₦airaland Forum

Paxful has escrow, I have traded several times and I have not had any issues with someone attempting to flee with funds.
Disclaimer: I was also worried about fraud and maybe being banned from Payoneer for crypto activities, is the major reason why I switched from Payoneer to Wise.

Donpre:
Una for dey drop updates like this more often

Problem here is assurance. How does one guarantee the paxful guy no go japa with the funds

Why do you want physical dollars? Except if you have a fetish about holding raw USD, I advise you for your sanity to discard the idea. As Donpre said accessing USD in the banks is a nightmare. If you wish to make payments, use a Payoneer USD card, if you wish to send to your Nigerian Dom account, you can use both Wise and Payoneer. However Wise takes it an extra step further, you can send a wire transfer to any Nigerian DOM account. That cash fantasy na bad dream abeg!

Dudeladude:
i am talking about having the money in dollar cash

I used to do this too. However, I switched to Wise instead.
Upwork to Wise, Wise to Paxful works too (I use this when I need money fast). Wise to GeegPay (takes about 4-8 hours during the weekdays)
Wise charges you 0.39 USD to transfer to another US account via ACH from your balance. GeegPay takes O.9% with a minimum of $1.5.

beautycrush24:
It's p2p. I get an exchanger from paxful, I send d Payoneer funds to his Payoneer account, and the exchanger sends me usdt. I can easily exchange the usdt to naira on paxful. Long process....I know but I'm used to it already 😅

To be honest, I have had long-term relationships with some clients since 2021 when I joined the platform. When work is slow on their end or no new features, I turn on my availability and apply to about 2 - 3 gigs ( Note, I mostly never get picked or interviewed for these gigs). Primarily, my reason for applying is tied to my belief that merely turning on availability is not enough to get you invites. Then all I need to do is wait patiently, it might take a few days, but almost certainly, I get several invites and I chose the ones that match my short-term goals. Of course, there will be several other applicants, but several other factors play into getting the gig. Rapport with clients like djreloaded mentioned pricing and most important, skill and timely delivery history.
However, it is life, some just ghost you, and others, you simply will not get it because of some weird basis.
The playing field is no longer level, this use of connects to boost proposals is thievery in my own opinion.

Olawrites:
How often do you get gig now, competition is deep throat. Unlike before you hardly see 20 proposal, now in just few minutes you can see 50+

Yes, so it makes long-term engagements profitable, eventually.

qtguru:
I just realized it's per client.

Yeah, I think this depends on perspective.
Not everyone has been able to get remote roles without Upwork, and some of us are lucky that we don't buy connects.
If you think about it, 20% is only on the first 500$, 10% thereafter to the next 10,000$. It seems better than a fixed pay in Nigeria that inflation of about 21% fuc*s you over.

Olawrites:
Seriously Upwork freelancers are working for the Upwork as modern day slavery.

You buy endless connects to bid and bid for job, they will still deduct 10-20% on your hardwork earnings.

Will it ask for the security question before he is able to change the details?
If so, you should provide it as part of the sale.
Did he do anything that made your original sale agreement void? You should state your grievances.

I am not sure that you both should continue this back and forth, we have no idea what you both cooked in private.

Dudeladude, are you really demanding another account from him? What exactly do you want and need from DesertScavenger?

DesertScavenger:
but you just admitted that I gave you the account

Mumu thief that wants to blackmail me for an extra account...
What stops you from changing the details of the account? Did I stop you?

Upwork to Paypal?
Is this more attractive than GeegPay? Minus being instant.

Srredkita:
next time make use of Paypal. It's instant

Typically, when I withdraw on Upwork to GeegPay on Friday, it usually drops very early in the morning on Saturday, the next day.
I have not withdrawn on a Saturday so I cannot say for certain what the timeline should be. I think Upwork guidelines say something about a transaction taking up to 5 days in the worst case. You can always reach out to their support to get confirmation of the transfer.

wasiubello:
Please guys i need some clarification on Geegpay, i have been using payoneer to make withdraws from Upwork but their charge is much, so i decided to use Geegpay.

So i link my Geegpay Well Fargo account to upwork, and later make a withdraws of $190 since Saturday, and up till now is haven't see the money.

