₦airaland Forum

Pily:
hello,i have my funds in my account and it is in excess.Can i still make transactions with the same account within the 28days count? My visa fees,health insurance, and tb test fee are in it.

Of course.
Just ensure you give enough room for exchange rate fluctuations.

beeray1:
Good afternoon,

I need your advice on something guys.

I travelled to Dubai in 2020 on a 3months tourist visa but I couldn’t travel back due to the lock down issue as flight were not moving from UAE to Nigeria, so I had to get a work permit and worked for 7months.



I’m applying for the UK student Visa today but there’s a session for travel history, how do I convince them that I travelled on a 3months tourist visa and I worked

And I hope this will not affect my application?

As long as you were lawfully within your immigration permissions at all times, you are fine.

Samopex05:
This may not carry much weight but if we want to print out our bank statement, try to carry out a transaction the previous day even if it’s just ₦100 recharge airtime.

That is, If you want to print your statement on Thursday, carry out a transaction on Wednesday.

My 2cents

Totally unnecessary.
No need for any transaction on an account, just run it for the 28 days with the amount required.

Adeyeti:
Hello Everyone, please how can a professional in the medical field migrate to the US. Thanks

As the gentleman above said, wrong thread, but if you're enquiring about emigration as a doctor or nurse, the easiest developed English-speaking country to establish oneself is the UK.

Samopex05:
Lagosismyhome and justwise, when filling the form. It asks if I have a family in the uk. Yes I have a brother and he has been using a British passport since 2015 but the options that came out which is confusing is “if he is a British citizen” or “if he is in the uk permanently”

Which is more appropriate?

British citizen.

NomzyJust:
Are you sure this fee won't be increased. CBN dollar rate is now 410/$.

It probably will, so those who can book should do so as quick as they can.

paparave:
thank you very much..

One more question.i have two accounts,one is used on a daily basis and the other one is hardly used.which one is the two account can i use?

Either of them or both of them, as you choose.

teabully:
which one is 70point again

Student visas are points based.

barakah:
With all that I have stated.
How to get the visa.
I was denied the last time I applied in 2019.

6 months tourist visa, followed by a period of work, then followed by a 2 year tourist visa, followed by more work?

Iyanu6000:
Good Morning Everyone,

Please I need a house for rent for couple, I am a prospective student of University of hull, accommodation has been a major headache for us, please assist .

Are you in Nigeria or the UK now? You used the term "prospective", which would tend to imply the former.

If you've not already arrived in the UK, be aware that house-hunting generally goes better when you're in-country, as you tend to be taken more seriously when you're around, you can deal with agents in person, go to their offices to leave your requirements, quickly attend viewings, etc., etc.

Advice is: while still searching from Nigeria, if that's where you are now, rent yourself an Airbnb apartment in Hull for about a month. The cost of renting an Airbnb long-term usually compares favourably to the cost of rent and utilities you'd pay if you were a conventional tenant in your own apartment. Then you have a month to pound the streets of your new town looking for something, and that would make it easier for you to get yourself sorted.

Asoko80:
Hello naira landers I have questions regarding my proposed study application.
1. I am a widow with 2 kids would it be advisable to apply with them at the same time?
2. We where all denied a tourist visa in February this year (late dad inclusive)
3. Can I book TB test without appointment as I have been having problems with booking since last week.?
Thank you all...

1. You can apply with them at the same time if you choose, it makes no difference as long as you have the maintenance money for all of you.
2. Denial of tourist visa has no effect on a student visa, which is points-based.
3. Keep trying. As an aside, someone here said they just turned up at the location without an appointment, and tried their luck and were attended to.

LagosismyHome:
I agree with the comments on Indians... they know how to hold children with a grip. They make them not ashamed to eat the food, Speak the language, wear their outfit but the ones that blows my mind...some even convince their kids to do arrange marriage. .. welldone to them. We have people that came barely 5 mins ago they say they cannot eat Eba or that ogbono soup is smelling

I met like 3 indians who are my mates , privately schooled here in the 90s. Their parents were not rich but hussled hard because they didn't play with education. However for us , the demand from sending money back home will not even let us rest . Although I think we naija are begining to realise say home troubles no dey finish so focus . So focus on your nuclear family here .....

Indians too send money home, but unlike us, they tend to send money back home to pay for bringing more family over.

justwise:
I agree with that part though it will take a lot of doing but the rest of your post is almost undoable

Exactly.

But again, don't always assume "students" are small boys in their 20s.
When I was in Aberdeen, at the time almost every Nigerian student in Aberdeen seemed to be studying a course "oil and gas" related in university, and I met some people on study leave sponsored by their companies. I do know of someone who bought property, one Yoruba guy from one of those companies, obviously I don't know how, whether in cash or financed, but this was way before 2008 when rules on mortgage lending were tightened after the crash.

justwise:
I'm not sure you can buy a house on student visa easily, How many years mortgage and how many years is student visa?

