₦airaland Forum

frebor:
Yh, good stuff.

I use an established freight forwarder, with an office on the Island. I get my stuffs without any fuss.

I also want to know the same. How much does ur forwarder charge? Because Chinos rates are pretty awesome. But well, as i said earlier...

frebor:
Yes, if you check out in Naira, you will be charged the Amazon fixed rate. Amazon clearly states that the rate includes their fees and charges, this usually translated to paying more than the exchange rate determined by the bank if you check out in dollars.

With my experience today, that seems to have changed and the Amazon rate is better.

BTW, I used Access for all my transactions today. It's been a while I used my Gtbank card for any online payment, I've noticed in a long time that their rates are higher. However, I'm sure if I use it and check out in Naira, I'll be charged at Amazon's rates.

Oh! Thanks for clearing that up. Amazon. Never tried. Good stuff on there? Do u also use Chinos to ship? Many ppl complaining about his lack of communication. And nothing is worse than that.

kazzonline:
Na wa ooo advanced na 2.3k-2.5 in ikeja na ur price is a bit on the high side. And dont tell me its fake oo am using on presently and its original class 10

Lol. The guy didn't even post the test i asked him to. He is just posting still available. Let's see how many ppl will buy it.

frebor:
He is correct.

So i made some orders on Amazon today. Amazon's rate is N208.6, they charged the same amount when I checked out in Naira

I bought some other stuffs but I tried checking out in dollars. When I checked out in dollars, they charged N215. Normally, Amazon usually charges than the normal exchange rates when you check out in Naira before now, things have changed for now.

Bought some stuffs on Aliexpress today also and na N210 dem charge.

Its enough to say Diamond's N204 is the median charge, I can go with the bank.

Wait oh, are u saying that on Amazon, no matter what card or bank u are using, if you check out in Naira you will be charged an Amazon fixed rate? But if you checkout in dollars then ur bank will decide according to their own conversion rate? Or is it only for GT Bank?
Sorry if the question sounds stupid but I've not bought Anything on Amazon.

Mizzzbeee:
I tink I wud go for Zenith bank....

I might do so too. But judging from what access bank did. I think it's wise to monitor it for sometime first. But if Diamond Bank can stay steady at 204.08. Mhen! I don't have a problem with that oh. Zenith will chill first. Lol.

I need a laptop with Nvidia GT650M or better, what do you have?

sinebaba:
Zenith and ibtc

Lol. Don't be quick to rush into anything, watch it for a while. Dat was how Access Bank jumped from 206 to 225 in 0.000002 seconds.

Thespecialone:
March 23rd
N209.99/$
GTB master card

Stanbic ibtc on my mind

Updated GTB value in first post. The advice i gave above is for you too. Don't rush. lol.

Thespecialone:
The stanbic rate quoted here, is it for master card or visa? And that's how verve card has gone into oblivion.

I saw a StanbicIBTC newspaper advert a few days ago showing. It showed only verve and mastercard. So I'm guessing it's MasterCard, maybe they don't even give VISA. Dats what most banks are doing now, retreating to only one card. Even Ecobank has stopped giving VISA Card, mine is expiring in October and they said they won't renew it. The main reason they switched to Master was PayPal tho.
My Ecobank verve card is still very much precious to me. Using it on Quickteller app on my phone. Seamless. It's advisable to always have a verve and a master/visa card, preferably visa tho cause verve is the best for local transaction. But worldwide, VISA is more acceptable.

Memory cards, alot of fakes these days. Download and run h2testw on ur memory card. Use a fast card reader also. Let's be sure that ur card speed is fast and no errors. Without posting these tests, it's not advisable to buy. If he posts it and it's good, no errors then rush it. Great price

www.download3k.com/Install-H2testw.html

Waiting for test result.

Lol, you know we are funny in this country oh! How will u call something 4G LTE and Limit it to 2Mbps speed? LOOL. Kai! We don suffer.
Even regular 3G/HSPA+ can go up to 21Mbps. 2Mbps 4G LTE. LOL.

