Personally speaking it an appreciation.

Calling a woman an asset is never an insult,right from creation a woman should be an asset to man. What is an asset? Asset is some thing that has value or appreciates
in value. Some one can be of great asset to a family,nation,husband or wife,or even your generation,depending on ones achievements.

In that case, I need to do an income tax addendum.

It not bad o!

better to be an asset than a liability.