Hamachi's Posts
Nairaland Forum › Hamachi's Profile › Hamachi's Posts
1 2 3 4 5 6 7 8 9 10 (of 146 pages)
There is an important distinction people often miss: having access to wealth is not the same thing as owning wealth. If your partner pays for the apartment, car, holidays, designer clothes and expensive dinners, you are certainly enjoying a wealthy lifestyle. There is absolutely nothing wrong with that. A relationship is not a financial audit, and people are free to choose partners whose financial capacity they admire. But if you use that lifestyle to conclude that you are financially superior to someone who earns less, the question becomes: what part of that financial position belongs to you? Your partner's income belongs to your partner. His property is his property. His business is his business. His investments are his investments. What belongs to you is what you have built, earned, saved, invested or legally own. This isn't just about women. The same principle applies to a man whose lifestyle is entirely funded by a wealthy woman. Driving her car doesn't make him a car owner. Living in her house doesn't make him a property owner. Having access to her money doesn't make him financially independent. And there is another side people should acknowledge: being financially behind today doesn't mean someone will remain there forever. Someone may be earning modestly while building a business, developing a career, acquiring skills, saving and investing. Comparing their present income to another person's lifestyle can give you a very incomplete picture. So yes, have standards. Want a financially stable partner. Want someone who can provide. Want someone whose ambition matches yours. Those are legitimate preferences. But let's be precise with the language. A wealthy partner can give you a wealthy lifestyle. They cannot automatically give you personal wealth. If the relationship disappeared tomorrow, the clearest measure of your own financial position would be what you could still call yours. That is the real difference between access to wealth and ownership of wealth. And perhaps the simplest way to put it: Don't measure your financial level by the size of somebody else's wallet. Measure it by what remains in your name when the relationship, lifestyle and financial support are removed. Dpsychologist: |
Dexlomo:All those religious girl are ALL FAKE people. |
Jakumo:Don't even drive use an ehailing services. |
From DM I went to a bachelor’s eve party thinking it was just going to be a normal night with the boys. Music, drinks, jokes, and everybody catching cruise before the wedding. At some point during the night, some of the guys decided to bring a few escorts to the party. I wasn't involved in the arrangement, and honestly, I wasn't comfortable with how the night was suddenly going. Then something happened that I still haven't been able to process. One of the ladies walked in. I looked at her. She looked at me. And my heart literally stopped. It was my fiancée. Not my girlfriend. My fiancée. The woman I was planning to marry. For a few seconds, neither of us could say anything. She looked just as shocked as I was. I didn't ask questions. I didn't cause a scene. I didn't even wait to understand what was happening. I just walked out. Since then, my phone hasn't stopped ringing. She's been calling me all day. Our friends have been calling too. Some have been begging me to at least hear her out before making any decision. But honestly, I'm struggling. I keep asking myself: What exactly was she doing there? How did she end up at that party? Was this some terrible coincidence? Was there something she wasn't telling me? And the hardest part is that this isn't just about a girlfriend anymore. This is the woman I was supposed to build a life with. I haven't answered her calls yet because I know that if I pick up while I'm still angry and confused, I might say something I'll regret. Maybe there is an explanation. Maybe there isn't. But one thing I know for sure... Trust is easy to break and incredibly difficult to rebuild. Right now, I don't know whether I need to hear her explanation, walk away completely, or simply take some time to process what happened. If you were in my shoes, would you hear your fiancée out before making any decision? |
MartinCorridon:My brother, if I tell you some of the things my eyes have seen among secondary school students, you won’t believe it. I eventually had to resign from the school. I once caught two students engaging in sexual activity under the staircase. I confronted and scolded them, but instead of properly addressing the matter, the school management tried to cover it up. I reported the incident to the boy’s mother, and rather than being supported, I was heavily criticized by the school management. Even where I currently live, my landlady’s daughter is only 16. She already has a phone, and boys have been asking her out. Recently, she followed her friend to a party without her mother’s knowledge. Honestly, these are some of the realities happening among teenagers today, and it is frightening. Parents really need to be more involved in their children’s lives, know who their friends are, monitor their activities, and create an environment where their children can openly talk to them without fear. |
What did a stranger say to you that turned exactly true? |