I don't mean to spoil ur business oh, but this thing don dey my mind siiince! Same thing with swift oh. Everybody throwing around the 4G LTE name anyhow.

unmask:
was able to get my stuffs on amazon for 208.6 using gtb card..... I just checked out in naira

When did you make the purchase mate? Can u post the alert value and dollar value?

emma1983:
Help....my samsung S3 does nt receive 3g or H+ network ooo,even if i change d netwk mode & switch off d phone its still d same tin ooo.i actually changed d board of d phone & dey gave me a T999 version frm T-mobile & its wking fine but no H+.Urgent reply

Try switching from *#*#SERVICE#*#*

5p1naz:
March 16th collected today sunday, march 22 at 10.45am

Sorry but how much did you pay to ship this? And what's this really? lol.

Seems this account is back online. Anyways, I have decided to keep updating the first post with the most recent rates posted.

As at today...

StanbicIBTC = 199.5 (17th March)
Zenith Bank = 199.8 (20th March)
Diamond Bank = 204.08 (22nd March)
Sterling Bank = 206.7 (18th March)
First Bank = 208 (7th March)
Access Bank = 210 (20th March)
Ecobank = 217.5 (2nd March)
GT Bank = 219.96 (21st March)
UBA = 224 (18th March)
Fidelity Bank = 224 (20th March)

Cheers!

Delta people like Manhood ehn!

sluvy4tune:
Sterling charged 206 ? Chisos

Access bank is the next big fraud


They charged me 225 as at Monday this week

I swear, I'm so glad that i didn't open an access bank account yet.

senoreetah:
What i noticed is that, aliexpress use blackmarket rate, why ebay and paypal use official rates

U probably have ur reason for saying this, but i think it's the same thing. It's the card issuer (ur bank) that decides how much they sell a foreign currency to u, depending on how much they buy from CBN.

unmask:
hi guys,
just want to sound a note of warning after what I went through at the hands of gtb (N224/1$) where I lost almost 6k

banks are trading using interbank exchange rates which is high
so at checkout, it is better to checkout in naira as merchants such as amazon will use the official rate. however, if you use checkout in dollars, you will be subject to very volatile rates


I paid for an item on ebay charged in dollars unfortunately for me, the seller did not claim his money until after a week....by then the interbank rate had risen from 207 to 224....while the cbn rate was 199.

I created a thread here where we are monitoring the dollar rates. Post there also.

Here - www.nairaland.com/2172391/monitoring-dollar-rate-ourselves-closely

Jeffy1206:
ok sir but pay 200 for my account first then ill process it to your account

My manager did not agree.

Jeffy1206:
Hmmmm this one some banks are so cheap... una sure say no be their marketing agents the work here

If not I'm watching sterling and stanbic now

Lol. I'm working for Otondo Microfinance Bank. We have VISA, Master and even black card. Our rate is 100 naira per dollar. But you only pay into your account through my Ecobank Account

Tobiizzy:
Made a purchase from Amazon dollar value $19.38, bank debit Alert 3866.11

Mhen nice rate oh! But who uses StanbicIBTC these days mhen? Lol.

DAvIt0:
Feedback on the card

Won't get it till tomorrow and i'm guessing it won't work till Friday.

Tobiizzy:
Tuesday 17 March StanbicIBTC 199.50 mastercard

Ahhhh! This ones aren't making any gain oh. Them just dey give u straight. Central bank value, well almost.

Please post how much was in the alert and how much the dollar value was. Make we divide.

tyconcepts:
Do we post jokes here too? Don't get the bolded.

#184,004 / $816


Access bank rates use to be one of the best.

Some people don't calculate it well, sorry oh. Just wanted to be sure.

tumababa:
did you send money through paypal site or you paid on ebay? this increase might be due to 5% paypal fee

wisehouse:
access bank done wipe my acount. #225 per dollar, paid on ebay via paypal. paypal no colect anytin. bye bye to acces bank visa.

As tumababa said, PayPal charges fees as long as you aren't using PayPal credit. If you are paying through a card added on PayPal. I read it only a few days back.

https://www.paypal.com/ng/cgi-bin/webscr?cmd=_display-receiving-fees-outside

On this page - "It's always free to send money to friends and family when you use your PayPal balance or bank account. Fees apply only if the sender uses a credit or debit card, or if you receive any payment for goods or services"

So if you didn't use PayPal credit, as you didn't. U were likely charges PayPal fees.

