₦airaland Forum

Injera:
Economic theory suggests that mopping up excess liquidity in the financial system could help curb runaway inflation. Emefiele could have ease the nation into it rather than using the policy hitherto needed for political gains.

There’s no time boss
This is the right time
Kill 2 birds with a single throw: curb massive vote buying while achieving the aforementioned economic gains
Peace

Biodun556:
Some people are still insisting that Emefiele is on the track

Yes he is right on track
He is not responsible for failing bank network
He’s not the one hoarding cash
He’s not the one bribing bank managers to keep the new notes for those greedy politicians whom you revere and bow to
Instead He’s the sensible one who has seen the impending calamity which is waiting to befall if the powers of vote buying isn’t reduced in the upcoming elections
Please be reasonable
Hold your bank manager responsible
They live amongst y’all
Get sense please

densiks:
Emefiele and Buhari with blood on their hands.

Please spare the false narratives
What use does destruction of bank properties and scarcity
I wish those rogues involved can be arrested and sent to prison to rest

elonmuskbaby:
a begiii shut up your insensitive mouth.if There was no disconnect and breakdown in communication between government and the people, wouldn't the people understand and act accordingly.no prior communication,no consideration,from the blues you just woke up and imposed a new policy on nigerians without pilot study or test running it

Sychophants and ass lickers everywhere.when them don collect money from politicians,E no dey hard to know them

This comment alone shows how slow this user is in assimilating information
I understand and for that purpose I’ll also try to ignore your harsh words and educate you further.

Even a nursery pupil has come to terms that the current redesign is already primarily aimed at curbing vote buying in the 2023 elections.
If there was a pilot study or mock test run as you suggest would the aim be achieved?
The government has all provisions to make sudden decisive policies especially when it is in the interest of the nation.
again what useful solution does embarking on useless protests and destruction of bank properties offer?
We Nigerians have to learn to be civil in all our doings
Relax, watch the policy, if it doesn’t fulfill its purpose then we can wail
What’s happening now is like the case of a hungry child wailing while mom is trying to make food.
The child needs to shut up and learn to trust the process
I’ve come to believe that these men eg CBNGov are seasoned intellectuals, they don’t just make daft decisions.
Before everything is done it’s been quietly researched upon

Listen and learn
Peace

SheikhMuniru:
Protest at Gtbank Asero, Abeokuta over inability to withdraw old and new naira notes.

Police are on ground to calm things down 👍




https://www.facebook.com/100044790391454/posts/pfbid02bYzXVsJxyHAfxUbkv5Y7BcA5md5yGn7JpwY6dVSSfo7gvqDg2Yar3SC4ymFFziecl/?app=fbl

Only fools protest currency redesign
Simply deposit your old notes into your accounts
This can be done at any bank or pos points,
Withdraw only what you need to eat and pay transport
All payments insist on transfers
Before you go to buy and sell, try checking if your transfer network is working, personally I transfer my funds into my OPay account because it’s mostly hitch free then from the OPay balance I can send funds to any vendor I choose to do business with
Instead of blaming ignorance on the federal government and resorting to all forms of unnecessary protests.
You want free elections, vote buying is one factor that hinders free elections, the federal government is atleast committed to reducing vote buying and ensuring free elections yet we are complaining and misbehaving

nlfpmod:

https://www.youtube.com/watch?v=oT_Juj3_Xvk&si=EnSIkaIECMiOmarE

Iyaloja has a message for @GodwinIEmefiele pic.twitter.com/ADKu5XWgHZ

— Woye (@woye1) February 5, 2023

https://theeagleonline.com.ng/video-emefiele-you-wont-have-rest-of-mind-embittered-nigerian-rein-curses-on-cbn-governor/

Seriously hypocrisy demeans education
So as educated as she is, CbnGov is the cause of the extra POS charges, all to support the mandate paying her
Greed and selfishness
She won’t also have peace and rest of mind for supporting and fueling silly stories about my dear CBNgov
Awaiting Feb 10th with excess positivity

BluntTheApostle:
Use your head.


