Exectine:





Nothing will come and nothing will happen. God will send a good leader that will be loving and caring enough to wipe away the tear of poor Nigerians.

Hmmm I hope and pray so too bro.

But am afraid the question wasn't answered.

So I will repeat it...

Abeg oh permit my ignorance. This Biafra that is currently looming everywhere, if it finally comes (just asuming it does) what happens to our TBills?

Will Nigeria still be able to pay them?

What and what can lead to the government of a nation not being able to pay up the TBills being purchased?

Abeg oh permit my ignorance. This Biafra that is currently looming everywhere, if it finally comes (just asuming it does) what happens to our TBills?

Will Nigeria still be able to pay them?

What and what can lead to the government of a nation not being able to pay up the TBills being purchased?

We also buy Payoneer dollars at a very good rate in naira. As well as fund Payoneer cards with dollars.

If you have some to sell, we are trusted and have been in the business for long. You can reach us with the information below or refer to our blog for more info and proof of previous payments.

How To Contact Us?
Chat up on Whatsapp with 07030602334
Telegram: @uchefrancis
Blog: http://www.techdavids.com/2016/09/sell-your-payoneer-dollars-to-us-at.html

lexxyrule:
$725 payoneer and $72 skrill dollars available at 370/$. Please contact at signature.

bros what stops you from creating your own thread? Must you seek trouble?

The Fast & Easy Payoneer Card/Account Funding Method

The easiest and fastest way to fund your Payoneer account is through an exchanger who supports not just buying of Payoneer funds but also selling of the funds.

Since they get individuals willing to sell their Payoneer dollars on a regular bases, they will always have funds and can transfer to your account at will.

Before now, we only exchange Payoneer dollars for naira at a very good rate. But after so many request from people, we've also decided to sell. So as to help curb the difficulties faced by majority when searching for Payoneer funds.

How To Fund Your Payoneer Card Account Through Us

Its easy! All you have to do is;

==>1. You must have an active Payoneer account. Whether or not you've activated your card.
==>2. Then contact us on WhatsApp using this number 07030602334 or on Telegram using this username: @uchefrancis
==>3. We reply instantly on Whatsapp. You just have to tell us the amount you need. We discuss the rate and you pay the equivalent.
==>4. After payment, we will credit your Payoneer account with the agreed amount of Payoneer dollars.

For Full Details Pls Check Out Our Blog: http://www.naijatechlovers.com/2017/05/fund-your-payoneer-card-in-nigeria.html

We provide instant funding of Payoneer account. Pls go here for full details.

http://www.shelaf.com/2017/04/fund-payoneer-account-how-you-can.html

INFOTECH2:
Good day

I am delighted with my very first sale on May 1st.

This is my second book and I am learning all the way.

Promotions are a very important aspect of this game. I did none for the first book but I will definitely tweak and re publish it soon.

Still writing my books myself and can't afford to slack.

Please asses the cover.

Hello my friend I've been on kindle for over 2 years now. And am glad to say it pays the bills.

Looking at your book, i must say your book title looks great for a beginner. But you most certainly need to work on your cover designing skills.

I do mine with inspiration. In fact, when writing a book, that's the first thing I do. At times, while in the middle of the book, if an idea pops up, I design another cover and then pick one at the end.

You too can do the same. Alternatively, you can go on kindle and look for cute looking covers in your niche and mimik them by 60 to 80 percent. With that, coupled with a good title, your books will make more sales than you can ever imagine.

As for those that want to change their earned Payoneer dollars into naira, I exchange at a very good rate and my services are also instant. We've been on the biz for quite a while and have gained lots of trust and happy customers around. For more info, kindly check out this pages

http://www.naijatechlovers.com/2016/09/sell-payoneer-dollars-for-naira.html

OR

http://www.shelaf.com/2016/12/sell-your-payoneer-dollars-at.html

Are you satisfied with what you've read and want to invest in Tbills? Your question maybe when is the next tbills auction coming up? TBills calendar is here to help you. It comes up every two weeks. Read on to learn more...

==>1. It's easy. You just have to pick a bank of choice. I prefer Stanbic IBTC as they have the best rate for tbills in Nigeria. Although Firstbank, Fidelity, GTBank, access bank, diamond bank and the rest is also a good hit. Zenith na nogo area... Their rates are usually low.

==>2. After choosing a bank, its time to head over, and open an account with them using your ID card and NEPA bills or as required by the bank.

==>3. Load the account with the supposed amount you wish to invest in treasury bills and then wait for the auction week.

