest form of ignorance is when you reject something you don’t know anything about.” Wayne Dyer
11. GIVE UP ON YOUR FEARS
Fear is just an illusion, it doesn’t exist – you created it. It’s all in your mind. Correct the inside and the outside will fall into place.“The only thing we have to fear, is fear itself.” Franklin D. Roosevelt
12. GIVE UP YOUR EXCUSES
Send them packing and tell them they’re fired. You no longer need them. A lot of times we limit ourselves because of the many excuses we use. Instead of growing and working on improving ourselves and our lives, we get stuck, lying to ourselves, using all kind of excuses – excuses that 99.9% of the time are not even real.
13. GIVE UP THE PAST
I know, I know. It’s hard. Especially when the past looks so much better than the present and the future looks so frightening, but you have to take into consideration the fact that the present moment is all you have and all you will ever have. The past you are now longing for – the past that you are now dreaming about – was ignored by you when it was present. Stop deluding yourself. Be present in everything you do and enjoy life. After all life is a journey not a destination. Have a clear vision for the future, prepare yourself, but always be present in the now.
14. GIVE UP ATTACHMENT
This is a concept that, for most of us is so hard to grasp and I have to tell you that it was for me too, (it still is) but it’s not something impossible. You get better and better at with time and practice. The moment you detach yourself from all things, (and that doesn’t mean you give up your love for them – because love and attachment have nothing to do with one another, attachment comes from a place of fear, while love… well, real love is pure, kind, and self less, where there is love there can’t be fear, and because of that, attachment and love cannot coexist) you become so peaceful, so tolerant, so kind, and so serene. You will get to a place where you will be able to understand all things without even trying. A state beyond words.
15. GIVE UP LIVING YOUR LIFE TO OTHER PEOPLE’S EXPECTATIONS
Way too many people are living a life that is not theirs to live. They live their lives according to what others think is best for them, they live their lives according to what their parents think is best for them, to what their friends, their enemies and their teachers, their government and the media think is best for them. They ignore their inner voice, that inner calling. They are so busy with pleasing everybody, with living up to other people’s expectations, that they lose control over their lives. They forget what makes them happy, what they want, what they need….and eventually they forget about themselves. You have one life – this one right now – you must live it, own it, and especially don’t let other people’s opinions distract you from your path.

bako_ilyaz: Pls, is it possible for me to apply for post graduate diploma form without NYSC discharge certificate?

no it's one of the requirements, except you are above or with an exemption letter.

How much for touch 1?

Contact and location

butta: I sorry for u

You can say that again, please why the stop? Let the war continue! Am watching from the hill, this holiday is killing me.

Wow! I love e-war, i for one don't have a g.f. so i feel less concerned, BUT please let the war continue!!