Emefiele has been shouting that banks are sabotaging their efforts.


Buhari too has called banks greedy.



Can't you people see that the purpose of the policy has been defeated, and the only people suffering are the masses?


So, we should wait until after elections when some people are withdrawing 500 million naira in a day while thousands queue in front of empty ATMs.


I would have said people like you deserve the fooling you get, but there are millions of people who would have to suffer for your lack of common sense.

The purpose is still alive, few people have stockpiles of cash and not as much as they would have without the redesign policy
Thus weakening vote buying power

BluntTheApostle:
When you are not a business owner, how would you care?



Your own is to earn salary, and damn the losses that your employers have to shoulder due to poor patronage.



Don't worry, before 25th, when the economy bites harder, your employers will sack you in keeping with present circumstances.

It would have profited you a lot more to humbly read the comments of the person you quoted, if you don’t understand, you ask for explanations, I’m sure he/she would be kind enough to oblige
Thereafter you try to learn

Wisdom ain’t cheap and common sense isn’t common
I stand with cbngov

Kingsmeal:
Accidental lovers of Nigerians.

President Buhari please don't listen to these charlatans. We have been suffering high inflation, unemployment, fuel scarcity and insecurity for the past 7 years and these thieves kept praising you as the best thing after jollof rice. Please we patriotic Nigerians are begging you not to heed to this demand.

I used 1k to withdraw 10k this morning and I am ready to make this sacrifice till after election as long as you don't bend to these crazy demands and sudden love of the so called APC governors.

You’re not only an enlightened fellow but you’re a Fountain of wisdom
My biggest hope and prayer is that, it should end on feb 10, no more extension then the frenzy will die down and the system will auto adjust itself to the new reality
Cash withdrawal limits must set in immediately on all bank accounts including OPay etc.
The enemy of my enemy is my friend
APC is the common enemy
APC = {Ganduje, El Rufai, Tinubu, etc}
Buhari = Present Enemy of APC
therefore at this time, Buhari is my friend
I support Redesign & Cashless policy
We’ll survive las las

pocohantas:
And Tinubu that the policy was assumed would affect/destroy, is still alive.

There’s no glory without pain
To hit the prize, a price must be paid

lexy2014:
sorry please, why should God bless buhari and CBn governor for the naira redesign?

how do you justify the government deliberately creating and inducing suffering on the people it is supposed to protect from suffering? can you show me anywhere in the constitution that supports such a move?

which sudden crash in local products are you talking about?

how is Reduction of vote buying will be another positive effect of this brilliant policy? when did it become the responsibility of CBN to reduce vote buying?

what greed are you saying people should shun?

what makes this policy a good policy from buahri administration?

1. God should bless MBuhari & CBNGov cos they decided to go through pains, face public outcry just to do one good thing which will improve our lives for the better.
I believe that this is one of the most positive policies if not the only one, this administration has done and it’s very bad to feel entitled, instead They deserve accolades for trying while we keep hoping that it’s overall objectives won’t be defeated.
2. The constitution supports that the government of the day carry out whatever actions which will promote safety, economic independence of the nation.
Since the advent of banditry and Kidnappings, it’s all been evil happenings every day or minute but since the redesign, how many kidnapping stories have you heard?? these bandits have taken off time to try to get their accumulated cash sorted out, thus giving security operators more time to implement counter measures as to tackling the security menace.
When there is a policy change, there’s always that period of adjustment, as such, it’s very wrong to conclude too early that this particular policy has induced sufferings; meanwhile should Nigerians, quit irresponsible behavior, shun that feeling of entitlement, accept what’s given with positivity then it can only get better.
You want a decent Nigeria? Yet you’re quick to drag a policy which will control the possession of huge amounts of liquid cash by certain individuals
For eg, before now, an 18 year old with no proof of funds can walk into the bank, withdraw 5m cash, no questions are raised
Is that the Nigeria you want or are you not supposed to be rooting for a better one?
3. take a look around you, with time due to the demand for cash, prices of agricultural products like pepper, vegetables etc will drop or rather the quantities will increase accordingly, there was a reported example recently on NL FP
4 it is the duty of the CBN to partner with INEC and other federal bodies for a free and fair elections
Otherwise why has it been convenient in the past years to store election materials at CBN locations all over the country.
If the above is valid, then the redesign plan is also a useful tool to reduce politician’s access to stockpiles of cash as was seen before
Note that vote buying can’t be eliminated but instead can be reduced as not all politicians will have access to the new cash and they won’t be able to stockpile as much as before
Thus reducing vote buying
5. People should shun the greed of making mountains out of mere mole hills, the different scenes at the banks, if it were a saner climate, those perpetrators ought to be jailed ASAP
The POS people are greedy, they’re exploiting this policy in every way due to their greed and plunging the masses into stress and chaos
Should they shun this greed, the negative effects of this change will be greatly reduced and everyone will be happy
6. All aforementioned reasons make this singular policy a good one
PS: I’ve suffered also from the naira redesign, 2 days ago, I had to pay 3,600 to withdraw 30k but I don’t blame the government, I blame the pos operators who have let greed control them but yet will be the first to cry and wail about the performance of the government