So my question to those that have used Geegpay on upwork, how long does it usually take less than 5: hours for withdrawal to reflect.

Note, i have been making withdrawal from payoneer to Geegpay, and it will take less than 6 hour's to reflect.

I. Don't know if because i made the withdrawal on weekend.

I need to hear from you those that have used Geegpay to withdraw from upwork

Payoneer takes a minimum of $10 for transactions below $500, for transactions above $500 the charges are 2%.

MrEverest:
I thought payoneer takes only $3 or have they increased it?

Kai, super true talk.
This is not a good situation to be in lol, trying to withdraw less than $50 from Payoneer.
Like pocohantas said, to start with and for most of your use case, Geegpay is perfect.

pocohantas:
GeegPay. I recommend this because I have seen too many beginners try to get their $40 out of Payoneer (not Wise). Geegpay would easily convert it for you and you can use the stipend to hold body.

You need an ACH account to withdraw directly from Upwork.
Grey does not provide an ACH account.
GeegPay does.
Wise does.

RoyalPriesthuud:
But they provide virtual US bank accounts just like Wise. Is that not usable?

🫠🤡

If they are all Naira cards I think that is where the issue lies.
Try Chipper or Payday?

skitkid2:
Ya, I have tried different cards but not working

Naira Card?

skitkid2:
Hello guys, I have been trying to add my bank card to my Upwork account but not working, pls can anybody help me with this?

Let me poke my nose.
Yes Upwork to Wise works, you need the USD account from Wise, and it costs 20$( this is not taken from your account, just for verification). It can be verified with a Payoneer card ( at least that's how I did mine, chipper did not work, neither did UBA Prepaid $ card)

You can use Wise to receive funds outside of Upwork, from anyone either using your URL / email or giving out the Bank details.

Advisable to keep your money in Wise? I don't know, but honestly, I don't have any confidence in the Nigerian banking system anymore. I have resolved to keep my money in Wise till further notice. The fact that I can use it to transfer to a variety of countries and persons, without needing to go to the bank
If you wish to receive your funds in Naira from Wise, simply withdraw to either Geegpay or Grey or trade it on Paxful for crypto.
The decision is yours, depending on your needs.

Babtunz:
Hi qtguru, I figured you're one of the few who use Wise here and I have a few questions I need your help with.
1. Does transfer from Upwork to Wise work? And can you use Wise to receive international funds in USD?

2. Is it advisable to keep my funds in Wise?

Thanks for your response, chief.

Note, I don't know.

There is this problem I run into when trying to advise people. How to earn legitimately and be self-sufficient, despite the fact that everything seems to be against them personally currently.

Providing services online usually involves having some degree of skill and a market to sell those skills. Marketplaces to sell those skills are already saturated and to those that have more (in this case experience), more will be given. The factors you can control are probably the time you invest into upskilling and becoming a jack of several trades. However, this usually involves time-consuming unrewarded labour that may or may not pay off.

How do you tell someone that they need to pick up coding when regular data is a problem and they don't even have a PC of their own? I have run into this conundrum many times this year.

NB. I am sure there are several skills that are not related to code. I have a narrow vision because of my experience, so forgive me.

Godswilleee:
Pls I am going to beg d house, we all know this is 2023, pls if anyone knows any good legite online business that one can earn 3 - 5$ per day, they should kindly help me with it.. I just want to earn no matter how little to take care of my every day needs, pls I am begging d bouse

True, I am simply a young man. However, I am entitled to my own opinions and I am allowed to share them. Your character is very suspicious and I'd take whatever you are selling as fugazi, even if it is a giveaway to the "masses", caveat emptor.
I will also not be replying to you further, you enjoy confrontation and I would like to deny you that pleasure.

Djreloaded:
oh yes, I’m an OG, and you were probably being nursed and weaned by your mother when I opened ODesk( now UpWork).

Respect your elders.

Yes, but direct contracts are for those you bring to the platform, if I had a client off-platform, I'd be hesitant about bringing them onto Upwork in the first place. He smells like a scammy fellow, his posts are designed to attract the curious to what must he be doing to earn that much.

beautycrush24:
He's obviously talking about direct contracts on Upwork. He's making it sound like a huge secret but it's actually there in the open for everyone to see. Doesn't make him an OG like he makes it seem.

