₦airaland Forum

skylane:
baba Na the way forward o me self dey reason but I need better ot, I for like make we yan untop whatsapp if u no mind

skylane:
how your own dey go now?

sheepheart:
Thanks for sharing this with me.

I really wish to know Which of these countries is the most peaceful place to live in, the economy, their currency value and cost of living is friendly and also where one can get jobs easily. Take note that I'm an educator.

NiklauseFred:
And me too oo

skylane:
hadampson my man,you too much some kind things mKe me forget nairaland,thanks for the mention make I follow u enjoy

NiklauseFred:
Local man donates 20 speakers and 10 sound amplifiers to this statement.

Richdee1:
Please make una no ask OP question, I pray this thread passes 100, and no call that moniker with "vet" kus e go scatter everywhere
Any power of Vet in this thread is cancelled by fire!! Lolzz

CC: Hadampson You for join me on this thread, e no bad at all
Call ur people make we laff small

Richdee1:
CC: Hadampson it people, just stumbled upon this... Call it people

skylane:
hadampson my niggi I sight you, Germany we must go but Na only me? but this op Na commedian

How to make and save money as a student by Danielhouston

1. ALWAYS calculate your money. Always know how much you have, how much you’re spending and how much you have left. Don’t just spend money anyhow without keeping record. In Germany you make money but you lose it as quickly as you make it. This will help you manage your spending, especially if you have expensive friends.

2. Get a job. I know it sounds like a sermon but you’d be surprised how lazy people become when they arrive Germany. The society has a way of distracting you. All of the beauty, freedom, good life and everything you’re not used to. When you’re new, you want to experience everything at once. At some point you get carried away and become lazy. So yeah, get a job.

3. It is okay to skip school to work. Studying is good and so is finishing your studies on time, but if you’re broke it is hard to concentrate. Sometimes you can do less school activities and work. Big companies like Amazon, Volkswagen, DHL etc, always have openings when they employ students on short term contracts. Usually for 3 months. They also pay you well. You can earn up to €2000 a month.

4. Travel out of your city and work. Yes, students do it. Some students go to Stuttgart to work, some Munich, Frankfurt and other big cities. Don’t sit down in that small city and be washing plate in the kitchen. Holidays are usually a good time to do this, when school is not in session.

5. Change your friends. If your friends are making you spend too much money, stop hanging out with them. Friends come and friends go, you will be alright. Don’t finish your money trying to please people or fit in.

6. Always pay your bills. Don’t overlook or skip any bill. That €20 bill you ignore this month, can become a €5000 debt. For every month you don’t pay a bill, you have to pay more the next month. This can finish your savings if you’re not careful. Pay your bills and pay on time.

7. Don’t start a business until you’re ready. Yes, some students start thinking of how to start a business or buy a property back home. They quickly start sending money to Nigeria. The business crumbles because the people they trusted with it, did not handle it well. Sometimes they get scammed. Also beware of Nigerians in Germany who want to introduce you to a business. Including your pastor. They can scam you.

8. Have a Nigerian bank account and save money there. Before you leave Nigeria, keep your bank account active and make sure you get online banking to monitor your account. Also get a debit card from your bank so you can use it to withdraw money in Germany. When you get your salary, send some money to your Nigerian account.

There was a time when 1 Euro was 200 naira. Then it became 500 naira. People who save money in their Nigerian account gained from it. Don’t touch the money in your Nigerian account. Only use your debit card in case of serious emergency. The money in your Nigerian account will also save you when you visit Nigeria.

9. Like Jay-z would say “If you can’t pay for it twice, you can’t afford it”. Don’t buy expensive things. Germany does not care about your fashion or luxury. Buy most of your clothes in Nigeria and bring them here. Of course there’s better quality in Germany but it’s cheaper in Nigeria. A nice jeans from Nigeria can last up to 3 years.
Also don’t rush to buy a car. You don’t need it. Germany has good transport system and even rich Germans use trains and bikes.

10. Learn some handwork. There are students who can do dreadlocks, play musical instruments, make clothes and other things. Do it beside your regular job and make some money. In my office there’s a girl from Kenya who makes clothes as well. She’s a student. She made some masks for Corona and sold it in the office. My colleagues bought from her and the masks were beautifully made.

11. Your money is your money. You worked hard for it and you can do what you want with it. Don’t let greedy family in Nigeria make you feel guilty or put pressure on you. I know students who send all their money to their parents and sibling. The siblings are also working but they believe money made in Germany is better. Be careful with them.

12. Calculate all your bills first. The best way I saved money was setting aside money for my bills. I always save money for all my bills for the next 6 months. Like rent, food, insurance, gym, WiFi, phone, if I have enough money to pay those for the next 6 months, I know I’m covered. I can save the rest.

You will not always have a job. Just make sure your bills will be paid, so you won’t panic when the time comes. I know some guys who could not afford rent for the next month and they did things out of panic, to get the money. Things like sex with other men. Some of them regretted it after.

