₦airaland Forum

SiltonV:
Hmmmmmmmm low and high cadre... Will God ask for that one on the last day

It's good you understand the context, lower cadre is not an insult, nor is higher cadre a praise.

It just means lower position and higher position.

AntiChristian:
Why can't the president be elected from NE/NW among the Christians there?

Na so so Southern leadership all the time!

Na only politics tribalism suppose dey why is CAN afraid of Northern leadership but Christians are always wanting to convert them?

Because CAN has no trust issues. There is fairness, empathy and brotherliness in CAN. So every Christians is confident that their interests is protected no matter who becomes CAN president.

But same cannot be said about our political class today, hence the deliberate need to balance every government.

IHANLU:
The best is to get a loan facility to execute the project of 3 storey building now in which the monthly repayment plan will be within 400k - 450k.
The reason being that, the cost of building material is not stable also considering the time value of money. once you do this, you will continue to enjoy the rental income from now while servicing the loan as against staying the construction for several years before completion.
I am speaking from personal experience

Not a good advise.

If you take 50m loan at 12% per annum, that means paying interest of 6m annually (500k monthly) without even paying pay the principal. All his monthly savings will go into paying interest and the principal will still be there. Simply put, he will be working for the bank.

You only take a loan to finance a project that have ROI beyond the prevailing interest rate.

Black and White

Coke and Fanta

Blamziefarmz:
iPhone 11 but she Dey enter bus at 6am go work . Misplaced priority

So the people that uses bus to go work are not human beings? Does owning an iPhone makes one super special that he can't enter bus again.

Softboy001:
....life has been difficult to say the least, ever since I moved to lagos after finishing my nysc in March, I thought hoped things will be better but it only became...
Well let's leave that. I just want advice, that's why I am here.am currently squatting with my elder brother and his fiance in a room and palor self con. They are getting married by December. I have alot of burden to them, they don't need to tell me I know. But what will a man do. I forgot to add am 27 years old. I studied mechanical engineering (HND). My hands are really tied right now. I left a crazy job(30k/months) that I was using to sustain my self. Don't judge me, am not lazy. I left because of security reasons. Plus It was a slave kind of work. Presently am hooked. I don't know where and what to do. I currently don't have up to 5k in my account self. As I no gree do yahoo aka jazz. Na wetin my eyes dey see be this.

...any way my gist is getting to long. There is an man that has always been a father to me. He helped me through school. I really thank him. As in he has done alot. The man just like me for no reason.and has been helping me since I was young. Anyway he called me and then after explaining to him how things has been for him.

He called again after a month. He said he has a deal for me.

The deal is that, he wants to sponsor me to go to canada. I forgot to add, he stays in Austria. Him and his family. So the deal is about 2.5 million naira, so he said he going to work everything for me that includes international passport,visa, airplane ticket, accommodation and also the package includes work also. but the deal is that. He will pay about. 850k. To get me there first. Then when am there and have started working I'll pay 1.8 million to the agency $4k.

So that's the deal. The 850k he is just using that to help me.actually he himself he paying 650k to the agency and giving me 200k as pocket money. Then when I get there I can work and give the agency the remaining 1.85 million.

So please guys, what to do you think. My fears is going to a country I don't know anyone at all, there is so much risk involved canada far o and will I be able to pay up the money. I don't want to owe gbese that I can't pay back.

What do you guys think?
Should I go ahead? Or remain in naija?

I have so much fears, that's why am scared of going, what if I go broke?

I have from now till Monday to decide, the processing is starting on Monday

First of all, be strong, things can only get better.

My concern is not whether if you will be able to pay the money or if you will go broke.

In Canada, if it is even menial job you're doing e.g dish washing, cleaner etc, you will still make the minimum wage (average of CAD13 per hour), which when converted to naira is big. So you will definitely be able to survive and pay back.

My real concern is, is the deal genuine? as it sounds too simple and good to be true. So that you don't end in Libya or have your organs harvested or end up pushing drugs for someone and end up in prison.

If you very sure the deal is genuine, go for it as you will be able to make money to more than survive you in Canada.

But double check through the processing process that you are not been sold into slavery or endangered in illegality.

Good luck.

Lead us not into temptation.

In this era of social media successes and audio monies, it is important to say:

"A man of good conscience and an honest means of livelihood is a successful man".

In this era of social media successes and audio monies, it is important to say:

"A man of good conscience and an honest means of livelihood is a successful man".

.

This is penny wise, pound foolish.

bigtt76:
Genuine Tech Startups that give good returns through Agriculture etc are duly registered with the SEC. Stop trying to hoodwink people into forex, bitcoins and any other schemes. Allow whoever wants to get involved research and do that on their own volition and not yours. Enjoy your ROI on the platforms you've invested.

I thought we have gone past this by now..

Dodeyeeni:
Online investors please.

After creating ur online account and uploaded a passport holding ur I.D.

While waiting for verification can i proceed to deposit funds into my account?

And when is a good time to invest after or before verification?

Online is OK but it's better to go to one of their branch to open so that if you have any challenge you know where to visit. Their phone number online always go unanswered and the online customer service experience is less than satisfactory.

freeman67:
It shouldn't be anybody's business how people want to invest their money. If you have any form of investment and you are able to convince people by your explanation I am sure they would invest.

