₦airaland Forum

Ugbanu:
I applied twice for study permit but the applications were refused on the basis of insufficient fund. The reason as outlined by the processing officer in the first refusal letter is as follow:

."Pursuant to paragraph 220(a) of the IRPA, I am not satisfied that you have sufficient and
available financial resources, without working in Canada, to pay the tuition fees for the course or program of studies that you intend to pursue.

• Unable to demonstrate actual financial resources available to cover the program of
studies and to pay for living expenses while in Canada"

My Varsities sent my transcripts and the faculty of graduate studies approved additional $6,200 CAD for me.

I applied for the second time and it was also refused. The reason is stated below:

"• I am not satisfied that you will leave Canada at the end of your stay as required by

paragraph R216(1)(b) of the IRPR (https://laws-lois.justice.gc.ca/eng/regulations/sor-2002-227/
section-216.html). I am refusing your application because you have not established that you will leave Canada, based on the following factors:

• Your assets and financial situation are insufficient to support the stated purpose of travel for yourself (and any accompanying family member(s), if applicable)".

The following is an excerpt from the recommendation letter from the associate head of graduate studies:

"....I believe that our guaranteed financial support is sufficient for graduate students to pay their tuition fees and maintain
themselves in Winnipeg without the need for any extra funds from their home country....

Currently, our graduate program in XXXX is composed of 90% of international students (30 students) with a study permit who receive $XXXX CAD when in the MSc program and $XXXX CAD for the Ph.D. program.
Please do not hesitate to contact me if you require any additional information".

I attached her recommendation letter, and the application form and all supporting documents was proofread by my supervisor before the submission because he thought may be I made mistake in the first application.

The program is fully funded by an institution in Canada. I have above $26,000 CAD for the first academic year and my tuition fee is $12,648 CAD for the first academic year. The scholarship is guaranteed for 2 years. The program duration is minimum of 1 year and maximum of 4 years. My plan was to finish by the first quarter of the second year, that's within 15months and use the second quarter to prepare for my comprehensive exam so that I will start my PhD latest by fall term of the second year of my studies. I made the above calculation based on the program timetable.

Please, I need advise on what to do. My email is nguyenjohnson115@gmail.com in case you prefer to send me mail.

Thanks.

Did you submit your statement of acct?
How much was closing balance. .
What were your economic ties?

Bunmijab:
Thanks so much. I finally found a way to link the previous account so I have access now. But I'm not able to download the documents that were submitted and I really need to know so be very sure the documents I'll be using for my reapplication. Please how do I download?

You wouldn't be able to access those documents.

alexsim:
Thanks for the advise, however I would also like to know, is it not possible to change ur visitor visa to SOWP when you are there ? Since the time involve in processing SOWP is long and they have to be here asap due to my situation

SOWP is actually processed faster than Visit visa.
But to answer your question, yes he can flagpole and change his VV to SOWP.

blaqmonk:
please does anyone has the list of Nigerian agents for Fanshawe College

info@skynedconsults.com

Bunmijab:
Please I tried doing this but it's requested for username and password. How do I do about it without requesting for these details from the agent?

If you don't have it, then you don't have it. Only the agent can give it to you. If you can't get it, register a new GCKey acct.

Godpikin4:
Hello, thank you for all you do on this.

I submitted an application (visitor's visa) for about two weeks now and haven't gotten any request for biometrics. Is this normal please? What may be the issue?

Kindly advise.

Thank you.

It's not normal but it happens. Think you will just wait it out. Don't know if there is anything different you can do.

Ifeeluxe:
Good day everyone, please where will an individual receive his/her study permit? Is it at the point of entry or in your home country
Thanks 🙏

Point of entry.

Ikpumbe1:
The LOA has always stated 1 to 2 years as program duration. But I applied for two years for my first application. I want to apply for one year now.

Ohk. I know someone that had this and he had to write to the school to send a revised LOA without the second option so it would clearly be a 1 year program before he reapplied.

