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Windflower's Posts

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FamilyRe: Do Parents Have A Say In Our Financial Matters? by Windflower(op): 6:09am On Nov 27, 2017
mrphysics:
I think the problem is here is lack of plan on your side. If you have a financial plan, it will help you make decisions. Are you the only earner at home? Don't think you are feeding the family because your dad is there.

How do you overcome this?

Take this year as a family year, so all earnings goes to them. As a salary earner, you just have two months to close of business year. I do not think there is anything you can do this year. December is fast approaching and there will be expecting a lot from you.

In January, set out a target you want to achieve at the end of the year. Let them know this is what you want and the amount you will be saving towards that project. There is no room for secrecy again since you are living with them and they already know your salary. By having a target, it helps you save money towards it. You must discipline yourself towards this target. You need to discuss with your dad too.

Yes,there are target to be met next year,hope its all works out by Gods grace,they are aware of it already

So many persons are having same issue with you, trust me, it's time to think like a man. Most men are tamed "stingy" only because they have a vision for their money. You must do the maths, and have a plan for your tf, feeding, and the rest...

Having a vision for money is good,but lemme quickly say a short story,I have a friend who was diagnosed with internal bleeding recently and she has a brother who works in a bank that she could go to for financial help but she refused. The brother became stingy when he started working because he had a vision,he already has two pieces of land and some other investment less than two years of working,at the detriment of his family.
My friend says while he was in school, she and her mum would help people clean their houses and wash clothes to send him money and he even got the bank job tru one of the person the mum knew. Now the way she talks about her brother breeds nothing more than pure hatred,he isn't even taking responsibility for their junior brother. I am not saying its not good to have a vision for money,but not to the extent that money would be the one making decisions for you.
FamilyRe: Do Parents Have A Say In Our Financial Matters? by Windflower(op): 5:59am On Nov 27, 2017
olujastro:
Windflower, you broke the first rule of "Never let your family members know how much you earn, else they'll form planning committee on your salary". They know how much you should have left each time and will always put eyes till it approaches zero.
Moving forward, learn to pay yourself first. Once I got my salary, the first thing I did was to transfer the amount I'm saving for that month into another account with no Internet banking access and Atm card.
Then I pay my mum her 'salary' which she appreciates cos it's higher than her own salary. She can appreciate it because she has no idea how much I earn as salary and it's usually more than enough for her to even save from. Once she does know your salary, she'll likely look down on it no matter the amount.
Lastly, you can never fulfill all their needs cos those jneeds will never finish. Learn to be strict now!
Very much correct,i should never have disclosed my salary but its totally different. I guess your mum is financially comfortable, and what you even given her is more than her own salary,unfortunately we are not there yet.
FamilyRe: Do Parents Have A Say In Our Financial Matters? by Windflower(op): 5:53am On Nov 27, 2017
franchuks:
What can you do.... It's not been easy for me too, yours is better as my parents are retired now! We just have to keep helping and hope independency of would be attained soon and all siblings supporting too!
Amen,its will get better IJN
FamilyRe: Do Parents Have A Say In Our Financial Matters? by Windflower(op): 5:51am On Nov 27, 2017
Waow,I never knew this post would make FP,many thanks to everyone who has contributed.
The truth is its because of the kind of parent they are,the type that sold their only gold chain and wristwatch so as to pay our school fee,they literally worked their butt off .
None of us attended any public school,I had all the textbooks I needed in school even the unimportant ones.
People used to think I came from a wealthy home while I was in school cos they wouldn't spare any expenses.
With this,I feel so indebted to them,this year is gone already. My prayer is for me to get a well paying job and for my siblings to graduate and start earning also so they can also help out. Asides that,I love them too much and see them lacking and I won't be able to help out,I have decided to join either a corporative or a thrift,@least that would make it easier to save since the money won't be in my account.
The one problem I have with her is she loves her children more than herself,my younger bro was going back to school and she went ahead to collect a loan that she pays weekly for him to get new clothes,personal items and foodstuff. I was soo damn angry when I heard,how can someone collect a loan for personal items when its not for business. I once gave her money to get some personal item for herself,my younger ones were having their school party and she gave them to buy shoes for themselves. She doesn't even care about her self and I feel its becoming too much. If one wants to be successful, then one has to deprive his/her self of certain things.
FamilyRe: Do Parents Have A Say In Our Financial Matters? by Windflower(op): 5:33am On Nov 27, 2017
oyb:
Your parents gave you a fixed allowance as a child. Do the same now.