May peace lead us all
Shalom

RightDecision15:
Ode, finish man. Pant you no go see 🌝

:Db

My competitor I suppose
Because I have been thinking
that this my romance is already commissioned in heaven
No need to see pant, times have evolved
Sure babes no Dey wear pant, it’s free access to whoever her heart chooses
E better Mek you follow who get sense but no wear pant than who get pant but small sense no dey cos life hard

4words:


I don't know why some people just like deceiving themselves. This is more like a inter-house spot activity. Very scanty.

You guys are pushing a man base on what he says he will do, not what he has done. He has sweet talked some of you Into buying his antics. Before you project the future, why not use data from the past analyse it before making decision.

Same way we fell gullible during Jonathan, during buhari, same thing happening now but the good thing is that this one won't succeed.

Now why not read what his people in Anambra got to say about Obi, the man that governed them for 8years before you make this costly mistake you might live to regret.

You suggested the use of historic data for analysis but it’s worthy to point out that it’s actually a low IQ to judge a person by just an extract of another person’s comment.
The comment you used to judge Peter Obi, have you verified the sanity index of the author? Do you just base your analysis on any random comment as far as it supports your view?
To you this may be brilliance but in actual, it’s grossly an unintelligent thing to do

RALPHOW:
SPECTRANET!!
SPECTRANET!!!
SPECTRANET!!!
IS SPECTRANET NOW ANOTHER FRAUD
PAID FOR UNLIMITED DATA, BUT CAN NOT BROWSE FIR MORE THAN 20 MINUTES IN A DAY AGAIN

ALL THE CUSTOMER CARE TELEPHONE LINE ARE UNREACHABLE

Their customer care reps Dey zenith bank queue Dey find new naira
Calm down ok

pocohantas:
Today ehn! I appreciate the trust my vendors have for me because they all allowed me go with the goods. I paid when I got home.

This is why it is good to have a steady seller you patronise. I was embarrassed by the trust, but they all told me it is fine.

---

Now I have their phone numbers, account numbers and names. Something I never bothered with before. Especially the phone number.

It isn’t such a bad initiative. Cashless policy was piloted years ago and in 2023 Nigerians are acting like it alien. Sometimes we deserve force, because our coconut head is too much.

My pity is for those in rural areas and the poor Nigerians who have to survive on daily wages and stipends of N2000 and below.

---

I also had to add N100, 200 or 300 to these transfers to cover the charges they would incur for inflow or outflow of these funds. It shouldn’t be so. But it is way better than paying any POS vendor TITHE!

