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Ayowumie's Posts

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Travel / Re: If You Had ₦6M, Would You Japa Or Open A Business In Nigeria? by Ayowumie(m): 1:13pm On Aug 22, 2023
Where do you stay?

Let's talk about the polythene business. Kindly get in touch.

Wodu89:



Typical Nigerian condemnation behavior. Do you know the number of Nigerians who buy polythene wholesale put it in their bus and move shop to shop supplying them. No intermediaries and making profits ?


Condemnation of everything leads people astray. Let's speak positively that makes pathways clearer not darker for people.
Politics / Re: Tinubu's Guinean Citizenship Expired Once His Passport Expired- Wole Olanipekun by Ayowumie(m): 9:43am On Jul 18, 2023
pquaver:


Stop hyerventilating. Expired passport means passport is no longer valid.. Every citizenship has documentary proof.. Oya go to ur state liason office in abuja and tell them u r from tge state just by word of mouth if they will not throw u away like dustbin... Bring proof of the citizenship shikena

It appears you are conflicting indigenship with citizenship. This is not a legal opinion, expiration of passport does not invalidate your citizenship. Passport is an identification tag for international travel purposes.

2 Likes

Health / Re: It's Been 5yrs And Am Running Out Of Patience by Ayowumie(m): 1:48pm On Jul 10, 2023
I think reading through this quoted message would provide clarification on the way forward. Good luck!

MrBrownJay1:
the important question here is: WHATS MORE IMPORTANT TO YOU?
A) is it the look of your friends/society on your marriage?
B) is it your wife and family?
C) is it to have a child by any means necessary?
or better yet, D) why did you get married to this woman?!

Sports / Re: Betting Is After MY LIFE by Ayowumie(m): 9:45am On May 11, 2023
piyoo91:
yours is even good. For 8years now i couldn't account for anything in my life and i hav been working. I cnt breakaway from this addiction

You seem to have given up. I wonder why that's the case?
Crime / Re: I Got Into A Messy Fight This Morning Going For An Interview by Ayowumie(m): 1:11pm On Feb 11, 2023
Onedayoneday:
Based on tips, I had to attend an interview today. The information was that if I am shortlisted, I will start work latest first week of March. So I was very happy and ready to do anything to attend the interview...

I went back home like a mad man.

A very sad day for me.

May God help and bless me with a well-paid job.

The struggle continues!!!

I'm sorry for what happened to you. It's easier to say that you could have done better; you reacted based on your circumstances. It's not entirely your faults.

Incase you see this message, please try to send me a DM. I have something for you to pay back the loan you collected.
Career / Re: Shocking Salary From My To-be Boss. by Ayowumie(m): 6:47pm On Jan 30, 2023
Hi lazynairander1,

If you can tutor me (guidance basically) on SQL, Python and how to go about having data analysis project online, you would work less number of hours and be happier.

I'm good with Power Bi and I'm more than an average user of SQL; so you wouldn't be stressed tutoring me.
Properties / Re: GLO Wants To Plant A MAST On My Land. What Are My Benefits And Its Hazards - by Ayowumie(m): 5:07pm On Feb 20, 2022
Health implications? I'm not aware of any.

Eight years ago, some engineers approached someone on a street where I had a piece of land. Eventually, the engineers decided they mast would be best positioned on my land. They wanted 25% of the land (the land is 1 plot) for 10 years at 1million per year.

Few days later, the engineer called to say something around "settling some guys within the company". I agreed.

After 3 months of back and forth, I received 7 million.

They ended up not finishing the construction of the mast on the said piece of land. The lease is ending in the coming year and the land is still mine.

20 Likes 2 Shares

Career / Re: What Is The Salary For Social Workers In Nigeria. Please Advice by Ayowumie(m): 2:16pm On Jul 05, 2021
Richdee1:


please if you see this drop your WhatsApp number

My email is stated in the message you quoted. You're free to drop a message.
Sports / Re: How Sport Bet Ruined And Destroyed Me For 7 Years by Ayowumie(m): 2:06pm On Jul 05, 2021
I'm happy you are able to break free from the addiction. May God give you strength and grace to recover all that you have lost.

