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Nairaland Forum / Bigrovar's Profile / Bigrovar's Posts
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Properties / Re: sold by bigrovar(m): 7:56am On Aug 20, 2021 |
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Properties / Re: sold by bigrovar(m): 6:57pm On Aug 15, 2021 |
Bump |
Properties / Re: sold by bigrovar(m): 4:01pm On Aug 12, 2021 |
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Properties / Re: sold by bigrovar(m): 6:32pm On Aug 11, 2021 |
Bump |
Properties / Re: sold by bigrovar(m): 10:01am On Aug 11, 2021 |
Outright sale |
Properties / sold by bigrovar(m): 8:57am On Aug 11, 2021 |
Sold |
Computers / Re: Ubuntu Linux by bigrovar(m): 5:34am On Aug 06, 2021 |
purplekayc: As someone noted sudo apt install exfat-fuse exfat-utils should have you fixed. Debian upstream does not shit with exfat (userspace) drivers because it is not free and MS might have a patent claim to it. Debian based Distro don't mind and shit with it so while you won't have the issue with debian mint or Ubuntu debian upstream follow a different best of rules. Force mounting a with "mount" is not necessary in a modern Linux, udev handles that automatically. |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 2:13pm On Jul 10, 2021 |
Nicoswit: When you sell or buy a unit or units of share(s) you are actually buying from or selling to someone else just like you. What the broker does is to find someone else ready to buy your shares for the price you are offering it. If your share is liquid enough ( that is has lots of people trading it) you will easily find buyer / seller for it. If on the other hand it is a small share with not many trading in it.. then it might take some time to execute a sale.. a sale is when you can match a willing seller to a willing buyer. The broker does the connection ( hence the name ) 4 Likes 1 Share |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 2:10pm On Jul 10, 2021 |
YerYer: You are right many broker that offer commission free trade make money else where. Some through spreads, through selling of the user data but most through what is called share lending where your shares is lent out by the broker for a profit. Nothing is free in that sense of the world. 2 Likes |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 7:19am On Jul 10, 2021 |
gabscity:A lot of this the companies offering US stocks in Nigeria (pretty much all of them) are in fact just proxies that ride of the infrastructure of a US company called drive wealth. Drive wealth is a broker as a service company that allow other companies out side the US use its trading infrastructure to offer US shares to their customers. It is a 2 way relationship. The Nigerian company help Drivewealth KYC of their Nigerian US (required by us law) while drive wealth allow them access to the US stock market. Revolut in UK uses drivewealth under similar arrangement What this means is that when you send your money to chaka, trove or bamboo invest you are in fact giving your money to drivewealth same thing happens when you buy US shares from them, the shares are actually bought directly from drive wealth. Drivewealth is a registered LLC in the US and they are legit and well regulated under FINRA and SIPC as well as US SEC. They also have an insurance cover for your money for up to $250,000. This insurance means that if you put money in your Trove, Chaka, Bamboo wallet, you are in fact putting the money with drivewealth and should drive wealth or any of the Nigerian company go under, you would get your money with them back (The insurance doe not cover losses you made trading with your money) No say Trove or Chaka or Bamboo go under, what happens to your shares? Well they are with drivewealth under your name so you should be fine. You can even reach out to drive wealth to request for a transfer of your shares from them to another broker (this can happen if you decide to japa from Nigeria and want your shares to be managed by another broker. In long and short of this is that. Your money is safe with drivewealth and your shares are safe. Caveat: I do not work for either drivewealth, chaka or trove, I have no business relationship with any of them. I am not a financial adviser and this is no financial advise. 13 Likes |
Computers / Re: Ubuntu Linux by bigrovar(m): 4:41am On Jul 09, 2021 |
Looking for an IT administrator grounded in Linux and very curious and open to learning. Knowledge of Mac administration is also an advantage. The role is for a popular fintech. You can buzz me bigbrovar on Gmail. 1 Like |
Computers / Re: Ubuntu Linux by bigrovar(m): 7:49am On Jun 22, 2021 |
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Programming / Re: Anyone With Experience With YAML. by bigrovar(m): 11:16am On Jan 25, 2021 |
emilfischer:currently use yaml to configuring my private kubernates cluster running on a bunch of raspberry pi 4 |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 2:01pm On Dec 24, 2020 |