Reactivated my Diamond bank account last week, activated Internet and Mobile Banking then requested for ATM Card (VISA) today. I just hope that Diamond Bank will show me love with good rates. Surprisingly thier VISA Cards take only 3 working days. Dats cool. So by Thursday or Friday latest, I should be able to share Diamond Bank rates. Cheers.

tyconcepts:
DATE : March 16th, 2015
BANK : Access Bank Plc
CARD TYPE : Visa Card
CURRENCY : $
RATE : 225.5

Damn! Dats high. i was even complaining about Ecobank being 217.5. Thank God i didn't open Access Bank account yet oh. But u sure of this?

tumababa:
₦247,282.28 divided by $1200

206.1 mhen dats a very good rate oh! U ship with Chinos also?

obosirow:
Ecobank sef. Are you sure they are not selling to mallams and getting the mallams to sell back to the public?

Lol. Every bank sells to mallams I assume but 360 is their official pound rate.

guente02:
Oya e don do. Lets get back to the purpose of the thread.

Lol. Abi? Someone told me dollar has hit 240 i actually believed it because i was charged 360 per pound. But people told me GTB still charge around 208. Last time i tried, Ecobank charged me 217.5

madridfc:
You re just being arrogant. He gave his sincere opinion, nobody is competing with You or something, why call him a liar?? Smh.

Never called him a liar nor meant he was a liar. i merely disagreed with his opinion. Everyone should be allowed an opinion. And if only u had spent time to read my last post, u will see where i acknowledge that I'm sure he had his reasons for saying what he said. You even quoted it.I also rememeber phrasing it like this "It's a lie, according to my experience" which clearly suggests that he might have had a different experience. So please don't barger me online. Only cowards fight over the Internet anyways, and I'm not one of them so stop being unnecessarily emotional. Again, I never meant he was a liar and i am truly sorry if dats what he assumed i meant.

tumababa:
sorry for the lie. let us know when you get your refund and how much you gained.

I am sure you have a reason for saying whatever u said. But here is evidence.

This is from ECOBANK NIGERIA. Showing purchase in first image and refund in second image.
As i said, Naira value dropped between 8th of December 2014 and 9th February 2015. I state facts, i don't assume.

https://i57.tinypic.com/zr8k8.jpg

https://i60.tinypic.com/15ib5g8.jpg


This is from ACCESS BANK GHANA. Showing purchase and refund.

https://i58.tinypic.com/fnfprs.jpg

tumababa:
hope you know that for cancelling the order after you have already been charged, you should expect a loss of like 8k when you get a refund. cancelling an order immediately you have been charged is not a good idea for a naira account

It's not my first time. It's a lie, according to my experience. As long as they haven't shipped it out yet, the money hasn't been debited from ur account, it's just pending. Happened to me before. The refund took 17 days to return and when it came, the money was even more as Naira had lost value in that time. Regardless, I'll give u a feedback when it comes.

yemight2776:
Am not sure about that, but i don't think it would have reach that because the last one i did which is last week is 208 per dollar.

ryusufu:
they charged me N207.58 yesterday

Laredojohn:
My last charge on gtb was abt 208 too, dnt think, it going to be upto 238 now

Okay, thanks for the reply guys! Please also know that there's a thread here where we report the dollar rates to help us know how much the rate is before we buy anything. Share ur rates on there whenever u make a purchase. Cheers!

The thread - www.nairaland.com/2172391/monitoring-dollar-rate-ourselves-closely

I heard GTB charged 238 per dollar yesterday. Who can confirm this?

ozor1:
the naira is seriously fvcked up bro,Igbo man no dey carry last na so u sharply terminate the thing

I'm telling you Nna! 360! Come on!

DATE: Today
BANK: ECOBANK
CARD TYPE: VISA
CURRENCY: £
RATE: 360.3

Placed an order on Asos for 220 pounds. Immediately i saw the alert, i cancelled the order. I budgeted 320. Wayy too much!