3 Likes

Jobs/Vacancies / Re: Lawyers In The House by Ayowumie(m): 1:46pm On Apr 15, 2021
Rutherford2019:
I was suspended from my job by a federal university along with 820 others in 2017.
Since then I have been receiving credit alerts from my pension fund administrator...meaning that my salary is being paid monthly since 2017 till date.
I was recalled in February this year but I don't want to go back to the job again.
Should I go to court to reclaimed my salary and for damages? What is the possibility of me winning the case against the university?
Note..there is no case or fraud against me, I have my appointment letters, suspension letter and statement of account from my PFA.

Because you were suspended, it means automatically the payment of salary to you should cease (provided the suspension is not an administrative leave). However, given that monthly remittances were going into your pension account, it means someone somewhere was ensuring that the University kept on paying your salary and another person or persons were collecting the salary on your behalf. Fraud was being commited in your name.


Should you go to court ?

It all depends on what you intend to achieve from the court. Most likely,the fraud would be identified (and perpetrators would most likely go scot-free). Then all remittances into pension account since the day you were suspended would be withdrawn; as the court may rule that salaries were being paid in "error".

Concerning damages, on what ground would you want to claim damages - on the ground of unlawful suspension or non-payment of salaries ?

And by the way,why would you want to go to court when you have been recalled ? My suggestion to you would be for you to explore the possibilities of ensuring that your salaries since you were suspended are paid to you (if this is possible). You can go to court to enforce this but I do not think it would be a good idea as you are most likely a junior staff in the university.

Good luck with your decision!

7 Likes

Agriculture / Re: My Experience With Goatti Investment by Ayowumie(m): 6:55pm On May 20, 2020
immanuel86:
About 20 of us in my investment pool invested almost 8millikn in Goatti after I saw there platform. We visited them at there office and there two marketplace in lagos. We have it a shot, we were expecting payment since February 23rd, I almost thought it was a foul play but finally the paid is March 2nd.


Anyway thanks Goatti...

You said you and your friends "invested almost 8 million", how come your transfer receipt is showing 9.6 milion ?

The story on the street is that these guys have not paid some of their investors. Be careful out there guys.
Business / Re: How Do I Raise Fund For My New Business? by Ayowumie(m): 2:46pm On Nov 07, 2019
gifftson101:



Am facing similar challenge at the moment. Honestly, nobody is willing to help.
I have been battling for this for years and am not happy about .
I established a business after i lost my banking job, 3 years ago. Paid for rents. All I needed was just funds to buy goods for sale but the banks.
The banks are not helping Mather either. You walk up to a bank for a loan. They ask you to run your account for months to enable them access you.
Then I asked, where do I get the money to run an account in the first place.
I wish you well.


Apologies for the stress you had to go through. The streets are not smiling indeed. However, there are still people who can genuinely invest in ideas that are solution driven. This next comment is directed at you and the OP.

What tangible problem are you looking at providing solution for?
What's the minimum amount you can start with?
How much of your personal fund are you committing (this is called responsibly involved)
How can you guarantee to make profit within the next 18 months
What are the conditions upon which the business may fail?
Are you looking for a loan or investor?
What are your possible repayment plans?
Where in Nigeria do you reside (I'm biased towards people residing in the North as this is easier for me to do some due diligence)

I did crowd-funding for some business early this year and I'm doing more for year 2020 in sha Allah. We rise by lifting others.

9 Likes

Politics / Re: Army Shuts Down Mercy Corps’ Offices In North-east by Ayowumie(m): 8:09pm On Sep 25, 2019
SamuelAnyawu:



It's Wednesday can we me at Command Club ladies night at Baga road Maiduguri? wink

Let's do WOLF over the weekend. Command is too far for now
Jobs/Vacancies / Re: United Nations Children's Fund (UNICEF) Job Recruitment by Ayowumie(m): 3:23pm On Nov 20, 2018
Houseofglam7:
They already have candidates for those positions....Go ahead and apply anyways undecided

That's how many of you talk out of tune; talking as if they have facts.

