Ayo25's Posts
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For genuine and affordable insurance policies and vehicle papers including drivers license call Ayo on 08183844095 or come to VIS Office, Wharf Zone. Apapa. Thank you. |
Hbaba:Thank you. For third party vehicle Insurance the standard price in the industry is N5000 for Private vehicle and from N7500 upward for Commercial and truck e.t.c. But I can do it for you for N4000 and N5500 respectively. For comprehensive insurance, it usually is 10 percent of the cost of the vehicle. But I can do it for 5 percent for you. It is third party that is compoulsory under the law. But it is advisable to do comprehensive too as it covers cost of damages both to your vehicle and the other vrhicles. Thank you again. |
Please help and patronise me. Just got these job after staying at home for some years after school. Do your Motor Vehicle Insurance both Comprehensive and Third Party at very affordable rates. My rates are cheaper than what is obtainable in the industry. This is no scam. My office is inside VIS Office, Apapa Wharf(Adele Street). 08038542860, 08183844095. Ask of AYO. Thank you. |
If you want to start the renewal process afresh, I could help. You will get your license in three weeks unfailingly. |
Ahahah, so Jonathan like Jammeh would have eventually begged to be allowed to reside in his own home town(Otuoke) if he had not hand over peacefully.lol |
In Obazee's next life, he won't mess with Churches again.lol |
Goal for Arsenal by Paul Pogba-P2 |
MMM is trending here in Nigeria. Every week, I get an average of five invites across all social media platforms to join the MMM ‘movement’. In the unlikely event that you have not heard of MMM, having just emerged from a cave to miraculously run into this article, MMM is a platform which in summary claims to operate a mutual aid programme requesting participants to provide money to others and promising returns of 30% of such monies after 30 days. It is a global platform touted as a Ponzi scheme (as it obviously is) and reported to be operated by Sergei Mavrodi, a Russian jailed in his home country in the late 1990’s when his earliest schemes ripped Russians millions of Dollars and led to multiple suicides. Sergei Mavrodi Sergei Mavrodi The Nigerian adaptation is an ingenious creation displaying an understanding of the culture, beliefs and thought processes of the typical Nigerian. Its model stands out as a lesson for all entrepreneurs looking to push their products into new markets. Apart from these lessons however I have had the opportunity to discuss the platform with colleagues and there seems to be no debate on the status of the platform as a Ponzi Scheme as it does tick all boxes. See here for hints. Regardless of its status as a Ponzi scheme however, I still get people telling me how it is still a useful source of quick cash before it crashes. For the following reasons, this position as pragmatic as it sounds does not quite resonate with me and, I believe, a lot of entrepreneurs out there trying to build a product. Promise of big money consistently with little work huell-money Entrepreneurs know that there are of course things that you can do to make money without having to work all that hard. But, it’s just not possible for everyone who joins a business to be able to make so much returns without working. Making money takes work. Entrepreneurs also know that NO business on earth can consistently provide such returns. Businesses have ups and downs simple. The Principle of value Real entrepreneurs understand that real wealth is generated from the creation of value and not from instantaneous windfalls resulting from concocted trade-offs. They understand the paradox of the lottery winner…money minus value does not equal wealth. Understanding Money Real entrepreneurs understand that money is really not valuable in itself. It is valuable because people agree to make it a medium of exchange for REAL value. Its utility lies in its use as current (hence currency) for the movement of value thereby obviating the need for barter. A system running merely on the exchange of money for profit is nothing but a SCAM. Participating in such a system like that only lends credence to the scam. Not an investment risky-business I have heard people liken the MMM system to investing in shares. The comparison is laughable. When an investor buys shares, he is taking real risks to contribute into an entity that undertakes in the creation of some sort of value. Investing in shares takes careful thought, analysis, and assessment. He does not expect consistent returns. By buying shares, the investor expresses faith in the vision of the company and faith in the management to execute the vision. It takes knowledge to avoid serious burns. So NO, MMM is not comparable to investing in shares. The