₦airaland Forum

ksstroud:
hmmmmmmm congratulations

Thanks Kss

Sapiosexuality:
Lol. I hope so. Good luck. Don't forget us.

I promise not to forget the family and friends I have here.

Best wishes from me to you.

Udochee:
amy-amy...congrats again.success all the way.

Thank you very much Udo
We travel the way together!
Success to us!

Sapiosexuality:
Congrats, miss. I believe you mastered how to cooperate with the ML's. *winks*

Lol. Thanks Mr

You are very naughty
I mastered how to catch them

Jazmiynne:
Amicable09 congratulations once more on your graduation

As you begin your new job, make sure to excel dearie
#PlentyLove to the Unassuming missus

Really, I don't know what to say right now
Is it okay if I just smile?


Thanks hon. You know how to burst my brain
Lol

Jammiiee:
Based on this, would u mind if I make u the Senate president .

If you have the power to make me, in absolute humility, I say I don't mind

That is my calling
I can work for free

Babacele:
.......ehnehn no wonder.....but the chicken is been looking for where to be sent ,n for it to arrive alive ,safe n fresh it has to be' barttered' by some Benji which my Aboki dudes at Garage or @ Gbag Sawmill( never seen any sawmill there b4 o) would readily embrace ,and consequently unwrap your avian package. na u sabi ooo if u can't decode ,maybe you should ask yr mail. he he he.

Lol. I so so understand
Wow! You still remember that stuff , you're a fantastic friend.

I'll reply latest by 3rd. Haven't opened my email in a while but because of you, my senior friend, I will.

Thank you plenty plenty in advance

Sapiosexuality:
That's good to know. That's just like me too. Lol. But we can't really know the depth of our strength until we are tested. A real test. They'd always tell you everyone has a price.

Lol. When you said 'that's just like me too', why did you laugh like you don't trust yourself?

Everyone sure has a price.
I know the things I can fall for but money isn't one of them. I know it so so well. Money is the least thing anyone considering to lure me with, will win.

My perception of money is so different from an average person's own. Bring sth else and the talk may be different. I don't claim the position of a saint but I'm far from being a demon

Sapiosexuality:
No wonder. But let's be honest, will you? They could be monitoring this place. Lol.

Lol. YES!
I'm very bad when it comes to looking away from evil o. I have friends who have told me that if I become the chairperson of INEC, their political ambition will just die a natural death

It's just me.

TheBatman:
@amicable09 please what's the difference between black market rate and parallel market rate.

To the best of my knowledge, they are one and the same

cc150615:
On this note I have to agree with sapiosexuality that you're talking about an ideal situation, in the real Nigeria we all know what's obtainable, if not how many money launderers, even the ones that were caught with evidence, have been apprehended; for example .....not to count the ones that were rich/'smart' enough not to get caught .....all these grammar you're blowing are just theory dear, you'll understand better when you get into the real world.
I'm not saying anyone should walk gallantly into a shady deal, just agreeing with sapio that the law is enforced only on the masses, here in Nigeria.

Hahahaha. cc, iz it me you are finishing like this Anyway, it's a matter of months before I know what really is obtainable because I was asked at the interview of what I will do if my superior increases interest rate on loan facility given to customers and if I notice my boss is engaged in fraudulent activities at the peril of the bank what will my reaction be?

My responses to those was that I'll report it and that's truly me. I got hired. I'm not sure they expect anything different from me.

Sapiosexuality:
I agree and systemic crimes in this country usually have the consent of civil servants. The rich and powerful own this country. Especially the powerful. I bet workers will even bribe to be pushed to the route of ML's

Lol. @consent of civil servants, are you sure? Hope you know civil servants aren't politicians? I know they say they are very corrupt but there's doesn't have a high undertone of ML.

But I doubt. And very strongly too.

kaboninc:
I like this.. But still ML is quite complex and complicated and it will take only very sharp eyes to identify one.

ML comes in very different ways, forms and means....and even transactions that appear to be legit....from the source to destination are actually ML schemes.

The most important is the motive.. .once the motive is established, then the trail can begin. Then again, we have a very very weak structural financial system in the country....will only take dedication and innovation to identify the ML schemes.

As you enter into the world of banking and finance, am sure you'll come to see how these things are perpetuated and how weak the system is.

Cheers.

Lol. Why do you wanna make me cry?
I am saying I can catch the bad guys who think they are smart. Why don't you believe me?

There's no way! Except the money isn't lodged in the bank or the proceed is too small, otherwise, it can be detected.

The only problem I see here is with the prosecutors. At the end of the day if they do nothing then the reporting is useless.

There are transactions sha that can be well disguised. For me personally, I know of an industry where MLers can hide and pretend as though their source of income is from that stuff. We have heard cases of guys who claim to be into import and export but if you look closely, what they import or export and what their account balance shows have no relationship.

In all, if we really mean business, then launderers need to be brought to book.

Jazmiynne:
Oh owk.... I was saying you should get a new house and get hypertech to help you in moving & cleaning your new home

Lol. I should get!?

Is somebody pursuing me from my house here If you build house and gift it to me, I'll not mind o.

