₦airaland Forum

zombieHUNTER:
And some idiots are still clamouring for APc


Demented souls...
evil things

some tyrants are clamouring just for their selfish interests.

veektor01:
Haba!!

At 24, she is an adult.
If you do anything, she has the right to sue you.

Leave her to live her life.
Hopefully like the prodigal son, she would return someday.

with pregnancy or children.

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Iwedunloye:
Same way Obi and Zombidient were praising Atiku in 2019…..How time flies

and still better than Buhari.

AcuraZDX:
Internet never forgets oo

Gov. Soludo messed up so much.

Penguin2:
Your point is clear and understood.

Until Nigeria increases its production capacity which will increase its export volume and consequently increase the FX it earns, the problem of dollar exchanging at exorbitant rates against the naira will not be solved.

But there’s a factor you are overlooking which is what CBN is trying to tackle. That factor is maliciousness of some people and FX marketers who either hoard the dollar or engage in the sabotage that further increases the stress on the naira.

Or are you going to rule that out?

hoarding is the biggest issue. even the BDC complaining were not talking when they were making millions from the jump.
many of these FX marketers charge arbitrary because the market is not monitored or regulated at all.

Banks also help in sabotaging. Once u give branch manager a share, they facilitate Ur request very fast. just the way it happens with immigration.

ATEAMS:
ASUU members go ball this December menh... Regardless

if u know, u know.
Na students and indirectly parents go feel am.

sharing money as usual. no significant mining activity in Nasarawa state apart from the local quarry, where individuals break granite rocks.

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Escrow allowed

My contact is on my signature

is the m4 pro 5G available?

Creamcrest:
Sharrap, Nigeria is not nearing collapse,it's still one of the best countries on earth.

Nigerians in Canada and America are even complaining of not being able to build wealth.

Shootings and gun violence also happens in America and Canada.

Some Nigerians here have 24hrs power using inverters and solar.

Most Nigerians can easily build their houses while you niggas in canada and US will be paying for mortgages for several years.

the last paragraph is a dream.
building house now is very tough with the cost of things.

Fryzi:
They cannot invest in education, but they have money to redesign currency & buy sniffer dogs. Currupt politicians whose certificates are questionable will never understand what education is. Season 2 of ASUU strike looming under one year & in the space of nearly 2 weeks.

more suffering to students. many who are supposed to graduate will likely be forced to do extra year.

missing results will be flying up and down.

this is really sad. bad government putting more frustrations on students.

Opinedecandid:
Stories. It can happen elsewhere, but not Nigeria. From happenstances, Nigerians are yet to be fed up. Re the youth population on the internet.

They are still tied to the pettiness of tribe, religion, ethnicity, moral bankruptcy, hate and envy.
They can't unite to resist the internal colonisers and dictators.

illiteracy is also a problem amongst our youth population.... but I think we can go pass it.
the self sacrifice by some youths are showing. if we don't get it ryt this election, the awareness and efforts will be consolidated come 2027.

Emeskhalifa:
THE CURRENCY SITUATION: A MUST READ

1). So many Nigerians have stacked Naira notes in their closets and are cut up with this policy of the CBN. There is a rush by ignorant Nigerians to convert their Naira to Dollars. Naira is at all time low against dollar and it's going to go even lower. For example a man converts #10m to 12,500 USD at the current exchange rate. It's easier to keep it with himself than to deposit in a Domiciliary account with a DMB because of the stringent policies around FX cash deposits. He hopes that by December when the new Nigeria is floated, he'd have his FX converted back to Naira from the Aboki guys he bought his USD from.

2)The Aboki man who sold FX to his customers at exorbitant rate excitedly goes to the DMB to deposit the millions of Naira he got the the FX swap he did. He knows he is getting richer in geometric proportion by this new policy by the CBN. He awaits the printing of the new Naira notes so as to reconvert the Naira he has in his account today USD and continue making more money.