Note; as stated earlier, Nigerian treasury bills auction usually come by every 2 weeks. As at the time of publishing this post, the last auction was April 20th, 2017. So you can project by 2 weeks and do the maths to know the next auction. See the table below.
Nigerian Treasury Bills calendar
Nigerian Treasury Bills calendar
==>4. After loading the account, and knowing the auction week, just head over to any branch of your chosen bank on the Monday of the auction week to inform them about your interest in investing into TBills.

Bids are usually submitted by the banks to CBN on a Wednesday, but the deals are effected on a Thursday. Ideally, it is better to submit the application latest on Monday preceding the auction day. To enable your bank compile it on time.

It will also be good to do it on time if you want to invest in the primary market instead of secondary market. Because the new rules placing the minimum TBills investment amount to 50 million makes the banks match up interested parties amount to reach 50 million and then invest on their behalf. If otherwise, then you will be left with the secondary market for your treasury bill.

==>5. They will give you a form with provision to fill in your Face Value ( the amount you wish to invest in the TBills), rate, name, account number etc coupled with other forms containing terms and conditions for agreement and signing.

==>6. When done, submit and that's all. You will get a call regarding the rate before the bids are placed.

Source: http://www.techdavids.com/2017/04/how-to-invest-in-nigerian-treasury-bills.html

miella:

Nice one! It is quite educative.

Thanks bro http://www.techdavids.com/2017/04/how-to-invest-in-nigerian-treasury-bills.html

dejiotus:

Many thanks to Uchefrancis16 for the attached article on Nigerian Treasury bills. Quite informative especially for someone who is new to the market, and considering wether to invest.
I similarly share the writer's opinion as per my personal experience, that as of now (as things may change later), Stanbic bank seems to be the best in the market, and Zenith bank is not one of the good ones when it comes to Treasury bills. Zenith bank is of the habit of offering much lower interest rates to their customers, (and Stanbic the highest interest rates) from the CBN stop/marginal rates.

Am humbled bro. Thanks a billion for the approval.

If you are new to TBills, you can learn a lot from this thread. However, if you find it tedious to scroll through the pages, gathering the information you need about it bit by bit, from page to page before investing, you might consider reading this article I've put together. Based on what I've learnt from this wonderful thread over the long stay.

It will help you understand TBills at a glimpse and help you get all the info you need to start investing in one place.

http://www.techdavids.com/2017/04/how-to-invest-in-nigerian-treasury-bills.html

Am at stanbic IBTC bank now at Awka zik avenue. Told them I want to invest in TBills and they said its a minimum of 50 million. I said am quite aware of that but thought that only means we can't bid by ourself but can go with bank rate.

And the young guy is telling me I have to buy from secondary market. And that I can only buy from the primary market if they are able to gather up some group of individuals with same interest and then match up all their fund to meet with the 50 million naira minimum.

Am just confused here. Is it that this guys are not informed or Should I goto another branch? Which do you guys use?

MrBrownJay1:


Sorry, my bad, I didn't know it was a feel good thread hoping to cheer you up.... This was my advice to you take it or leave it.. If the biz was legit and not some BS get rich quick scheme, then you wouldnt have lost EVERYTHING just like that. And you could have gone to the proper channel to get your money back. Instead of coming here crying like a kid, as if you didn't know the possible consequences of your foolish act.

Join the queue of all the clueless people scammed day in and day out on NL.

Sorry but I'll pass...

MrBrownJay1:
You got what you deserved from your greedy foolish state of mind. Instead of going legit, you wanted to burn bridges with BS get rich quick schemes. Go cry a river to those who give a damn. Everyday people on NL are warned about all these scams yet you no wan hear word!

Oga stop taking things personal. Since you had nothing to offer me in the area of advice or steps to take, u could have easily stayed clear instead of blocking the space for those who can. Did i tell you its a get rich quick scheme? Where is your comment coming from pls?

Pieromania:
he has been paying b4 bt things went wrong and he lost all investments and u want him to pay back,how?evn if u take him to EFCC they will do nothing abt it cos he didn't defraud anyone,business went wrong which wasn't his own doing.so bro,accept the loss and move on

he breached the agreement by investing in another thing entirely with returns in milliseconds knowing fully well the risk involved bro.

This is called greed. And all man pays for the consequences of their actions.

As for the fraud, him switching off and turning a blind eye, showing no concern at all afterwards is fraud.

eezeribe:
You didn't tell us when you were investing,so therefore relocate to any village in Oyo state because you are ON YOUR OWN.

Am sorry bro. But I don't find your comment helping.

Gmajor:
what type of business?
I hope it's not a ponzi scheme

No... Not ponzi

Hello learned members of nairaland.