Ikpumbe1:
Please my first study application was refused due to not properly explained lump sums. It is a two years course with option of completing in one year if I forgo the Co-op part of the program. My first application was before naira devaluation by Tinubu. So even if I properly explain the lump sums, my funds won’t be enough for the two years option of my program at the current exchange rate. So I am thinking of reapplying for one year study permit for the same program instead of two years for the refused application. It is for the same program. My available funds is enough for only one year. Please can that cause a red flag and lead to another refusal?

No. As long as the new LOA is clearly stating it's a 1 year program

Gentlesoul3268:
Thank you very much ZUBIZARETA for the good work you are doing here, God almighty will perfect all that concerns you bro.

Well what I noticed is that if someone lack of documentation to backup his claim that the propose study funds is raised from the sales of property and no details explanation of lump sums in the bank account is Red flag.

Also, if someone hold the proceeds of sales for months in his bank account without explain in ​details the lump sums and backed with documents to proof it doesn't count anything.

Because the funds I used for proof of funds apart from my Sponsor's bank statement and little funds in my salary account I submitted, I opening my new account with N1,000 and the lump sums was transferred to the account on day 3, then printed the bank statement on day 4, still got my student visa approved.

In an event like this I make sure I left no stone untouched I explained the lump sums in details in my SOP&LOE, then backed it up with documents related to the property ( from first generation to the last )

I hope this help someone

Yes, just I said earlier, some people have done that Here I mean sending lump sum close to date of submission and still got approval. Truth is this things basically rely on how you word your SOP and the VO handling the case.
The best way to usually checkmate this is demonstrating the availability of the funds making an expense.
In conclusion, supporting docs as you said is one of the most important and how you use your SOP to convince the VO. In all, na to enter prayers once you submit application.

Gentlesoul3268:
Thank you very much ZUBIZARETA for the good work you are doing here, God almighty will perfect all that concerns you bro.

Well what I noticed is that if someone lack of documentation to backup his claim that the propose study funds is raised from the sales of property and no details explanation of lump sums in the bank account is Red flag.

Also, if someone hold the proceeds of sales for months in his bank account without explain in ​details the lump sums and backed with documents to proof it doesn't count anything.

Because the funds I used for proof of funds apart from my Sponsor's bank statement and little funds in my salary account I submitted, I opening my new account with N1,000 and the lump sums was transferred to the account on day 3, then printed the bank statement on day 4, still got my student visa approved.

In an event like this I make sure I left no stone untouched I explained the lump sums in details in my SOP&LOE, then backed it up with documents related to the property ( from first generation to the last )

I hope this help someone

Amen..

Yes, just I said earlier, some people have done that Here I mean sending lump sum close to date of submission and still got approval. Truth is this things basically rely on how you word your SOP and the VO handling the case.
The best way to usually checkmate this is demonstrating the availability of the funds makking an expense.
In conclusion, supporting docs as you said is one of the most important and how you use your SOP to convince the VO. In all, na to enter prayers once you submit application.

Bunmijab:
Hello everyone

I've been silent after I got delayed in 2021 but somehow I got the motivation to reapply and this time on my own.

A family friend applied previously for me(who is not different from an agent) but I just want to ask can I create a new GC keys or I have to request for the details of the old one and use that?

If you don't have access to previous GC Keys login then you can create new one. Fill the UCI in the immigration forms and the new portal will be updated with all your details

Augrere2022:
Why should someone hold his/her PoF for 4 months before apply?
So if the person happens to sell a property does that mean he should hold the proceeds for 4 months before applying?

Or do you mean statement of account for 4 months?

Honestly, there are cases where account can be active and inflows is running to 100s of millions within 6 months and he planned to use said account for the application, those that mean the person should still hold such fund for 4 months?

Omo, I’m honestly finding it hard to understand the reason behind it.

I know someone who only had his PoF for 7 days before applying and they gave him visa for 10 year (visitor).

My understanding of account is for the person to demonstrate that he/she has some kind of steady income.
Because I’m sure it makes not sense I keep 30m in an account for 4 months why the fund looses value, and no any other transaction taking play on the account.