Really I dunno why people like dragging you based on your opinions but this particular comment shows you’re smart and a you’ve got a well lovely IQ

This year I promised not to shoot any more shots cos all I’ve been doing was falling on bulletproof heart
Otherwise with the way your opinion Dey sweet me, na missiles I for like shoot at you no be shots

darling2424:
Omo he is shy to say obi🙈

Even me too

He’s a PDP member, as a sitting governor he’s got to pay his loyalties to his party by not publicly mentioning his preferred candidate
However not picking Tinubu shows he’s a really patriotic and sensible man
I appreciate

mainman7:
Thanks so much for this eye-opening post.

This isn’t 1993
Stop trying to bring in the MKO Abiola thing
Tinubu isn’t coherent in his speech and cognition
Every human being must obey to nature, he’s not a Superman, he can’t cheat nature.
Pressing ahead to rule the country while there are obvious red flags that he’s not suited for the role as president at this point in time shows that his presidential ambitions is more of a personal thing
And at this point, I’m highly unimpressed with everyone still pushing for APC Mandate
Meanwhile God bless Buhari & CbnGov for the naira redesign
I repeat, the frenzy & frustrations will fade out and situations will gradually adjust itself
Meanwhile, it’s worth noting that the sudden crash in price of local products is a commendable effect of this beautiful policy
Reduction of vote buying ( I didn’t say elimination) will be another positive effect of this brilliant policy
Let’s shun greed (atleast forget about Tinubu for now, choose a lesser evil) while supporting this one good policy from MBuhari’s Administration
Shalom

PrinceOfLagos:
I am for a better Nigeria for all Nigerians

I love my country and I strongly believe that it's only Peter Obi that can turn around the dwindling fortune of this great country for good .

Obi is capable

No need to argue with a Garfield
This is Garfield

TheChameleon:


This guy really finished with a 3rd class

You think Almajiri in villages care about your app?

I am disappointed that of all people... instead of Okoros to present Soludo, a 1st Class...they presented a useless idiot.

But life isn’t on top first class
Did you make first class ni

Fr33born:
And this was pushed to front page. This forum is turning to something else.
For your mind now, you made sense? If churches don't dismiss by 9am, you won't go to the bank to change your money? Did anybody force you to go to church at all?
Why not blame pastors and churches too for the unavailability of the new notes in banks.

If you think about it this way, that there are certain churches whose members have so much solid belief in the church and their pastors and would rather prefer to be in church and count their losses later
This example is very common in rural areas.
So if you’re someone of great empathy, you would support the thread and quickly change your mindset.
You may have a very strong mind and can control your choices, how about your nearest man, let’s practice what we preach, accommodate others in our scheme of things for that’s the only way we can love our neighbor we love ourselves
Let love lead
Paix

seunlayi:
the current queue at the banks is one of the way it's affecting a common man. The new notes are scarce till now just a day to it's invalidity, an yet to touch the 200 and 500 version. This is unusual unlike the 1984 and other exchanges I have witnessed

There are POS outlets everywhere
The common man wants to make transactions, he simply gets the account number of the person he needs to send the money to, make transfer, send the slip as confirmation of payment.
How else do you think the implementation of daily withdrawal limits will work without mopping up of excess cash.
You wanted him to stop banditry, good, he’s doing that, by changing legal tender, the bandits will have to either change their mode of ransom collection which will make it otherwise very convenient for security agents to track them.
You want free and credible elections? If this model proceeds as planned, then politicians who have already stockpiled cash will hurriedly deposit these money in their various accounts, since it’s an unplanned situation, EFCC in liaison with the banks can atleast chase whoever they can easily and reduce vote buying & the overall pull of money on the elections
You want price reduction of local goods; everyone knows that the lesser the volume of physical cash flow exchange, there will be a big effect on price reduction of local goods.
The common man doesn’t need to carry much physical cash, the common man should take out time to educate his neighbors to adjust accordingly
So in one way, this is a way of financial education for the masses, call it upgrade
You wanted him to cut cost of government, then it should occur also that since the new designs are simple enough, then it should follow that production cost will also be reduced to a level.
In summary if Mr President & his team can weather the storm and the model proceeds according to plan then this will be a wonderful master stroke

We have survived this long, let’s be patient
On side: this news should be a good one for Obidients and lovers of New Nigeria
@CBNgov he’s the best not likes of Soludo
Abeg we Dey complain say Buhari no do anything, Oya na Good or Bad Mek we atleast support am to do one thing wey fit change our lives

Racoon:
All the necessary machinery should have been in place before attempting the implementation of this noble policy.

