₦airaland Forum

Jeffy1206:
Finally my account activated by stanbic.... They customer service will be wow imagine a sweet lady called me to confirm. . Now I'm waiting for the main thing, you know the rest

Lol. Sweet tho. Good for u. Ur card might still be Tuesday or Wednesday tho.

tonjeola:
Will be there tomorrow for the opening. Thanks man

Those guys are somewhat incompetent. They promised to send my account number today. Still nothing.

tonjeola:
I was in ijebu ode branch today, they only requested for:
2 passports,
I D
and N2000 for opening of Account.
They issue Master card

Yes, exact same thing they requested from me. Didn't even need utility bill. Anyways, it's always better to go prepared. it's only 1 piece of paper, it's not dat heavy. Anyone dat wants to open should just go with it, just incase.

tyconcepts:
So I took up your advise and hoping it pans out well.
Thanks.

Lol. Talk about 'going over ur head'. There isn't a better example. Anyways, lets us know what happens.

Stanley08:
I wonder if i still have to fill anymore forms for Mobile and Internet banking after ticking it on the form.

Guess i got my reply. These guys respond fast. Very good. Hopefully they will process refunds as good as Ecobank.

Thespecialone:
Just opened my stanbic account.
#TeamStanbic

Lol. Na so we go rush them now. Them go increase dollar rate to 300 per dollar. Lol. When did they say u should come for ur card? And i wonder if i still have to fill anymore forms for Mobile and Internet banking after ticking it on the form.

Jeffy1206:
I'm planning on going there now... The idio*t guy that collect my cash has not even open my account for me

Lol, u would have collected a phone number to call. Try getting the branch number online.

danniyal:
KEYSTONE BANK
NGN431.03 DR from xxxxxxxxx (POS Transaction) Purchase: 654@ PP*CODE on 27-03-15. Bal is NGNxxxcCR, Call our contact centre on 07003682265
NGN431.03/1.95= 221.04

New Bank Alert! Thanks for the info mate. Added to first post.

Jeffy1206:
are these not for current account requirements?

Lol. Yes. Made a mistake, dats why i made the other post with screenshots.

By the way, i just left Stanbic and i created a new account. Mhen, the form filling process is a long one oh! Like 4 pages.

Anyways, i can't get my own card till next week Tuesday or Even Wednesday as Friday and Monday are public holidays, i think. Good Friday, Easter Monday. They give only MasterCard. No Verve, and no VISA. Their VISA is Credit card and of course current account only.

piscesgem:
UBA
30/03/2015

Alert: Debit
Acct:2XX..92X
Amt:N432.97
Rmks:WEB Dr¿00000001-PP*XXXXCODE

Bal:NXXX,Bleep.XX

432.97/1.95 (PAYPAL) = 222.0359

Thanks for the Info, added to first post.

For those who are interested, this mail is from Stanbic this morning. And their customer care reply is lightening fast! Another reason to like smaller banks. lol.

idokojerry:
GTB

Item bought cost $84

GTB charged me N17,639.82
N17,639.82/$84=209.99~N210

Date and name updated on first page.

Jeffy1206:
I dropped 2k with them and they will charge me 1050 for the card.

Btw, are u sure it's a Master or VISA Card?

Their requirements on their website are:

Filled in account opening form.
Two reference forms.
Two sample signature cards properly signed by each signatory to the account.
Two recent clear passport photographs of each signatory to the account with their names written on the back.
Each signatory's current international passport or driver's license.
Proof of residential address such as electricity, water or waste bills (original must be shown to your account manager) or we will send someone to visit to your address

Did they ask for all these? Two Reference forms?

piscesgem:
Alert: Debit
Acct:2XX..92X
Amt:N432.97
Rmks:WEB Dr¿00000001-PP*XXXXCODE

Bal:NXXX,Bleep.XX

432.97/1.95 (PAYPAL) = 222.0359

Seems u sensored out the name of the bank too.

kobomart:
You talked, we listened!
As a result of the suggestions by our numerous customers for a better and efficient service delivery, we are upgrading our order submission procedure to serve you better.

Starting from Monday, April 6, 2015, all order requests will be submitted via www./kbmlog. This is necessary to ensure prompt processing of your orders.
Help us to serve you better.
Thank you for choosing kbmlog

Page not found, remove the full stop in the link

EUGENE4GOO:
Who has used UBA Africard to purchase recently? How much did they charge you. Which bank has the lowest exchange rate? I want to swap from UBA to the cheapest one.

Latest UBA rate we have is 224. And i think dats from the 18th of March. And regarding lowest, many of us are going Stanbic. Lol.

chuchwhite:
Pls does anyone know how long it take do refund back money to diamond bank with paypal.. Cos i paid for something online yesterday with PayPal.. Only for the seller to contact me telling me.. My order was cancelled and a refund issued cos my billing address shows nigeria buh then it show that i placed d order from USA on their system.. Which made me confused bout how thats possible .. Buh am yet to get an allert in my bank account.. N thou on paypal is says refund complete...

PayPal into my Diamond Bank account took 3 business days. Refund done on Saturday, got it on Wednesday. So expect it anytime from Wednesday.
So I'll say 3 to 5 business days. But don't be surprised if it takes up to 10 business days (2 weeks). Maximum I've waited is 17 actual days lol. Not paypal tho.
Anyways, if you don't get it by Friday morning contact Diamond Care.

