₦airaland Forum

Dieumerci:
I witnessed all my wife's deliveries, though on the second one the baby came when I went home to attend to the children at home.

The advantage is that your presence would make the nurses and midwives to be very careful and treat your wife with more care and respect.

Midehi:
really? i love that

I tell you...labour pains would make any woman to misbehave and the nurses would usually vent their frustration on the woman.

I witnessed all my wife's deliveries, though on the second one the baby came when I went home to attend to the children at home.

The advantage is that your presence would make the nurses and midwives to be very careful and treat your wife with more care and respect.

GudluckIBB:
Even if its build operate and transfer,50m Is too small for a 50 year lease.

50m was for the expression of interest. Meaning that every other company that expressed interest just like Afriland also paid 50m each.

TechDensity:
The images below says it all.

@Micgray100, pls respond to this.

oseri:
for poor gas milage, you need a scantool that has live data functionality.
1. run a scan and scan if there's any present malfunction or historical trouble code
2. Check your live date. You want to be looking at your fuel trims. short and long fuel trim. you want to be close to _+0% on your long term fuel trim LTFT
3. for your case i believe you are probably running rich you should be between 20 - 24% negative long term fuel trim. This will lead to diagnose if u have a vacuum leak, poor fuel injectors, dirty MAF sensor etc
4. your short term fuel trim tells u the instantaneous pulse rate of the fuel injector/ fuel pump performance. can diagnose dirty fuel pump filter or clogged injector
5. exhaust leak may and may not be significant. Post B1S2 exhaust leak is less significant in fuel economy. Exhaust leak before before the B1S2 will cause excess air into the exhaust and ur O2 sensor voltage will be rather low close to 0.1V.
the list keeps on going till infinity...... IAT sensor reading, RPM vs cycle load, spark plug misfire live data, alldata repair manual

i'm an advance DIY, trained online by scannerdanner, subscriber to ericthecarguy, schrondinger, chrisfix, scotty kilmer on youtube.
i stay around PH environ but i'm not always available because of work. I do diagnosis for almost free. ADVANCE diagnose if u know what i mean and can program auto key for almost a token with my powerful skp-900 key programmer. I use toyota intelligence, toyota techstream and autel maxicheck for my diagnose. I have maxidas708 but for paid diagnose only

Wow! Blessing, you have done well.

TechDensity:
THIS IS SCAM.

CHECK OUT HIS PREVIOUS THREAD.

Some of you are just something else.
You accused someone of being a scammer without any proof.
You asked us to check his previous thread without providing the link to the thread.

Infinitikoncept:
Guess I prefer that last thread sha cox when stanbic bank form #8 cheat on refunded PayPal and I mail them tire getting the same reply of sorry for the inconvenience shithole with no resolution but when tonjeola copied CBN oh boy I got my credit alert.
Opeyemi 5 I hope I can spend that extra change na abi you self want the, refund ni? Lols

cc: dragnet

funken:
Please can you tell us the CBN email address to copy, I might be pursuing something like this for UBA in the coming days....still waiting for the refund to hit my account..

cpd@cbn.gov.ng
Consumer Protection Department

Is it okay to post your clients details here. You are exposing them to scams.

Mizzzbeee:
Why isn't the front page updated That is the essence of this group... Now no difference btw the last group and this one

The only difference is that the order thread is richer than this one, in terms of information.
They were too quick to condem the order thread as if they have something better.

cc: dragnet

abbeyforex:
I did not make all this point you listed above. Check well,I only updated the latest information about the PBOC and its effect on RMB.I repeat check well.

I tire ooo! I doubt that the guy @989900 read your report or he thought that this is politics section.

alakara:
called customer service.

Haha! are you a learner? Updates here should be the actual rates from online purchases.

Since you got the rate from CC, you should have quoted CC as the source. Pls modify that post.

@biggboy
You just exposed all your personal info. I mean everything about you.
Take away that post for your own good.

@Dragnet, would it not be better to allow people to continue their off-the-topic discussion on the other thread. By locking that one, sooner than later this thread would be derailed too.

slimz10:
Thanks... also opening savings account with MasterCard (ATM card) will do or should I use current account with visa card?

Yes a savings account with Master or VISA card will do but StanbicIBTC Mastercard is the Don for now.

slimz10:
bro apart from #199.5 any other charges for the dollar when buying online

None... that l know of.

nnamokenna:
Does anybody know FCMB's current exchange rate?

Ah! Bros longest time. How ur studies abi na exams?

Everybody don port to stanbic, I doubt if there's any that would want to try FCMB.

akagson:
Wow! Link me to a better one please.

I don't think you're in a hurry so take your time to read through the thread, open your own PayPal account and proceed with your bidding or BIN to avoid stories that touch.

Tmany:
Op hope this package will be on its way to Lag tomorrow, cause for over a week have been begging for the invoice all you said is, you have a shipment scheduled for this Friday.
Not pleased with your service.