Just in case

LastMumu:
You are like the winch everyone dreads having in their office.
By the time them use boot kick that your all-seeing eyes and use slap reset that your whistle-blowing mouth , you go believe say dodo different from Kpekere. See her mouth.

If this bad belle no show up for my office window, who will

LM take your time o, I need to look into your dealings sef, this one you are opposing me like this! You must be hiding something in Ikoyi

Jazmiynne:
Me ke? Can't remember o

One thread about helping people move things into a new home or out of an old apartment.

Sapiosexuality:
^^^Nice lecture you have there but I think it only works against the unconnected and not too rich.

You mean ML?
Why do you say so?
Is it because it is often concealed or because the connected and too rich are powerful and sometimes seen as being above the law?

ML in the past thrived because it was somewhat difficult to track such stuff but right now, I can tell you that anyone that goes unreported is not because it wasn't seen but maybe deliberate effort was made not to report it.

Jazmiynne:
Oshey Banker Persona! OhYesMaama! #AsEdeHot
Welldone girl... I told you already very soon you would be breathing finance

Lol. I love Compliance sha. I like the stories they tell and the hidden things they uncover. If I'm in that unit, I'll be seeing and whistle blowing things

How you dey na?
Your last mention was on haulage services abi na wetin you call me to come see that day again

Hi TheBatMan,

I see your quest for knowledge and well, that knowledge is not what you buy in a public forum and because of the kind of country we live in, some things are not taught generally. As an instance, no one comes to a public forum to ask to be taught "Bomb blasting 101". But that's not to say the information is hidden. The age we live in furnishes us with much more than we need.

Well, you want to know about ML, I'll teach you as much as I think you should know. We spent two days on AML because it is very sensitive and trust me, with what we know, I want to tell you that you'll be caught if anyone is considering it. It's so easy to detect. And CBN and EFCC aren't smiling. (Pardon my use of abbreviations , that's how we code things now)

ML is a derivative crime. There are some crimes referred to as predicate crimes, you can look them up. ML as you know is making illegal proceeds legal. A picture that comes to mind is proceeds gotten from drug trafficking for instance, 'washed' under a running tap to look clean and hung out to dry.

There are many ways people previously wash their dirt in private and come out clean in public. You mentioned shell corporations, that's one. There are businesses too like real estate and ... okay, you don't need to know too much but like I said, it is an offence in Nigeria and it is punishable.

Banking has evolved and is very regulated with watchdogs looking in regularly, it's not something anyone can cover unless, you connive with your account officer. KYC and KYCB alone can expose you. Once, suspicious activity or transactions are noticed on your account, they are to be reported within 24hours. Trust me, even the most popular breaking of proceeds into small units and put in different accounts in different banks to cover audit trail won't save a launderer.

If anyone is offering to use your account to transfer funds, you better know where the money is from especially if the amount is larger than you normally have in your account.

Ignorance of the law is not an excuse.

Dahveydson:
Amicable09, I know that you will not fall hand, keep giving them left and right.

I heard your village people are on vacation, by the time they resume, you'd have finished TS with flying colors and they won't be able to reach you.

Wishing you success dear

Dave mo mehn!
I've missed you plenty
As my partner in crime, you need come be my accomplice in this underground runs cos I don't trust my village people's calendar, they may return at any time.

I no get mind sha as you know so I'm trying to do my homework small small. Thanks for wishing me well .

I will not bring shame to the family here
Best wishes too to you. When will I see you on TV na?

Jazmiynne:
Amicable09 I see you

Lol. See me not
I'm going back to my hiding place.

Let me hang around here for a bit.
Keeping my thoughts to myself.

I'm just seeing this thread through Godchild2015. Please briefly summarize what the request is for. I have not been following.

It's fake. However, do your own due diligence and run a search on that address. For me, from the composition of that text, I say it's not genuine.

Adewalefae:
ur problem

Oh boy, you harsh o!
Take it easy, it's just a harmless request from the OP to the general public.

OP, what's a first new generation bank again?
Read your opening sentence in the body of your thread and correct the title. It will make better sense.

Thanks.

kaboninc:
You that was asking "who is this?"
I wonder where you see me..

Lol. So you mean to say that it was you!
smh Why did you refuse to answer? It's wrong of you not to have answered.

cc150615:
The way amicable09 just disappeared ehn, e be like Africa Magic. Please who has seen her?

Chai! I have missed this fun place!
I have missed my people here.
I have also missed the birthday boy!

Happy birthday my mingled boo of life. Excuse that I am to the party, contingencies happen. I'm here to celebrate you cos you're special.

To a good guy with a great heart- Lero15,
Have a fun filled new age in good health and may plenty money for more than two mouths be yours for a having!

Drink a glass!
You've come of age

CC hon, you remember those days when you adviced me to enjoy my 'rest', I wish I took you serious and truly enjoyed it because right now, I can't pay for it sef. How's the going?

kaboninc:

Nah, not you I see you everywhere causing commotion

tolusan:
There was/is a guy who uses this catch phrase on NL JV section

Lol. Yes, you still remember
I haven't seen the documentation officer in a while though, his archive must be full now