OvaSabi1:non of that. You need just your BVN. 2 Likes |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 8:57am On Dec 24, 2020 |
Ayomarcel:I don't use trove but on paper they seem to have the cheapest trade commission of 1% compared to bamboo which is at 1.5% (for portfolio below 10k dollars) someone somewhere complained about their older charges but I can not varify. I use passfolio because of their 0 trade commission and because compared to the Nigerian based services like bamboo and trove.. They are actually a registered broker in the US and are member of FINRA SIPC. They also use drivewealth which means they have same stocks as to have and bamboo. Do your own investigation and figure out what works for you. 3 Likes |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 3:04am On Dec 24, 2020 |
jajeri3216:Capital gain tax is exempted For non US residence aliens irrespective of where they live or reside (as long as it is not in the US) withholding tax on dividends is what varies from country to country depending on the tax treaty country of residence has with the US. The same thing for estate tax. Everything I have been talking about relates to non US residence alien. ie you are not a US citizen (or permanent residence) and you don't live in the US. 3 Likes 2 Shares |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 2:36am On Dec 24, 2020 |
jajeri3216:Capital gains on stocks are not taxed under us tax laws irrespective of residency or location. Only dividends and the amount deducted is dependent on your country of residence and if they have a subsisting income tax treaty with the US. Otherwise withholding tax is a flat rate of 30% of dividends. The estate tax applies to all non residents alien (unless again your country of residence as an estate tax treaty with the US) if not, you are subject to it and should you die while holding US stocks 40% of your assets in with a US broker would be confiscated. Including cash deposit with the broker. 1 Like |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 2:19am On Dec 24, 2020 |
jajeri3216:Did you actually read what your posted.? Capital gains =! Dividends. Capital gains are not taxed. what is taxed are dividends from a US company and 30% of that is withheld by your broker. How is what you posted different from what I have been saying unless am missing something. 1 Like |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 4:05pm On Dec 23, 2020 |
jajeri3216: This is tax applicable to "non residential alien" to the US. And yes it depends on your location but to the extent if your country of residence has an income and estate tax treaty with the US. On SA and I think Egypt has this in Africa. The tax is meant for non US citizens residing outside the US. 2 Likes |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 2:41pm On Dec 23, 2020 |
jajeri3216: Thnaks for the post I don't intend to trade my goal is long term investments in broad based etf using dollar cost averaging. My concern with Passfolio is the US dividend and estate tax. The former allows 30% of dividends accruing to your portfolio to be withheld if they are coming from US based companies or fund like US domiciled etf. The latter is even more draconian, if you have the audacity to die the US would confiscate 40% of your portfolio assets including cash with your broker. This is why I am considering Trade 212. I am still studying their tax laws for the US. 3 Likes |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 11:57am On Dec 23, 2020 |
Have anyone here tried passfolio? There are a US based broker regulated by US SEC and member of FINRA, SIPC. They offer commission free trading and have some of the fastest Onboarding process (of all the trading apps) all they require is your BVN (I think they work with Flutterwave to resolve BVN) and that is all the KYC required. no passport or address verification nonsense. The use drivewealth as their brokerage clearing house so they have all the ETFs and stocks available to bamboo and trove. Drivewealth is also member of FINRA and SIPC and are US SEC regulated. They allow for bank transfer from a dom and you can transfer naira to them. They have integration with wema bank which they use for naira dollar transfer. For now it is app only but their online wen trading platform is being worked on. I only just discovered them but so far I have been impressed. 1 Like 1 Share |
Investment / Re: Us Stocks Pick Alert by bigrovar(m): 7:43am On Dec 23, 2020 |
Ayomarcel: I dont even know why this is a question or why chaka is even popular on here. First of, chaka has a trade commission of 2% that means chaka would charge you 2 dollars from every 100 dollar of trade buying or selling. This is the highest in the business. Trove charges 1% and Bamboo Invest charges 1.5%. Chaka has the worst customer service and they are not transparent about ownership of their shares or who their clearing house broker is. Their exchange rate is also the most ridiculous, when I tired them back in September, they were charging 475 for dollars when everyone was charging 465. Did I say how bad their support is? They could not answer most of the questions I asked mostly about stock ownership, do I own the stocks I buy through them or is chaka the custodian owner. I really tried using them but in the end I just felt this is not a serious company. I am not surprised of their issues with SEC which has banned them from advertising or even selling stocks. 7 Likes 2 Shares |
