₦airaland Forum

Kaytixy:
the smell from ur mama kpekus fit separate the ongoing war between Russia and Ukraine. Nepa flash light ur papa iron 12 boxers. Ur papa na him be d only road safety wey no sabi cross road. As for you, you are doomed already because you no go see husband and even if you see, he will use you for money rituals because no sensible man can ever marry holosho with krokro kpekus like u.

Zonefree:
The beauty of RR is the front view. I just don't like the back view.












*Observation of a Leggediz Benz owner.

WhoDeyHause:
And we'll be innocently accusing Bayern of farming the league not knowing they are some people that don't just like progress in life. How can you bottle in front of your home fans on the last day of the season? Even nottingham forest will beat this mainz like a thief if they had this opportunity.

WhoDeyHause:
That's what I think may happen. They scored a second goal in the first half before it was removed. The person writing this bundesliga last day script needs to be employed by WWE.

timbros:
Na them them...
If you know, you know.

Agbalowomeri:
Oga pity party takes you nowhere. The truth is that you have not shown any sign of seriousness towards achieving your goal. Do you have the land you intend to use for farming? Can you cultivate the land manually yourself? That should be a good starting point for you. You won't get any funding from anywhere.
Nobody gives a poor man money

emmanuelewumi:
Don't get me wrong it is very possible to work for 3 years without savings, but one would have used part of the money earned to buy things that can be sold to raise money.


But that clown does not have savings and does not have anything to sell in order to raise money for his proposed agric business

emmanuelewumi:
Don't get me wrong it is very possible to work for 3 years without savings, but one would have used part of the money earned to buy things that can be sold to raise money.


But that clown does not have savings and does not have anything to sell in order to raise money for his proposed agric business

locodemy:
There is one 500k loan ready for me @ Acess bank based on turnover.It is on 4% monthly interest for 3 months.Pa Emma this one is also unsecured loan looking for who to grab it.

The guy can still get up to 5m unsecured loan if he talks to his account officer but the interest rate of 48% per anum is worrisome.

emmanuelewumi:
Go through the over 30 threads you stated on Nairaland .


You are also very active on the football betting section of Nairaland, this is a red flag .


I won't be surprised if you use half of the loan to bet, reason why you don't have savings after working for 3 years

emmanuelewumi:
I am sorry you are not good for business, you worked for 3 years and you have no savings. Then you expect a loan of N5 million without collateral. It can't work

I am sorry you are derailing this thread

emmanuelewumi:
I have gone through your past posts on Nairaland, I see you as jack of all trades.


Your did welding apprenticeship, graphic design, Bitcoin, and different hustles in the last 2 years.


How much have you been able to save up from all these hustle.



My instincts tell me that you will fail in this agricultural venture.



I will advise you to create a thread on where to get a collateral free loan of N5 million

emmanuelewumi:
When did you graduate? How long have you been working? How many streams of income do you have?

emmanuelewumi:
Agriculture is too risky to give an unsecured loan to a newbie investor in the industry.

emmanuelewumi:
It was based on the monthly cash flow or turnover on your account.



I have been asking the guy for his average turnover but no answer.



Probably it is a new business with no track record

essentialone:
There are several countries you can use 5 million to Japa to. Including Canada.

otomatic:
5M, No collateral, Startup (no experience), 6-year repayment period.

You have some boldness sir.
Goodluck.

emmanuelewumi:
What is the annual turnover from your business?


How long have you been in the business?


If you can't raise N5 million, start with whatever you can raise, if possible get a job so that you can save up in order to pursue your dreams

emmanuelewumi:
Unfortunately you don't have a track record.



Prove the bank wrong by depositing the title documents of your parents properties as collateral security

owolabi5:
Start with what you have!

When you get your business model right and you start generating revenue and profit.

You can look for additional capital to scale the business.

It is very wrong to use a loan to start a NEW business.

Agbalowomeri:
The money is for japa

emmanuelewumi:
Overdraft is about 3 months, infact most overdraft facilities now require some forms of collateral

I will advise you to sell your car, land, phone, shares, wife jewelries if you believe so much in the agric business, that was how the likes of Jim Ovia, Fola Adeola, Erastus Akingbola and their friends did in order to raise N20 million which they used to get banking license in 1989

emmanuelewumi:
Do you have an average turnover of N20 million and above in a year, if yes you can get an overdraft facility of N5 million that can be rolled over every 3 months to 6 months ..

Nobody will give you an unsecured loan for a duration of 6 years

Foxie:
Still available

emmanuelewumi:
Talk to your bank or Stockbroker, if you have acceptable collateral your request will be approved within 4 to 6 hours

ibrutex:
Fall back wetin ....
Present plan never follow you dey talk fall wetin? Dey pley

slawomir:
Damnnn niggar Story
I see better job I go grab am wether my spirits agree or not

spyder880:
Materials continue to arrive this site, 3 loads of Chippings all the way from AI city.