larride:


Yes, we get it.

"Pay Out"
"Debt"

The koko is that he's agreed to pay you back, whatever you both term the money is really inconsequential if you really wanted this to get resolved and be settled. Whether its Pay out money he's refunding you or the debt he has incurred on you, the koko is that he has agreed to pay them.

Let this matter rest abeg.

unfollow the thread if you're tired of reading my posts.

skyface00:
Sister Babe3! Do you sometimes wish you could hit the replay button & start over? Well, you can't. There's no going back. Press on. Persevere. Trust yourself

Don't hate me, truth is bitter but it's must be told

Mo ti gbo. Elejo wewe.

freecocoa:
BABE Really, don't take this the wrong way but I really have to ask, not that you have to answer anyways

The reason why this thread was created us that coogar is supposedly a liar and needs to be gotten rid off, why then is it an issue if he says the agreement is to rid yourselves of each other? Shouldn't that automatically end this all, alongside the shout saying that is.

Girl are you sure you are ready to let go?

He said the money he was paying me was a "pay out".
It wasn't. It's the money he was owing me. Get it?

skyface00:
We all make mistakes but not all learn from it , I hope she sees beyond coogar, because thousands of him still coming

Thousands of coogars and arifs will come your way. Amin.

coogar:


worked in NY. i never said he was based in NY.



they are super consistent!
you are about the only one left trying to justify your waiting for me. arif is a fixer. i agreed with her to pay so we can be rid of each other. it was a good offer!


of course! if i use my UK card in lagos for a purchase then it's a fraudulent transaction. can you stop talking, please?

you've started again? what is it again with lies? You'd say anything to keep this alter ego of yours afloat, including eye-popping lies.

The agreement was, don't say shìt against me....and vice versa. What is wrong with you??

skyface00:
Babe3 seriously u no get little shame 4 body, u are not suppose 2 be talking at all gush

U need hot slap to bring u back to ur normal self . I see why a lot of mother refused 2 let go of their girls, u can't take care of yourself, just allow half smart guy 2 rubbish u like dat, 1st mistake could be error but 2nd it's a choice. Dis ur choice and I have no atom of pity on u. I just hate coogar for being rude and who doesn't know when to stop

Go fùck yourself, please.

larride:


The question you should ask yourself is if you want this to be settled or not, both of you have to meet at a middle ground unless both of you wants to go the high way.

I wish you best of luck in whatever you want to do though.

were you not here yesterday when he accused me of photoshoping a whatsapp convo?

lets now say the convo is between us two alone, and he promised to pay a certain amount at a certain time, or we agreed on something, and things go left. If I bring the matter back on NL, don't you think he'll accuse me of photoshoping again?

So I have to be extra careful here. Don't I?

larride:



Why must Jaykay3, jaybee or r231 be around whenever you guys want to communicate, they weren't there when you guys started going out and rolling things, its better of you both communicate and resolve this issue without any 3rd party.

Always keep/record the conversation as evidence in cash things go south.

they HAVE to be present. I don't want some people to accuse me of photoshop so I need witnesses when I converse with him henceforth.

Simple stuff.

coogar:


hehehehe
i don't want to have any private convo with a convicted felon. surely, you must have other people that are more credible.

Ok, sir.

Whenever you're ready to comply, come find me.

In the meantime, the evidence keeps stacking up.

In your words, " tick, tock ".

goodnight!

coogar:

babe3, if you are reading. contact me, lemme pay what we agreed. this circus has run its course. i hope you have gotten what you wanted.

Haaa... uncle coogar.. I should contact you solo? Kim-possible. Ko possible. You're capable of tooooooo much evil.

Whenever we have a conversation, it has to be between

You, me, justkay3 and jaybee

or

You, me, justkay3 and r231

or

You, me, justkay3, jaybee and r231.

That is my term, sir.

and no, the term is non-negotiable.

freecocoa:
So what was really happening when two people were feeling like they can die for eacth other after a hot round of you know?

hormones... biology...dopamine...

freecocoa:
Really BABE? I Don't even know what surprises me more.

what did i do ma?

wonlasewonimi:


Your egbon JustKay3 no fit call me a child not talk of hunchback midget like you... So in the interest of global warming and the carbon emissions produced when you open your mouth.... I repeat STFU!

Headlamp1:



Its ok babe. Atleast you understand what he means by a payout. That's a sign he's willing to sort issues out and pay you. And that means you have to dialogue offline as you guyz cannot discuss that here.
You will get your money back.

I've been getting my money back for the past 6 months. This man lied to my mother that he's sent the money and I can go get it. I got to WU office and no money was sent.
Shouldn't that show you he's an unrepentant scammer?

if he wants to pay me back, he should come correct. He shouldn't call it a pay out. He's calling it a pay out to make me look like the liar. And I won't accept that.

See, I'm fine with justice being served and not getting the money (I know he doesn't have it). But if I do get MY money back, that's a wonderful bonus. But calling it "pay out" won't fly.