The timing is just right
End old currency in 31/01/2023
No need for extension

Samantha123:
You Nigerian guys just like misunderstanding things and make something so simple to look so difficult...🤦🤦🤦

Cuddle forever simple ni

Samantha123:
Well, my fiancee is an affectionate and touchy feely type of a guy and at first I didn't understand his love language, I thought he was invading my personal space because of my introvert nature whenever he would get all touchy, but I never did told him.

As time went by, I slowly started liking it and i now love it, and I make sure to reciprocate the feeling.

Now my fear is that one day he may stop being affectionate towards me, especially when we get older and the kids are in the picture.

I love my cuddles and I wouldn't want anyone else to come in between me and my cuddles, especially our future kids.. . I wouldn't even mind getting a night shift nanny to look after the kids..

You pray against the spirit of stagnation in your Partner’s life yet you want him to keep doing the same thing ‘cuddle you’ every night

PHIPEX:
All of these because some wicked politicians have hidden cash at home. I prefer to suffer Naira scarcity for 3weeks and enjoy good govt for 8years. If the CBN cracks under these blackmails, Nigerians will suffer for life

You’re a very sensible dude, simply deposit your old money, just withdraw whatever you need to buy petty things, resort to funds transfer from your account.
The goal is to mop up excess cash that otherwise would have circulated this Feb, partly subsidizing the present inflation and weakens vote buying

I stand with Buhari on this; Naira Redesign and Electoral Reforms, we’ll understand the value of these things after he’s gone

Universe8888:
https://www.google.com/amp/s/dailypost.ng/2023/01/27/confusion-as-new-naira-note-shortage-takes-toll-on-nigerians/%3famp=1

The naira redesign is indeed a good one
If the incumbent president can leave behind a legacy of credible elections coupled with the naira already redesigned then he’ll have done so much for Nigeria in his going days.
The shortage of naira caused by naira redesign will result in adjustment of the local inflation we’re currently facing.
The new withdrawal rules will make it for the effective control of the volume of money in circulation
Las las Tinubu with his 32 billion $ fortune can rest

Dailyparrot:
I have to create this thread after reading through the topic on front page asking for jobs/professions that will make you not to marry someone.

So, I'm talking to this Unizik student that's studying medical radiography. Everything was going well. She even told me that she has told her mother about me and all. We met on Facebook and she's already asking to see me in person.

Until the day she found out that I use my car for Uber/Bolt business, everything changed. This girl stopped talking to me.

She has never been to Lagos and does not know how Uber works. She was asking how much I earn in a day, and that hope the Uber is not like their normal school cab that charge 100 naira per person, bla bla bla.

Well, I just don't want to let her know my net worth. I don't do Uber full time. I work on Fiverr and because sales dropped there, I decided to use Uber to make up for the income. I also do academic research for foreign students. Etc. I am into a lot of stuffs that fetch me nothing less than 400k a month so I don't think I should be regarded poor.

My house in the East is at roofing level. I am almost completing the payment of 4.5 million for a land I'm purchasing at Mowe, I own my car plus another Sienna I bought when Fiverr was booming.

I have a masters degree. So, should a girl reject me because I use my car to drive on Uber?

I am just laughing at her ignorance. The other time, we were talking and I jokingly asked her why she's putting on make up, and she was like, so she can find better suitors.

I thence assume I am not a better suitor because to her, I'm poor. This is someone earning 8k per month in the school that she was teaching during ASUU strike.

I wonder why women are impatient when it comes to taking decisions and that's why most of them regret later.

I am supposing being a medical student makes this girl think she deserves someone better than just a cab driver.

LOL.