3). All customers who deposited their Naira notes, those depositing and those who would be depositing are eagerly waiting for December 15. The DMBs are also waiting for the said date. Meanwhile there is a cashless policy waiting to hit all Nigerians by January 2023. On December 15th, customers would rush to the DMBs for new notes so as to withdraw as much as they can before January when the cashless policy would be effected 100%. The DMBS would rush to the central bank branches to withdraw new notes. The branches would go to the H/O for new notes. H/O would release just a little to branches based on cash management policies. CBN Branches would release in trinkets to DMB branches and tell them to go manage their customers. DMBs would revert back to their customers based on the low available new cash notes. There would be slight panicking as customers who deposited old naira notes cannot retrieve same notes from the DMBs anymore because of unavailability. Remember, digital money and paper money is still money and so customers would be advised to use electronic channels to make payments.

4) The Aboki guy who kept millions of Naira is also a victim of the shortage of new notes and so he cannot buy back FX from his customers who were hoping to return the ones the got earlier ones the new notes are in place. Aboki begins to panick as well. Those who have FX and need naira notes begin to sell their FX to people who have naira whether old or new just to cash in before January. In doing so, USD begins to crash as rapidly as it rose. Much of the FX becomes deposited in DMBs as carrying the raw cash isn't useful anymore. The CBN is happy because there is more FX in the banking system to give for Forms A, M and Q. Naira begins to gain rapidly against the dollar.

5). In January, cashless policy takes effect. So even if the CBN makes available more new notes to DMBs, customers cannot withdraw above the stipulated across-the-counter limit to avoid heavy charges. Customers are forced to use electronic payments, FX policy and transfer and withdrawal is so stiff that swapping FX and Naira is no more a gain. USD parallel and black market prices crash all the way down to CBN rate. Inflation based on importation of goods and services is checked as Naira becomes strong against dollar. People who have physical dollars would lose. There would be limited access to naira notes as electronic transfers become prevalent. Enaira purchases also become more as Nigerians look for most seamless methods to do payments. By June, whoever takes over power would have a soft landing as this policy by the CBN has controlled a whole lot of inflation, corruption and economic degradation.

6). If you have Naira notes stashed with you, return them back to the bank through your account. Don't try to play smart trying to beat the system, you may become the architect of your own loss. Your 12,500 USD may fall from #10,000,000 to #5,000,000 in June, 2023. Meanwhile if you put same #10,000,000 in Treasury Bills at the current 14.5%, you should be gaining about #725,000 at the same period.

Let's try and look at the bright side of things, Nigeria shall be great by God's grace.

you only talked of one scenario. what of other possibilities. in this country positive things don't go as expected bro.

this Ur analysis has 90% chances of hugee shock.

Romanoff:
A lot of people don't know what marriage is about.

Societal pressure force people who know next to nothing about marriage to marry.

Some men think it's only to provide, have sex and have a woman to birth and raise kids that marriage is all about.

Many women get married just to be Mrs. No preparation for the journey ahead.

I remember before I got married, I attended marriage seminar, read books, listened to messages from seasoned counsellors like Bimbo Odukoya, marriage counsellors from my church and pastors whose marriages I admire.

These days, how many young people will even read books about marriage and it's preparation or listen to messages or go to seminars for intending couples?

well said lack of preparation, but I don't think marriages are crashing that much, as suggested by the OP.

Joystic:
And its always billions! The kind of money in this country yet they're still borrowing. God epp us

it is a pity we r in this big mess yet we don't seem to want to put a stop to it.
selfishness has taken a big toll on us.

Obakoolex:
Truth be said the administration of Mohammad Buhari really tried in empowerment just for covid that spoilt plan for them small. I collected 450k relieve fund and additional 50k and 5 of my employees 30k monthly for 5 straight months.

I just wish buhari could have done well in security and economy, but nepotism and incapable hands really spoilt things for him.

I pray God help the next president to make life better and establish better plans for Nigerians

glad u collected, because all these money n many more are borrowed in our names but most are looted.

Kobicove:
The doctors and nurses who examined that guy were right, he was drunk while driving and this contributed to the severity of the accident

Medical personnel from 2 different hospitals said he was drunk and yet the family is just trying to deny what everyone with common sense knows is true!

the family is hanging to emotions n social media prosecution in my opinion. Hospital don't play with A&E cases cos of medicolegal implications.

God1000:
I don't know why people don't like helping accident victims in Nigeria.

Our hospitals are also in the habit of rejecting dying people that need urgent medical help, they will ask for money before the treatment thereby resulting in avoidable deaths.