Well, I know those who are qualified for these positions would never listen to your unfounded rumour.

1 Like

Jobs/Vacancies / Re: Mercy Corps Nigeria Job Recruitment by Ayowumie(m): 7:57pm On Nov 05, 2018
SamuelAnyawu:
I dey Borno live grin grin grin grin grin



Funny enough i dey one of the villages they mentioned there grin grin May God continue to save us all Humanitarians over here



Soon e go be South Sudan Expat things with 5000 Euro monthly and perdiem
grin grin

South Sudan or Bangladesh. Louder!
Stay safe and please avoid Damasak at the moment.
Jobs/Vacancies / Re: Apply For Care International Job Recruitment (11 Openings) by Ayowumie(m): 2:38pm On Oct 19, 2018
Many of the people that comment on Nairaland job section are still 'minors' without career path. They are still too young to understand opportunities when they see them. Why would a Doctor complain of seeing patients? He can't because it is his job to provide medication and cure.

If you are an aid worker (or you aspire to be one), what is the big deal when you see openings in Borno or Yobe? These are the places donors are currently interested in hence the job openings you see daily. Someone in the comment section said
Chiccly:


Whatever happened to the same positions other areas...
What ever happens to Dangote having refinery in Lagos? The positions in Yobe and Borno are because those are the places where the positions are required.

Not all job openings are meant for everybody. That you are not interested should not make you discourage people who are.

sexiestharam:

The two aide workers killed within two weeks were based where? Apply at your own discretion.
They were in Rann. It would surprise you to know that these positions are very very competitive.

centurionpapa:
Is BH still a serious problem in north east.
I'm qualify for this job.
Seriously thinking of applying

Yes, BH is still a problem. But not much of a threat to aid worker as the Media portrays it. There are still some places that are not safe to go and all NGOs take pre-cautionary measures.
Politics / Re: PDP Convention: Most South-east Delegates Voted Atiku –sources by Ayowumie(m): 6:55am On Oct 08, 2018
purem:
The way Nigeria economy is going ehn almost everybody is tired of our leaders, you can imagine buhari going to London and saying shiits about Nigerian youths, that we are lazy, just to justify his incompetency.

makes me to believe that karma is the only thing that change cannot change when it comes back on him, it is karma when a whole president of the united States says buhari is "LIFELESS". We all mock him here on nairaland concerning the remark, not knowing that he still have a dubious plan for Nigeria by planning


TO BE CONTINUE.......................

Please get in touch with me. Send a message. Thank you.
Politics / Re: Who Will Be The Best Running Mate Of Atiku Abubakar? by Ayowumie(m): 2:01pm On Oct 07, 2018
Donald Duke would not be a bad idea except for the fact that he is presidential candidate in his own right.

Okonjo Iweala would be good. A woman with international appeal. She could help to negotiate many of Nigeria's indebtedness. She would be very sell-able.

Keziehenry:
Atiku/Ngozi Okonjo Iweala will be more explosive...

3 Likes

Politics / Re: Who Will Be The Best Running Mate Of Atiku Abubakar? by Ayowumie(m): 2:00pm On Oct 07, 2018
Donald Duke would not be a bad idea except for the fact that he is presidential candidate in his own right.

Okonjo Iweala would be good. A woman with internal appeal. She could help to negotiate many of Nigeria's indebtedness.

Keziehenry:
Atiku/Ngozi Okonjo Iweala will be more explosive...

13 Likes

Family / Re: How Much Is Reasonable Enough To Give Your Spouse Monthly? by Ayowumie(m): 11:00am On Aug 24, 2018
It is saddening reading through many of the comments on the first page.

The OP simply asked how much is enough for a wife's upkeep or for wife's personal allowance. Whether an African setting or not, it is not out of place placing on wife on allowance whether she is working on not.

