₦airaland Forum

modath:
Me said its a lie ke?, maybe you are confusing me with another poster, i was just expressing skepticism that's all & it was cos i had such high hopes for fidelity bank cos their PTA is 198.95 (while stanbic's is 208 which one can only get at their idejo HQ) but withdrawal from ATM is 211.... you encouraged me to inquire & so happy i did.

Im enjoying the best of both worlds, I got my 4k$ PTA from fidelity @ 199.5, while I'm gbaduin 199.45 on top my stanbic card here, only thing is that i was assured i could do 150k equivalent withdrawal which is definitely not the case, na the same 300$ cash peg.

Whats even so sweet about the bank is that their card is easily accepted that the the chase ATM we use that charges $3 on top my friend's Access charges after the 212 & 420N transaction charge , i dodge. To think that my husband is a loyal Stanbic customer of 3yrs while i super glued to GT & their yeye rate.

Thanks to God for making me stumble on this thread & all the correct contributors are awesome as well.

Now that i see the name, it's definitely another poster. A guy. Lol. My bad

makavele:
actually his reply was tinted with a li' pride !!!

I can be cocky, but I'm far from a proud person. In the end, it's all jokes as I'm almost always fooling around. Anyone that decides to take it personal is just misdirecting effort.

I've noticed that here on nairaland it's like there are people that are always looking out for the wrong things u say, and instead of correct you they hold you to it.. I don't know if it's a Nigerian thing or something. Regardless, I apologise if my reply came across in any negative way.

modath:
Stanbic is the shizznit!!!, , i used the card here in the states & i was debited @ 199.5 for both Atm cash withdrawal&Pos purchase & my transactions were approved within the blink of an eye.....while a friend had to make do with Access bank's 212.

How their rate is so reasonable is still a surprise..

GT is never seeing my brake light again, lai lai.

When i was telling you, u said it's a lie. U wanted me to serve the info to you with Pepper soup. Anyways, thank for the info. Planning to travel soon.

Dieumerci:
I thought their accounts are Zero balance.
The 2k should be for opening balance.

Mistake. Meant minimum of 2K to open. And the information i got said it's 500 mafia minimum balance not zero account.

Mizzzbeee:
sorry for the advice then I take it back

Don't be like dat, ur advice was very much welcome and appreciated. Or should i appease you with Shawarma?

Mariesio:
It's 5k for opening new account but #500 minimum balance, passport, I.D ,

Maybe dats Current account, i don't know. but yh i made a mistake. 2K minimum to open and 5H minimum balance as i said earlier in this post.

lordkay10:
Access bank charged #18,773.80 for a $88.94 order from Walmart, i.e #211.084 per dollar

Updated

Mizzzbeee:
that's nice keep it up .... But try to put a limit on shopping it can be really addictive!

Don't worry, I'm not one one of those that live above their means. I still have enough money for my daily shawarma lol.

You don't have to advice me on spending, I'm a corper. The government does that already by paying me 'tips' monthly. Cheers!

sawhite:
please my gurus who are operating stanbic ibtc,what will i need aaside from my drivers license in opening one?

Gurus? Hian. 2K minimum balance, 2 passport photos, take any utility bill (not older than 3 months) in case. Tho they do KYC and that covers address verification blah blah.

jerrygome:
No just a cool bicycle repairer

R.E.S.P.E.C.T!

sakalisis:
uba na 246.46 to a naira today

Can anyone confirm this

jerikoyan:
stanbic 199.49 today make sense bank customer care even called me today to ask how i have been enjoying their services, awesome i told her, if you are not on stanbic you are still on a long thing

engkorede:
Gtbank 215.4 this morning

Will update.

jerrygome:
Na shopaholic im be

EINSTEIN in the house! Are you a rocket scientist?

Mizzzbeee:
everyday? wait for personal use or business.... If it's d former den u r a shopaholic ... Dats y I refused to learn my card details

Lol. i learnt it somehow and now i can't stop. Shoppaholic yes! I like looking good and Asos is doing a MASSIVE sale. You all should jump on it tho. Bought 3 items yesterday already bought 2 more today. And I'm thinking dat i need more.

Jeffy1206:
Always always (grandpa) Stanbic?
Yes! And they always keep their word... 199.45

Lol. U play too much.