I think something is fundamentally wrong with our country, there's no love at all

Most hospitals don't ask of money before stabilizing an accident or emergency victims. however, will demand for money to continue other services as much as it is hospital, they still pay workers.

Every part of this country has issues reason.

Leroy Fakoya, late Rico Swavey’s elder brother, [s]advised the state government that in a bid to demarcate lanes on the highway, plastic and reflective materials should be used instead of concrete. [/s]
if it wasn't a concrete the man could have used his to enter the other lane and possibly collide with other cars--more deaths possibly.

accident that split the car engine should want questioning the speed n how it happened.

Acidosis:
He's right, but obtaining money by inflating prices is wrong. You're also right to feel any way you want, but please, it's time to calm down.

His father travelled all the way to beg and you still cannot forgive? That's a good man right there. If I were his father, I wouldn't step a foot out of my home, please. I'll just request your account details and wire you your money straight up. Let nobody disturb my life.

It's your home, so learn to manage it. Also, try to console yourself by looking back to the good times. I'm sure there were days he spent lavishly on you, buying you gifts, clothing, phones, accessories, etc. without stress.

And lastly, try to calm down. Be zealous but don't be overzealous. The last person you want to compete with is your husband. I think he has some elements of goodness in him. Some egoistic men would send back your money in double folds immediately after you parked out and ensure that you don't return to the house.

Also, try to find out why he acted that way. Having him knee down to beg suggests that he's either broke or something. Your opening paragraph already suggests that you guys are trying to outdo each other in your marriage. Just focus on his goodness and calm down because....wo, if you jam someone like me, I go double your money and wish you well  

mad man , but I did leave her if she thinks the whole community should come and beg her.

many crisp info r not there.

Karleb:
This one is not a serious human being.

The man is begging, you are doing shakara. Wait until he marries another lady.

she doesn't need him to survive, so it won't affect her.
However, that wrong doing isn't worth separation at all. If he says, am sorry and pleads for forgiveness, then let her joyfully return home.

they will sit down think over it, and learn many things from this.

semanose:
We have different kind of families.

She might not tell us some details.

In 2016, I chose to buy land with my husband.

We started building together.

I don't know how his mom got to know.

She called that she knows about the land. That we are building her burial ground. That's where she'll be buried and its hers.

His brother called to say it's their brother's land .

I abandoned the project. Till now it's there, unfinished. I am not going to go into details the horrible things I have gone through.

Will you say I have trust issues? Will you advise me to continue with such a project?

The fact that one is married does not mean you need to co-build with your partner.

For instance, when I first bought I wrote Mrs my Husband surname.

But I was told my husband's family, Mrs could be another future woman.

Even if you plan to build with your partner, if you sense greed on his/her side (from the individual or family side) abandon ship.

Choosing to buy in your name alone has its future benefits.

What if that partner leaves you or the family claims it from you.

We should stop blaming OP and look at this situation from all perspectives.

Only her knows her situation, God will direct her to make the wise decision.

it is difficult to have a family where all are in tone. Ur husband is the main character here, if he supports there view, then abandon the project. Even in Ur family some of Ur siblings will bring their opinion on how Ur family should be run.

For me, we can have our projects together, then I can support her to have her projects.

Fahvvy:
How do you forgive him?
By forgiving him na ...

Marriage is not relationship o that you can brezz in and out as you wish ...
Marriage will test and stretch you farther than anything else will ..

On a more serious note...
It's clear and glaring that you don't consider yourself as a team? ...

Let's look at your write up ...

I have always helped him in his house projects,might not be much 100k,50k,20k when need be,I never siphoned my money to myself,as a young lady I envisioned my pretty little family on my head,(3 children, handsome husband and pretty wife with a fine car living happily)

Now to the main problem,I think it all started when he told me he has seen a genuine plot of land that "we" should buy it together,I told him no,I want the land all by myself I have money to pay for it,( just want to have something tangible for myself alone) he said no problem.He sent me an account number of the seller I sent 600k to the seller."we" did the necessary documents and everyone was happy.

So even when "two have become one" you still act as if you guys are not a team ...

The only time the word "we" appeared there, it was because it was suggested by your hubby ...

So while he sees you guys as a team, you see yourself as competitors ...

Until you change your mindset, it's best you don't go back ...

I'm not trying to excuse your hubby's actions, however, if you intend to go back with this mindset of unforgiveness, disunity and distrust, just be prepared for everyday quarrel ...

