₦airaland Forum

GreenMavro:
Happy New Month...I know say some people will get grant this month

Same to you. Amen.

I have reply ur PM.

Good morning all.

yettymuse:
OK, whilst you were dating her you weren't spending on her because............ She's miss independent huh Men like you make independent women carry calculator about... You married a woman because you want to be sharing bills? Really??

Ovoko!!!!!!!!!

Nothing wey person no go hear for this nairaland. You're depressed because you're performing your marital duties, top of which is taking the financial responsibilities of your home?
You've not even started, no kids yet and you're whining like this?

You married her because of her money.. You never chi chom chin!

Are you kidding me?
I weak abeg!...

You better get sense before you get marry.

This is 21st century. Family financial responsibilities is no longer left to man only. Women don't just sit at home any more, they support

ernie4life:
From a GtBank account Dail *737*50*amount *83#

You will be prompted to enter your abacus account number then your pin


For other banks just do a normal bank transfer from your account to abacus account

Thanks bro

ernie4life:
It's easy.

On the client log in click on easy trade

Then follow the steps on this pics.

Hope this helps you

Thanks, bro. I have been able to log in successfully.

Just another question, pls. What are the options to top up my the Investment-One Abacus Mutual fund.

Good evening friends,

I am having a funny experience. I just successful open an investment-one MMF and i receive my login details in an email, but i could not find where to click on their site to login - https://www.investment-one.com/funds-management/

The client login button on their site is taking me to VGIF (whereas what i open is MMF).

Any help please?

CallmeX:
Where did you get the rates please?

Rates of most mutual fund managing house are posted daily by FMAN (Fund Managers Association if Nigeria).

Here is the link to it: https://fman.com.ng/mutual-fund-price-list/

Nusah09:
. Bros join me and Ugosample on Investment one It is Vantage Balance Fund o for long term investment I like your 7yrs plan o, leave all this mmf jO let them b laughing now while you laugh best in 7yrs later I aedvice to get the book of Robert Kioyosaki "Invesing guide" use 28816 as ur reference no in investment one. Congrat in advance.

Thanks bro. I have a question pls.

What is the advantages of Vantage Balance Fund over MMF. Thanks.

eezeribe:
Sent...

Received with thanks.

eezeribe:
Starting with MMF is not a bad idea at all, at least you could gain some valuable experience and 'know how' at the lowest risk possible, while watching your capital appreciate.
Considering the initial capital you intend to start with and the number of years, (from your previous post), I think the MMF will not disappoint you.

Thanks bro for your encouragement.

eezeribe:
Hello prospective investors, if you are interested in opening a Stanbic IBTC Money market fund, if you need guidance on how to fill the form, I have a PDF copy of an already filled form from STANBIC bank herself, the form serves as a guiding template.
It is free of charge. Happy Sunday.

Thanks and happy Sunday.

eezeribe:
For your number one question, the three investment houses you listed are all very good and offer your options in (i) to (v).
It's good if you make your choice based on personal convenience.

For your number two, as regards the dichotomy between balanced fund and money market fund...
It depends on what you want as an investor...
The balanced fund has a higher ratio for equities than the money market fund,and you know, higher investment in equities could mean bigger profit or bigger loss in the long term, depending on your risk appetite.
The money market fund is highly conserved and specially tailored for people with low risk appetite, who still seek capital appreciation.
The risk of capital erosion is not the same in both funds...

Thanks so much bro for the clarification.

It's safe therefore to start with MMF as a beginner and also as Balance Fund is not performing better at the moment.

Good afternoon to the mutual fund gurus. I have patiently read this thread from the beginning. But I will like to ask some few questions.

1. I observed that the interest rate of top mutual fund managers does not differ too much, so besides the rate, which of:
(a) ARM
(b) Stanbic IBTC or
(c) Investment One, is more suitable to invest in base on:

(i) Good customer service
(ii) Transparency
(iii) Ease of tracking your investment
(iv) Ease to top-up more funds and cash out and
(v) Pay tax-free interest and quick compounding interest to original capital (not waiting till quarterly).


2. Secondly, people here have constantly held the position that Balanced Fund is a better investment choice than MMF for long-term investment even though the interest rate for Balanced Fund is lesser than MMF, can someone explain why. I have attached and asteric the interest rate for both Balanced Fund and MMF for two mutual fund managers (ARM and Stanbic) as at today.

To help me get quality advice, my investment plan is long-term (Maybe 7yrs and compounding the interest) and maybe spread 5m across different of fund type.

Experience gurus, help me with advice to help me optimised my portfolio. THanks

lopside12:
Everything was becoming lovely until the bolded broke my heart.. May her soul rest in peace knowing she raised moral child(ren)

My dear, it was a very terrible blow. But what can one do than to live on such that her efforts are not in vain.

Mindfulness:
May they look upon you from Heaven and may your joy be their joy. Amen.

Amen.

Adukey:
What a touching story, may their souls continue to rest in peace. It's 'pamper 'though, not 'pauper'.

Amen.

Thanks for the correction.

You both just want to kill the flow in this thread.

Some times also our parents are themselves a product of improper upbringing and have their own emotional and situational battles. We should sometimes bear with them and try to understand their short coming.