Autos / Re: NGK Spark Plugs and KYB Shock Absorber. by bigrovar(m): 8:33am On Dec 18, 2020 |
How much is kyb struts and shocks for corolla 2014 |
Car Talk / Re: Maintenance Tips On Cars. by bigrovar(m): 6:43pm On Aug 26, 2020 |
GAZZUZZ: Thanks gazzuzz you are spot on. Decided to inspect the fan and I noticed a screw lodged in one of the blades. I don't know how it got there, it wasn't there to wedge just seem totally random.. The screw was wedged to the edge of one of the fan blade and I had to remove it. After removing it I drove around for some time and idled but the noise did not come back. Even when the fan kicked into high rev (something that usuallytrigher the rattling) it was all quiet. I am still observing sha. Thanks for the pointer. 1 Like |
Car Talk / Re: Maintenance Tips On Cars. by bigrovar(m): 2:42pm On Aug 26, 2020 |
GAZZUZZ: Thanks a lot boss, Here is the video https://www.youtube.com/watch?v=MVMB-cfmOrI Things I noticed when I popped the hood that I had not noticed before The Rattling noise comes up when the car is at a stop after a long (say 30 minute drive) It seems to be coming from the Radiator and triggered when the radiator fan goes into High RPM. It comes and goes and stops when the Radiator fan is in low RPM. When the Radiator fan is on high rpm the frontal side of the car vibrates against the body and it cause the rattling noise.. at least from what I have observed. |
Car Talk / Re: Maintenance Tips On Cars. by bigrovar(m): 11:55am On Aug 26, 2020 |
Hi guys. My 2014 toyota corolla makes some rattling noise after I have driven the car for some time and I am in traffic. The noise is particularly much when the AC is on and goes off when I turn off the AC (for some time) but the rattling noise comes up even when AC is off. It seems to only happen when the car has been driven for about an 1 or 2 and usually when in traffic or when the car is idling. It doesn't show any other symptoms, drives well accelerates well, gear selection is fine and no issues with over heating. The noise can be loud and annoying though. It usually goes away once I start driving and or after a couple of minutes it kinda goes and comes. |
Technology Market / Re: This Thread Is Only For Aliexpress Shopper by bigrovar(m): 5:17pm On Aug 20, 2020 |
The way nioost handle deliveries is just a game of chance. It doesn't follow logic of when the item arrived. The back log at the airport is so huge that they pretty much pick them in totally random batches so if u are lucky your package is among the bag picked. There are still under staffed and work less the number of hours. Some of us will need to wait close to 6 months. |
Technology Market / Re: This Thread Is Only For Aliexpress Shopper by bigrovar(m): 1:38am On Aug 14, 2020 |
Kamaye:This is so true, I went to NIPOST main office at Ikeja and and also spoke to a contact I have there. The staff are over whelmed and covid situation has not helped matters. They are running on shift and as a result operating at 50% capacity (or less) this means lots of packages are waiting at the airport to be retrieved and distributed.. this can take forever and it also causes irregularities. I was shipped 3 different packages as part of multiple items I got from the same seller. They were all shipped the same day in the same batch and likely came in the same plane to Nigeria. I have only received 2 of 3 and I also received items I got after them. I still consider myself lucky because I am in lagos and stay in ikeja so my last mile is not long. If you stay in other part of the country then your delay is multiplied. |
Satellite TV Technology / Re: Solar Energy, A Complement To FTA by bigrovar(m): 6:00pm On Aug 04, 2020 |
godspeed: was going to chime in then I saw my oga as responded. |
Technology Market / Re: This Thread Is Only For Aliexpress Shopper by bigrovar(m): 6:16am On Jul 24, 2020 |
bigrovar:Spoke to 3 GTBank connect agent and they all confirm to me that they have indeed disabled international payments for naira cards. It is so unfortunate because they could have informed people about this since their website carry wrong information. 2 Likes |
Technology Market / Re: This Thread Is Only For Aliexpress Shopper by bigrovar(m): 8:13pm On Jul 23, 2020 |
Hey guys, anyone knows if gtbank still processes naira master card for transactions? I ask because the last time I tried to buy something via PayPal I was told they have stopped PayPal transactions. Has this been extended to all online transactions? If gt still processes transactions at what rate? If anyone made transactions in the last couple of days how much did gtb charge on a dollar. Thanks |
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