issue of focus Entrepreneurs are busy trying to create and perfect systems, solve problems, devise innovative answers to challenges. They are bound to look at a get rich quick scheme as a mere distraction in terms of the time and resources to be expended into chasing a venture that provides no ultimate value addition to themselves or the society. The moral question If you are sure that a system is a scam propped up by the resources of naïve but trusting participants being manipulated by experienced “confidence men” with an uncanny understanding of human greed and a history of taking advantage of it, would you still support it with your money? The understanding of risk Proponents of the scheme tout the cliché; “Nothing ventured, nothing gained” because it paints the contrarian picture of a daring risk taker. Entrepreneurs however understand the difference between gambling and enlightened risk taking. A gamble is taken without the understanding or control of the variables which determine the desired outcome. bungee-jump Investing involves enlightened risk taking premised on an understanding of key variables and a reasonable grasp of possible eventualities. If I commit to give my money to a scheme over which I have no control, because of returns of which I have no sight, I am not investing, I am gambling. The times are hard. Nigerians are seeing the MMM scheme as some sort of saviour from the harsh realities of the current recession despite the obvious signs that it is not. To all those who cannot resist the temptation of quick easy cash, please proceed with extreme caution. To all those who do not participate in the scheme as a matter of principle, know that you are not alone. https://techpoint.ng/2016/12/02/mmm-entrepreneurs-not-interested/ lalasticlala come see this one on MMM o |
Samson Folarin The Lagos State Police Command has arrested two women – one Amadi and Mama Esther – for allegedly abusing a nine-year-old girl, Joy Esemonu, in the FESTAC Town area of the state. PUNCH Metro gathered that Amadi allegedly poured chemical on Esemonu, which made her sustain injuries in different parts of her body. Our correspondent was told that Esemonu was subsequently led everyday by the suspect to a pedestrian bridge in the FESTAC area where she was made to beg for alms from passersby. At the end of every begging trip, the two women reportedly shared the money collected. However, a Good Samaritan, who observed the victim’s condition on the bridge, reportedly alerted policemen from the FESTAC division, leading to the arrest of the two women. The matter was subsequently referred to the Office of the Public Defender, which transferred the victim to the National Agency for the Prohibition of Traffic in Persons and other related matters. A social worker who was privy to the case told our correspondent that Mama Esther was a relation of the victim and had lured her from their village in Port Harcourt, Rivers State. He said, “The girl lived in Port Harcourt with her parents. But last year, her mother handed her over to Mama Esther after the latter promised to support the family by taking the girl to Lagos. She said the girl would continue her education when they get to Lagos. “However, when she brought her to Lagos, she decided to hand her over to Amadi, who she owed some money. The woman then decided to use her for begging. “The girl said she noticed that Amadi would make her sleep before pouring a substance suspected to be chemical on her body. By the time she woke up and scratched the spots after feeling some pains, they would become sore. The woman would then bandaged the place and take her out for begging. “She said whenever the injuries heal, she would make her sleep again and pour the chemical on her. The woman started with her bottoms and then her laps. She said such had happened about four different times.” Another source said Mama Esther, in her confession, claimed that she always collected between N2,500 to N3,000 as her share every day. The source said the money the women were making off the victim kept them in the fraudulent business. “The girl said although they lived in a slum in the Oyingbo area, the woman always took her to FESTAC to beg. She said there were other girls in the slum. She could not recall the exact place where her parents lived in Port Harcourt. She mentioned streets like Rumuokoro, Saint Jude and Rumola. She said she attended Saint Jude Academy and was in basic three before she was brought to Lagos. The girl explained that her younger sister, Ebierechi, was with another family. However, the suspect had maintained that they lived under the bridge,” he added. The Director of OPD, Mrs. Salami Olubukola, condemned the action of the women, saying the state would ensure that justice was served. She said, “This is a despicable act and the height of man’s inhumanity to man which must be condemned by all. Lagos State will never condone child abuse and cruelty and we shall go to any length to protect our children from barbaric acts.” The Police Public Relations Officer, SP Dolapo Badmos, said, “Investigation reveals that it is their stock in trade.” The NAPTIP Lagos zonal coordinator, Mr. Joseph Famakin, confirmed that the victim was in the agency’s shelter. He said, “The girl was brought to us last Friday and she is going through some psychological counseling and treatment. We are also investigating if there are other people involved in the crime. The two suspects are with the police.” punchng.com/woman-injures-girl-uses-alms-begging/ |