I have not tired Wise to grey. However I can testify to the speed of Wise to GeegPay. Is there a reason why you prefer Grey?

qtguru:
has anyone succeeded in sending from Wise to grey

Geegpay charges 0.09% minimum of 1.69 usd as charges.

Samuell2019:
Thanks boss.

Hello all,
I was browsing through and I saw the post where someone suggested using 0000 as the number for the tax verification.
As an alternative, you may already have a TIN, check https://tinverification.jtb.gov.ng/Template/TINVerification

A fine 2023 to us all.

Nope. I don't have a social life. My partner and I work remote, and I am introverted by nature. I don't particularly feel pressured to change that aspect.
I also think that you should not rely on substances to ease your apprehension of social interaction, it is in my opinion, that you start to feel that without the substance, you lack the courage to act. That's just my opinion though.

Jackanda1:
Do energy drinks make you more social? I have a problem with social interaction.

At this point, I think it is addiction. When coding, I want to feel some sort of kick/high. Alcohol makes me sleep, I also don't think I want to dabble in pills or any recreational drugs.
I am able to work without Energy Drinks or Coffee, so I think it is addiction.

kay29000:
What would you say is the reason why you take fearless so regularly?

I think it depends on your metabolism and your potential for addiction.
I have taken a bottle of Fearless everyday for the past week. Sh*t fuc_ks with you, I always have heart palpitations after consuming it. Yet I still drink it.
Hoping this week, its black coffee that will give me my boost.

You are limited to either Airtel, MTN or Spectranet.

You emphasised portability. Airtel is probably more reliable than MTN these days, that's my own personal opinion though.
Spectranet will probably you give you the best plan for a MIFI (higher FUP)

TotoNaRubber:
I would like to know the best internet service provider in Lagos, I need like a mobile broadband and uninterrupted reliable internet service.

I need I internet service that doesn't disappoint with a dongle or mifi that you can easily move around with.

Any suggestions please..

These days, I doubt SaharaReporters as a credible news source.
I hope we live long enough to observe them after their politicking.

2mercy:
EXCLUSIVE: Buhari’s Powerful Nephew, Mamman Daura-led Cabal, El-Rufai, Others 'Wage War' Against Secret Police, DSS Top Officials Over Emefiele




https://saharareporters.com/2023/01/13/exclusive-buharis-powerful-nephew-mamman-daura-led-cabal-el-rufai-others-wage-war

Nlfpmod

Guy, na fraud o

RomolaJ:
A friend wants to sell an Iphone 7 to me for 40k
He got it around december,I'm still skeptical about buying the fone because i think its already old
But then i need the fone
Pls what advice can u give me regarding iphone 7??

I don’t know much about farming, the person above that suggested unionizing naught be right. Although that might meet stiff resistance and there will always be sell outs.
A possible approach will be attempting to modernize the process. Reducing the manual bits and improving the cleaning and storing process. This will allow farmers to bypass the local dealers and sell directly to foreign buyers.
I am not naive to think that it will be possible without a huge capital, but if you are looking for capital and support, you need to already know how much you want and the risks.

Lassbati222:
I come from Kaduna State, southern Kaduna to be precise. A native of Ham chiefdom who are known to be the top Ginger producing communities and that is why Kaduna State top the five Ginger producing states in Nigeria, which includes Bauchi state, Benue State, Gombe State and Nasarawa.

Farming Ginger is not an easy job, due to the fact that everything is done manually. Starting from clearing the land, digging the soil, cutting the seed into smaller pieces, buying of cow dung and spreading on the land, farming (Which require some to be dropping the smaller pieces of the seed, while others will use hoe to cover the seeds), covering the farm land with leaves, weeding (which can be done two or three times before harvest time), fertilizer application (Applied twice or thrice), harvesting (Done by digging and picking each seed) slicing each and drying.
Note that during last farming season, a basin of Ginger seed was going for N12,000 which will only cover a very small portion. Also note that fertilizer which use to cost N8,000 but last farming season, the Local government offered subsidized fertilizer at @ N21,700

Despite this stress, the local dealers are regulating the prices at will, leaving poor farmers helpless.