I invested a substabtial amount into this guy known to all as legit (truely he was). For a period of two months after which I was to get a supposed amount of return but then things went wrong.

Actually, am not alone on this. We're many with varying amounts of money of which mine was quite huge. At first, he ran a program with the funds, of which he got huge returns from and paid back with interest. But greed came in and he did things the wrongway and lost.

Before and after the investment, even after he lost everything, he promised to pay back. But the thing now is, it seems he is now having a second thought cos we've been very patient with him. He has turned off his phone and even wen available, doesn't pick up. And never replies messages.

So the question is, how do I follow him up to make sure he pays up? Any procedure involved? A friend recommended that I go through the EFCC and the other through police.

What do u guys think? And what are the steps I should take? Thanks as your contributions will be greatly appreciated.

After getting a response regarding the new policy/rules for TBills from Djiotus, I went ahead to open a Stambic IBTC account at one of their branches in Onitsha.

And surprisingly, my account number was sent to me in less than 4 hours. Now the plan is to go back there tmrw. Move the available bal from FCMB to Stambic and try going for this auction coming up on the 6th.

But before that, I have a question I've not seen anything related to on thus thread. Wch is.

Since they said TBills is almost 100% risk free, I noticed that keystone got sold off of recent. What if mid way in, stambic IBTC starts having issues, can I get my Tbills money from FG through another bank or something?

Pls permit my ignorance. I posted this here to aid myself and those who doesn't know what will become of their TBills if the bank invested through starts having issues.

dejiotus:

Welcome back Uche. Customers like us, who were allowed before to bid directly in the primary auction via our banks ( by stating our bidding rates), are NO longer allowed unless you are bidding with more than 50M. The only option now is to go with the bank rate, and be at the mercy of what the banks decide to give you. Stanbic offered 18.43% for the 364 day tenor at the last auction on 22 March, as compared to 18% from GT bank

Thanks a billion bro for this answer. I really appreciate.

Ive been out of TBills for a while and learnt there has been some new policies in TBills via the recent posts on this thread.

Pls can any one help me with it? Or the exact page on this thread where its discussed so I can go through it and be informed before investing again.

I've read lots of pages but only heard about the rule but can't lay my hands on it.

Pls help a brother thanks!

helpforever:


Thanks man. God bless you

I have hope...I am so happy

You're welcome bro... Remember the worst thing you will do to urself is stopping masturbation and porn, then going back to it cos the effects might never be reversible again. Take note.

Incrizz:

Thanks for helping.
Nice tips too.

I laugh when I see posts encouraging masturbation and guys, young guys buying into the idea, or encouraging it.

From my little web crawling, one of the side effects of masturbation is weak erection.

Uwc dear!... You're right about the weak erection. But the thing is, majority don't know until they are deep down the lane of weak erection. The worst part is, u will never know how weak it is until you try making out with a lady and notice your erection won't even be strong enough to accomodate a condom or let alone penetrate a lady.

Hello helpforever you are not alone.

Glad I came across this. As a friend of mine was exactly in the same situation as u. And glad he is very fine now and I mean very fine.

Started masturbating at a tender age far less than urs (guess 14 or there about) and then at about 20, started suffering from weak errection and later to no errection at all. Even the morning wood stopped coming.

According to him, his first encounter with a lady (his girlfriend - not a prostitute) was one time sex over a 3 days stay due to this problem as the erection managed to come only but a few times and not as strong too.

What I advice u to do, as this worked for him is to;


Relax. Get a girl and stay with her for days. While u are with her, let her understand what you're passing through trust me she will help give the calmness u need which will relax ur brain and get rid of performance anxiety.

Get a girl not prostitutes. Maybe u're not moved by them my friend.

Stop porn. Its messing with ur brain. And view of girls. Leaving you with what they call PIED (Porn induced erectile dysfunction)... Remember the feeling of not being able to even get a solid errection with a particular porn after jecking off with it a couple of time? That makes u go for another, higher/more rugged/romantic one instead? The brain is simply tired with that particular one and has elevated/increased what triggers you making it impossible for that same porn to trigger you except u leave it entirely and watch it again after months have passed and ur brain has been reset.

This things get you addicted to porn and makes ur brain feel nothing for real women/girls. And even if you do, the penis is so dam weak that it can't even penetrate a lady or lift ur boxers.

Having read all of the above, the best thing for u is to go on a challenge of 6 months without porn. http://yourbrainonporn.com will be of help.

Just delete all porn, stop watching any movie with sex and romantic scenses (since most movies does, listen to music and forget movies entirly), quit being alone as that can make u think sex and then make u masturbate. focus on solving ur issues and trust me, mastubation go use him hand run.