ManUre 0 Arsenal 3.... |
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Even people from the tribe where women are forbaded to inherit properties are crucifying the president for saying that his wife belongs to his kitchen. Funny hypocrisy! |
DLioness:My post was clear enough. I never intended to nor did present anything as fact. I never supported the DSS, neither I am I against them. The subject of my post is just the judiciary pure and simple and not just on current events but a holistic review of judicial system in Nigeria throughout history. Why are some of you fond of putting words in peoples mouth and making wrong inferences that people do not even make or intend to make in their post? Is it every discussion that you turn into APC vs PDP? Is it everybody that is interested in zombie and wailer name calling in Nigeria? So one cannot even have a proper, objective and sensible discussion again devoid of APC and PDP nonsense. Mr man read and digest posts very well before spewing garbages on peoples mentions o. |
Even people from the tribe where women are forbaded to inherit properties are crucifying the president for saying that his wife belongs to his kitchen. Funny hypocrisy! |
BraniacX:When I see an educated fellow I will know. If you ever are as educated as you claim, you should know that nobody is saying nonsense. Everyone only expresses their opinion. If you say somebody is saying nonsense or are stupid because they are expressing their opinion, then you are no less stupid because you are merely expressing your opinion as the other person. Infact you are the real definition of stupidity and you are a big fool. A fool is somebody who thinks he knows but knows nothing. You dnt deserve any enlightened response and I will not dignify you with one. You are claiming educated and exposed when your grammar and expression has given you away as a semi-literate. You better go return your certificate to whatever institution you obtained it from. I am sure they will gladly refund all the fees you have paid. Ewu. |
BraniacX:Someone made his point and you called him stupid. Ok, your father's stupidity must be legendary that was why he gave birth to a daft son like you. |
Ahah, but you did everthing to remain in power. Now that you are out, you are claiming being happy to be out! Ok we have heard. Next story please. |
mandax:Did you even know me? Have I seen you before? What do you mean by when we tell you people? Which people? Do you even know my view on the political structure of Nigeria? gerrahia men. |
Sermwell:Learn to read and comprehend. I have not said anything about any other arm of government. I have not put up any word in defense of any of them. The subject under discussion is the judiciary. Other arms of government will get their backlash when it is the time. |
DLioness:What do you mean tell your DSS. Did you see anywhere I support DSS in the post. Learn to read and comprehend. |
The NJC should go and sit down. They let themselves down and brought upon themselves the disgrace they are currently going through. The question that boggles the mind about the Nigerian judiciary is that despite that it is common knowledge that the judiciary is one of the most corrupt in the world, no judge has ever been jailed in Nigeria's history.All the NJC has been doing with regards to the discipline of corrupt judges, is to sack them. But the culpable judges go and enjoy their proceeds of corruption and move about freely. Is that the kind of adjudication they as judges give to common men? Are judges any more human than the rest of us? One thing is certain, after this whole debacle the Nigerian judicial system will never remain the same. |
In those days of acrobatic displays of steady, iron bender, cartoon, gbungba, baflit e.t.c. I could remember one weird incident then. A boy was suppose to do throwing steady, the kind where you put your leg on a persons interlocked hands and he throws you at the count of three. The boy who is to be thrown has not perfected the act. The person who is to throw him has very good muscles and strenght. At the count of three he threw the boy with all the power he can muster. The boy went high up into the air and landed badly, landing with his head and fainted. Seeing this, na so everybody pick race. The boy was later resusciated. I remember it now and smile. |
