₦airaland Forum

frebor:
Na customers you go need pass, we'll all open an account with you when Otondo Bank's exchange rate is N1/$.

See the rubbish this one is saying. Our rate is N1 = $200 jor.

olaide721:
Boss I have applie for mobile banking but I didn't see any message also I added my card to my paypal account but not verified yet what nxt should I do?

Call customer care o guy. Call them and they will confirm the paypal code on ur statement. It's a Pending authorization and dats why you didn't get an alert. Me and @jeffy1206 had to call them. You should too.
if you don't have enough credit, send them an email and tell them what u want then request that they call u back to advice u over the phone. And when they call, you can spend 1 hr if you want and explain all ur issues to them. Simple.

frebor:
Abeg, how much you expect them to charge? if official rate is 199 and dey add their own commission and VAT?

Oh boy, you go create your own bank o!

Najwal:
V u created yrs? Or a staff of GTB coz i don't c d need for u to quote me since everyone is stating their experience with different financial institution

Abeg, u ppl should calm down jor. i will create my own. Otondo Bank. who want job?

StevDesmond:
My dear dat name eehh. Person fit bite him tongue for dat name. HAPPY shaa

How is the AkwaIbom movement going down? Lol

AKWA IBOM OH!
IKOT ITIE UDUNG ISIT ATAI!
Blood of God! Even the name don tire me.
Lol. Akwa-Ibom is cool tho, I'm kinda glad.

On Twitter

@nysc_ng: #BreakingNews:By d close of work today expect 2 receive your call up letters.Presently uploading of your call up letters is going on. Cheers!

Yet to see mine, abeg no post me to Cameroun oh!

worldgee101:
Date : 29th April 2015 Currency : $ Bank : Diamond bank Card : VISA Exchange rate : 203.02 Time: 11.29hrs

Added to first post..

olaide721:
boss I don do the mobile banking what next now?
Can I log in to the internet banking now?
And is there any thing I will receive as a confirmation to my mobile banking now

Lol. Only Stanbic can answer these questions.

However you get this when ur Internet banking is ready
Stanbic IBTC Bank: Your password for logging into Internet banking is xxxxxxxxx. Please use your User ID along with this to login.

NOTE: User ID is account number

And these 2 when mobile banking is ready
First One
Your Mobile Banking profile has been created. Launch your STANBIC App, create a PIN to have access to Mobile Banking & call Customer Care to remove your limit.

Second One (after removing the limit mentioned above)
Your Mobile Banking profile is now fully activated. You can do real-time transfer to any Bank, Pay Bills & Buy Airtime directly from your Bank Account.

CHEERS!

jerrygome:
Why you dey vex? Today 28th April GTB 205.99 MasterCard @ Aliexpress

Added to first post.

Thespecialone:
Gtbank
N206/$
Mastercard
April 27th

Added to first post.

mavinc4u:
So which one are you guys using; master or visa?

Lol. Savings accounts. Master card.

mavinc4u:
Please is stanbic card visa or master card and does it refund the same rate as N199 when money is refunded?

Debit is Master, Credit is VISA. And yes. they refund at N199. But they charge 199.5 tho.

jerrygome:
*in Mase voice* Welcome back... Welcome back.... Welcome back!!!! I know you like that

You deserve 12 million strokes of the cane.

JesusCrew:
Pls what is dis all about? What is bringing d 'refund' thing?

Some banks charge you 205 for example when u are buying stuff online. But time to refund they process the refund at 199.

For example, you buy something of $1,000 online and they debit you 205,000 naira. If you decide to Maybe cancel the purchase and get a full refund from the aliexpress seller for instance. Instead of the bank to credit you 205,000 they will credit you 199,000 which means that ur 6,000 naira is flying without wings.

=================================================================
Btw, @eunisam and @Mizzzbeee i replied ur emails a long time ago. What's the issue? Not seen ur replies yo.

This my account is now functional again...

I can confirm that i have updated the first post with the latest values from

Access bank reported by solaceTK at 2:40pm On April 21st

TO

GTBank reported by clementjava at 3:23am On April 25th

CHEERS!

ryusufu:
I've done a transaction of $10.45 on my access visa card, N2,173.60 was deducted, that translate to N208/$....

tumababa:
Well as at 4:30am Tuesday 21st. Stanbic is ₦ 199.5 to a $. All my other accounts are being cleared into stanbic as i type.

cyif2003:
made a transaction yesterday nd i got an alert today gtb charged me 205.99 naira to $1

jerrygome:
Same here...GTB charged me 205.9991 for a transaction I made on 20/4/2015
Got the debit alert today 21/4/2015

Updated to first post.

jesbu:
Please making payment through PayPal or debit card Which is cheaper?

It's basically the same, just that by default, if it's not dollars. The currency is converted into dollars and u could end up paying more. Use PayPal because it is easier and the merchant would be charged for receiving payments. lol.

Good day guys. I'm back in Nigeria now. So the thread will run as has been. Sorry for the silence, was busy. I will update the first post ASAP. Cheers!

cyif2003:
made a payement yesterday nd i was debited today. gt charged me 207.85 per dols. on d high side. so furious

ryusufu:
I did transaction on eBay today evening 17th april,..... $3.05 and they charge N628.30..... So they still charge N206/$.... The card is Visa..... Sorry it's Access Bank

Updated.

mayorall:
. Funny boss.

Thespecialone:
Gtbank
N205.99/$
Mastercard
Today.

Adebayolove:
Mine was a little higher. Made 2 payments today.
gtb N206.41/$ (PayPal)

I'll go with the non PayPal one. Who knows, maybe urs was converted, or PayPal charges or whatever really.

