BY DONSIA
I'm not saying borrower shouldn't pay oh, in fact, why would you borrowed loan that you know very well that you won't be able to pay back in due time.. Buh then, Stuff happens.. In fact, let assume the DEATH IS INEVITABLE AND PEOPLE DIE.. then the distributed messages by this so called LOANERS is off a victim has lost his/her life to accident or stuff.. JUST IMAGINARY FICTON
And this type of message wasn't sent to those who know the person that has been ghosted already.. Won't it be like pouring salt to an open wound.. My reasoning ni oh.. No vex!

So, On December 23rd 2021, I received the random but yet so familiar messages from SOKOLOAN About A Victim (User) of thier services, the loan they're offering...

BY DONSIA
PERSONALLY, I KNOW THE PERSON CAUSE, THE VICTIM IS MY SECONDARY SCHOOL MATE WHOM WE DON'T EVEN TALK MUCH, JUST ONCE IN A WHILE CONVERSATION BUT I'M GOOD WITH THE PERSON

SOKOLOAN message context

Good day, s###### o##### l#### with phone no 081411###44 is a chronic debtor acting dubious towards an overdue loan repayment, until full repayment is made he/she should not be trusted with any form of transaction. thanks.

After reading the message, Immediately, I knew whom the victim was because prior to the day I got the message, I've seen a post around November 2021 where the victim did her wedding and she's pregnant already, she was damn heavy. Wasn't even aware, I was told and I merely congratulated her and that was probably the #8times I texted her for the whole 2021.. I'm saying to let you guys here know that we don't talk often as I've claimed above buh we're Good!

WHAT BRINGS ABOUT THE THREAD
I received another message this afternoon January 4th 2022 from another number but different undisclosed company.. Just a random picture and lending as thier public name and thier own message go as this

BEWARE OF A FRAUDSTER/SCAMMER

S####t o#####e l####i

Phone no 081411###44 OR 081446###43

FOR DUPING A LOAN FIANCING COMPANY OF A SUM OF MONEY. THE PUBLIC IS HEREBY ADVISED TO DESIST FROM TRANSACTING BUSINESS WITH HER TILL SHE IS ARRESTED AND WILL BE POSTED ON OUR SOCIAL MEDIA PAGES(Facebook, whatsapp & Instagram). IF FOUND PLEASE REPORT TO THE NEAREST POLICE STATION

YOU MIGHT HAVE PROBABLY BEEN WONDERING HOW IS IT MY OWN RIGHT.. I SWEAR IT'S THE ATTACHED PICTURE OF THE VICTIM

BY DONSIA
Probably, had it been its just a message that picture isn't attached on, I swear, I might have ignored as I've always been doing whenever I get sort of messages like this.. Buh immediately I saw the attached picture even without downloading it, I lost my cool.. Not that I'm related to the victim oh but because THIS SO CALLED COMPANY with the public name of LENDING Do outside the terms of conditions that guide users privacy policy and they knew if legal action is to be taken and someone decided to fight em, they'd probably end up being the one paying the victim.. So they decided to fight their victim(s) dirty

MY OWN OUTBUST THAT MADE ME CREATE A THREAD

BY DONSIA

You're mad!
You guys are literally behind the reasons why so many people are committing suicide.. You're one of a factor too
I've been getting tons of this spamming from you.. Person borrow loan, once payment isn't made, the next is to they tarnish images.. How i wish I can let you know the meaning of Users *PRIVACY AND DATA*.....
You come even attached image join upon all the fucking texts you guys have been spamming me with...

See eh, I know the person but to hell with you and your so call *SUM OF MONEY!* that you decided not to disclose which I'm very sure it's not up to #10, 000 naira seff buh yet, you're so happy tarnishing one's image through the social media even disclosing every things that's meant to be private with you and your company.

Now, it's your own money that the amount can't be disclose right
Buh you're happy exposing someone life, endangering it.

if you're the type that read messages carefully, you guys will definitely see the act of madness and manner of unprofessionalism that the second company use in tacking thier customers... And it's a DELIBERATE act cause if the tides should later turn around, they would be the one to lose at last

BECAUSE I HAVE THE VICTIM LINE and I know she hasn't been active both on WhatsApp and Facebook, I decided to call her because on norms, mostly when it's new year, I do call almost every on my contact list even sent personal messages aside on social media buh she didn't pick up at the second attempt, so I stopped calling her


THE FIRST ATTACHED PICTURES IS MY WHOLE CHAT WITH HER LAST YEAR

Here is SOKOLOAN message.

BY DONSIA
I had to go through my messages and reply to it today 4th of January 2022 in order for me not to lose it and it stay at the top of the second company

And here is the ANONYMOUS COMPANY that can hide its own name and the sum of money thier victim are owing them by fighting dirty but they can go extra mile my attaching pictures of individual victim just to be at the receiving end. Thier own message context seff is like that of a criminal..