To answer the OP's question. What is enough as allowance is relative. It all depends on your income, your financial responsibilities in the house besides the allowance, your view on what your wife can ask you to routinely buy and your wife's perspective on her own finance.

addictiv:


...My dad took care of the capital expenses like building projects, school fees, cars, travel, during holidays he would take us shopping, as we grew older he started giving us money for upkeep esp during Christmas season and other festive periods, he will also buy bags and cans of foodstuffs some to give out and the rest for the home.. My dad has never come home to hear that there is no garri, or money for soup no de. Cos feeding and clothing (herself and her daughters ) is primarily my mum's responsibility. It doesn't mean he doesn't buy her gifts or gives her money when he wants to. They have their system and have peacefully and successfully run it for years. Bearing the whole responsibility alone as a man will only run you down and Wear you out. For all those quoting Bible saying it's a man's responsibility to provide for his house I absolutely agree but I will also remind them that most women in the Bible were primarily house wive's who didn't work and relied on the husband for everything. Now most women re working and have to play a role in the home. Lord knows I ll run mad if my wife keeps asking me for monthly money for home upkeep when she's earning. Monthly money is only for house wives.

Well, to each his own. I actually do not agree with the premise of your argument that feeding is primarily your mum's responsibility or should be primarily a woman's responsibility but i do agree with you that bearing the responsibility alone as a man will run you down and wear you out. By the way, monthly money is not only house wives. That is my view.

1 Like

Jobs/Vacancies / Re: 8 Salary Negotiation Mistakes To Avoid by Ayowumie(m): 8:18am On Aug 07, 2018
Nwaohafia1:
This could only work abroad. In Nigeria, your employer have already put a price tag on the position.
I bet to disagree. Salary negotiation is real in Nigeria even when you try to employ gateman, salaries are negotiated until there is a common ground or each party decides to go separate ways.

patani:

Well, some foreign banks in a nigeria base your salary on your negotiation skill and few other factors. Stanbic, StanChaterterd and Citi banks fall in this category.
Thank you for stating this.
Sports / Re: How Does FIFA Make Money From World Cup? by Ayowumie(m): 7:56pm On Jun 23, 2018
This article was lifted from Investopia (https://www.investopedia.com/articles/investing/070915/how-does-fifa-make-money.asp ) and it is such a shame that the OP could not acknowledge the authorship.

How do we grow as a people if we keep on stealing from other people?

Great article by the way. It is informative.

1 Like

Properties / Re: Top 5 Secrets To Buying A Property In Nigeria by Ayowumie(m): 7:24am On Mar 29, 2017
I was expecting a list that truly is amazing but kept secret.

1 Like

Investment / Re: Get A Verified USA/UK/UAE Paypal And Operate It Successfully From Naija! by Ayowumie(m): 5:03pm On Mar 26, 2017
Nigerians and propensity to defraud are 5 and 6.
Politics / Re: EFCC Recovers 17 Vehicles From Abdullahi Dikko, Ex-Comptroller Of Customs (pics) by Ayowumie(m): 5:27pm On Feb 22, 2017
Ok. When would all these blind theft end?

4 Likes

Jobs/Vacancies / Re: 10 Words Never To Include On Your Curriculum Vitae by Ayowumie(m): 7:29am On Feb 17, 2017
macherie1:

4.Microsoft Office[/b][/b]

Listing Microsoft Word proficiency as skill is like listing being able to read and write as a skill. Microsoft office is not a skill. Consider including other professional short courses that you have completed online or go online and take free courses in skills and software that are relevant to your profession.



http://www.financialadvisorngr.com/9-words-never-include-curriculum-vitae/


I totally disagreed with you concerning the above. Ms office is a skill and one that's worth amplifying depending on the job you are applying for. In fact, there are some organisations that would ask you to rate your proficiency in MS office.
So to the job seekers, please don't believe everything your read. If you are proficient in MS office, please amplify it. My HR once disqualified a good candidate because of her lack of proficiency in MS Excel.

13 Likes

Car Talk / Re: The Meanings Behind These 15 Symbols On Your Car's Dashboard by Ayowumie(m): 3:00pm On Feb 16, 2017
Hi, it would have been preferable if everyone you mention is accompanied by the symbol. Thank you all the same.

