₦airaland Forum

chigozie69:
Good morning house, pls is this the app of Morgan capital on playstore

Mpeace:
They are being mischievous. If you go to the registrars yourself they will give the real requirement. You don't need share certificates. It's been phased out.

KarlTom:
The share certificates should not be mandatory IF:

1. the deceased had only one stockbroker. Simply reach out to them for the dematerialization.
2. the deceased had CSCS online access. If not, you can create one if you have their CHN and CSCS account number.

However, if the holdings was all analogue, you'll have to do a search on the sec website for unclaimed dividends to ascertain the shares held.
The details you extract, will be used to contact the registrars.

You need to realize that the LA has to reflect ALL the shares held.
That means you have to update the LA after you have gotten the list of shares held.
Also, for you to be given attention, you have to be an administrator of the estate.

@ the bolded
Yes I have.
I didn't have to submit any share certificate because the deceased had only one stockbroker and an active CSCS online access so it was quite easy 😊

kayusely70:
Which one is suitable for a rookie?

Mpeace:
It is not that difficult. It is just expensive.
Letter of administration will take like 15% of the cost of the shares depending on the state.
Then you identify the particular registrar for each company and make the necessary applications and fees for confirmation of the Letter of admin.

Phlinx:
not. get letters of administration for the shares. should be normal sailing from there on.

Joyful365:
Hello everyone,
Is there anything wrong with Cardinal Stone? They are very unresponsive to emails and you can't reach them via phone either. I have sent multiple mails but they don't acknowledge or respond.

Chubhie:
Nothing is okay. Too low to sustain your family. Add other side hustle to your game. And take a loan to expand your wife's business. Honestly, you need like 4 sources of income to take care of what you've created. Be business minded. Salary will never give you the life you want. You've got one hustle giving 400k monthly. Build on it.

Mexyz:
Where for Lagos

bukatyne:
👏 👏 👏 👏 👏 👏 👏 👏 👏 👏 👏

Thank you for the shift in perspective.

"But maybe what you call “poor execution” is actually deliberate discomfort. Maybe To Kill a Monkey isn't a guidebook—it’s a warning."

Hmmmmmmm.

P.S.: the overall post was a very good read.

uuzba:
Depends how deep the borehole is.
Shallow (10m deep) has a chance of pollution and germs.
Deeper, (30m) not so likely.

SocialJustice:
Even the richest part of Nigeria is still a ghetto. No single public utility. Something is wrong with Nigerians. Black people elsewhere do not live this shabbily. Africa is leaving Nigeria behind.

yomi007k:
My brother na wetin dey sup be that.

There are qualities a house should have;
1. Safety- from natural disasters,structural stability.
2. Security -from man-made/animal invasions.
3. Road network/accessibility.
4. Water supply.
5. Power.
6. Proximity to essential places e.g market, police station, fuel station, schools, hospital.
7. Peace of mind
8. Interior finishing
9. Proximity to areas of opportunities.
10. Etc

Therefore rent will never be the same.

And with the current economic realities,new houses will definitely be more expensive.

NowisGod109:
Money they use in building the standard 2 to 3 bedroom flat now, they can't realise the money in 5years. Reason for shortlet now is because most tenants give landlords high blood pressure and be claiming they know their right under the law that didnt help landlord pay back bank loan when its time to pay rent but shortlet will give them your 1year rent in 2months. In my former house, the landlady is blind and we were like 23 tenants. The children will have to take the woman to start knocking people's door to get them to pay rent and they still won't turn up and they buy cars and do whatever they like with their money. If I don't have money, I loan money to pay up my rent before another year start counting.

Domainer1999:
Affordable housing is now getting out of reach of common man especially in major cities.

Imagine #2M cannot secure you a 2BR apartment in Chief Anthony Enahoro housing estate Ogba, Lagos. We were told to prepare #3.5 - #4M.

And houses like this are called affordable housing, what’s affordable in this?

It seems we’re now working to feed landlords.

Short let's rentals also contribute to the hike in rent price as municipal landlords now peg ground rent to their prices.

Appropriate authorities should look into this, it is getting preposterous!

phumgab:
A MALE SALES REPRESENTATIVE WITH O.N.D. QUALIFICATION IS NEEDED IN OUR BRANCH OFFICE AT COMPUTER VILLAGE. APPLICANT MUST BE LIVING WITHIN IKAJE AND ITS ENVIRONMENT.

SEND YOUR C.V TO funmiodubajo@ifexexpressnig.com

atobs4real:
Good one but I pray many companies survive it except merger.
Unemployment may surface

Emmanuel30a:
You have five sellable asset...when you are set...

jeshurun08:
There is the time value of money. How long did it take you to make 20m from 2.8? That will give you an idea of how long it will take you to gain back the money you have spent and the opportunity cost in terms of how much you would have otherwise made if you keep your portfolio. I hope this helps.

wunmi590:


Nothing is wrong with you brotherly, things are very hard in the country presently, cost of things has really skyrocket, not to talk of even training 4kids. Just try and hang your boot no more kids, this present economy doesn't accommodate plenty children, 2 kids is okay.

Just pray to God to bless you and work hard and smart and let God do his wonders, if you can have a genuine side hussle to add to your present Salary, it will be fine and also try find another business that you feel people will buy for your wife...


It is well, that's what married men go through silently without involving anyone...

The Lord is your strength