Mizzzbeee:
lol I left my Stanbic card at home and I had to make a quick transaction at work.. I had Gtb card with me dats y

I have my card details in my head. EVERYTHING. I have been buying stuffs online everyday. Help me lol

Infinitikoncept:
oga Stanley08 please can I get your contact for WhatsApp or bbm. thanks

Mhen... I don't give my contact to ppl dat aren't paying me money oh. So just send a pm on nairaland and i will reply u with ny email. I gave one guy in this thread here my contact one time and he just wasted my time. Just do as i said. I'll reply ur emails.

Mizzzbeee:
Gtb today 214.9 to $1

I will update

jerrygome:
Still dey use GTB? Abi na testing you dey do?

Lol. IS IT YOUR MONEY?!!

Jeffy1206:
Stanbic as at today Monday is, 199.45. PayPal payment.

Will update

blym4real:
Lol, sue no be option oh.
I have to get the stanbicibtc card but all the wahala about verifications is discouraging.
Do they issue vica card too, I always prefer visa to mastercard due to the direct withdrawal service on visa.

Oga nothing like verification wahala abegi. If you can't get it, be paying UBA 8% nah. When it's not as if I'm buying shares.

Just get the StanbicIBTC Debit MasterCard and stop worrying urself about visa etc. it's still MasterCard they will give u so just do it.

blym4real:
The TOA was 2.5% when I opened my prepaid account.

If you have muscle, u can sue. Lol.

blym4real:
Can some one help with cbn email.

Uba won kill me. Charging 7.89% of total payment, as if am borrowing from them.

This is a battle you cannot win. UBA must have written it in the 'Terms and Conditions' somewhere which u signed without reading it off course. They can charge however they want to charge. Doubt CBN would help you.

modath:
Yes, minus the charge..its 213 to use fidelity ATM to withdraw cash in the US but 199.5 for PTA in Nigeria..

Waiting for stanbic's response..

Okay mate. I'm almost certain Fidelity bank isn't 199.5 now, i mean today. But ok tho

Opeyemi5:
Gtb master card
Ebay purchase 03/07
$57.55=12373.04
$1=214.99

Updated

modath:
Its not in most cases,cash & online rates hardly sync, fidelity is 199.5 for PTA but 213 for ATM withdrawal...I've done as advised though..

213 not including the 240 naira charge?

mavinc4u:
Those people are confused set of people. How would they know if the money is meant for goods or not. Call paypal to reset their internal security settings for you.

That's the problem, most of these so called customer service ppl don't even know what they are saying. Sometimes dey just take the easiest way out. I think Firstbank accounts need some sorta upgrade or so. Check that out, might be the issue. Contact ur branch. That's the person with the issueof course. @Shinatu

modath:
Thanks for the response. Its not the possibility I'm even concerned about,I have no doubt the card will work in the us, its the rate to be applied I'm wondering about,online is 199.5, hoping it won't be beyond 205 & asking incase someone has a first hand experience..

It would be 199.45 per dollar plus 240 naira charge per withdrawal. Simple.

But, stop wasting time asking here. Get full details from the source. Email: CardqueriesWA@stanbicibtc.com
Done.

Jeffy1206:
it's 199.45 now not 199.5 check it...

I'm rounding up to 1 decimal place dude.

modath:
Hello,
Has anyone withdrawn physical currency in the US using a Stanbic card.

I know all the transactions that have been detailed on this site are all online for importers, making enquiries incase anyone has travelled and used the ATM for cash in the UK & the rate stanbic used.

Thanks.

I haven't but it should be possible. i have withdrawn Cedis in Ghana with my Stanbic card. MasterCard ATM.

jerrygome:
Welcome. Like the poster above me said ...shine ya eyes. I've gotten quality products there that people won't believe is MADE IN CHINA... especially to those who think Chinese are all about fake.

Buyers reviews ( FEEDBACK) are worth its weight in gold. That is why most sellers would do anything to get a 5 star feedback.

Welcome again.

If you have more questions don't hesitate to ask Stanley08 ...he owns this house

I rather own a house in Lekki Gardens. Not an 'ONLINE' house. It's a thread, I'll never understand why ppl call it house.

gergemam:
Thanks Stan...... Sheey na d Site or the Resellers abi nah d money whey dem wan ship

Lol. Nah Buhari. See questions oh.