And that too will affect your kids ...

like the way u looked at it.

gift2xl:
first go after the Civilised bandit that are Sponsoring the uncivilized bandit to destroy this country.

make much sense.

inoki247:
I sha know no be only Nigeria dey go through all diz Jargons u will get to some Africa countries u will feel like so Nigeria still get hope....

Imagine having smaller populations he still hard for u to rule dem and du something of benefits for dem...


Africans no get Leader na Ladder we get de are just climbing us to loot every corner....

thank you.
it is worse on from central Africa down to Southern Africa.

candidtalk:
This is beyond Obi the coward. He fled PDP. Tinubu stood his ground and won the APC ticket because even the kinsmen of Buhari recognise the power and influence of Tinubu and his ethnic group.

Only Tinubu, because of his political sagacity and formidable support base, can implement the fundamental changes Nigeria needs to become a progressive and successful nation.

Buhari failed woefully in that. tinubu helped to power him to power and was a big reckon. No much difference in the two(Buhari n tinubu).

festacman:
Love what Sanusi said though he didn't suggest solutions.

The truth is that saying you will remove fuel subsidy from day one as president means you are either deceitful or you are ignorant of our fundamental economic problems: we are producing little locally for export in addition to our now unreliable earnings from crude oil. So if you are removing the current oil subsidy which will push up cost goods and services locally and if you throwing the forex market to market forces, tell us your plan to hold the economy if things go south.

Look, Peter Obi (the breath of fresh air) stated earlier in his candidature of his intention to take Nigeria from consumption to production but didn't say HOW. Other candidates haven't said anything tangible on this.

We need a clear, home-grown (not texbook theories) multi-fields diversification plan proposal from the presidential candidates for moving our economy away from dependence on crude oil. Such plans MUST loop in the state governments. We need practical steps including necessary legislative interventions:
- Steps to develop crop production, animal production (ruminants and poultry)
- Steps to attract FDI,
- Steps to develop Niger Delta fishery and other marine resources.
- Steps to boost our SMEs, Steps to boost ICT capacity of our young people,
- Steps for transparently bringing investors to exploit our solid minerals
- etc

Buhari came with poorly planned diversification program that didn't involve the state governments for multiplier effects. It lost steam too fast.

Buhari came with nothing apart from NEPOTISM.
the country became messed up once people saw through him.

We will fall into more sorrows because the masses are just blindly a d sentimentally following wolves (politicians), who they thought are their own.

Ctony1:
I got deployed and my PPA LETTER IS OUT. currently, i am working in a school.. I have been thinking how to merge the two together. Posted to a government school. Will it make any to now resign because of npower..

don't

MrPADDY:
Even if the filming was done by a 'good Samaritan', it still exposed the hospital, and its inaptitude staff. The way and manner the accident victim was handled in that video was so unprofessional. If there was no video, no one would have been aware of what went on at that emergency moment.

STOP TALKING RUBBISH.
Severe head injury is not what u give antibiotics to treat.
perhaps u state where the hospital erred and what they should have done.

the young man took a risk that cost him his life if he was smelling of alcohol.......case closed.

verifiablefacts:
My folks that can't assemble a common toothpick,are spewing advice on how the Chinese should call their products.
"It's a drone"
"No it's a car but why no wheels"
If you guys were around when
planes were lunched, I wonder what you would have said.

we never see electric vehicles here self.

sofeo:
The truth is, they themselves are actually getting really fed up, they never thought thing would be this messed up.

That's why they are trying to consider options they once rejected when the strike was still fresh.

If Buhari should continue to show them, the No Work No Pay policy, along with other tactics, they will continue to be weakened and consider resuming in no time.

Cowards.

Only a failed govt allows strike to linger this long in a critical sector like education.
in many places this is a big reason to vote out that govt. Unfortunately we have so much illiterates voting for leaders.

Vicious circle of poverty and hooliganism are what African leaders keep using to manipulate the citizens and remain in power.

missimelda01:
Even though boss, 250k for rent is still shocking… you’re lucky I guess

You should rethink the roommate thing, it’s only one bedroom and I thought men don’t like to share beds

hopefully he gets one, but a one bedroom apartment isn't not supposed to be shared, however, this is Lagos.