Would your parents have answered your every request for money? No.

You obligation is to their needs, not their wants.
You are right,they didn't answer every of my request for money but damn they tried. They were both doing strenuous work for their age especially dad,he never allowed any of us attend public school and they never sent us home for school fee. He literally worked his butt off for us and he is still doing that.
FamilyRe: Do Parents Have A Say In Our Financial Matters? by Windflower(op): 5:28am On Nov 27, 2017
YemiHadid:
omo come this side and see something... arabs over here keep all their money (like all income whatsoever) with their mom, even after he's married with kids... she's the sole custodian and he has to ask permission and tell her what he needs the money for before making any withdrawal. After mum dies that role reverts to his wife and the cycle continues... (arabo money dey him mama or wife hand) - those are the only two people who knows what an arab man is worth at any given time. Cultures are different all over the world... there's upsides and downsides...
Waow,that's interesting. I guess they value their women over there,but even after getting married,that's serious o
FamilyRe: Do Parents Have A Say In Our Financial Matters? by Windflower(op): 5:26am On Nov 27, 2017
fykes:
I can totally relate....five yrs in an oil company and I literally lived for my family and my God. Buh....my family supports when I'm in need too. Do what u can....REMEMBER WHEN ALL IS SAID AND DONE, FAMILY IS ALL U GOT. U MAYNT HAVE DAT WORK FOREVER, U WILL ALWAYS HAVE THEM.
Waow,exactly and that's what's causing the soft spot I have for them. Family is everything to me cos we have been tru so much together
RomanceRe: Why Am I Losing Friends by Windflower(f): 12:02am On Nov 27, 2017
Going tru the same thing,I have very few friends from my school days,I try to keep in touch but when they dont reciprocate,I simply stopped. I could remember when I was working 7 to 5,leaving home early and getting home late,they were the ones complaining that I bone them but now its the other way around cos my work is more flexible.
Bottom line is things change, situation change and people change. Everyone is hustling and just looking out for themselves,they are making new acquaintances, living a new life. Besides,when you are busy then you will be too tired to think about friends.
RomanceRe: I'm In Love! by Windflower(f): 8:34pm On Nov 26, 2017
Haha,someone is in love. Maybe he is trying to muster courage to talk to you,but I wouldn't advice you push it as you don't know his intentions yet. What if he just admires you and wants you as a friend. If I were you,I would find every avenue to get close to him without getting my hopes up,just let things flow naturally by being his friend. A friend would say you can't fight love,you can only fight a feeling. So if your love is meant to be you will surely find your way yo each other.