PS: Brace yourself to lose money, Diamond Bank charged me 204.08 on Paypal and refunded me at the rate of 194.02. Sad really.

idokojerry:
Pls guys,I need ur advice or suggestions. I made a transaction on Ebay today for an verizon iphone 4s which the seller stated has a clean imei. I requested for the imei from the seller and checked with verizon and was told the iphone was reported stolen. I payed via paypal linked to GTB naira mastercard and GTB is yet to effect the payment as my account details is still the same. How can stop GTB from effecting payment cuz am no more interested in going through with the transaction. No response from seller yet and have opened a dispute on paypal. My fear guys is the differing exchange rates our banks use when issuing refunds. I no want lose money unnecessary.

Tho it's ridiculous, because i don't know how much is in the account, transfer out money so it is less than the amount you will be debited. Say if it's 100 dollars, leave only 10 or 15K in the account. Transaction should fail.

danniyal:
you are definitely going to loose money if you seek for a refund . banks normally charge two rates. the rate at which they buy and the rate at which they sell. the former is always lower than the latter .
In the first instance they are selling dollar to you-the rate is higher. Now they are buying dollar from you -the rate is lower

Funny thing is Ecobank never did this to me. They always refunded with the new dollar rate, sometimes to their own disadvantage.

Jeffy1206:
I dropped 2k with them and they will charge me 1050 for the card.

Same as Diamond. 1050.

miqos02:
what's the minimum opening for stanbic

I was actually gonna ask too. But I'm sure 3K will cover all. Including the card.

Jeffy1206:
sure! Can't wait for Monday.

How long does their card take to be ready sef?

Jeffy1206:
no need cos I have plans for other banks

Lol. Stanbic right? We have to visit Stanbic next week oh.

Jeffy1206:
but they will still charge me na.

Of course.

Jeffy1206:
it's 427....

Claim that u lost ur card and request a new one.

mavinc4u:
Is not logic, is card troubleshooting. Once mistake is made at the first attempt, you would have to troubleshoot to get the result. Before you can use your visa card, it must be activated first on the issuer machine and failure to do that would result in so many errors along the line.

Well, hopefully he fixes it. So many things can be the issue.

mavinc4u:
As far as you can remeber the ATM pin then you can change the ipin. Where you able to check your balance with the card? Have you ever used that card on ATM machine to withdraw?

Using that logic, never withdrawn with my diamond back visa. but been using it online. Tho I'm sure withdraw works. lol.

Jeffy1206:
thanks for this suggestion.. Their customer service in the is so lame... Once you asked them they keep telling you rubbis*h. Do you have their first connect number?

Nah, try their site tho....

mavinc4u:
Which bank visa is not acceptable on paypal? And which bank told you the paypal link is not avilable because if is first bank then is not true because first bank is the only bank in Nigeria that is in partnership with paypal and all their cards are acceptable without issues except verve. What error are you getting while trying to use it.

Maybe it's that upgrading of account thing they have been telling their costumers to do. @Jeffy1206 call customer care tho.

Jeffy1206:
I'm already on it... I have waited for them to create my account and send to me since they couldn't do it yesterday, and and I dropped money for them to do it o

Lol. Oh. I think dats how i opened my Ecobank Account. Don't worry, let election just pass first. And everything back to normal. Btw, how much did u drop? Or rather how much does it cost? for opening and the card, internet banking and all that good stuff.

Thespecialone:
Gtbank master card N209.997
March 27th, 2015

Stable at least. Added to first page.

Jeffy1206:
I don't need their master card as I had wasted my money on the useless visa card

Lol then port to another bank. TeamStanbic. Lol.

Jeffy1206:
It was a visa card.

Well, here is ur answer below. seems u need to request a MasterCard from ur bank. You will need to pay 1K for it tho.

haftob:
My Firstbank mastercard is connected to my paypal

Thanks mate for clearing that up.

codedmax:
You mean when using ur gt naira master card ?

Lol. I don't have a GTB account mate. I mean when I'm using Quickteller tho. If it's an international transaction, i don't need token at all. Both Eco Master and Diamond Visa working well. Made at least 10 online transactions in the past week. all successful.

codedmax:
Seriously i dnt really like d idea at all

I get Safetoken via textmessage on my phone. I think I GT should scrap it.

Jeffy1206:
That's a nice one Stanley... The response I get is that the PayPal link system is currently not available blabla

Lol. Let's see their reply.
Maybe it's a recent issue. I added my Diamond card on the 20th. About a week ago (In Bobby Shmurda's voice) LOL.
Or maybe First Bank card doesn't work on PayPal. I don't know. Can anyone confirm adding first bank card to Paypal. Was it visa or master?

@haftob and @Elemental are the 2 ppl i know using First bank cards, let's hear from them if anyone of them has successfully added a First Bank card to PayPal.

Update: I remember Elemental saying he was charged 210.02 for a paypal transaction. I guess the question now is which card? Let me quote the post.

Elemental:
First bank charged me N210.02 today for a dollar on a paypal transaction

Jeffy1206:
that's bad... Did you or were you able to link two accounts to your PayPal account? Cos all my efforts to link my first bank visa prove abortive.

Yes my Ecobank MasterCard and my Diamond Bank VISA Card are both linked to my PayPal account. My Ecobank VISA Card never worked, as i said earlier in this thread. PayPal is the reason Ecobank switched to MasterCard. Or at least, one of the reasons.

On the Diamond Bank issue, I called Diamond Care and spoke to them for over 15 minutes, which i was on hold for about 10 of those minutes. The only answer i got was that the rate on the day was different, which wasn't true. Anyways my 500 naira credit finished without a real answer and the call dropped, they attempted to call me back but i missed the call, anyways i followed up with the email below. Let's see how they respond to it.