duro4chang:Which stock? I am living testimony of stock I bought with N50k I became a millionaire in two years. |
duro4chang:No you have an request for your statement of account quaterly. |
Lovelink1991:Some of the reasons people return are as follows: They realise they still have feelings. A breakup can end the relationship without immediately ending the emotional attachment. Some people date others and eventually realise, “I'm still thinking about this person.” Lingering feelings are one of the most documented reasons people reunite. The new relationship exposes what they valued in the old one. Sometimes you don't fully appreciate someone's patience, communication, loyalty, companionship or emotional support until you experience a relationship without those qualities. Online commenters frequently describe this as discovering that the new relationship didn't solve what they thought it would. Familiarity is powerful. Your ex already knows your personality, history, habits and vulnerabilities. Starting over with someone new requires building that connection from scratch. After the excitement of something new wears off, familiarity can become attractive. They become nostalgic. With time, people sometimes remember the beautiful parts of a relationship more strongly than the painful parts. That can create a version of the ex in their mind that feels even more attractive than the person they remember during the breakup. They regret the decision. Some breakups happen during anger, frustration or emotional pressure. Once the emotions settle, someone may reconsider whether ending the relationship was actually what they wanted. Loneliness becomes real. After the relationship ends, the person may suddenly experience the silence: nobody checking in, nobody to talk to, nobody who understands their little habits. Sometimes what they miss isn't simply romance—it's companionship. They realise the problem wasn't necessarily the person—it was the circumstances. Two people can love each other but break up because of timing, communication problems, family pressure, finances, distance or immaturity. With time, both people may change or gain perspective. Sometimes they simply miss being wanted. This is the less romantic side. Some people return because they want validation, attention or the emotional comfort their ex provided—not necessarily because they're ready to rebuild the relationship. Online discussions repeatedly point out this distinction. And here's the important part: Going back doesn't automatically mean the relationship should continue. Some people genuinely rebuild something healthier because both partners have changed and addressed the original problems. Others reunite and discover that the same problems are still there. Research on "on-again, off-again" relationships has found that these relationships can have lower satisfaction and functioning than relationships that haven't gone through breakups. |
MrFly:Kindly reach out to your stock broker. |
NGArmyTerrorist:Could please point your claims from the prospectus? |
duro4chang:The problem with Nigeria is the invest and go to sleep. Rule 1 invest and watch it closely Rule 2 Don't forget rule 1 |
![]() chatinent: |
Chelsea have no business loosing this match. |
I would alsuggest you use trove |
Goo0dHardDick:Seeing the same face every morning is actually one of the beautiful things about a healthy relationship—you eventually stop being attracted only to the face and start appreciating the person behind it. Novelty can create excitement, but it isn't the same thing as intimacy. In long-term relationships, attraction often evolves through friendship, emotional connection, shared experiences, personal growth, flirting, and deliberately keeping the relationship interesting. And honestly, if seeing the same person every day automatically makes you lose interest, changing partners every day won't necessarily solve the problem. Eventually, every new person becomes familiar too. Privacy matters, absolutely. But so does intimacy. A strong relationship isn't about having unlimited access to other people; it's about choosing one person while still maintaining individuality, boundaries and curiosity. The real question isn't, “How do I avoid getting tired of the same face?” It's, “Can I keep discovering new things about the same person?” |
iwaeda:Let’s stop pretending Nigerians are “coping” and call this what it is: ordinary Nigerians are being forced to absorb the cost of policy decisions they have very little control over. Under the Tinubu administration, Nigerians were told that removing the petrol subsidy would ultimately free government resources, attract investment and improve the economy. Fine. But after more than three years, the question Nigerians are entitled to ask is: where is the relief? Today, a worker earning ₦40,000–₦70,000 is expected to survive an economy where transportation, food, electricity, rent and education keep getting more expensive. A woman earning ₦40,000 now has to walk part of her journey because her transport fare has more than doubled. Another worker spends ₦150,000 a month on fuel. A civil servant earning ₦70,000 reportedly spends about ₦2,000 every day just getting to work. That isn't economic empowerment. That is income being swallowed by the cost of simply existing. And this is where the government's communication becomes difficult to defend. We hear about