Btw, the 4k is just the tip of the iceberg. Still compiling the evidence.

coogar:


what's the pay out ?
it's 1.22am. you are 5 hrs behind me. i need to hit the sack. enough of this roller-coaster. how much do you want in compensation ?

You're a MAD. Very MAD in fact. God punish you.

pay out ? compensation? You really have the effontery to make me look crazy for wanting my money back and calling you your name...a scammer ? No. You can't make me look crazy.

Pay out? Pay me out for what exactly?

You think this is about heartbreak or not wanting to leave you alone? You've gotten it twisted.
Have I called you since the I broke up with you to discuss any nonsense ? The only time you heard my voice after the break up was when you lied to my mum that you've sent me the $4000 you owe me via Western union. I got to WU office and there was no money sent. Then I called to curse you the fùck out for having the guts to deceive me again. So what pay out are you talking about?? Pay out for stalking you after the break up or what? I'm confused?


Nigga, this isn't about heartbreak. I've since gotten over you. Who wouldn't be happy to get over such a leach and a liar?
This is about justice, the 1000s of people cards you've stolen, and the 10s of girls you've duped.

This isn't business as usual for you brah.


Come at me correct. Fùck you and your "pay out". It's the money you OWE me, not a fùcking pay out.

Come at me correct.

You're a scammer and you owe me money, not a pay out.

has he explained why the billing address of the payment he made was linked to a middle age man in arizona?

darkenedrebel:


do it.. You may be bluffing. ..na all mind games & psychiatry

Have it uploaded & i would forward it to a hommie first thing tomorrow to help verify if it has been altered in any form or not. ..you have my word on that

cool

The only thing he has denied from the evidence i proved is that I photoshoped the card details into the conversation. coz he knows admitting that part will prove beyond reasonable doubt that he's a fraudster.

If I make amd upload a video carefully scrolling through that whatsapp conversation on my phone... would that clear the doubt? coz you can't possibly photoshop a video recording.

shymm3x, darkenedrebel, bennyrazz, apotek, toby77 etc

coogar,

I won't counter your numerous lies by word of mouth. So continue entertaining your minions with your lies. I knew what I was getting myself into before this saga started. I know you (now). Your reputation on nairaland is important to you and you'll find any means possible to make wriggle your way out this. This is how you make a living.

So I'm not even shocked by those lies you're telling.

Bennyrazz, God bless you for those questions.

Shymm3x:


However, you're not a kid and you should know what it's about. Don't lie, you were madly in love with coogs, no? Just take time to heal - it's life, shyte happens. We have all been victims of one thing or the other at one point or the other in our lives. How we learn from that experience and make sure it never repeats itself is what makes us stronger.

I like the both you. But I dunno - love causes madness from time to time, hence I stay away from it as far as possible.

How much is the whole money that was charged back?

charge back? a whole lot. a whole freaking lot. different places/websites/companies.

Shymm3x:


I saw it and I know what's going on. Every Nigerian person from the UK knows what is going on. When they tell you ya bank will crash like the Lehman brothers and with the right deets I can fix you anything - you know what time it is. My little cousins, nieces, nephews et al can detect naij things from afar.

You are from naij, how come you didn't know what is going on? Don't tell me you are naive - you can claim being madly in love as the reason and I will believe you. When someone keeps sending you card details loosely, that alone should tell you something is wrong, regardless if it is from an "accountant". So why didn't you tell him to stop? And who tells a naij person from a next country to pay for anything via card details, especially with something as personal as school fees?

I'm sure you know you're somewhat complicit in the act but ya holy grail is to report first - once you do that, you'll most likely be exonerated and this will be treated as a next naij chat room scam. And you're a lady so you should enjoy the privilege as well.

Regardless, I think the both of you need to talk like adults and find a common ground somewhere.

ok shymm3x. thank you.


kimoni, I already said that I was already suspecting him at this point hence my tone in that conversation.

it's like a wife suspecting her husband of cheating. she'll make statements like "one day I'll catch you red handed with you and your numerous girlfriends". It doesn't mean she knows for sure that her husband is cheating. That statement only came from her suspicions.

I never intend/intended to scam anyone or be an accomplice. I have evidence to prove that. I was stupid, yes.

I am going to the authorities. I'm fùcked anyways when it comes to my credit score and records of charge backs. Too many things have been done to my name already because of his fraudulent ways. Like cococandy said, what does keeping quiet do knowing that it all these charge back will catch up with me (some are already catching up with me)?

If I do time (which i doubt) for whatever offense the authorities say I commit, you can all agree with me that coogar will do time too, a lot more time.

If I can't get my money back, wherever I am, I'm satisfied that he's been punished for his crimes. A bunch of other girls will be satisfied too.

coogar:


she cannot do that - she knows this herself. what she had done was carve out the areas that could be edited to make me look like a criminal.

it's a 2-way thing. i have the entire chat history but i ain't playing my hand just yet. she should take this matter to court. all these NL dressing na show-off!

2 way thing that you're a fraudster or?

and I thought it was photoshoped?


or you're saying you didn't actually send 5 different cards to me in less than 2 hrs??

airmark:


Nice try to shield the scammer. You can call any sensible person around you to interprete the content of the graphic below. The lady was n't smart sha. But truth is coogar has bamboozled her.