Hey Guys! I won't be in Nigeria this weekend, I'm travelling. So pardon me if there's a dip in response time or updating the first post this weekend. I'll be very busy over the weekend, regardless I'll check in as much as i can. But would be back next week, God willing. And I'll make sure everything is updated. Cheers!

mayorall:
FBN visa prepaid. #205/$. Today.

Thanks Mayor. Added in first post.

Mizzzbeee:
FBN dats first bank rite sir?

mayorall:
Yes ma.

Lol. U ppl know how to respect in this thread oh.

Ahmed4002:
has any got this email.

Dear Valued Customer, 

Central Bank of Nigeria's (CBN) Review of Spending Limits on Naira MasterCard  

We write to inform you of the Central Bank of Nigeria's (CBN) decision to reduce the FX spending limit on Naira MasterCard from $150,000 to $50,000 per annum.This means that you can spend up to $50,000 in a year using your GTBank Naira MasterCard when abroad (shopping online at foreign stores, ATMs and POS).In addition, the daily cash withdrawal limit for the Naira MasterCard has also been reduced to $300 per day.Please see below the new limits for both spending using your Naira MasterCard and cash withdrawal abroad:

Lol. CHANGE IS HERE! E never start.

Jeffy1206:
Stan ready to answer those questions lol... The that I called just dey over ask me questions, ended up with her for like 13minutes of call. The worst is that I called

I did mine via email

30 mins ago.
"Your Mobile Banking profile is now fully activated. You can do real-time transfer to any Bank, Pay Bills & Buy Airtime directly from your Bank Account."

Got my mobile banking working, but same error. sent them an email.

@jeffy1206 yh they always ask these questions. Tiring tho...

Mizzzbeee:
Stanley pls any update on ecobank..... P.S. Zenith asnt refunded me so deir official rate remains 208.9 .... New Bank Union bank wud update the house tomorrow

I forget sef, i did a transaction today. Ecobank. Dollar rate = 214.38.
Lol. UNION BANK?! This 21st century? Do they even have ATM Cards? Lool. I have NEVER seen a Union Bank ATM Card, Ever! I'll visit the museum tomorrow to see it :p
========================================================
@Time2Smile and @danniyal

Please any updates on FCMB and Keystone respectively?

Jeffy1206:
I think this the limit they were talking about... Tried to send 59000 on my mobile banking, below pic is the message I got.

I have called them to lift it, they promised to call me back which I'm very sure they will

They called me twice today about my mobile banking p. Still not sorted. Anyways, did they get back to u yet?

seaboyzen:
check it

Okay, so what are we looking at? Official rates on an app?

worldgee101:
Good job u r doing here! Keep Nigeria informed!

If you want something done right, do it urself right?
Lol, Cheers mate!

I told you all yesterday or so about the whole PayPal converting my 150.5 pounds to 228 dollars and eventually making me pay 1,100 naira higher. Well this morning, i got an alert showing even a higher figure by 434.91. When i contacted stanbic, their response was this.

"Dear Mr. Stanley,
Thank you for your feedback.
Please be informed that our inquiry into your feedback reveals that a transaction of $230.79 (N46,042.61) consummated at PAYPAL *ASOSCOMLTD Great Britain on 14 April, 2015 was successful and same was debited from your account on 16 April, 2015.

Kindly note that the aforesaid transaction is different from that of $228.61 (N45,607.70) consummated at PAYPAL *ASOSCOMLTD  Great Britain (same merchant) on 14 April, 2015 which was previously placed on hold.
We also confirm that the referred hold of $228.61 (N45,607.70) has been released into your account.
Thank you"

Which in plain English means that, in the 2 days that these funds were on hold, PayPal's dollar value rose so 150.5 pounds was converted into $230 instead of the initial $228.

REMINDER: When buying from PayPal, opt for ur own bank's (card issuer) conversion rate and not PayPal own. Now I've lost a total of 1,500 from this transaction. You don't have to lose too. Cheers!

worldgee101:
Date : 16th April 2015
Currency : $
Bank : Diamond bank
Exchange rate : 204.03
Time: 03.44hrs & 07.49hrs.

terrymason:
April 16th
aliexpress payment
$34>>>>>#7004
$1>>>#206
time>8:45am
bank:access-bank

Thank you. Both updated to first post.

kandrus:
Finally I got the Standbic ibtc bank atm, requested for Mobile banking.but the lady
Seems to be a novice at it.even the mother's maiden name part, she was reluctant to collect the form back,telling me it was not necessary,I had to explain to her.i just hope
She does it.how long does it take to activate the Internet banking?

Mhen these processes can take anywhere between 1 second to 200 years, just depends on how well u follow up to make them follow through.

Just follow them bumper to bumper with
Calls - ‪012709676‬
AND
Emails - cardqueriesWA@stanbicibtc.com

Hopefully urs gets sorted out quicker than mine. about 3 weeks now, still on the mobile banking matter. i think I'll get the text today tho.

solaceTK:
Eventually Access credited my account today, however l still need CBN email address l still want to take action against Access because when l made payment l was debited #208 per dollar but when the money was refunded they credited it with #199 per dollar. Those guys are bunch of old sons of b i t c h e s. The dubious acts is completely unacceptable

I think it's worth fighting. But to tell u the truth, you might not get that money back. Every bank seems to be refunding at 199. Well, Diamond went as low as 194.02

piscesgem:
UBA Naira Debit MasterCard
Ebay paypaymen: $ 101
Charge: # 20,705.99
Rate: 205.009802

Updated to first post.

Jeffy1206:
yes here it is...

The wait continues...

Jeffy1206:
This is their platform... Any additional information? @Stan

Le me is jealous. Lol. Anyways, i don't think there's anything else. Btw, did you get a text message saying that your mobile banking was ready? It you did, let me see it or at least, paste the contents.