It will be nigh on impossible to get a mortgage without commensurate income, obviously.
But my point was that since non-resident foreigners can buy property in the UK, a student visa status is no barrier to buying property.

Magdagascariens:
I will appreciate more info on this Sir. Humbly asking...

Anyone who has tried this (on student visas) can also enlighten us.

The info is clear, or so I thought.
The average house price in Wales, for instance, is about 185,000 pounds, in England about 250k.
If you have that amount of cash, you can buy yourself a house right away. Think Saraki and the average Nigerian politician, for instance.

On the other hand, as a student, you're only allowed to work 20 hours a week, and mortgage lenders generally prefer your mortgage payments to be around 25 - 35% of your monthly income, so if you have the unimaginably great good fortune to work in the equivalent of an oil company back home or somewhere where you are paid not minimum wage, but enough such that 650 - 700 pounds a month is 25 - 35% of your income and not your whole month's income, then you can approach a bank for a mortgage.

hustla:
Could you share how you did it within 19 months?
Citizen?

Reasonably good and steady income.
You can buy a house on a student visa if you like, if you have the raw cash or some form of relevant income and can find a bank to give you a mortgage.

Onyxfidel1:
Hello house, is there anything wrong with a family of 5 to live in 1bedroom flat in london, coz landlords are asking us to go for 3bedroom.

Meanwhile we didn't budget for such high amount of house rent.

We hv 3 kids all boys, 7yrs, 4yrs and 1yr.

Someone told us to lie that we hv just 1 baby inorder to secure an apartment but we are afraid and hope it won't backfire.

Please any suggestion is highly appreciated

Cc. Justwise and others

You can get a 2 bedroom, with the second bedroom being a large one, as the poster above said.
You will find it difficult being accepted for a 1 bedroom.

Magdagascariens:
Will 2 bedroom be okay for family of 4 - Papa, Mama, 7 Yr & 5 Yr old kids? Family in Nottingham

Yes.

Lexusgs430:
That Andrew was Enebele Elebuwa...... He never got paid for that role.......

Lol.
Nigerian government ripping off non-connected contractors since 1900.

LagosismyHome:
Buying always better than renting ...... and I wished I had bought earlier because I kept waiting for a crash that 10 years later hasn't happened. Instead the house prices keeps going up up up .

Meaning that even rent keeps going up to keep up with the current house prices. So who becomes the winner. Those who have bought.

A 3 bedroom in my area was about £900 ten years ago so was the monthly mortgage in that area. So assuming I bought my mortgage could have been £900.....(without accounting deposit, fees etc . Just comparing future monthly spend) .. 10 years later houses prices have gone up and rent is now £1,500 on the average for rent so is mortgage . The person who bought 10 years ago at least gets to pay £900 now , while someone newly buying or renting will pay £1500.... at least in London you can hardly see any area that hasn't gone up significantly in these last 10 years

If I lose my job either a rental or home owner. The struggle will be there . None is absorb from the hardship .. the prayer is that we get to keep our source of income

But at least after 25 years one of these two a rental or homeowner gets to rest and not worry about rent/mortgage for life assuming it now paid off.... yeah take a guess which of this two is free and which has to cough up money every month. ....

Having a BTL is not bad but tenant wahala still dey so there are risk. But if someone can have a BLT also, that really golden for later on . The indians really tapped into it and have used it to build generational wealth. I believe we blacks too will eventually tap into sources of generational wealth. We just dey come , these indians have been here much longer. You see 3 generations here so we still be baby . The Chinese have one or two children so a lot are coming with accumulated wealth from their economy. We Africans made the mistake of having so many children thinking the more the better. Hopefully we realised quality over quantity in building a better future

Well said, I agree with what you've said about homeowning as opposed to renting.

But in terms of what the Indians have generally achieved as compared to us, they haven't really been here "much longer" than us. Quite a few were here before the war, yes, but the main waves of south Asian migration to the UK occurred in the 1950s and 60s, when the parents of people like Sadiq Khan and Rishi Sunak arrived, and the major waves of Nigerian Andrews (who remembers that?) were checking out in the late 70s and 80s and of course as things got worse progressively more arrived in the 90s and 00s.

So the south Asians' head start over us is not all that much, I think their relative success in the UK is down to their drive and family structure - you rarely hear of Indians joining gangs or not finishing their education, even when they're all crammed 3 generations into one or two rooms in that their Southall, which never gained the reputation that Peckham or Brixton did, for instance. They bring over their grandparents to bring up the UK-born children and those ones instill discipline and ambition into the children. And of course they maintain communities, helping each other to thrive relatively way more than Nigerians, for instance, do.

Chukwuka16:
Preparing for the CRASH!

The aim of this ranting isn’t to disparage anyone or cast aspersions on above-named folks but to highlight how adaptability and self-discovery especially when backed with focus can help folks anticipate regime changes and plan appropriately for them to prevent being eroded or caught unawares.