Is a Nigerian wired to hate? We cannot manufacture any yet we can hate other peoples work. Na wa o. |
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pk 4 Watford.... Goal Deeney.... ahahah Manure run down! |
project8:If the witches in my village were holding my destiny, would I have 500k to buy iPhone7? |
KINGwax007:You made some salient points with the Igbos not ever been united. Not just the Igbos but even the South-South. GEJ would never have emerged President if not because of the route he took. He would never have been voted for by even his own people if he had contested on the platform of another party and not as an Incumbent after benefitting from the death of his Principal. The same Jonathan they are crying for after his ouster. Rather than admit they are their own worst enemies, they would blame anything or anybody for their woes. Yeye! |
Ramon Oladimeji The four companies charged alongside a former Special Adviser on Domestic Affairs to ex-President Jonathan, Waripamo Dudafa, and two others with money laundering have pleaded guilty to the offence. The four companies pleaded guilty to conspiring with Dudafa and the two others to launder a sum of $15, 591,700 before a Federal High Court in Lagos on Thursday. The companies are: Pluto Property and Investment Company Limited; Seagate Property Development & Investment Co. Limited; Trans Ocean Property and Investment Company Limited; and Avalon Global Property Development Company Limited. The Economic and Financial Crimes Commission had since frozen the $15.6m found in the four companies’ accounts in Skye Bank. But wife of ex-President Jonathan, Patience, has sued the EFCC and Skye Bank, laying claims to the money. http://punchng.com/companies-pleaded-guilty-laundering-patience-jonathans-15m/ |
The South African Minister of Higher Education and Training, Blade Nzimande has announced plans to have witchcraft included in the curriculum from 2018. Speaking to representatives from student unions around the country, the minister announced the shocking move and urged future university entrees to consider taking Witchcraft. “There is a lot we can learn from witchcraft, like how they fly in that winnowing basket. Imagine if we learn that skill. It will eradicate traffic jams and everyone will just get in their basket and fly. It also means we will not be importing fuel anymore.” Blade said. The announcement was met with boos and bottle throws from the packed auditorium who had gone to the meeting hoping the minister would announce a 0% fee increase for the coming year. The unperturbed minister also invited renowned witches to make an appointment with his office so they can have their skills tested and those outstanding would then be hired as lecturers. He also invited witches from across the border, promising them permanent residents permits. “I spoke to Gibs (Minister of Home affairs Malusi Gigaba) and he agreed to issue witches from outside South Africa with permanent residence permits. I heard Malawi and Zimbabwe have an impressive collection of witches. We are hoping they will heed the call”, he added. Applications is said to be closing on the 30th of September at midnight, after which an appointed panel with conduct interviews. There currently is an opening for 109 witches. http://livemonitor.co.za/south-african-universities-to-offer-bsc-witchcraft/ Lalasticlala come hear something o. When are you submitting your application between. |
“I found out I was pregnant when it was four months away from our wedding day. The discovery was devastating. Abortion became the only option for me. The wedding invitation cards had been printed and dispatched. The hall had been rented and paid for. I and my fiancé had been planning our wedding and attending pre-marital counselling in church. Part of the requirement for the eligibility for a church wedding included a negative pregnancy test which would have been carried out at about a week from the wedding date. I decided to abort the pregnancy. It was devastating but I had to do it, partly because I am the only daughter of my parents and they had always dreamt of organizing a massive white wedding for me. I couldn’t bear to disappoint her and a host of other aunties who had already invested in our ‘Aso-ebi’. It was the hardest decision of my life and it tears me apart every day. I thought I would get pregnant again immediately after the wedding, but it is eight years after I walked down the aisle and I am still trying to conceive. I am now a shadow of former boisterous self. I have been living with deep regret and shame over my past action. I wish God could find a place in his heart to