Jeffy1206:
Stanbic remains 199.45 3/7/15

Updated

gergemam:
Do you buy Goods on AMAZON and do they ship it over to Lagos, NG. Thanks

No, Amazon doesn't ship to Nigeria.

azikiweironsi:
Can anyone please tell me if Aliexpress can send goods purchased to Nigeria?unlike ebay and some other online malls that does not post goods to Nigeria. Thanks.

90%+ of items on Aliexpress can be shipped to Nigeria. Also, about the same percentage of items on there are fake/sub-standard. Just be careful and also read feedback from previous buyers.

opeyemmmy:
Why not? Stanbic rate for pounds hovers between N310 to N319.

Lol. If you give me money, i promise to shop on asos

Shinatu:
@Stanley08
Please give attention to my own enquiry too (below) or please help direct it to one of your experts.

As long as ur card is linked to ur paypal account and there aren't any restrictions on ur account by PayPal. You should be able to send. I have used my PayPal account to give many donations in different countries including England which is in the UK.

tonjeola:
i used Access visa 2 days ago and i was charged N213 to $1, then Sterling will be N215, Sterling use N2 higher than Access. Good money!

Doesn't work like that, updated the access one tho...

jerikoyan:
This monrning. Stanbic 199.45

Updated

funken:
I paid $150 yesterday with UBA Africard, yes, i was charged @ N204 (total of N30,655), however, when I logged into UBA Africard site, i found out i was also charged a fee of N2,417. This brings the total to about N220 per $.

Please these guys charge what they call fees with what they charge you per dollar. So in actual sense, you will definitely be paying up N220 / dollar, very close to the parallel market rates.

Guys using Stanbic IBTC @N199, is this inclusive of the fees or exclusive of it? Please verify for the house...

Which house? why do you ppl always say house? Is this ur house? Is ue house online? Lol.

Anyways, Stanbic charge is 199.45 now and almost everybody knows that's what it is. U get what u see, simple. So to answer your question, no other fees. Cheers.

FetchUK:
Thanks a lot for this information.

$300 or the £ equivalent is a bit limited. Guessing it's to combat money laundering abroad.
I did an exchange recently this week at N342 to £1 with my bureau agent.
Can't wait to get my stanbic card.

Pounds is turning into something else, haven't shopped on asos in a while now.

Soyedele1:
30/6/2015
ebay transaction
Firstbank $1 = N222.3

Updated. @jeffy1206 urs too

xtremeidea:
how much is paypal charging for usd? anyone? need to make some ebay purchases

It's dependent on the card added to ur paypal. And the card rates is charged by the card issuer (your bank).

PayPal has nothing to do with rates, it's ur bank dat decides conversion rate. Cheers.

mavinc4u:
@djkamos, please try and remove all your vital information from this page and so does everyone who quote your post.

I think it's just the name, which won't mean too much. But yes, better is not there.

blym4real:
Uba africard #204

Updated, thanks

jerrygome:
TMI...thanks anyway

Better more than less, don't u think?

djkamos:
Ref. Number M1019/ 2 Account Number XXXXXX7890 Account Name MODUPE AYODEJI OWASEYE Description WEB PURCHASE @WWW.ALIEXPRESS.COM LOND GB Transaction Type Debit Amount NGN 3,988.00 Originating Branch OSHOGBO
$20 at STANBIC IBTC 199.4/$

Updated

idokojerry:
GTB $59.99 Was charged N12743.15 $1 - N212.42

First on topic post in a long while. Thank you.

Stuffyj:
Hello Stanley, u r really doing a great job. I hv a Stanbic IBTC MasterCard and I want to purchase goods online frm China (in dollars), do I need to open a Paypal account or I can buy wt my MasterCard? If i use my Master Card, is d deduction frm my account (in Naira) d same as if i use Paypal? If I'm to open a PayPal account, hw will I go abt it? Need ur response soon. Tnx.

This reminds me of those days in JAMB hall. Sooo many questions.

Yes u can buy with ur card on Aliexpress for example. Infact i don't think ali accepts paypal, not directly anyways.

Open paypal and add ur MasterCard, if you are paying for goods/services payment it's exactly the same, free of charge. Receiver pays.

And any other thing u need, Google will help u with how to open a PayPal account and adding card. Dats pretty basic tho.