crude oil prices, international markets, petrol smuggling and global conflicts. Those are real factors. But government cannot continuously ask citizens to understand every external pressure while offering them very little protection from the consequences. If fuel is now expensive because neighbouring countries are willing to pay more, then the government needs to explain what concrete measures are being implemented to prevent domestic supply from being diverted while protecting Nigerian consumers. If global crude prices are driving PMS prices upward, then what is the government's contingency plan? If subsidy removal was necessary, where are the reliable and scalable alternatives—mass transit, cheaper public transportation, rail connectivity, targeted transport support and stronger wage protection? Because telling a Nigerian earning ₦40,000 to simply "cope" is not an economic policy. And let's be honest about the supposed benefit of cheaper petrol from local refining. Nigerians were told that domestic refining would help reduce dependence on imported fuel and eventually improve supply and pricing. Yet the ordinary commuter is still asking the same question: when does increased domestic refining capacity translate into meaningful relief at the pump? The National Bureau of Statistics itself maintains separate datasets tracking petrol prices, transport fares and inflation, which shows that these are measurable economic pressures—not merely social-media complaints. Yes, the administration inherited serious structural problems. Yes, global oil prices matter. Yes, fuel smuggling is real. Yes, previous governments made mistakes. But government cannot campaign on reform and then treat the hardship created by those reforms as something citizens must simply endure indefinitely. A government is not judged only by the reforms it announces. It is also judged by how much pain ordinary people are required to absorb while those reforms are taking effect. People don't eat GDP figures. They don't commute with crude oil prices. They don't pay school fees with promises of future prosperity. They need affordable transportation, food, electricity, jobs and purchasing power now. So instead of asking Nigerians how they are coping, perhaps the more important question for the Tinubu administration is: How long can Nigerians continue financing the transition through their own shrinking incomes? |
I trekked from Ogba to Beger yesterday. |
Reference:He only gave out 10% he has the majority stake of 90% plus the valuation is way too much compared to other refieries in the world. |
Have you or someone around you experienced buying/using a fake product? |
My concern with this Dangote Refinery IPO is not whether the refinery is a great project. It clearly is. My concern is: at ₦525 per share, what exactly am I buying, and at what valuation? We should be careful not to confuse “one of Africa’s biggest refineries” with “one of Africa’s best investments.” Those are two different things. And there is one question I think every investor should be asking: Why is only about 10% being offered to the public? If the company has roughly 120.13 billion existing shares and is offering only 4.1 billion new shares, the public offer is a relatively small slice of the overall equity. That means the controlling shareholders will continue to have overwhelming ownership and control. That isn't automatically bad. Many companies maintain concentrated ownership. But as a minority shareholder, you need to understand what that means for you. You are essentially being invited to put fresh money into a gigantic business while the existing owners retain the dominant position. So don't just ask: “How big is Dangote Refinery?” Ask: - What is the post-IPO valuation at ₦525? - What are the company's actual profits and free cash flows, not just revenue? - How much debt is sitting on the business? - What is the actual capacity utilisation? - How much does it cost to produce each barrel? - How exposed is the business to FX and crude-supply risks? - How much of the ₦2.15 trillion will actually strengthen the company? - What percentage of future profits will realistically come back to shareholders as dividends? - And most importantly, is ₦525 cheap, fair or expensive relative to those earnings? The refinery can be an exceptional Nigerian industrial achievement and the IPO can still be overpriced. That's the part investors need to separate. Also, the proposed expansion from 700,000 bpd to 1.4 million bpd sounds exciting, but future capacity is not today's earnings. Expansion requires capital, execution and time. Investors shouldn't pay today's money based entirely on tomorrow's projections. So before rushing into the IPO because of the Dangote name, I would wait for the full prospectus and financial statements and calculate the valuation properly. A great company can be a bad investment at the wrong price. The real question isn't “Will Dangote Refinery succeed?” It is: “At ₦525, is the portion of Dangote Refinery being offered to me worth the price I'm being asked to pay?” That's the question investors should answer before subscribing. |
Fake drinks, fake drugs, fake food, fake fruits... it's almost like there's a pandemic of fake products in Nigeria. 💔 Have you or someone around you experienced buying/using a fake product? |