Setting the pace
To properly situate my musings (or should I say ranting) this morning, I’ll start off by reflecting on a recent piece by Bloomberg – How London’s Property Boom Left Black Britons with Nothing (https://www.bloomberg.com/news/features/2021-05-18/uk-property-wealth-data-2021-show-big-gap-between-black-and-white-homeowners). Quoting copiously from the article – “The inheritance a British person is likely to receive depends on their ethnicity. Data from the Resolution Foundation show that for White British families, the figure is 3,068 pounds whereas for Black Caribbeans, it’s 778 pounds. For Black Africans, meanwhile, the average is a pound.” Continuing, the article reveals that – “People describing themselves as Black or mixed and Black make up about 4% of the population in England and Wales. The median property wealth of zero for a Black family comes once subtracting the debts or mortgages held against those assets. The ONS says the median is generally a better measure because it is less affected by very wealthy outliers included in the data.”

Take time out of the rat race here in the abroad to read, seek knowledge (freely and abundantly available on the internet) and plan for your future. We live in strange times and only prepared people will end up better on the other side of the crisis when the dust settles.

Generally good read, disagree with your opinion re buying residential property, it's still better to accumulate equity as compared to paying rent, even if the value of your house falls as may likely happen with this current property price bubble. And CGT is not chargeable on the sale of a main home used for fully residential pirposes, only on second homes/buy-to-lets.

And to properly situate ourselves in this new world, let's bear in mind that Boris has just opened the doors permanently to some 3 million generally highly qualified Hong Kong Chinese and temporarily to a good chunk of India's generally well educated professional middle class.

Survival of the best informed, best positioned and the fittest.

Magdagascariens:
Detalied as usual. Thanks! �

Let me "tap" small info from you... biko?

After studies and the PSW, can one's dependant (spouse), switch to study visa (tier4) without going back to Nigeria?

Yes.

Odedenshi1:
Hi bro,
Please do you know if NHS offer sponsorship? I just got an offer of employment with an NHS trust as an HCA with the option of automatic switch to a registered nurse upon completion of my MSc but I want to be sure they offer sponsorship for Tier 2 so I can switch my Visa upon graduation.

Cc: Justwise et al.

If you're asking this question, sir, you haven't done your basic research.
All the info you need about the health and care visa is available free on the government website, payscales, eligible occupations, etc. Take some time out and go through it.
This is information that an OISC Level 1 immigration adviser will charge you good money to provide, but its actually free.

Magdagascariens:
I greet the elders in the bulding.

I need your thoughts on this...

So wife, kids and I came in January through student visa. She studies for MA Education, while I work. The plan is for me to study a health related MSc (one of the preregistration courses) in future. Its two months now that I started a full time job as Support Worker - learning disability so as to gain experience and qualify for MSc entry (My background is not health related).

The company has been supportive with many courses and training. But they can't sponsor work visa.

My worry is if this plan is good enough or are there other things we could consider. I strongly believe information is power . The goal is to get a way to stay o.

In your own way, you are on track.
All you can do is keep seeking jobs where you will a) earn up to the threshold for sponsorship; and b) get/convince a company to sponsor you.
Many companies not already registered sponsors dont want to get into the whole sponsorship thing because they feel its expensive and a hassle, but it's really none of those things and I've heard of cases where some employees were able to initiate that conversation with HR and it got done.

As you have said, your backup plan is to take up a health-related MSc in future, presumably to enable you enter into a field with more employability where jobs with sponsorship are more likely. This is effectively a very good backup plan to have, so you are on track.

goPasky:
Lmaoo. Thanks

But one more tip - if you can handle the angst of having a driving licence you're not actually using to drive, get a UK provisional licence, solely for proof of address purposes. It's about 35 pounds for a 10 year licence, good value, and its free to change the licence when you change address.

monchat:
Surprised!!! So you mean that ones school can not fetch you a good job. I have been trying to further my studies to increase my chances of a good job

In the line of work you are in, it's steady, steady, climb the ladder step by step. No sudden jumps in pay.
if you really wanted something lucrative, you'd have to go back to school for quite a while and pay some good money in the process. Think radiography, for instance.

goPasky:
I love driving. I drive in Nigeria. Also, I feel like it would be easier to move around when you have your own private car.

Actually, in a country where public transport works quite well and takes you virtually everywhere you want or need to go in virtually all cities, this is quite seldom the case.

icon8:
Bro, I tried so hard to resist laughing so hard

You've got really good self-control, sir.

goPasky:
I just moved to the UK last month, London specifically. I would like to buy a car soon so it would be nice if someone can share their experience about buying a car, obtaining drivers license and generally, driving in the UK.

Thanks

monchat:
I have done NVQ , still in the same level. Pls does nurses collect more that £3000 as take home

I think Band 5, which is the entry level for nurses, is about 25k p.a.

Or was before the 1% in England and the other increases in Scotland and Wales.

[quote author=monchat post=101845245][/quote]You could try taking an NVQ in Health and Social Care, Level 2 or 3, depending?