Then get a loyal lady who understands you and loves u for whom u are my friend. She will help u deal with anxiety. It may take 6 months, 12 months 2 years depending on how bad porn has damaged ur brain but the thing u should be after is the fact that u will be fine eventually.

My friends own took 6 months after which he went to a girl, had slight erection and went back to his challenge for another 6 months withoutbporn or masturbation. Instead he worked on having girls around, thinking about having sex with them, not porn and actually having sex with them.

Do indoor exercises at least 30 minutes daily and make sure u sweat Weller. Also search for exercises for weak erection and add it to. YouTube is ur friend bro.

Then see a doctor if you could to rule out any medical condition.

As for my friend, his problem was solved cos he shared it. And we both went in together looking for solution. In case u don't know, I was into porn too. But was brave enough to dispose the act on time.

My friend bangs this his girl friend like four times a day now wen she comes visiting or vice versa. My man is loyal to her for being loyal and understandable and from the best of my knowledge, masturbation is a thing of the past for him.

START BY QUITING PORN... you can do this by first deleting all the available once. Starve ur phone of internet data, use Nokia touch, quit being alone, spend less time in the bathroom/toilet, think about ur problem and its effects on u etc. Best of luck bro and quit believing ur problem is spiritual. ONCE U FEEL LIKE MASTUBATING, RUB PEPER OR CHINEESE BALM FOR HAND... UR PENIS GO LEAVE U. if him no leave u, touch am small with am the konji go run.

Doyinlawal:


Bro..if its u.. U will put that name here..two different account bearing the same name..
And he never said someone else will transfer skrill to me..
He said the account number belong to his friend..read the screenshot very well.
And about your name... I dont know if should say ma sorry cos if it's u..thats what u will do too..but i never intended to spoil anyone's name here Am.just saying what's glaring

Now you know am not a scammer so could you pls edit your initial post? As thats really giving me a bad name and am not comfortable with every seconds it remains like that.

Doyinlawal:


Guy..if i send the money to the account... Then wil it not be credited to your account?? Na wetin I wan know be that

The same guy that charted with u wanted yo buy Skrill fund from me this morning. See the attached screenshot with the last message I sent him a few minutes ago.

You aught to have requested to contact and deal with me directly.

How on earth will some one be telling you to pay into someone else's account and the person will credit u wen he gets the alert? Even if he is to get a commission, he aught to have bought the fund from u at a lower rate, then sold to me at a higher rate to get his cut.

Why where u so quick to commjng to a conclusion without first talking to me? If not for a the guy that sells skrill to me wch from now only I will consider not just as a friend but as a brother who alerted me, na so you for just spoil my name here.

It's not fair bro.

Doyinlawal:


Who did you gave your account out to..check my screenshot and u will know why I call you a scammer

Anybody could have easily copied and used an account number. I give it out wen receiving payments.

But the screenshot you posted, the chatter was saying "his account" why didn't u ask him to give u my contact sobu deal with me directly?

Instead of coming here to label me a scammer.

Doyinlawal:
The recently Gunbizz has been confirm a scammer...screenshot later..his name is
Uchenna Stanley Onyejimbe

Hello am Uchenna Stanley Onyejimbe the guy you just labeled a scammer. (better known as Uchefrancis by my online and blogger friends).

I buy Payoneer and Skrill funds as well as buy and sell bitcoins. This morning, I was notified by one of the guys that sell Skrill dollars to me that someone called me out as a scammer.

Pls may I know your bases for labeling me a scammer? I just called the number attached to your nairaland profile to demand some explanations and it's not reachable. What are ur bases pls?

As the above screenshots you posted aren't mine. I've never done business with you. I boost of instant reply on Whatsapp as well as instant payment after funds are approved which gives me lots of happy customers daily.

At times when am unable to effect instant payments due to technical issues such as network, bank wahala and other minor issues, I let my customers know before hand and give them the opportunity to chose whether to proceed or wait until I get it sorted out thereby making the whole thing a WIN WIN without pissing any one off.


So i'd like to know what ur bases for calling me a scammer is? Or do u just go about pulling ppl down if their business affects yours?

interesting

ghadaphy:
i dont know if this is possible but you can try it out, open a skrill account and link it with ur domiciliary account, then transfer the money from your domiciliary to your skrill, from ur skrill to another person's skrill account linked with gtb domiciliary account, then the person withdraw from his gtb domiciliary account for you

Thanks bro

shocker007:
Get another domiciliary account at GTB, and wire the funds there for withdrawal.

It should only cost you $25 swift fee.

The same zenith bank said local transfers between dom to dom accounts has been banned by CBN. I would have sent out the dollars since.