2 Likes

Career / Re: What No One Is Telling You About Your Job by Ayowumie(m): 12:02pm On Feb 14, 2017
Well, i don't actually reply to posts such as this but today i decided to put in some response; i have got some time on my plate. I don't agree with what you said because they seem not to be true. All you said does not apply to 'salaried people' alone but they are rather assertions that cut across every one whether 'salaried' or not. It would have been better for you to title your post as "Reasons why you should consider a second stream of income".

I will pick your reasons one after the other:

You job can not make you rich.

This is a blatant lie. You statement is the same as saying "been your own boss may never make you rich". So, why do you have to be your own boss? Take note of the auxillary verb 'may'. This is because it is a relative statement rather than a sweeping generalization. So, why are you making a sweeping statement about salaried people? Who tells you my job can't make me rich? How do you even define rich? My short answer to this question would be:
uzoclinton:
A rich man can go broke..... a wealthy can never. My Dad is rich, Bill gates is wealthy.
Your job can make you rich big time. The key is to grow the 'rich' into wealth by creating another stream of income. I am not wealthy but I am relatively comfortable. The point now is, am I satisfied? What we should preach is, don't be satisfied with your current position, strive to achieve more; sky is just the beginning.

You job can blind you to life realities

So can your personal business or your education or your up-bringing or parentage or anything you can think about. Linking this to being an employee only does not just make sense. it paints a picture that you are right but then you are far from the truth. Been blind to life realities is not a resultant effect of being an employee but rather a possible effects of so many situations and life factors.

Learn more than how you work

This is a piece of advice that applies to both employee and employer of labour. In fact, this is the only piece of advice i totally agree with in your posts. So, this is rather a piece of advice and not a reason for anything you might have asserted.

You are not in control if you need salary

This is another lie. I assume you probably have some online business going for you, that does not make you have control either. If there is no remittance from Ad sense (or what ever online biz you are into), do you have control? Would you not feel edgy about non-remittance. I tell you, there are many salaried people that would not fringe when their salaries are delayed. You know why? The rule to financial independence is, "some part of what you earn is yours to keep (save) and live within what remains " - Excerpts from Richest man in Babylon. The bottom line is, you are not in control if you don't have money; and being your own boss does not necessarily result into you being rich.

You are responsible for your financial state
Been an entrepreneur or making money for yourself does not necessarily translate into you "living beyond your job" (quote from OP) and neither does working someone.

I think the key should be, does what you do make you fulfilled? Now being fulfilled is very broad and this word is used here in its entire sense. Been an entrepreneur may not even make you feel fulfilled, so what's fuzz about been your own boss?

By the way, i work for someone and I'm doing what i love with every sense of fulfillment. Yes, my purchasing power has dropped considerably due to recession but then so does everyone's purchasing power in Nigeria. This is not a big deal.

As i said earlier, what everyone needs is a second or third or fourth stream of income. No one should rely on one even if you are an entrepreneur. If you are struggling and your take-home pay can no longer take you home; it is high time you re-examined why you are doing what you are doing whether you are an employee or an employer. If you are always broke before your next pay (as an employee or entrepreneur), you need to change how your work or where you work.

This is just my one kobo contribution.

2 Likes

Romance / Re: Wish A Nairalander Happy Val's Day by Ayowumie(m): 10:08am On Feb 14, 2017
Happy Valentines day to Gazzuzz
Crime / Re: Police Checkpoint Or Police Fraudpoint? by Ayowumie(m): 11:45am On Jan 19, 2017
The only solution to this issue for motorist to stop paying. Get your documents rights, put vehicles in rights shape be courteous to the officers.
I dare any officer that would force to give him/her money. I dont give police officers money and i am ready to withstand any 'time-wasting' officers because of that.

1 Like

Car Talk / Re: Do Some Cars Have Flight Mode? Or How Did This Happen by Ayowumie(m): 10:13pm On Jan 10, 2017
Alvin007:
This happened in Osogbo..few weeks ago. I don't know how it happened though.. cheesy

I can't seem to find any explanation for this.

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