From October 2021 to October 2022, a bag of Ginger was sold between N30,000 to N34,000 depending on how clean your Ginger is. A bag is usually 41kg. At least it was a little consolation to farmers.

From November local dealers started bringing down the price, knowing farmers have no option, since they have needs. From 30k to 28k, to 21k to 20k to 18k to 15k and now back 20k.

Whereas I have been following the wholesale price of Ginger online. Let's take the price of Ginger as at 17th December, 2022.
It was sold at $3.58 per kg. Each bag is 41kg, assuming $ is N700, it means it was going N102,746 and if we keep $ at N500, then it was going for N73,390 but as at that 17th December, local dealers were buying from famers @N18,000. HABA

HOW DO LOCAL DEALERS GET MONEY TO PURCHASE GINGER IN LARGE QUANTITY?
I only know few dealers who use their personal money to buy ginger, transport to the wholesale market and sell it.
But must of them have bigger dealers within and outside the country who supply them with money to purchase ginger, while trailers keep coming to pack them away to the person that gave out the money.
My issue here is, most times you here that the bigger dealers pay this local dealers between 45k-60k per 41kg bag(Depending on who is providing the money) then this local dealers will inturn exploit the farmers by buying between 18-25 0r 30k-34k as the case of oct last year to oct this year.
This is really unacceptable.

Please if there is anyone who have an idea on ginger market should help and anyone who have ideas on how we can get out of the grip of these local dealers should please help.

Front page please.

I don’t envy you. Wish you the best in resolving it. If you have a DOM account, you can use Remitly. 5-10 mins usually.

Juoflife1:
I was there today and the guy showed me in the system that the OTP is invalid. But he assured me that the money is safe. I was asked to contact Worldremit with the sender. We're working on that now. If it didn't work, I will tell the sender to request for refund from Worldremit. Then we will know the real truth.

I think it will still be wise to hold the USD. In my own selfish mathematics, I find that it is easier to get things done when you already have the USD. However, since we all have different lifestyles and interests, you may have sufficient enough reason why you think the Naira is better for you to hold.

RelevantSolutio:
They are doing this out of ignorance or fear of loosing Too Much HARD CURRENCIES To People simply because The CBN is Trying To Play A PUMP and DUMP Game for The Bank and Society.


If The Bank Allows People to withdraw all their Hard Currencies All @ Once; The Banks will be Forced To HOLD "Naira" while Having All The RESERVES of Their Hard Currencies Heavily Diminished.



Many People who have been Keeping Their Hard Currencies in The Bank since $1 was 150 to 350 Naira will Gain Mightily and The Stocks of The Banks would Shake and Diminish as They will Suffer Great Losses.



So, it is best to create another Dom account with a Bank that still allows people to withdraw their hard currencies.

You can do this within 1 week.

Then,

You can easily transfer your dollars from your present Dom account to The New One.


Act Fast before Dollar Dumps on You, King.



I'm also selling off All My Hard Currencies too.

You are not withdrawing. You are sending someone Payoneer funds in exchange for some cryptocurrency, with Paxful as the escrow agent.
Min trade is USD 50 trade time is about 5-15 mins. Note this is against Payoneer's Terms of Service.
So you create a trade on Paxful, and the seller sends you an email to send the funds. Mark paid when funds are confirmed to have been received by the recipient.
That's usually how it goes down.

Glistinin:
Please how do you withdraw from payoneer to Paxful?

I think it’s primarily your source of USD that determines which approach is best for you.
Once the USD is in your local dom account, the only way to extract it will be to go through all the stress or use SWIFT or use the card on TransferWISE.
I received my funds primarily from Freelance websites, so Payoneer -> USDT via Paxful has been my go to approach, otherwise when GeegPay rates are good and I don’t mind waiting for 24 hours, then I use them.
Wish you the best, also don’t shy from experimenting, Grey.co, Crypto.com, there are platforms that give you access to European/ American banking info, however like I said, it depends on your source of funds.

Hightser:
How do you use usdt? And does UBA allow you to transfer to geepay?