BECAUSE OF THE ATTACHED PICTURE, I HAD TO GO THROUGH THE PROCESS OF TYPING WORDS BY WORDS

BY DONSIA
I DECIDED NOT TO DOWNLOAD THE ATTACHED PICTURE SINCE I KNOW WHOM THE VICTIM IS PHYSICALLY AND SINCE I DO NOT DOWNLOAD IT, I DECIDED TO TO TOUCH IT (BY BLURRING)

Mods please push forward
Cc
Freiburger
r231
Seun
Lalasticlala
Mynd44

2022

Nigerians don't read terms and conditions.

People wey dey borrow money, most of them dey move from one problem to another problem. Majority of them can't pay back the loan. Those companies too, they need money to continue their business.

The matter get as e be.

This is serious

Hmm.... People in my contact list are either very comfortable or they always repay their debt on time because i've never received any text from these so called loan companies.

lets end this once and for all

like for nigeria and share for loan

Pa

Your thread reads "... and their contribution to suicide". Am I the only one who doesn't understand that part?

It’s just the 4th Day of the Year
And you have borrowed money from
Your Network provider Again �
New Year New Me In The Mud

They did same to my guy.
Person wey be millionaire o, had a few lands.
He ran out of cash working for a client.
Naso the yeye client no pay him in time and him don forget about the loan sef.

These loan guys no get joy. They called to remind him and as him dey run around to to get money to pay back, his pictures and that their wicked message don circulate Lagos, don even reach village, even to potential clients.

Baba just lean immediately.
The guy no get himself for 2 months.

Worst part be say the loan app no retract their messages or apologize after him pay Dem off oo.

Just avoid those guys abeg

Frank25:
lets end this once and for all

like for nigeria and share for loan

70 years old man oh!

This bastards have to be checked and highly regulated, close them down if needed or cite them for half of thier networth,they will have sense then

Everything that has advantages gat disadvantages...

Nigerians are terrible bunch...they don't like repaying borrowed monies.

Got no sympathy for defaulters.

This is crazy, because it’s Nigeria and they feel they can do things like this and go free. But seriously, don’t borrow from them if you can’t pay please.

loan sharks should be banned in the country

but the other reality is that Nigerians are terrible debtors, they won't prioritize paying their loans unless they are forced to

I have a cousin that wants to borrow from this loan shark they want to borrow him 10,000 to pay back 17k in less than 2 weeks, I decide to borrow him the money myself even though he's previously owning me

Up till now, he has not made mention of repayment for over three months he earns over 150k per month, carries his girlfriend to club severally yet owns me, even new year or Christmas message I no see

another female cousins own me some huge amount, the annoying one is an elderly and respected neighbor owning me 5k yet greet me and relate as if nothing is happening even when the due date has elapsed for months

Nigerians are terrible debtors, their first mentality is getting away without paying what they borrow, repaying is the last option for them when every other option fails

Look at the criminals. After borrowing, you don't want to pay back... After committing suicide let your dead bodies and organs be sold to pay back the loan.


Can you imagine this rubbish. This is why you should avoid poor people in all that you do.

Poor people will reck your business no matter what

How can someone borrow you money and you don't want to pay back. Then you claim rubbish and commit suicide.

Let them die

We have too many fools in the country already.

Every Nigerian has criminal tendencies and you can see it here

Fools.

Loan companies no contribute to any suicide. Why una dey borrow money wey una no fit pay back.. Loan defaulters are thieves

I have received many messages from these sick loan sharks but this one (attached) was the most annoying. I was so annoyed i had to respond.
Loan companies all over the world are facing the issues of defaulters and there are laws protecting their interests. But this is Nigeria where it is legal to be lawless.

Even Nigeria dey owe china loan

If I were these debtors, once you message my contacts, just forget the money. Nothing would ever make me pay you back.

To be honest, Nigerians are just assholes. In Nigeria, you borrow your friend money and you lose both the friendship and the money. Why must you apply for a loan that you don’t any reliable means to foot the loan? Even if they charge 40% weekly, your predicament shouldn’t be a yardstick to accept. The moment you accept the terms and conditions, you should be prepared to face the consequences if you default.

You put up a pathetic face when approaching for friend for a loan then you start acting up when it’s time to pay back. Nobody gives at dier convenience. Say I help u no mean say I no get Wetin I want use money do.

If you want die, die. Which one be “do you have any 60k you’re not using?”

I once met a Nigerian in Canada who opened 6 accts frim different banks, acquired credit card and spend the money on phones to resell in Nigeria for quick turnover. Things didn’t go as planned and his credit score was badly affected. Now he’s due for PR but his bad score is haunting him. E no make sense.

Ok

But I thought Nigerians are wealthy people as always portrayed on social media

Young ladies and men buying mercedes Benz and mansions everday