13. Don’t cheat the system. Don’t make money on the side and be paying into your German bank account. If money is coming into your account and there’s no record of tax, you can be in trouble. Also don’t do illegal things like selling drugs. It can get you deported.

14. Avoid fines. Buy a ticket for the train and do the right thing. You can risk it if you want but if they catch you, you’ll pay €60 fine when you could have just bought a ticket of €2,80 and saved yourself the trouble.

15. Lastly, spend your money and enjoy yourself. Don’t just save and save without enjoying your hard work. When you die, people who don’t know how you suffered for the money, will be the ones to spend it. Yes, students die too.

Danielhouston:
Smh at Nigerians shaming refugees. Talking about “I would never wish that on my worst enemy”.

There are Nigerians living without electricity, some have no running water, they fetch water from a well or from their neighbor’s house, graduates are frustrated without jobs, those with jobs are paid peanuts, people are hustling under hot sun for hours, police is harassing and killing young boys, armed robbers are robbing people with guns, some people went to LUTH with stomach pain and died there because of bad healthcare.
Yet you won’t wish being a refugee in Germany on your worst enemy?

Refugees in Germany live in a developed country, they can get education, travel the world, visit schengen countries without visa, get a good job, good healthcare, social amenities, even if they lose their job they can get unemployment benefits.

In my 7 years of living in Germany, I’ve never washed my clothes with my hands, I’ve never carried a bucket of water, I’ve never used kerosene to cook. That’s how easy life abroad can be. The little things we take for granted.

Students can proudly say they came on a student visa and study at a University. Compared to a refugee who would say he came with a boat and stayed in a camp. Meanwhile, an educated refugee can further his education or take up training and even get a better job than some students. Some refugees were doctors in their home country.

In the company I work, there are refugees working as data analyst, product analyst, customer care, marketers, sales rep. I came as a student and they’re my colleagues.

Just because Abubakar your neighbor did not succeed, does not mean other people should be hopeless.

Kekereekun123:
you and thos hadampson

DMPaulSr:
Loud it bro!!!!

Richdee1:
Gbas Gbos!! we dey here steady!! Thanks for the mention

Danny6552:
Hadampson abeg day mention me for new threads like ..

you4me:
Thanks Hadampson for the mention I’ll take time to go through the thread when I’m less busy

ZINIBANKS:
Wow nice I pray God help me I want to apply for their Visa in November I just read it online that their education is free
I already sent you a email let get going

Richdee1:
Na wa oo
so I no fit tag me for this kind story

NiklauseFred:
Hadampson what do you think about this?

Johnnyessence:
every where's green.

kukusdot:
More greenery

kukusdot:
Small small

Richdee1:
Hadampson
See better State and city.. Why Africa be like this??

RenaissanceGuy:
R.......ness89, this is not how to preach. You're just spamming Nairaland in order to appear pious. You're always dragging God into what doesn't relate to Him. Must all your posts mention God, devil, etc?

nairalandankrah:
it's more beautiful than oyo state

Danielhouston:
I’ll resume the thread this week. I’ve started working from the office and I don’t have as much time. I’ll try to find time for the thread. Cheers

Danielhouston:
Lol. You sef go soon enter Germany. You already have more knowledge than some people in Germany sef. Just remember us when you land.

Xeeex:
Stay and fight. I'll contribute in the fight from abroad by tweeting.

Since 1990s people have been talking about revolution, now we are here. Now people are talking about revolution, in 2030 we will be worse.


Stay and revolutionize, dear patriot

We would get experience and exposure abroad, then when you revolutionize the country we'll come back and rebuild.

It's time you drop political correctness, see Nigeria for what it is and call a spade a spade

olioxx:
Pls do check your email. I replied back.
Cheers

Danielhouston:
Life while studying:

Germany: better chance of visa, better student benefits, world class Universities, less expensive, better job opportunity after studying, chance to make more money, more discrimination, bureaucracy, more peaceful people, less police harassment, bigger cities, better connected for traveling around, German language is not popular outside Germany.

Netherlands: better student life, happier/more friendly people, more expensive, boring, good for weed smokers, open minded people, more beautiful people, less discrimination, more English speakers, easier to find English speaking student jobs, less bureaucracy, more racial profiling by police, Dutch language can be useful in other Dutch speaking countries.

Life After Studying:

Germany: better chance to get a job, more global, better chance to save money, better pay, robotic work environment, better integration, better chance to become a citizen, average salary €3,700 (before tax), 18 months to find a job, better chance to extend work visa or take up another study.

Netherland: more relaxed working environment, more international working environment, higher chance of working for an international company, higher chance of finding an English speaking job, hard to save money, more black people in good job positions, fewer good job cities, less opportunities, can get a job in another Dutch speaking country if you learn the language, 1 year to find a job, average salary €2,800 (before tax), requires 10 years before applying for citizenship.

Process of obtaining permanent residency is similar in both countries.