I may be wrong!

First you don't make mistake of comparing a visit visa to study visa as the POF of the later is more scrutinized.
Also, if you sell a property, you don't necessarily have to hold the proceeds of sales for 4 months in your account. It's advisable to demonstrate the availability of those funds as solely for study by using part of it to make an expense for your study either part of tuition payment balance or GIC. However, some have submitted and gotten approval without showing this demonstration of availability though keeping the money in your account for an extended period also helps your case as it technically demonstrates its availability.
However, I think the person you are responding to meant duration of statement of account of 4 months imo.

Finally, what these VOs basically check out are:
Healthy opening balance
Sufficient closing balance
Volatile balances (sharp change in balances in the acct at different periods say for example, u have an opening bal of 7m in May then around June, the bal go as low as 100,000 then suddenly boost to 10million within next 1 month and closer to date of your submission). That's heavy volatile balance and VO can doubt the availability of the funds.

When your SOA doesn't satisfy the 3 points higlited above, especially first and 3rd, best you can do is demonstrate availability of those funds by making an expense for your education and also make sure you explain in details the lump sums and attach supporting docs.

Kate202:
Thank you.
I would also like to state that I'm not the one sponsoring myself, and I honestly do not have access to it. Does it matter if I'm not the one sponsoring myself? Pls help me.

If the person sponsoring you works as an employee then he or she needs to show source of their funds and how they made their money which payslips is among the supporting docs to show.

onyekachee:
hello Nora...did you use any property,I will be sponsoring myself but no property apart from my business...paid full tuition and already have my living expenses..I am just scared

What are you scared of? Certainly everyone cant have property...make sure your SOP is right and detailed. Have sufficient funds to cover your living expenses and miscellaneous and a Lil extra. Also sources of funds and all lump sums well explained with complete supporting docs. That's all.

Mairojesse:
Pls help me, my body is shaking right now, I need your advice on this

You have an active 5 years ban. You weren't aware of this before applying? Which year did you apply to Canada? Am certain you must have used am agent and wasn't aware of the closure of that particular application. I will advise you find the concrete date the ban started reading and wait it out till it expires.

Sorry for this.

stanmorry:
Greetings all!

They served me breakfast with refusal letter.

Please, I want to re-apply. Do I have to do it the same portal I created already or should I open another portal?

Someone please help me with the question

Thanks

Use same portal as long as you have the login details

oloyemeji:
Thanks , They are ready to provide all these except payslip as we don't have payslip and also no tax clearance certificate and they are not willing to drop registration documents, what if they deposit a lump sum into my account and do a gift deed will that be better than the later option which is sponsorship because I can't get all the documents you listed. Thanks

If they aren't willing to drop cac certificate and tax clearance certificate then they can't be a worthy sponsor. Whether they sponsor you or not, you must submit your payslip as long as you claim you are working and have been earning salaries. So better work towards getting payslips and attach to your application so as to avoid a very fast refusal
So who is depositing a lump sum to you? An individual from the company or the company as an entity? Whichever one, the CAC certificates and receipts, POs, invoices, quotes etc as applicable to them must be submitted to justify the source of the funds. Finally, you must add your payslips

oloyemeji:
If my company needs to sponsor me, what documents would be required from my company? Additionally, do you believe this sponsorship would serve as a strong tie to my home country, as I would eventually need to return and resume work with the company? do i need to still show my personal account statement?

Company sponsorship can be a strong economic tie if you explain in your sop how your proposed education will be a career growth for you personally, how it would also improve your future finance when you assume more senior responsibilities in the company on your return from Canada and most importantly how your education in Canada will significantly rub off on the company growth and finances by application of the skills and knowledge you will get from Canada.
Your case will also be helped if you can prove in the past how the company has helped your personal career growth.

And yes you will need to show your personal statement because you have claimed you are working there hence they expect to see your payslips and figures reflect on your account statement.
Personally I will advise you don't 100% write that the company is covering 100% of your expenses. Let the company sponsor just your tuition and you cover your living expenses.

