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Ayomipoe's Posts

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Politics › Re: Postponement Of Subsidy Removal Disappointing, Says Magnus Abe by Ayomipoe(m): 12:37pm On May 01, 2023
Actual value of the fuel is between 450 and 1000
chicoMX:
A litre of fuel is sold for over #200..


And them never still remove subsidy! Omo
Politics › Re: Postponement Of Subsidy Removal Disappointing, Says Magnus Abe by Ayomipoe(m): 12:32pm On May 01, 2023
Bubu, claimed the 5000 is for social intervention programs.
They need to borrow money, we are not generating money. Sooner or later, we would face the decision of cuts. Supposedly increasing the salaries, with no income, CBN stooge is just printing and printing. Inflation will worsen year on year and if they continue down this path, all we would have is worthless paper. I don't even trust the banks anymore (minimal exposure to them, no Naira savings or USD DOM account), I am just living my life with the expectation that all will go to hell and mostly the rich will exploit the situation to their benefit.
michlins:
these are the issues. Until they're forthcoming with the truth, subsidy should remain. If we check well, they're not probably paying subsidy to the extent they claim.

Another thing is why dash ₦5,000 when there are major issues to fix
Politics › Re: Postponement Of Subsidy Removal Disappointing, Says Magnus Abe by Ayomipoe(m): 12:19pm On May 01, 2023
Fuel subsidy, inevitably is not sustainable. It has to be removed. Yes the ripple effects in the short term would be disastrous for any Government of the day, the instability that it will cause continues to make it a scary disease that we just want to continue managing.
However, it has to be removed. The process is not transparent, NNPL cannot continue to be a regulator and a player in the game. Not to mention that it is the sole importer of gasoline, it's almost as though they are waiting for Dangote to come online then it transitions to a regulator.
It is in my opinion that even when Dangote comes online, it might be cheaper to import than to buy from him. However, Alahji Putin (https://medium.com/@doubleeph/alhaji-putin-s-republic-a07381caec18) will not allow anyone threaten his monopoly. He is after all coming as our fuel messiah.
GeneralPula:
So in your own opinion, should subsidy be removed?
Politics › Re: Postponement Of Subsidy Removal Disappointing, Says Magnus Abe by Ayomipoe(m): 10:43am On May 01, 2023
Yeah, since it is the Govt itself that is responsible for these fiscal cuts. At the end of the day, it is still the masses that are most affected.
You can argue that our government does not already do anything for us in the first place, it will curtail their purses. However, the future that awaits, even when Dangote brings his refinery online does not seem like a pleasant experience for the masses. Our Nigerian government has show over time that they would rather throw the citizenry under the bus than share the largess with them. Currently they are claiming they are giving monies (#5000) to some certain people, I have not seen even a single recipient.
michlins:
let the government do it's job and curtail smuggling. Honestly we the masses should not be made to take the fall for government wastes.

Many years ago, government was wasting money and doing nonsense until now they're broke, they want to remove subsidy without alternative. All of us were here when this administration promised one refinery a year and it has been eight years with nothing. The signed MoU on revamping old one when experienced people were saying it was better to build new ones.


Like I said, government should borrow and if they can not borrow again, let them cut their big salaries to pay subsidy until they provide alternative
Politics › Re: Postponement Of Subsidy Removal Disappointing, Says Magnus Abe by Ayomipoe(m): 9:47am On May 01, 2023
I think this is a naive opinion. You should't borrow to pay subsidy on Gasoline, wherein a significant proportion of it is exported to neighbouring countries. Nigeria has the lowest gas prices in West Africa and we are a smugglers paradise.
Soon the borrowing will be impossible without fiscal cut, very steep ones unlike those we have ever seen.
michlins:
Until uninterrupted power supply comes, subsidy should stay. Government should stop pushing its responsibilities to the masses. It's not like they already built enough local capabilities to serve us. They just want to pull the plug and allow the masses to adjust.