You need to understand how he operates. The goods will leave for the airport this afternoon and depart Texas for lagos on Monday, your invoice will get to you before the goods are cleared at the lagos airport.
You don't need to beg for your invoice or get worked up. Most of us here are equally expecting our invoices.

tumababa:
From my understanding. Visa card is in dollars. You need to look for dollars to deposit into the account to use it visa dollar card cannot be linked to a naira account. I might be wrong

I got a message from them stating that they now three options for the VISA dollar card.
So find out from them how the debit option works. Stanley08 gave their email somewhere above.

akagson:
How much per dollar? You got a phone number?

I don't sell PayPal funds but I can help you pay your seller. The item you want to get is not a bid so you can easily get your own PayPal account by reading just about the first 20 pages of this thread and then buy it yourself.
If you still want me to pay for you then give me the terms and if I'm OK with them, fine.
I use StanbicIBTC and they still charge #199.5 /$.
As per phone number, I will prefer we do everything here.

akagson:
Can you do it?

Yes I can do it but how do we deal.

tumababa:
How do i get the 199.5 per $ on the visa card? Cos thats why im with stanbic.

Sir, I think the VISA card should offer the same rate. We need to verify from a well-informed StanbicIBTC customer services rep.
That said, the VISA card now comes in three options: Credit, Debit and Prepaid.
You can get the debit one and test before you use it for purchases.

akagson:
Who can help me pay for an item on eBay here and what's your charge? Ymodulus has finished his own PayPal funds so soon.

How much do you want to pay on eBay.

azpekuliar:
Does anyone know any shipper here on Nairaland who offers a similar shipping service as chinosXL does from the UK? I need to order a part from the UK and I need a UK shipping address so I can place my order.

They all collect service and/or handling charges.

deligatus:
The said " Shipping Extended Postal Code not valid"

The code correct. If you are using a phone, be sure to type 77063 with no space after it or use a computer.

coolbibz:
Hello everyone, how are y'all doing this evening?

Please, on the average, how long does it take Stanbic to issue one a MasterCard? I need to pay for something urgently, an exam actually. Thinking of opening an account with them tomorrow. Comparing GTB's exchange rate with theirs, I'll be saving a reasonable sum of money.

You should get it within 2wks. They didn't verify my address, I'm guessing that it's because I gave them my BVN.

phemmy26:
After you registered your business name, you need to register with Firs for VAT purpose as the a business name which could be a venture or an enterprise. The only Tax required to pay to FIRS is VAT. if you have commenced business operation,you need to file your VAT monthly to the FIRS office where your TIN number is located which usually depends on your company address. Failure amounts to penalty of 5,000 every month. Now for TCC, FIRS don't issue Tax clearance certificates to Business names like ventures or enterprises. TCC is issued out to companies i.e limited liability companies....

Thanks phemmy26, but I hope that they won't charge us #5,000 from April cos we're about to start operation from next month.

mavinc4u:
are you comparing chinosxl US with Midas Uk? why not compare chinosxl US with Midas US to spot the difference.

Talking about service and handling charges, what's the difference between Midas UK and Midas US?

scantee:
your not paying it individualy, any tax paid by the company covers for everybody, assuming you have staff already is the duty of the company to deduct their tax indirectly with or without their notice, talking about how they evaluate the amount to pay by a new company like yours which is less than six months and have not done any job, you know Nigeria system that they must find a way to make you spend money on everything, for me on legal ground i don't think your company suppose to pay, but lets assume their initial charge might be for admistrative/processing fees which i believe should'nt be much.

Thank you very much.
Armed with these info, I should be able to get a very low cost for the VAT or whatever they want to charge.

scantee:
The tax your paying is for your company not base on indvidual, and it will determine by your company annual turnover, as your company is less than 6 months your to pay for the Vat, Tcc and Tin are free. So your likely to pay between 5k-25k not more than that, but if your company have done any project withing the period registration it might be evaluated base on that.

Thanks scantee, I meant that during the registration of the business name, I included myself and my wife as the owners of the business but it's practically for her.
My question is since I am registered as one the owners of that business, would I be required to pay PAYE on it even though my PAYE is deducted by my employer.

Talking about VAT, the business will start operating from next month. On what are we going to pay VAT and how will that be calculated?

We want to fix/get to know all the government rates and taxes before starting.

Pardon my plenty questions.

@Databoy247, @Scantee, I registered a business name in April this year with my wife's name and my name.
She will be the one managing the business.
I already have an e-tcc from lagos state and pay PAYE through my employer.
Hope it's only my wife that will pay tax from the business?
We intend to get the TIN, TCC & VAT before starting the business.
Are we required to pay for anything?

prudentkolly:
Is lsm ship this week

Yes, the pallets will leave for the airport by noon this Saturday.