Not to come into a thread meant for a particular investment thread to make jest of those investing there because of your own personal agenda that you may not even believe in. If the pool funds agricultural ventures like let them be giving �% rate per day.

People will only invest in what they understand.

I don't have any form of investment i want people to invest in and I'm not convincing anyone. Do whatever you want my dear friend, it's your hard earn money. Goodluck.

tenderjunkie:
Wetin concern you?
World people

See person wey I dey feel for say mutual funds is casting o. Smh, truly world people, you can never show concern for them.

michaelogunleye:
Do you just put your hard earned money into anything without considering the security of your funds? Are forex and Agritech on the SEC website.

Are tech start-ups on SEC website? Does everything have to be on SEC website before it can be invested in?

Well, I think it's just individual investment strategy and risk appetite. Whether you're more interested in higher ROI or just preserving your capital.

Also, capital preservation can be an illusion some time, imagine investing in mutual funds with average return of 5% PA and the inflation rate is more than 10% PA, you will be have losing money in the relative sense. Because the same capital plus interest won't be able buy the same thing in the future, what it can buy now.

Money depreciate with time, so as a principle try to invest in something that the ROI is higher than the prevailing inflation rate, otherwise your money is losing worth in real sense and it would be better you just buy land or any other real estate.

freeman67:
No mind am. He wants to reap them off.

Reap them off, how Na me get MBA Forex or an me get Returns Market Investement.

Invest wherever you wish my dear, let me not distract this thread.

I was just surprise that people are stuck to mutual fund. If they are scare of forex, what about agriculture - many pool funds agriculture venture are giving rates up to 40% per annum (I won't mention name of any of the company so that I don't seem to be talking for them, google is your friend).

Investigate and get information, mutual fund is not the only legit passive source of investment. Goodluck.

seyisanya:
Please, let them be. They like it like that. Is it your 5%?

Everyone should invest according to their risk tolerance.

#AvoidPremiumTears; #DontLoseYourShirt

You are correct, everyone has their risk tolerance.

The less the risk, the less the profit and the more the profit, the more the risk.

However, calculated risk is the safest haven.

Jesus! so there are people leaving their hard earn money in mutual funds that is doing a average of 5% per annum when there re company like MBA Forex and Capital Investment Limited (a.k.a MBA Forex) and Return Market Investment Nigeria Limited that gives 10% ROI per month.

Knowing legit here will be hard o.

Dangrace01:
This 2fa issue how do one bypass it

It was an optional authentication process before, but now it seems to be a compulsory login procedure. Just have to do it.

All these changing dynamics are pointer to the eminent collapse of the system anyway.

Now that the website is back, ensure to withdraw your funds/returns swiftly because that is how the website will crash one day and not return.

Wisdom is profitable to direct.

Jman24:
But a woman was furious. And shouted at akpabio. I still prefer women as representatives to men

The woman just doesn't know what is going on behind close doors. The chairman of the committee know why is shouting repeatedly that it's ok, so that Akpabio doesn't spill more and expose the National Assembly.

Why do you think speaker rush to remark that the MD of NDDC will not appear before the committee again. Because if he answer questions, he answers will expose some National Assembly members. They are all culpable.

I need a very good design editor.

Send me PM. Thanks.

I need a very good design editor.

Send me PM. Thanks.

I need a very good design editor.

Send me PM. Thanks.

I need a very good design editor.

Send me PM. Thanks.

Heryormilekan:
Thanks.. much love

You're welcome. Hope you find them useful.

Dear Engineers,

For practicing engineers and upcoming engineers, you will discover that after graduation you will be using Engineering Codes and Standards more, rather than first principle (textbook approach) in solving engineering problems.

So to assist practicing engineers and upcoming engineers as part of my little contribution to support technical competency development in Nigeria, I have uploaded over 3000 Engineering Codes and Standards for your practice.

This Engineering Codes and Standards include
- ASME codes
- ANSI codes
- API
- ISO
- ASTM
- NACE
- SSPC
- Company specific standards like SHELL DEP, Exxon Mobil Engineering Practices, NAOC and Total.

They are in google drive and I have given permission for everyone with the link to be able to download. Below is the link:

https://drive.google.com/drive/folders/1OXAptiyjWyVm5-cFGUhHD-9Klfe9o6Rg?usp=sharing

Happy studying! Read and improve your technical competency and grow rich. Cheers.

Onyi22:
Regina Daniel is a Bea, she dumps her ex boyfriend and got married to a Multi billionaire, that's exactly what a wise lady would do..
Dump him!! I repeat, dump his useless ugly broke ass when u see a richer guy/man than him..
Don't be deceive that "things will get better" he's a bloody lier.
Don't die before ur death with a miserable, frustrated guy that has refused to make money.
Finally my sister, Marry money because Love na scam..

Hmmmmm. like he should go and rob or do ritual or whatever for you. Dumb ass, what happen to your own hands. Want equal right with men but don't want take equal responsibility.

Na wa o, this world has gone crazy. We have a lot of pathetic women, slay queens and insta babe whom all they know is to expose their smelling naked body online, creating nuisance.

Valueless creatures, so valueless all they have to offer is their body.

After they will say, it's not because of your money o, shut up!

Grace