HRSweetness:
This saying your rent should be 1 month's salary, please where do you live? What kind of shelter would that be?

malcom1X:


This story isn't complete if you didn't tell us the part where you learnt programming and what programming language.

yemmit90:


Is like you don't know that alot of jokers and unrealistic people full Nairaland.

Except you earn 300k and above, there is no way your 2 months salary will cover your rent if you stay at city centre. Some in the name of cutting cost will get cheap apartments at remote areas and end up spending ×2 of the same rent on transportation.

Edoziesmart:

Which work do you do to earn 3M monthly?

I believe you are lying because you can't be earning such huge salary and don't have your own personal building even if village people is following you.

asobo1:
NSPPD right? What God Can Not Do Doesn't Exist. Do you mind contacting you?

caandi:
I tap into this grace for my baby brother and more as he studied computer science and is undergoing his programming skills/courses
I praise God for you
You’re doing well

Aduke96:
Any angel should please help a fresh graduate with a paying job at osogbo.
I really need to survive.
God bless!

staga:


Someone earning 100k a month in Abuja has no business living in Gwarinpa or anywhere inside town. Maybe in Nyanya or Mararaba or Lugbe or Kubwa.

It is just that we do not have a culture of riding bicycles in Nigeria and bicycle lanes were not created the way you have them in places like Utrecht, Netherlands. Otherwise, we should all be cycling and forget plying of buses and paying all kinds of transport fares.

You get your house in a cheaper location, and you cycle to work and back. It will also help to reduce the traffic. If I was the president, I would introduce a vehicle schedule where those whose names start with a particular alphabet can only be allowed to drive on certain days.

turmacs:
How many times una wan ask this question? Something a simple Google search can answer. Multiple threads that made front page have created on this same topic but one stupid mod still decided to push this to FP. All of una for this forum they mad....Don't go and plan on how to start building your own house you hear? Idiot. Dey ask percent of your salary wey you go pay as rent, rubbish man. Na your mate dey build mansions for festac up and down and Marry young women like us at an early age. You still dey pay rent, nonsense. Stupid men like you are the reason a lot of beautiful young woman like us are not married yet.

Gentew:


Side chick is my major problem

Pussykills:
Please I need sincere inputs. Those leaving with someone, please don't derail this thread. Just read an learn.

I'm planning on relocating to new area in Abuja but I'm really confused if 20% of salary is too much to pay for rent.

Where I currently stay lacks some amenities and I pay 10% of my salary for rent.

What percentage of your salary goes to rent? How much do you think should be the ideal percentage of salary for rent??

I think the right percentage would allow for proper saving to allow one build his or her own apartment.

Thank you for your responses.

elipheleh:


Humans and doubts sef.

I started learning programming while in University.

Graduated from University 2010

Searched for job for 5 years. Most of my mates were already working.

By 2010 was when I got my first job and started working for CONTEC as a Network Engineer till date. I still won't quit this job. My ID card is like Immigration own. And it clears road for me everywhere as far as police and others are concerned.

I self taught myself programming for 14 yrs starting in Uni days. Then before getting my first good paying programming job last year 2022. So for 14 years I was building my skills in Computer Languages.

If you must know I'm into web development. See my current skills:
Php
Jquery
Laravel
Mysql, mariadb
Css, html, bootstrap
Javascript
ReactJS
Java,
And still learning more...

I have other skills:
A little of penetration testing. That is hacking
Linux server administration
Mechanical Engineering graduate.
HVAC
Computer hardware repairs
Computer Networking (that's part of my job in immigrantion)

At the remote job in USA, I am the only programmer there. Full stack developer. Pay is 4k usd

And I will also take up a role soon as a Mod. That's another 4k US dollar


Why am I taking my time to respond to your doubts?

I'm only encouraging guys here. Don't give up. Keep working legitimately and honest jobs. Improve your skills all the time. There's no limits. There's nothing God cannot do for you. Just believe.

This too can happen to you or anybody.

Viking07:
The average Abuja salary starts from 50-70k. 100k is considered a good pay in Abuja. Now which part of Abuja can you rent a decent 1 bedroom apartment with 200k(2 months salary)?

Nigerians in general are suffering from hyperinflation but nobody cares. Price of items keeps going up while salary remains constant. People now use their 3-5 months salary to pay as rent. In gwarimpa. A selfcon is between 900k-1m. How many Nigerians earn 500k monthly? Lol how many can even boast of 200k saved in their accounts at any point in time? We’re joking in this country.

PS: There’s a difference between Abuja and FCT. 😁😆. Gwarimpa, Garki, Maitama =Abuja
Nyanya, gwagwalada, bwari, Kuje =FCT.

efficiencie:


[20% - 50%) of your salary is not bad to afford some luxuries. [50% - 100%) of your salary is risky. More than 100% of your salary could be catastrophic.

elipheleh:


Lol. I know it sounds crazy. I work 2 jobs

Job 1.
CONTEC Global. We produce expertraits CERPAC cards (Combined Expertraits Residence Permit and Aliens Cards) for the Nigerian Immigration service. It is the Nigerian residence permit and work permit for foreigners living and working in Nigeria.
Just Google the company CONTEC. The salary is very very small. Not up to 150k in naira monthly.