You even took time to list out everything you own
For this to disturb you, I hereby diagnose you with Low self esteem
You’re on the acute stage, you really need help
To you the woman is impatient, she may not just like who Dey roam for night, her life, her choice; doesn’t give you any reason to tag her impatient and disturb this FP over your feelings of entitlements

ahnie:

Your eyes Dey dia
Na to join hk remain begin Dey bomb
But if wetin you buy ain’t for this purpose then I’m not impressed immediately

CoronaVirusRelo:
Did he lie?

Are you aware Tinubu can evict Peter if he wants?

We just have to say building did not get required approval and before you know it, it will be torn down. We can also as well say it did not comply with urban plan.

So, always respect your landlord.

And to you this makes sense?
Some opinions actually degrade people

cristy149:
you specifically mention yahoo PLUS, omitting yahoo itself. weldone ma

More well done na to her too
She’s a well exposed lady, she knows normal yahoo isn’t a sin, it’s like playing bet9ja or Who wants to be a millionaire; it’s a wheel of fortune

But you see yahoo plus? When juju join yahoo, that’s what you get

[quote author= post=120332832]A Six-Month-Old baby boy died in his sleep after his young mother allegedly gave him an overdose of medication in order to go clubbing.

The incident happened at Quarter Nine in Likomba, a neighbourhood in Tiko on Monday, January 23, 2023.

According to local sources, the mother wanted to go clubbing so she allegedly gave the baby drugs said to be Tramadol to make him sleep for hours and then locked him up in the room.

The mother of the young woman said this wasn't the first time that she drugged the child and left him unattended.

"The first time the mother caught her drugging the child, she interrogated her but she told her they were mere pills," a source said.

"This lady you see here committed an abomination last night in Likomba, Tiko. Despite having a newborn baby of few months old in hand, she wanted to go clubbing with friends," a Cameroonian reporter wrote.

"The innocent child was the only thing standing in her way as she couldn’t take him to the club. So what did this girl do? She decided to give him tra@madol so he can fall deep asleep. This way she can go party with her friends.

"She gave her the tr@madol and locked the baby inside the house. She returned home this morning only to find out the baby di*d as a result of the hard drugs she gave him.

"Likomba inhabitants descended on her and got her well be@ten. Forces of law and order intervened and as of now, the girl is in detention. The baby has been buried. May the soul of the innocent baby rest in peace."

See Photos As Obtained By Below:

This is the video here . pic.twitter.com/Au3vC9INz8

— The Dude Nurse ™ (@MichaelIheme4) January 23, 2023

police will be too evil to wanna jail this woman
Her negligence killed her baby, her pain, her guilt
Now her body be more full and banging

Deeprooted:
After getting the job,he was posted to one northern state where he met the lady from the south west.

In less than 6 months, he told me someone wanted to say Hi to me when he called. I heard a lady's voice. He later introduced her to me as his fiancee.

Long story short. We went for wedding and all.

At the point of delivery which the doctor insisted on her having CS due to her medical condition, my brother insisted the wife will deliver via push. It was then the doctor made known to my brother " oga you're talking as if you're not aware of your wife's health"

Omo!!! Na there my brother come say he no Sabi ooo. It was discovered she's indeed SS. I asked my brother before we went for all the marriage rites of they're compatible health wise an he answered affirmative.


After the discovery, my brother left the wife in the hospital but my dad and I insisted he gets back to her till after everything.

It was when was after the successful surgery my brother told me that his wife brought the test result from another lab, reason being that he was busy when they were supposed to go for the test together.

My brother's mind is made up on divorce.

What will you advise my brother to do?

So ? It’s natural that your brother is opting for a divorce but sometimes life’s problems isn’t solved by running away.
We can’t have everything perfect as we want, it’s natural that life adds twists to our stories.
To err is human but forgiveness is divine.
Whenever you say you’re getting married please be ready to accommodate twists, these ladies are also trying there for themselves for their happiness
Your brother agreed to find happiness with his woman, they both agreed, otherwise they should have remained single
So it’s a twist from a blind eye on the part of your brother and deceit on the lady’s part
Buh that can be overlooked as far as it’s not life threatening