As for documents company should add to support the application:

Let the company write a sponsorship letter stating why they are sponsoring you, with letter duly signed by a director and secretary or MD and secretary. Company’s 6 to 12months statement of acct, registration documents nd tax certificate. Then proofs u work in d company nd payslips.

Ray26:
Hello everyone l need ur urgent advise on this matter My brother was denied to boarding his plane yesterday by the airline agent at night because the agent wanted him to pay more tuition deposit and later was told that the plane was over booked so please wat does he do l need ur advise

What airline is this pls

Mamaoseme33:
Good evening my people pls I want to know if I can use a passport less than two years validity for my application? Una thank you o

Yes.

080Fadama:
Pls guys pls
I want to go for a one year post graduate diploma or certificate but is this risky because of the one year pgwp. Pls respond

Question is do you have resources for pof for 2 years? That should be your concern. When you enter Canada, you can always do another 1 year program and be eligible for 3 years pgwp.

Adeiyanu3:
Hello guys, help answer this strong question.

My wife applied for Canada visiting VISA about a month ago and yet to receive any response, however, I am also applying for study permit which study will start in January, but I also want to include my wife into my application for a spouse open work permit. HOPE THJS WILL NOT HAVE A NEGATIVE IMPACT ON OUR APPLICATIONS?

No. Go ahead with your plans

shanny001:
Hello, is there anyone here that applied for study visa for a one year college certificate program and got visa approved? Please note its not post graduate diploma/certificate, just college certificate with waec as entry requirements.

Yes. Many ppl.

Kate202:
Please someone help me, My company is being adamant to give me my pay slips, but I have my bank statement to show I receive monthly payments. Should I forfeit the pay slips? Someone pls help me answer?

Thank you!

Hmmmm. Tricky. Depends on the Visa officer handling your application. Many ppl have been denied visas simply because of this payslips and you can't tell me those people didn't show their statement of accts showing their salary inflow. It's a documentation they expect you to have as anyone claiming to be working is entitled to a payslip ordinarily with or without visa application. Am sure you know your next option.

oloyemeji:
Please what is the best way to explain lump sum, please it is urgent. Thanks

This question you are asking publicly, trust me you wouldn't get the response you want or you don't know the source and purpose of lump sum that entered your account?

Manlikethomas:
Good day house,please I have a question for the gurus in the house, I just got admission to canadore College Ontario, and my elder brother is my sponsor. How best can I show proof of fund,is it better he deposit the funds in my account or I just present his statement of account. My admission is for January 2024.please I need advice as I'm about submitting applications.

If you are working or doing business, then it's important you show your acct to reflect your finances no matter how small it is. Then as for your brother, you have the choice of either having him send some or all of the money depending on what the sponsorship is to cover. But no matter what, let your living expenses be in your acct. Then you back up with other supporting docs like sponsorship letter, gift deed, docs to prove his source of income and also yours if you are earning.

Ajokelawal:
Good morning house, please I am already in Canada currently holding a visitors visa, and I have an admission for spring term, I want to apply for study permit, will I need a proof of funds to apply since am already in Canada as a visitor.

Yes you need proof of funds. You even need more economic and home ties that you would have needed if you were applying from Nigeria.

MRtristan:
Good day house, I really appreciate the insightful info from this space and I would like to make some inquiry.
I have a property for rent, which was purchased in 2015, I completed the building early this year and started renting it out few months ago. I plan on using it for home ties and steady income while studying, i'd like to know if deed of assignment, survey plan and tenancy agreement is enough for the land documents? and for the land valuation, is it ok to use a local real estate company to estimate the property valuation?

Yes to all your questions.

blessedbest:
please anyone with police character certificate, please send to blisstech2017@gmail.com. its urgent. !!!!! please help a brother

You don't need this for your application.

Inayachem:
Good evening gurus in the house, my wife got rejected late August, reason not enough prove of fund and cannot prove of return after studies. I want to reapply and I have secured additional 10m in her account. Plz I want a guru here to help me on Sop and Loa. Thanks

Send a mail.