The one at the bottom, just before the 15th

Birds of a feather.

I swear i no recogniZe Agahowa again o...

That police spokesman's name though; doesn't sound Nigerian..
Anyways, the country is too big to know what's ours and what's not.

Chijioke, you have a cab which is a means of livelihood that loads of people out there wish for.
But yet, you aint contented with that...
You sha want to make money fast fast, and since you cant give them 'commercials like 2shotz does', you opted for armed robbery.

Human beings can be classified into three groups;

10percent: People that belongs to this category, no matter what life throws at them, will not engage in any any form of fraudulent activity.

80percent: Majority of us fall into this category. This set of people will take part in a fraudulent activity if opportunity presents itself.

10percent: This ones, if the world belongs to them, they will go into space to steal.

94

ifyalways:
Dunno but definitely not Zenith

For the life of me, I don't understand why the tellers counters have to be built in such a way you can hardly see the teller unless s/he stands up. Their customer service staff also seems to be trained on how to be rude to their customers.

Stanbic, Access, Gtb(some branches) and Diamond staff are eager to please and serve.

Trust me, there is a reason for the height of the slab.
I dont know what branch you frequent, buh you should understand that personality varies.
Those rude ones were not trained to be rude.
Left to me, Zenith bank has good customer service.

ednut1:
Abeg. He has no skill or leg movement. Lame comparison. Showed grit tho. Abeg make una no use mention kill me . D guy is d best presently. D comparison be lik d usual messi/ronaldo vs pele argument

Don't be too quick to judge bro.
I have seen some of his clips, and i must confess he s got those tinz.
Although, he might not be as fast as Muhammed Ali or Mike.
Again, the quality of opponent determines if you are gonna go all out or not.
You can't be super confident when you are up against the Klitschko's; the reason he was careful.

P.S: Messi is better than Ronaldo and Pele combined.
I am Arsenal fan BTW.

This girl no try o....
She just succeeded in causing the parents unnecessary pain.
Yes, they might have lied against you, buh their are still ways she could have gone about it.
Taking your life over such a trivial matter is not right.

Buh then, it's her turn to die.
The incident (its just an avenue), and her reaction acted has catalyst to speed up the process.

Rest on...

Get ready KENNETH..
Serious bashing ahead...

Bia Nna, leave that girl be so she can graduate with her 1st class.
I'd advice you be a source of encouragement, rather than offering her your blokus.
There aren't lots of girls that can combine sexual relationship and studies together.
Be guided

Well, ODE and PDE did not give much problems, cos i love dem.

I just dont like abstract mathematics.
Functional Analysis, Metric Space Topology... Crazy courses.

Buh then, i have some friends; be it applied or abstract mathematics, all be like A.B.C to dem..

P.S Which school offers the best training to obtain MCSA in lagos?
Was at IIHT yesterday, but i am not impressed with the environment.

I ll still stay way from them.

DollarAngel:
I thought JJC was a musician, ever since he hit the jackpot of marrying a millionaire ( Funke Akindele) he has resorted to been a Personal Assistant to her, no singles or Album from him since then. Lucky him this Baba Ijebu doesn't always pays always

Can't remember tge last time he dropped a single, even before he got married to Funke
JJC has got nothing more to offer in the music industry.

Nigerian parents, i hail thee...
Same seatee after so many years..

uboma:





For real?

Yeah, for real.
You see, the CBN, being the apex bank brings out all this policies to guide the dealings of banks.
That's why there aint much difference between bank A and bank B.
If your bank does contrary to what the CBN instructs, and you start getting unexplainable debits/charges.
All you have to do is forward complaints to the right department in rhe CBN, and the necessary action will be carried out.

LionDeLeo:


What is MPR (to a layman)?

And what exactly are they saying here, especially the emboldened?