If they want to borrow to pay subsidy, they should. Every country pays subsidy on one item or another. Nigeria own won't be different

The Nigeria people will not be the ones providing their; electricity,roads, security, health insurance, and virtually all and anything else
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 5:12pm On Apr 25, 2023
Because it is paper.
They have some requirements about the ID, I can't recall. However, it cannot be paper or handwritten.
dauntless15:
the only one I have is the nim slip honestly, I don't know why they're rejecting it
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 3:01pm On Apr 25, 2023
Is that the only GOVT ID that you have? Even an expired one?

My advice to you is that you contact support.
Picture attached is the approach I took when Nigeria wanted to kill me because I want to get passport, they verified me with the details and images I provided.

dauntless15:
Pls how do I verify my Nigerian Upwork account, I uploaded national I'd printout from the nimc app but it was rejected severally.

Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 10:49am On Apr 19, 2023
Unfortunately I don't have that information.
champeeon:
That's fair enough. But do you know if their virtual card currently works?
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 10:06am On Apr 19, 2023
No card provider uses the official rate. They would be out of business if they did.
champeeon:
Hi guys, please can I use Geegpay virtual card to buy items on Aliexpress?

Ps: do they use official rate or the BDC rate?
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 7:10pm On Apr 14, 2023
Bros, this is why I have a Payoneer Card. I don't know of another option you can top up with USD directly.

RoyalPriesthuud:
Chiefs, is there a dollar card that one can top up directly with USD?

I'm looking for a card service to pay for things tutorials and co.

Geegpay card service is currently unavailable and converting first to Naira just to top up cards like Chipper cash's is loses money to fees and exchange rates imbalances.

cc: @Ayomipoe @pocohontas Thanks
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 5:48pm On Apr 12, 2023
I tell you.
ArticleBeast:
U really mean this guy o
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 3:40pm On Apr 11, 2023
Remitly directly to your DOM account. If the person is from the US, ACH to GeegPay. I wonder why Wise is being reversed tho, suspicious!

Toju20:
Hi

Please I need some advice and direction.
I want to receive payment from a client off Upwork. I want to know which platform is the best option.
I have actually tried wise but payment reversed back to the client.
I need another option.
I will appreciate a feedback
Thank you
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 8:45am On Apr 11, 2023
Why not use https://noones.com it is simply Paxful rebranded. I migrated my data completely from Paxful and I have already traded Wise several times on the new Platform
beautycrush24:
I hear access bank still works with Payoneer though. And you can easily transfer to another access dom account. I think I'll be going back to that method since paxful is no longer an option.
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 7:32pm On Apr 10, 2023
I mentally track their rates with naira4dollar.
The only reason why I use them is because of convenience, and that UBA DOM account prevents you from transferring with the mobile app.
qtguru:
it's like one will stop using Geegpay, it's 725 compared to 740 rate, that's a whole loss of funds compared to Direct BDC.
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 2:01pm On Apr 08, 2023
LOOOL.
Sounds like a joke.

GPT may be able to write a fantasy novel soon, but there will always be far more interesting human authors using it as an assistant.
GPT is just a tool, how do you translate emotion into code, giving love and hate weights?
Imagine you need to write a 300-page novel, even after feeding the AI the prompts, it will never be perfect. You also know that the end target of the novel is a human ( at least for now ), so the structure of the book has to make sense, not just ramblings of predictive text.

Same for code, I don't know anything about Elixir and Phoenix, but yet I needed to desperately create a route on an existing project and return a response. I did not have the time to open Manning and finish a textbook for something due in 2 hours. So I asked GPT, and as you can see from the screenshots, it was a good tool to use, although not perfect.
In my opinion, it is the same way people fear technology, they start to think of how it makes their field extinct. If you think computers have taken away the job of accountants, or AI will suddenly be able to prepare your books for the tax man or write legal documents for you, I sincerely wish you well.
dreamxhaser:
Guys with the improvement of AI bots such as GPT. Do you think we freelancers should start seeking a plan B.

I mean with the power of those AI, I don't think freelancing will last any longer.

Politics › Re: Agbakoba Seeks Punishment For Interim Govt Planners by Ayomipoe(m): 10:15am On Mar 31, 2023
I disagree.
Has anyone come to meet you to discuss anything like Interim Govt? Or try to induce any commitment from you to overthrow the Govt?