My parents try I nor go lie. May dad was a taxi driver and was a jolly good fellow. He will always buy suya when coming back home from work by around 11pm. Then if you sleep before papa come back from work, na your luck be that, u don miss suya. The rule among we siblings is no waking of anybody wey sleep . Sometimes my mum go forget go wake person, we go vex for her. It was fun. That was around 1992. But i lost my easy going dad in 1995 to road accident.

My mum became the bread winner of our home taking care of me and my six siblings. Na wetin my papa brothers do, i nor go ever do for my life. Dem come carry all my papa property and abandoned us the children for my mum. But God love us and my mum na strong woman with love for God. She hustle take care of us go school.

Growing up with no father figure, i wan be lose guard dey join area boys. My mother begin cry, wake me for night dey advise me. I come call myself to advise say why i dey lose guard like this, this woman want my good and i better behave. From then on I change my ways, my mum was very happy and proud. I come serious for church become teens president, dem pass my exam without problem and gain admission. My mum treat me like egg. She go rather make mosquitoes come bite her than make the mosquitoes bite me. Pet me like small pikin. I love her to pieces. People dey call me her husband because I be the first son as well. When i came back from NYSC after graduation, she wan come carry bucket of water go bathroom for me to take bath. I just rush am say, momsy stop stop, i can do that myself na. She wan kill me with love and petting. But she is no longer with us on earth as she went to be with the Lord in 2016. But the training and education she had given me is sustaining me and only God know why he calls her and I still blessed God for everything. She is my idol and role model.

I will pamper my children the way my mum pamper me while still instilling crucial life lessons in them like hard work and discipline.

tendy08:
Let me chip in here sassy sure

I understand the point you're trying to drive home but I'd say this approach isn't the best to use on someone in his position.

We preach forgiveness so easily, but in reality, it's difficult to do, especially in a case like his. It's easy to let go and purge when there's remorse from the abusers, but this is clearly not so with him. His folks do not acknowledge they abused him and his feelings too are not validated. It's as if he's just out to make trouble while they go around, acting like nothing happened.

I've been there...the pain is indescribable. People who should be your allies, turn around and gang up against you because they are older. Making you feel like you're insane for saying they wronged you. Whatever wrong done to you is turned on its head is dumped on you.

What am I trying to say- while I agree it's best to forgive and let go, I also understand why he seems stuck where he is at the time and the struggles he's faced with. Seeking revenge is what makes him human, not because he's evil. It's totally normal to see people who hurt you being paid back in their own coin. Don't berate him for that. He can only step out of this situation better when he finds the love and support he craves for.

Judging and slamming him for being human isn't the way to go. The pain of betrayal by loved ones runs deep. All he needs is encouragement, love, support from people who won't judge him further but just for once; listen to the pains that lie in his heart.

Op, if you're reading this, i'd recommend therapy. You need to work through the stages of abuse you've gone through. You need to understand why they happened, possible see if in any way, you played a role in enabling it. You need to unburden and release the pent up pain. Only then will your healing start. I'm sure once you start to feel better, the thought of revenge will ebb gradually.

Stay strong and may light find its way to you

You're a wise person. Your sense complete.

polimaf:
can we talk on whatspp? +234 812 644 .

Thanks

LagosWharf:
Go for the lexus IS250. You will get all you mentioned above along with luxury and class

See example

https://www.nairaland.com/4463512/2008-lexus-is250-ibadan-08088525399

Do your due diligence on any car. Be sure it is not a lemon

Thanks.

polimaf:
I have Nissan rogue, 08/09 available for just 3.1M last. trust me, its the best offer on the market and has all the features.. location: Ajah

I need something more recent. Above 2010. I have increased budget to be able to get something more recent.

NwaChibuzor44:
Get one of those camry 07/08 models.

Thanks. I prefer SUVs.

Glory Hallelujah.

Pls can someone share what is the ideal score in CRS for you to be invited?

Spatman:
My brother that recruitment was of high standard and no where near regular Nigerian recruitment. They did the best they could despite recession hoping that situation can improve so they don't disappoint many, the main reason for the delay! Over try dey worry them sef!

You're very correct. Which oil and gas company was still recruiting during those period of low oil price, recession and national misadventure. They managed the situation the best they could. They are not exactly proud about the delay themselves anyway.


All thesame, God has still have best plans for everyone.

Congratulations to all those who got to the medical stage.
NLNG is one of the best company to work with in the world.


For those who are not so successful this time, God always have a better plan for everyone.

Cheers.

jerflakes:
Good work!

You have a scientists' curiousity

But you don't boil something inside oil though

The term, boiling, is reserved for water or water-soluble liquid

Abeg no vex for that correction, I like your experiment though

Sorry, don't mislead people. Anything physical substance can boil if heated to the right temperature. Water boils at 100°c while other liquid like oil, petrol, methanol etc have their different boiling points at normal atmospheric pressure.
So the term boiling is not just reserved for water or water soluble liquid alone.

NPComplete:
I dreaded this day all this while. But the funny thing is that when I saw the mail, I felt relief. Things could have gone better. But I realise that things are not so bad either. Makes u appreciate your life even more.

I wish all you guys the very best of luck, it has really been a life humbling experience. We all have different path to the top, but one thing I pray is that we shall all meet at the top. Selah.

Joshmedia1:
I don't email people
You may contact my number

No worries then.

Could you please edit your comment and remove my email. Thanks and take care.