payless:

You are entitled to your opinion. He called me from the bank to tell me what happened and I requested to talk to any official at the bank. He gave the phone to the guy and I tried to explain that I just sent the money from U.S. The guy said he must provide either his unexpired Drivers' License or International Passport before they pay him. To my surprise he had to offer them bribe for him to get the money. I asked him why he offered the money and he said that is the system in Nigeria.

geekinthelead:

No dumba.s.s I make it in pound sterling in these United Kingdom... wretc.hed immigrant like yourself...

andyanders: \\

Now you are talking. Your brother dos not have an account with the bank and because the bank was the closest, he went there. Note what happened was this; he presented an expired drivers and also he has no account with the bank. They must have told him that if he wants to have the money cleared, that a person who has an account with the bank can provide his ID to stand for him and he will pay the person 10k for this as the person who owns the account will be held responsible if anything happens.
All you need do if you still need to be making use of sending money by western union, ask your brother to open an account with any bank and he would not experience anything like this anymore.
Without maintaining an account with any bank, you cannot be allowed to pick your money through any western union. That is the new policy. Bank should know their customer no matter how minimal the transaction is. The person who provided his info should be the one that helped your brother and your brother paid for the persons service and not the bank that charged or took advantage of your brother. TAKE NOTE. So stop calling your country negative names for nothing of their fault or the bank.

doctokwus:
I think it has now bn established,unlike what d poster originally wanted us to bliv,dat,no official of d bank collected 10k frm his broda,but maybe anoda customer who offered to hep him out.If nlanders hadn't pestered him wt questions based on obvious doubts on his bro's account of d happenings dat day,d op wud av given pple d impression dat banks collect bribes before western union transfers are honored.I feel d op shd apologise for wrongly accusing a bank of being fraudulent

Opoki: @OP... Is either your brother is a learner or he lied.
If a bank rejects his ID, he should just walk out and go to another bank.

dodoro: CBN has expressly stated that there are four valid means of identification which must be acceptable to money deposit banks. The include: international passport, drivers license, national I'd and only recently votes' card. It is against the policy for any bank to turn a customer that have any of the listed IDs down.
You should take it up with anyone who exhange valid I'd for money. This is fraud if it actually happened. Do not allow this to die.
It is our responsibility to redirect this nation on the path of justice and zero corruption.

payless:

Just today I told him he should have opened an account with the bank but he said it is not a good bank. I do have problem with him offering 10,000 naira and them accpeting it. He termed it as tip for their help and I call it bribery. 10,000 naira is nothing much to me but I just hate the fact that the Voters' card and National ID were also rejected. Why must it be only drivers' license and International Passport are the only accpetable form of identification?

chingyjant:
My friend use your brain and stop acting dumb.Your broda scammed you big time.Like someone asked you earlier on how are u sure u were speaking to the right person.Also what was photocopied for documentation if they should take that bribe from him?And with his final statement that "that is the system in Nigeria" that gave him up as a criminal.Mark my word.Perhaps you trust your brother too much to scam you.U fail to understand that people back home seem to assume that those up town are enjoying therefore they want to get their share.Also you might be a stingy brother and he sees this as an ample opportunity to get his own cut from you IMO though

payless: Anyone is entitled to his or her opinion. I trust my brother any day any time.

PapaBrowne: @Payless
You are stubborn. Gosh. Pretty obvious you've not been back in Nigeria for so long and you love to believe that it is animals that live out here!!
I put it to you, that it is literally "impossicant" for the bank to have collected a bribe from your brother to process his western union. Someone here expressly gave you the most likely picture of what must have happened and you are yapping yapping on and on.

Do you know how much people cash in Nigeria on the counter on a daily?? My guy, you've not been here in a while man.

A few weeks ago, I went to cash a cheque running in a few millions. The issuer of the cheque made a slight mistake.(He spelt my name wrongly)And he had travelled out of the country, but verified the cheque before he left. I begged the cashier that its just a slight mistake. Lie lie!! He wouldn't bend. T
Big question: why didnt he ask for a bribe? You know why, if he does, he might loose his 250k per month job. No banker would take that risk over just a 10,000 Naira bribe that your brother claimed to have offered. I like that you support and trust your brother, but heck, please ask the right questions. It makes your brother smarter and encourages him to be wiser. You will be doing him a favour if you asked him more questions.

Originalsly: That is the problem right there. Deal with that before running your mouth to the world about how corrupt Nigeria is. All the insights and information given in response have gone in one ear and out the other. You are none the wiser and this your statement tell us that it is a waste of time trying to jump start your brain. After all....it is people like you that gave rise to the saying " You can take the horse to the water but you can't make him drink it"

payless:

It is not a matter of being stubborn. It is a wrong thing for him to offer someone a bribe and for the guy to take it. Whatever happened there I don't know but I spoke on the phone with the officer to accept other IDs and he said no. I was surprised when I called back to hear from him that the officer helped him by paying him. I told him I don't see that as help because I was going to cancel it and find another option for him to get the money soonest. My problem was him offering bribe and them not accpeting other forms of IDs.