Job 2.
Second job is programming job for a USA company. I work remotely. Salary is 4k US Dollar (ie 3 million naira) monthly. Soon to be increased to 8k monthly.

Modified
I return all the glory to Jesus Christ. He is the doer.

Edipet:
please which area of programing?

4Humanity4All:

Do they approach you or you approach them?

Obavoh:
I live in my own personal house with my family. The only thing I spend on is minor repairs and here and there.

I believe you shouldn’t use more than 2 months salary to pay rent.

Invest in a land as cheap as possible even if it is in a rural area. You can lease it to someone to farm on if you are not financially buoyant to start building.

You also don’t have to wait till you have millions to build, start a little project such as a 2 bedroom, you will never regret it

elipheleh:


Humans and doubts sef.

I started learning programming while in University.

Graduated from University 2010

Searched for job for 5 years. Most of my mates were already working.

By 2010 was when I got my first job and started working for CONTEC as a Network Engineer till date. I still won't quit this job. My ID card is like Immigration own. And it clears road for me everywhere as far as police and others are concerned.

I self taught myself programming for 14 yrs starting in Uni days. Then before getting my first good paying programming job last year 2022. So for 14 years I was building my skills in Computer Languages.

If you must know I'm into web development. See my current skills:
Php
Jquery
Laravel
Mysql, mariadb
Css, html, bootstrap
Javascript
ReactJS
Java,
And still learning more...

I have other skills:
A little of penetration testing. That is hacking
Linux server administration
Mechanical Engineering graduate.
HVAC
Computer hardware repairs
Computer Networking (that's part of my job in immigrantion)

At the remote job in USA, I am the only programmer there. Full stack developer. Pay is 4k usd

And I will also take up a role soon as a Mod. That's another 4k US dollar


Why am I taking my time to respond to your doubts?

I'm only encouraging guys here. Don't give up. Keep working legitimately and honest jobs. Improve your skills all the time. There's no limits. There's nothing God cannot do for you. Just believe.

This too can happen to you or anybody.

fashrola:


Well lot of people earn so much in Nigeria, my one month salary can afford me a 3 bedroom detached building in Uyo at Ewet Housing estate or Shelter Afrique (Highbrow area in Uyo)

But since no be my papa work, I had to save and build to enjoy my fruit of my own labour rather than getting unnecessary hbp for rent annually...

Strokes:
A fraction of your monthly income(not even a whole) should go to your yearly rent.

I suggest you have more than one source of income sincerely.

Depending only on your salary is dangerous no matter how much you earn.

About buying land in a rural area, I don't subscribe to that at all, you must raise your children in a good environment. Fortunately the amount spent in building house in the rural area is the same for urban area.
They won't sell a bag of cement to you for 1000 just because you're going to use it in a rural area.

I advise people to look for food money even if it means taking a loan to buy land in a hood location.

Someone I know bought two plots of land in a particular location for 60m and after two years when he was ready to build a supermarket, he was approached to sell it and offered 150m, is that not good business?
He didn't sell it anyways,but imagine he wanted to do business with it, he would have made close to 300% profit.

yemmit90:


Is like you don't know that alot of jokers and unrealistic people full Nairaland.

Except you earn 300k and above, there is no way your 2 months salary will cover your rent if you stay at city centre. Some in the name of cutting cost will get cheap apartments at remote areas and end up spending ×2 of the same rent on transportation.

tosyne2much:
If care is not taken, a lot of people are going to develop depression on this thread

So many liars and unrealistic people .. Abi is it not the same country that inflation has crippled everything to the extent that a lot of people will even struggle to afford their rent with four months salary

walexsho:

you work in Ikeja as a case study
you earn 150k salary
a decent Room/parlour self con rent in Ikeja is very close to 1m... and you get a very nice 200k Room/Parlour self con at Sango/tollgate outskirt Ikeja with just 1k tfare per day.
Will you rent a house at Ikeja all in the name of City guy?

mediclife1987:


With the concomitant inflation swallowing it all up.

There's really not much profit in reselling lands jarey; the profit comes in using the land for something tangible, like the supermarket you mentioned up there, or a hotel, or renting or anything; but selling that land.

elipheleh:


Na Jesus Christ run am for me.
Just 2 years ago I was in premium poverty and lack:

* I borrowed to marry. I couldn't even pay once or twice or even thrice. It was paid in installments.
* I couldn't not afford hotel for honey moon.
* I could not afford hospital fee for delivery.
* I could not afford house rent.
* Even feeding sef was war

I begged for all these things.

I joined an online prayer platform ([b]NDPPD LIVE ) on youtube every 7am from Monday to Fridays. where I prayed my hearts out, in less than a year, Jesus Christ turned my life story around. [/b]

QuinModah:
You are smart, in the east, people no longer build on the land they lease it to you for 5-10yrs

evictor305:
Your rent should not pass what your 3 or 4 months net salary can cover. That means if your net monthly salary is 100k, your rent should be between 300 or 400k max (Note: NET salary o). That means you will have to be saving 25k out of the 100k to meetup with your annual rent. That's around 25% of your net salary. Hope you understand

mediclife1987:


Hmmm, na we Yoruba dey mumu quick sell off our lands.

Very stupid tribe we are.