I used the term "monopoly money" because he never has cash. it's always arif this arif that....
and at that point in the relationship, I was already suspecting he's shady (and hoping he wasn't).

coogar
the authorities will get the bucket load of evidence once we are through gathering them.

That's the charge back.
had to pay via cash/wire transfer coz the school stopped accepting his fraudulent cards.

shymm3x

airmark, darkrebel, emaprince, follypimpi, cococandy, caracta, ifyalways, nihilist, raumdeuter, maziomenuko, toby77, coded01, bimffo, tval, aareonokakanfo, pietrorico, fellis, apotek, stfuareyougod, dhelake, ishilove,
elymaxiimus, chic2pimp, freecocoa, moana, timbuktou, peeparty, kingtom, chillisauce, odunharry, ralphlauren, burntpalace, kolade453, afrococ2, uniquegem, danbrowndmf, abumikey,
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danyel09:
soo are you trying to say the Olympics allegations are false ?

me ? olympics? I wish. Let him prove it na. he even said I saw usain bolt. lol.

if there's one thing he's good at, its his ability to weave up a lie quickly and smoothly.

jaybee can testify to this now.

fellis:

"Older" boyfriend?
He was just five years older naaaa. . . .not much age difference.

I was 18/19 when we started.. I was 29/30... can't remember. he kept changing his age.

Mynd44:

So everything you bullied me, Sexkillz and everyone else was under the influence of love? Wow......that was touching.


I am sorry I called you anorexic Sha.

But this thing about the Olympics........okay

lol. more or less.

bonnie and clyde stunts. Apologies too.

lolaluv1:


Quite unbelievable oooo.
BABE3 is an intelligent girl. How did she get here

meeting him is one chapter I wish to rewrite if given a chance.
I hate to sound all victimy and whining-y but before I met him on nl I was never really troublesome on here. It was after I met him that that pseudo-confidence came to start insulting people left and right on here. You know that yeye confidence you get when you get an older boyfriend. I'm really a quiet girl. Jeje-lomo. lol.

caracta, bless you. I was blind. I'd never support fraud. I never knew it was fraud. He has a sweet mouth. He had an explanation for everything and I was ready to believe everything he said. I wasn't experienced with how these things worked and I shielded our relationship from people around me.
It wasn't until the evidence became very clear and I started telling people about his ways that my eyes opened.

so sweetcocoa, most of my "smartness" then came from interacting with him. I hardly even had my own thoughts back then. I believed everything he said. That was why some people even thought we were the same people.

hate to sound victimy. I do take responsibility for my fòolishness. I've been repeating that but that doesn't take away from the fact that he's a fraudster.


I've never been to the Olympics in my life.

r231, I replied your mail.

Mindfulness:



Babe3,

I really admire and respect your determination, I must say and as much as I can imagine that you were madly in love, gullible and desperate, I do NOT believe that you were so insanely stupid as to not know that you were knowingly participating in crime activities even though you knew that he is in possession of 100 credit cards. Are you telling us that you are a retard? If this is what you are trying to say, I don't believe you.

You go to church, don't you?

"You hypocrite, first take the plank out of your own eye, and then you will see clearly to remove the speck from your brother's eye."
Matthew 7:5

he had an explanation for the numerous credit cards ma'am. coz I did ask him why used so many cards.... I believed him.

PM me, please... thanks!

jaybee3:


Isn't that obvious?

That's his modus operandi....lie to cover face but unfortunately he is dealing with the wrong guy

He knows i know far too much so he is obviously trying to divert attention

Yup! Don't pay him any mind.

This is a classic case of "if I'm going down, I have to take everyone down with me"...... but the thing that the munu does not understand is he's the only criminal here.

Ibime:


Omo see yahoo yahoo.

Keep talking. So Coogar done launder £30k cash through this babe?

Make MET police no hear this one o!

Dis na confirm credit card fraud.

Leave him... I love the way he's just "jabo-ing".

Thank God not everyone is an oponu like him. The smart ones will understand he's just incriminating himself further.

Saying anything against these allegations here will cause more harm than good at this point.

Said it yesterday, I'm going the legal route, and I'm sticking to that....

ibime, right before he pays the bills he owed me then, he'd tell me to send a token to india (like $70/80/100), particularly to a man called arif. He said they're best friends. I'd munuishly send it like an obedient girlfriend.

it was after I started opening up to people about his ways that they told me that that that money I was sending to arif is most likely the money him and arif use to manufacture the fake credit cards...... which all makes sense. They said that's scammers MO.

coogar never had cash. he lived in the uk and all the credit cards he used to pay those bills have USA billing addresses from different states. Over 100 different credit cards... I kid you not.

Coogar we shall meet on the other side. Your own don finish. It's me that did fake marraige ba? Issokay. pls post my marraige certificate. it's kukuma public record.

Please tell them why your áss is glued to UK, and why you'll never leave. Your 6 months visiting visa don expire for the past 8 years o.... UK border force will be interested in your story.