shegztech:Indians, Lebanese and Chinese are doing that indifferent part of the country. |
RandDigital:The argument that “there can be no dealers without users” is correct—but it doesn't prove that foreigners are the cause of South Africa's drug problem. South Africa already had an established illicit-drug market before the current debates about Nigerian, Pakistani, Indian or Chinese nationals. Research shows that illicit drug use among South Africans increased substantially over the years, with prevalence rising from about 1.5% in 2002 to 10% in 2017. South Africa's own government describes substance abuse as a serious national problem and has identified the country as one of the world's significant methamphetamine markets. At the same time, there is documented evidence of transnational criminal networks operating in South Africa, including foreign nationals involved in major drug seizures. So pretending foreign criminal networks don't exist would also be dishonest. But there's an important distinction: foreign criminals ≠ foreigners generally. The sensible question is not “Which nationality caused South Africa's drug problem?” It is: Who is supplying the drugs, who is distributing them, who is buying them, and why has the state struggled to disrupt the entire chain? South Africa has its own gangs, criminal networks, corrupt officials, local distributors and consumers. Foreign networks can participate in that ecosystem without being responsible for creating the underlying demand. So blaming Nigerians—or Indians, Pakistanis, Chinese or any other nationality—for South Africa's entire drug problem is an oversimplification. And saying “only failures blame others” is also too simplistic. A serious country doesn't solve organised crime by blaming immigrants or pretending local actors don't exist. It investigates the entire criminal supply chain and holds every criminal involved accountable, regardless of nationality. |
Liverpool have more quality, more possession and the stronger squad, but Fulham are currently winning the tactical battle of space. That's why the game is 0–0. And there's an interesting warning sign: Liverpool have already conceded four goals in their first three league matches this season despite remaining unbeaten, so their defensive transition isn't completely convincing either. Sofascore If Liverpool score first, I expect the game to open up considerably. But if Fulham survive another 15–20 minutes, the pressure on Liverpool will increase massively. My current tactical verdict: Liverpool's problem isn't lack of attacking talent — it's that Fulham are forcing them into predictable attacks and Liverpool haven't found the mechanism to pull Fulham's block apart. |
FACTs and I am really disappointed in Liverpool they have started the saleason very poorly. Reference: |
![]() femi4: |
My current prediction: Chelsea 3–2 Hull. But if Chelsea concede the next goal, I wouldn't be surprised to see Hull win it. The biggest lesson from this match isn't "Alonso can't defend." It's: Chelsea currently have a bigger gap between their attacking structure and defensive structure than a team with Champions League ambitions should have. And that's exactly the sort of thing Alonso needs to solve quickly. |
ravensckar:I think blaming Alonso after just four matches is a bit premature. 😅 A back three doesn’t automatically mean you’re destined to concede on the counter. It depends on the structure around it—wing-backs, rest defence, midfield positioning, pressing triggers, and how quickly the team reacts after losing the ball. That said, if Chelsea keep getting exposed in the exact same way every week, then questions have to be asked. A top coach should eventually identify the pattern and adjust. And Mourinho? 😂 Prime Mourinho would see that counter coming from 10 miles away and immediately park Dangote, BUA and one fully loaded cement trailer across the box. Different era, different football, but one thing you can never accuse old Mourinho of lacking: defensive organisation. |
Borrow2222:Thank you for your honesty. |
Angelfrost:he is a minority shareholder/co-owner, not an equal co-owner or controlling owner |
ibroyal:Honestly, I think this was one of those moments when you needed your church, family and genuine friends more than a total stranger. Sometimes, when we are desperate and someone we barely know steps forward with a big promise, we hold on to those words because we desperately want to believe things will work out. But your family and close friends would probably have understood the seriousness of the situation and looked for a way to help—even if it meant contributing small amounts, standing as guarantors, or helping you find a legitimate short-term loan. In Nigeria today, people even take emergency loans from platforms like OPay to solve urgent problems. The painful part is not that the man couldn't provide the money. Things happen. Businesses have bad days. Cash flow can change. The real problem was giving you repeated assurances when he wasn't certain he could come through, thereby making you stop looking for other alternatives. It's a painful lesson, but hopefully one that reminds us that when our backs are against the wall, we should first turn to the people who genuinely know us, love us and have a reason to stand with us. Sometimes the help we are looking for from a stranger is sitting right inside our own circle—we just need to ask. |