forgive me”. The story of Stella (not real name) represents a percentage of women who are struggling with their emotions after an abortion. Many women and men alike experience complex emotions, whether the decision for abortion was for the right medical reasons or for other reasons. Abortion and infertility Having an abortion won’t usually affect your chances of becoming pregnant and having normal pregnancies in the future. There is however a risk to your fertility and future pregnancies if you develop a womb infection that isn’t treated promptly. In rare cases, multiple dilations and curettages (the cleaning out of the uterus, also known as D& C) can cause scarring at the top of the cervix or uterus. Other causes leading to infertility after an abortion has been attributed to the perforation of the uterus, incompetent cervix, pelvic inflammatory disease (PID) which can increase the risk of ectopic pregnancy, where an egg implants itself outside of the womb. A procedure called hysteroscopy can be used to investigate and correct this problems. History of the white wedding gown A church wedding is not compulsory! In a recent expose by renowned Family Life coach, Praise Fowowe he reveals that the white wedding gown doesn’t signify purity. “It was a concept that became popular in 1840, when Victoria wore a white gown to incorporate some lace she prized. The picture went viral and many opted for it afterwards”. The veiling of the bride originated from the idea that she must be hidden from evil spirits lest she becomes vulnerable to enchantments. “So the wedding veil was to scare of spirits”. The wedding reception originally held at the bride’s home for the couple to receive their community and the family’s financial standing often dictated the style and magnitude of the reception. Unresolved grief While a previous abortion may affect your chances of getting pregnant or sustaining one, it is more important to rid yourself of guilt. Many of the complex emotions women are left to cope with after abortion and delayed conception, begins as soon as a woman learns or suspect she is pregnant. Confusion, fear, guilt, shame, isolation, anxiety usually sets in the case of an unplanned pregnancy. Loss Grieving is a natural human process and it is important that we allow ourselves and others to feel grief after a loss just like any experience of loss, the emotions after an abortion will differ from person to person. You can deal with the loss in a much more positive and useful way by representing it in a meaningful way. Grief and loss are emotions, just like anger and fear are emotions. We can feel grief and loss after losing a loved one, a relationship break-up, or a job. Guilt Some women experience Post Abortion Stress syndrome (PASS). Those affected can find themselves experiencing a common set of physical or emotional issues after experiencing momentary relief. Abortion is also often accompanied by complex feelings of guilt if they feel it has compromised their spiritual, ethical or political beliefs. In this cases, guilt can be resolved by forgiving oneself and seeking forgiveness from God or a spiritual higher power. You may need to talk to someone about it to help you move through the process. Shame Many are afraid of sharing their physical and emotional experiences due to the fear and shame of political and religious backlash. Shame is a more prevalent emotion that can be felt depending on one’s religion. “Shame is something we feel based on our perception that others think we could or should have done differently”. Isolation The fear of judgment and feeling alone can cause many women who are dealing with guilt, loss and even infertility after an abortion to remain quiet. It is a disenfranchised grief and loss that the society does not validate. People do not also feel the need to grief the loss because it was their choice or because of the stigma associated with the act. Please know that it’s part of your story and you have every right to experience every emotion that comes with it. While this is not a way of validating your action, it is seeking a greater release that helps you move on to be all that you were destined to be in life. The emotions of guilt and shame is crippling. Consider opening up to a professional counselor or therapist, while also seeking a support system. Ify is a life, emotions and behavioural change coach who is passionate about helping couples and families navigate their path to wellness, fertility and parenthood. https://lifestyle.thecable.ng/abortion-white-wedding-8-years-later-im-still-childless/ |
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if you had said you gave your personal opinion, that would've been more acceptable and my retort would've been that your opinion is ill informed and not based on knowledge of facts!
well you know already