Kobonaire4:
All in all, the agitation for Interim government shows that people are angry with APC led government

The harsh truth is that more people voted against the ruling party than for the ruling party. The ruling party won because the opposition vote was divided. They should sit up and do better...
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 11:11am On Mar 30, 2023
Yeah. On Paxful you need to buy USDT and then Sell USDT for NGN.
You can choose to sell your USDT on Paxful (The rates on Binance are much better, last time I checked. Geegpay has saved me from crypto watching. ) However if you wish to transfer out, Paxful charges about 5-6$ for outgoing transfers.
RoyalPriesthuud:
I don't understand. Will I lose 6-8% value if I trade via Paxful?

Also, is the sequence like this: use USD to buy USDT; sell USDT for Naira?

Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 11:59pm On Mar 29, 2023
Paxful Peer to Peer. Eat your loss. About 6-8%
RoyalPriesthuud:
Geegpay used my middle name as first name to create my bank details. Upwork deactivated withdrawals when I added it and review was taking too long

I'm in need of the payout badly so I'm resorting to this option for now.
Computers › Re: Apple Macbook Pro 16 2019 - Core I9/64gb Ram/2tb Ssd/amd Radeon Pro 5500m 8gb Gr by Ayomipoe(m): 2:12pm On Mar 29, 2023
This one na fraud o
bootyeater:
250k or 2.5 million?
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 1:04pm On Mar 15, 2023
I was invited too o, but I did not take the test.
nurez305:
I was invited to take an assessment for Upwork Skill Certification. Please, have you or anyone else taken this assessment in the past? If yes, please give me any hints to assist me in scaling through the assessment.
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 7:47pm On Mar 14, 2023
No idea, you are putting yourself out there potentially.
These are also very uncertain times and the competition is very high for the few roles, not to mention that there are very numerous candidates that are probably far more knowledgeable and experienced than you currently are. You cannot even preemptively state what will make the client attracted to you, you are simply fishing in the dark, throwing yourself out there and hoping something bites.

All you need is one lucky break, and you'll need to seize this and deliver in a timely fashion to get that first great review. The amount of confidence that will infuse into you, I doubt that you can imagine.

I understand the Connects are expensive, hence my statement that you should consider the freelance plus subscription. 11,250 ish monthly or thereabouts.

nurez305:
Thanks so much for the hint. How soon do you think setting availability with connect yield result? Because in my own case, it is 7connects per weeks and that would be alot for me except it will give result as soon as possible
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 7:02pm On Mar 14, 2023
Bros, me no be Sir o.
1. Go to https://www.upwork.com/hire/us/ and check out the web dev section.
2. Look for someone successful, check out their portfolio and page, and what they claim they know.
3. Update your own profile and portfolio, and start to learn more stacks.
4. Price aggressively.
5. Set availability using connects.
6. Check Upwork every day.
7. Get your profile completeness to 100%
8. Consider Freelance plus
nurez305:
yes sir
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 5:58pm On Mar 14, 2023
React?
nurez305:
I HAVE THE SKILLS BUT I AM NOT GETTING THE JOB 😭😭

I am a front-end developer with over 4 years of experience. I have been applying for jobs on Upwork since last year, and I am yet to get a single gig. It is frustrating, to say the least. Can someone help me out on how I can get a job? I don't mind paying the person some money as long as I get a job on Upwork. Also, if you have multiple gigs and you need more hands to do the job, kindly let me join your team so we can do the job together. And if you can also refer me for a gig, I will duly appreciate it. Please, anyone should help me out.
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 2:27pm On Mar 10, 2023
Yes, I believe that the GT Dollar Card should work.
How to receive payments? This depends on you and your risk appetite.

The local bank method will allow you to add your Nigerian bank account, and get paid with it, the downside of this is that they use the official CBN rate. $100 will be about NGN 44000 ish. Upwork does not allow you to use a DOM account to receive money directly.

