I saw this somewhere and I thought I would share it here:

A reply from CEO of J.P. Morgan to a pretty girl seeking a rich husband

A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

I'm going to be honest of what I'm going to say here.

I'm 25 this year. I'm very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above.

You might say that I'm greedy, but an annual salary of $1M is considered only as middle class in New York.

My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married?

I wanted to ask: what should I do to marry rich persons like you?

Among those I've dated, the richest is $250k annual income, and it seems that this is my upper limit.

If someone is going to move into high cost residential area on the west of New York City Garden(?), $250k annual income is not enough.

I'm here humbly to ask a few questions:
1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches are only average-looking? I've met a few girls who don't have looks and are not interesting, but they are able to marry rich guys.

4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)

Ms. Pretty

A philosophical reply from CEO of J.P. Morgan:

Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor.

My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I'm not wasting time here.

From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain.

Put the details aside, what you're trying to do is an exchange of "beauty" and "money" : Person A provides beauty, and Person B pays for it, fair and square.

However, there's a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can't be prettier year after year.

Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It's not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later.

By the terms we use in Wall Street, every trading has a position, dating with you is also a "trading position".
If the trade value dropped we will sell it and it is not a good idea to keep it for long term - same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or "leased".

Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.This has better chance than finding a rich fool.

Hope this reply helps.

signed,
J.P. Morgan CEO

All I can say is.....NO ONE IS EXEMPT from being BROKE nor RECESSION PROOF. Just like the "gold digger" can blow up the size of Goodyear Blimp and become uglier than Wesley Snipe, so can "Thriving CEO's" can become BROKE and DIRTIER than Mr. Cork in matter of seconds.

It is obvious not all Chief Executive Officers are common-sense intelligent.

Mrs.Chima:
All I can say is.....NO ONE IS EXEMPT from being BROKE nor RECESSION PROOF. Just like the "gold digger" can blow up the size of Goodyear Blimp and become uglier than Wesley Snipe, so can "Thriving CEO's" can become BROKE and DIRTIER than Mr. Cork in matter of seconds.

It is obvious not all Chief Executive Officers are common-sense intelligent.

So in other words, you are justifying the gold digger life? You would notice that as a last comment, he recommended that the girl should go get rich herself instead?

Mrs.Chima:
All I can say is.....NO ONE IS EXEMPT from being BROKE nor RECESSION PROOF. Just like the "gold digger" can blow up the size of Goodyear Blimp and become uglier than Wesley Snipe, so can "Thriving CEO's" can become BROKE and DIRTIER than Mr. Cork in matter of seconds.

It is obvious not all Chief Executive Officers are common-sense intelligent.

Hey there!
Pls leave this issue to sensible C.E.Os to discuss.

Go back outside and sulk!

Great depreciation value? Will the value be lesser if she were ugly? I don't see any marriage forthcoming whatever the case may be. Cos even good character value does depreciate.

Rocktation: Great depreciation value? Will the value be lesser if she were ugly? I don't see any marriage forthcoming whatever the case may be. Cos even good character value does depreciate.

You are wrong my dear.
Good character can never depreciate because you get wiser everyday.
Those values that you have inside of you are the only thing we have as humans that can appreciate after age.
And if you invest in it eventually they radiate outwards from within and people see you as more beautiful everyday

Well, if you say so. All I know is that people change. I've known men that shared this same ideology but came back singing different tunes, some few years down the marriage road.

Rocktation: Well, if you say so. All I know is that people change. I've known men that shared this same ideology but came back singing different tunes, some few years down the marriage road.

So in other words we should just marry for money then and forget the whole character crap?

In other words, we should just get married. Irrespective of how we quantify the values, warranties don't really exist for naught. He's a biz man and should be familiar with risks.

Rocktation: In other words, we should just get married. Irrespective of how we quantify the values, warranties don't really exist for naught. He's a biz man and should be familiar with risks.

I understand you.
You see what OP is saying is beauty will fade so if you get married becuz of beauty you will be running at a loss.

He's indirectly saying build your own values.
Values will always be with you. Like if you learn to drive a car today, even if you dont touch the wheels in 2yrs, the day you finally get down at it, it still all comes back to you.

So if you are getting married weigh your pros and cons. . .while you are considering physical beauty that will fade, look for values too as they are the only beauty that can appreciate.

Hmmn...it's one way to look at it but, ok.

breezy047:

I understand you.
You see what OP is saying is beauty will fade so if you get married becuz of beauty you will be running at a loss.

He's indirectly saying build your own values.
Values will always be with you. Like if you learn to drive a car today, even if you dont touch the wheels in 2yrs, the day you finally get down at it, it still all comes back to you.

So if you are getting married weigh your pros and cons. . .while you are considering physical beauty that will fade, look for values too as they are the only beauty that can appreciate.

God bless your father. I will never forget this

this analysis is right on point. beauty is a transitional factor. gold diggers have nothing 2 offer n dats why alot of em are single. the analyzer is pin point accurate

We can use internal rate of Return(IRR as well as ROI)for the above analysis