PapaBrowne:

I get you. But the part you've continually missed out is what someone explained here earlier. The most likely possibility is that an account holder offered to stand surety for him in order for him to collect the money sine he doesn't have an accurate ID. I think that is permitted. The account holder probably then struck a deal with your brother which saw him part with 10,000 Naira to assuage for the risk the account holder has taken.
Now whoever the account holder is, I dont know. It could be the bank worker in question(very unlikely) or it could be someone the bank worker uses for such purposes and gets his cut afterwards, or it could just be an ordinary customer who saw your brother's desperation and either took advantage or took sympathy and offered to help.

About ID's, truth is the best forms of ID are International Paspport and driver's license. Reason being that they are the only two nationally standardised forms of ID. The national ID card is not a well presented document and could be easily faked on any basic computer. The Driver's License is much more difficult to fake. The International passport is almost impossible to fake. If you've seen the national ID card, you sef you will understand why they would reject it on many occasions. As for voters ID, forget it. It is just a laminated piece of paper.

payless:

Why are you ranting? Have you read the post and comprehend at all? He had his ID which is drivers' license but expired on February 10, 2013. He had voters' card and National card which they did not accept from him. He was asked to go and renew his drivers' license or get an International Paspport.

payless: I have just asked him to get International Passport for future purposes. He said UBA, Dopemu. I even called to speak with these people and were adamant on seeing his driver's license which he had on him with voters' car and national I.D but they asked him to go and renew his drivers' license. The license only expired last week. This is a very crazy nation.

They released the money with 10,000 naira bribe.

leonshom: It has expired, so what r u still talkin about? dos it works dat way in d Country u sent d money 4rm? Its ova 10 days d I.D xpired, ow on earth wuld any bank accept such !

payless: Is he right to have paid N10,000 bribe to receive WU without correct ID?


I sent $1,000 to my brother this morning while he was at the bank. To my surprise, they refused to release the money to him except he agrees to pay them 10,000 naira bribe because his driver's license expired 10th February, 2013. He also had his voters' I.D card and national card with him. They refused any other I.D ecxept drivers' license. What kind of corrupt country is this? When is this country going to start to do the right thing? How something like this should be happening?

payless:

Pound Sterling my a.s.s you fu.c.king slowpoke. I am an American citizen du.m.b a.s.s and you can continue to dream of making 1,000 pounds from your cleaning job in London. Dream on nig.g.er!

geekinthelead:

blah, blah blah... Being an American citizen does not preclude you from being a w.ret.ched immigrant who is s.tup.id enough to boast of corruption within your family on nairaland... in case my english eludes your pedestrian understanding.. you are still a wr.et.ched nigerian immigrant in america; naturalisation or not... d.u.mba.s.s...

Zelinjo: My darling Payless,

I am a banker and sad to say, but your brother has cheated you.

He was in absolutely NO risk of losing that money as no single soul can access the money without the secret for 4digit number that u must have given to him and he'll enter on a P.O.S like machine. NOT EVEN WRITE DOWN Oh. He'll own enter this number when we have verified his details. We at the bank can never ever access this number. So my dear, he had not given any control number.

I've received too many transfers to be angered by this lie.

Secondly, U.B.A in particular will never pay out western union to a non-account holder. I'm not even aware that we do references, but even if we do operations will not allow a staff Be a reference for a customer. That if if d staff he said he paid 10k to acted as a refree for him.

Thridly, did they eventually use the said expired license because they can never do this oh. NEVER.EVER. Banking business is not run like a market. It is the most regulated in Nigeria. People will check dis stuff at d end of each day.


Lastly, we accept Drivers License, Intl Passport, National I'd and Voters Card. I can tell you dear that at our meetings they tell us that NATIONAL I.D is the preferred form of I.D.

Payless dear. Did you know that we have thousands fake driving licenses but very few fake National ID. Hence it is our NO.2 means of identification after intl passport.

Payless dear, you may not believe it oh but u spoke with ur bro's friend after of course he has gotten d money. He needed more than u gave him. U did not speak to a banker.

Oh and our banking hallls have CCTV cameras which our being watched, so unless he was led to the toilet to give d socalled bribe I don't know what to tell u.

Lastly, I know u doubt us. I mean we're just total strangers.

Please call UBA contact centre and ask whether a NON account holder can collect Western Union. If yes, kindly ask what docs are needed.

I'll call personally if u don't.

Shalom. :*

Zelinjo: I was an employee of UBA. Now with another bank.

payless:

Give me the number to Dopemu location if you have it.