Payoneer will allow you to send USD to a Nigerian Dom account, this however comes with its own charges. Upwork to Payoneer will cost a $2 fee. The minimum amount you can withdraw from Payoneer is $50 (Please take note of this, so you don't get stung). In addition, there is a withdrawal fee, for transactions less than $500, there is a minimum charge of $10 above $500, and the charge is 2%. So if you get $52(minus the service charge) on Upwork and you send it to Payoneer, then withdraw it to your DOM account, you will get $40.

You can however send it to a US bank account through ACH. There are several companies that provide you with this feature (GeegPay, Wise, Payday) You may need to fulfil some sort of KYC and some other criteria to get access to the account, but this is generally considered as the "sweetest" way to withdraw your earnings.
I wish you all the best.
NB. I have not tried Paypal, so I can't help describe how that process works.
NoonMasamune:
Yes my first question is if gt dollar card can be used to buy connects. My second question is which option i should select for receiving money
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 8:44am On Mar 10, 2023
It has moved to pending right?
So if you click on pending, you can see the date it will become available to you.
Samuell2019:
It has been marked as completed.
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 8:42am On Mar 10, 2023
Oh, then it will be available after 5 days. After the standard security hold
Samuell2019:
It has been marked as completed.
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 8:06am On Mar 10, 2023
This is to receive money, not to buy connects. Are you sure you are on the right page?
NoonMasamune:
good mornin. could someone refer me to a guide on setting up paymentoptions? will GTbank dollar card be accpted? also which option do i choose among these?
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 8:05am On Mar 10, 2023
The money is only available to you after completing the milestone.
The client will have to release the money to you.
Samuell2019:
hello guys. I got a milestone job and it shows Earnings received but the money is not reflecting when I click on get paid. It's been over 24 hours and its not reflecting there
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 4:25pm On Mar 09, 2023
Why don't you fill the form?
Samuell2019:
How can I get rid of this
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 10:38am On Mar 08, 2023
Did you check here to see if you already have a TIN
https://tinverification.jtb.gov.ng/Template/TINVerification

From my own programming perspective, I think you already filling that you are not in the US is already making you exempt from the tax.
There is no way to validate the number that you have added in Nigeria. I believe the number added only becomes important when Nigeria establishes her own laws about how freelancers should be taxed then Payoneer is then legally culpable for you having an invalid number.

You can test the transaction with a small amount. Also, Tax should be removed before available for withdrawal not at the point of withdrawing itself. ( This is speculation on my part)
RoyalPriesthuud:
It's showing as "available for withdrawal" in my dashboard, but I read they could legally withold up to 30% of my earnings in taxes if I do not fill the WBEN form. I filled it using 0000, but I'm doubly scared of losing 30% and getting penalized for invalid TIN.

Also, do you have an idea when TIN becomes available? I registered online since last month but it's been radio silence from the tax authorities since. I don't know what to do.
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 10:32am On Mar 08, 2023
Yes, usually. However, It took about 30-40 mins yesterday. I searched on Twitter and it seems that someone else was in the same shoes.
qtguru:
How does Geegpay take to pay naira ? , I thought it was instant.
Business › Re: Upwork Thread (Questions/Help/Advice) by Ayomipoe(m): 10:12am On Mar 08, 2023
I understand what you mean perfectly. However, you will have to choose your poison.
For starters, Upwork does not function as a bank, and in their FAQ's they mention somewhere that after 6 months and you don't withdraw, they send you balance to your account.
The fear is however violating one of their TOS and them seizing your funds. For that reason, you can choose another service to rely on (Wise, Payoneer, they have good repute, but you can also violate their TOS too) or you can simply save to your Nigerian DOM account.
You will eventually have to choose one service and rely on, then hope and pray. Me, I don't trust the Nigerian banks, I have chosen Wise as my poison.
Dudeladude:
The reason is, i want to save the money and saving it in naira wont have value.
And keeping it in payooner, i don't really trust all this online wallet 100% even my upwork account, when its 1k usd, i quickly withdraw it cus i dont want to hear that my upwork account is block and i have huge amount there.
Hope you get what i mean

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