Thanks


For local currency loans, the CBN says interest rates are negotiable but should reflect MPR.
Thus, when banks want to charge you interest rate on loans it will be MPR plus XX%.
Banks are also mandated to notify their customers 10 business days in advance whenever there is a rate change.
For mortgage refinancing, the CBN says rates are negotiable subject to a maximum of MPR plus 5%
This means those seeking mortgage loans can expect to pay at least 19%, based on the current MPR of 14%.
For defaulters, the CBN places a maximum of 1% flat per month of unpaid amount in addition to charging current rate of interest on outstanding debt.
Management fees charged on loans is limited to a maximum of 1% of the principal amount disbursed and should be a one-off charge.
Facility Enhancement fee will attract a negotiable but subject to a maximum of 1% of the additional charge discharged. For example, if you collected a loan of N100m and decided to add an extra loan of N10m from the same bank under the same facility, the bank will only charge a maximum one-off fee of 1% of the N10 million.

MPR means Monetary policy rate. It is reviewed every 3months by a group, consisting of 11memebers(dont know how they came about the members), but its chaired by the CBN Governor.
It serves as benchmark to what interest rate banks could demand for loans they give out.
So bank A cant just decide to give out loans with very little interest rate so as to win customers over, which in a way will be detrimental to bank B.

LionDeLeo:
You are talking to the public (layman) but you keep using your professional jargons, and you ended up not saying much.

If every one is to use his/her professional language in all discussions, I doubt if you will understand anything from some.

What part do you not understand?

uboma:
Good news. I will wait till the new policy is implemented to request for a new debit card. It used to be NGN1500 before.

And I am also happy that I dont get to be charged the sum of NGN105 for electronic transfers from May 1st.


The NGN1 per mille is reasonable but the interest rates on loans (including mortgage) should be further reviewed to allow room for small businesses to assess the loans...

Who do you bank with?
Issuance of ATM cards have always being N1,000 naira.
Your bank has been extorting you al dis while.

B for ...

How are they SENDING instagram in fire?

Yeah, i got a similar text sometimes last year.

Says there is aan ongoing recruitment at Shell in Port-hacourt.

G

And PTA/BTA is fixed at N360 to the dollar.
The Apex bank is trying all it could to ensure the country comes out of recession. I think we should cut them some slack.

Nawa o! Prophet Sam, who told you that you'll live longer than the so called man that you wish death for?

Yinka Quadri as Kura..
Babatunde Omidina as Babasuwe...
Can't remember this guys real name, Vuga..

saydfact:


Did you see ManU betting Chelsea or Arsenal beating ManCity... I think we shd blive in your team, They deserve it...

No nah..
I am still gonna go dere in my Arsenal colours.
And when i do that, its to support not to oppose.

saydfact:


Now that Arsenal is in the Final of the FA Cup, do you see them beating Chelsea to it?

How?
Arsenal beat Chelsea!
I dont see us scoring against them sef..
Buh then, luck plays a huge part in football, and it just might be our lucky day.

Shey nobody remember Eugenia Abu nii...

Nbote:
Choiii OP u don old ooo.. Na dat period dem still dey do petroleum perspective with one guy wey don turn big Oga for nnpc now...

I so much dislike that program.
Airs on Sundays ( NTA 10), around 11am.

modsfucker:


Do you agree that drinking, selling, conveying, preparing or contributing in anyway to produce beer is Haram in Islam? Answer this first before we move on.

I am not disputing, i am just selective as to the laws i will abide by.

modsfucker:
Unfortunately, Muslims are not allowed to work in a Beer company. The way me and other Muslims look at the thread right now....

Forget that thing abeg..
I wrote the test last year, and i am still gonna do same this year if any comes up.
My islam no reach that level jaare.

kbams241:
Hmm. I go build confirm 3bedroom flat, buy venza join.den Get married,buy one Toyota pencil for ma wife. Possibly buy Honda purewater for ma syd chick. Den invest with d rest.

What about Mum?
She no sabi sit down for inside car ba?
Kontinu..