PS: How is the swimming going
FamilyRe: My Wife Had A Son For Another Man, What Should I Do? by Windflower(f): 7:24pm On Nov 23, 2017
The only reason she might be at fault is not letting you know that she had a baby ,asides that there is no biggie in her child bearing the fathers name,speaking from experience. I have an elder sis and my dad has been the one taking care of her from day one,even after she did her nce degree,he is still sponsoring her university education, its not like he is rich or has surplus money but he has taken her to be one of his,no one even knows she is not his blood except family and guess what,she is still bearing her fathers name.As God would even have it she is the only sister I have.
The only reason you are concerned is because of the affluent family and I think ure just intimidated by it.
Between,forgetting the name issue do you love this child as your own,do you want to raise him cos if not there will be an issue. You can't marry a single mother without her child too
PoliticsRe: Response To Martin Elechi's Careless Verbal Attacks On Umahi by Windflower(f): 6:35pm On Nov 21, 2017
SageTravels:
Umahi is far better. Elechi 8 years was as if Ebonyi state was on vacation. No infrastructure, No improvement and above all he stole the state fund then ran to APC
I completely agree,served in Elechi LGA of residence,Ikwo and damn those people are suffering.No electricity, no water supply,its was hell.
We didn't even feel the impact that we were serving close to an ex governor as we were not even allowed to fetch water in his compound. Umahi is faaaaaar better,Abakaliki is becoming a mega city
FamilyRe: Introverts Lounge (Extroverts Pls Keep Off !!) by Windflower(f): 6:42pm On Nov 16, 2017
GloryIsaac:
It explains the reason behind intros not getting enough sleep at night which in turn affects our input during the day. It argues that this is so because of the 'nightmares' intros face every night. Pertaining to me, i spend almost an extra 30 to 45mins awake before i actually sleep even after going to bed earlier (without a device), this is not done deliberately though, it's simply because i spend that time thinking about everything that relates to me (past, present and future) and sometimes tech stuff. It could be annoying though because there are times you can't just stop thinking and chances are quite high that you'll end up dreaming about it.
Not only you,I don't sleep immediately I close my eyes,my mind drifts off. I tend to think clearly about the days activity, and how I would spend my day the next day,from how I will interact with people,what I will say to them. My sleeping pattern this days is really bad,I sleep around 12-1am and I don't even sleep very soundly cos its like am conscious of the fact that am sleeping.
TravelRe: African Woman Carries Her Luggage On The Head At The Airport In USA (Photo) by Windflower(f): 9:11am On Nov 15, 2017
I wonder why people see carrying something on your head as a bad thing. We were packing drinks,i wanted to place it on my head as it would be faster and I can also place some in my hands,people shouted and asked me to drop it,infact I was embarrassed. I had to go home and started asking if its was a bad thing to carry drinks on my head
CareerRe: Ikechukwu Ikeji, Lawyer & Pastor Dies (Photo) by Windflower(f): 2:50pm On Nov 13, 2017
OMG,city of light is on my street,they had a program yesterday night. I know the man sef,never knew he was a big figure,he use to come to church with his family,even attended a wedding of a neighbour.
RIP sir
FamilyRe: Introverts Lounge (Extroverts Pls Keep Off !!) by Windflower(f): 11:07pm On Nov 12, 2017
locust:
Most of you advising people on how to cope with this winsh called introversion, haven't gotten any better.

But don't worry as I am on the creation of a drug that would help us cope with introversion and possibly cure it. I'm just worried if the necessary authorities would endorse it since it would come with some side effects
Hehe,this your drug no be for here o.
On a serious note,you can get better if you work towards it,I am a living testimony
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 11:05pm On Nov 12, 2017
FortifiedCity:
Keep dodging. cheesy

I'm one of your men on suit come August 28th 2018

Windflower weds 'Irokoleaf'
Haha,irokoleaf,the name sounds weird and invincible grin
Lemme dodge o,ayam not ready for the drama.
Goodnight and sleep well
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 10:03pm On Nov 12, 2017
FortifiedCity:
You never can tell cheesy

Mine might be 31st Dec. while you'll fall in love and wed sharp sharp before that time
Hmmm,its not visible next year at all,so I had prefer to attend urs first grin
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 9:58pm On Nov 12, 2017
FortifiedCity:
Will you invite me to the wedding
Haha,its obvious yours will come first
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 9:11pm On Nov 12, 2017
FortifiedCity:
Alright dear. Just keep an open mind. I read some of your topics. I think you have a good heart too smiley
Sure,thanks grin
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 8:59pm On Nov 12, 2017
FortifiedCity:
...and you can't develop those aspect while married?
I can but one has to feel ready mentally
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 8:44pm On Nov 12, 2017
HarunaWest:
so what qualities do you think you possess?
grin grin,The qualities that when a matured man sees,he will appreciate. wink
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 8:37pm On Nov 12, 2017
FortifiedCity:
Are you really ready for this?
You mean ready for marriage,I don't think so,still got to develop myself in some aspect
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 8:08pm On Nov 12, 2017
FortifiedCity:
So you are now unattached kind of.

Give us your specs in man. Be realistic
Lol,errrm just the basics, maturity,financial stability and a man with a vision
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 6:14pm On Nov 12, 2017
FortifiedCity:
But the man is available Sha cheesy
Lol,he used to be available wink
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 6:03pm On Nov 12, 2017
FortifiedCity:
Hope you'll wed next year too smiley
Hmmmm,everything is in Gods hands but the probability is 0.5% grin
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 5:56pm On Nov 12, 2017
FortifiedCity:
Stop joor, grin

I'm a good young man trust me
Aiit,if you say so
RomanceRe: I'm Getting Married In 2018, If You Are Ready To Marry In 2018, Come Inside Here by Windflower(f): 5:48pm On Nov 12, 2017
FortifiedCity:
grin At the end, it's either one of them or someone else entirely. But I am doing it next year
Chai,you would really break a lot of heart come next year. I pray I don't meet guys like you smiley

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