Hamachi's Posts
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Lizzfff:Yed |
TechToyin:What happened to you isn’t just about transport money or photocopies — it’s about how easily young people’s efforts are disregarded. You prepared with all your strength, invested the little you had, and showed up with hope. Yet, without any consideration for applicants, they closed the process abruptly. This is the silent struggle of many Nigerian youths after NYSC. We’re told to hustle, to be serious, to take opportunities — but when we do, the system fails to meet us halfway. It’s not just unfair, it’s disheartening. A simple notice about the deadline, a clear communication update, or even a fair extension could have saved you (and others) from wasting scarce resources. But that courtesy was missing. Your story highlights a deeper truth: young people are ready to work, ready to build their future, but they are constantly frustrated by poor structures and a lack of empathy from institutions. Until the system values effort as much as it demands it, many youths will continue to feel stranded, discouraged, and left behind. |
Paulscholari:I have no idea but check NGX website for all information. |
Upbringing and Background are related but not the same. Upbringing Refers to how someone was raised — the values, discipline, habits, and guidance given by parents or guardians. It’s more about the nurturing process: the care, education, and moral training a child receives at home or within their close environment. Example: “Despite growing up in poverty, his good upbringing made him respectful and hardworking.” Background Refers to the circumstances someone comes from — social class, family, culture, education, religion, or economic situation. It’s more about the setting or context in which a person was born and raised, not necessarily how they were raised. Example: “She comes from a medical background, as both her parents are doctors.” Upbringing = How you were raised (nurture, training, values). Background = Where you come from (social, cultural, economic context). PEDR0: |
Redstorm:Download any of these apps trove, bamboo, yochaa or chaka |
The iphone they sell in Nigeria are all repackaged. Explain to me how my Aunt bought a phone in Nigeria and it had issues and went to their shop abroad when she went for vacation for repair and it was a stolen phone. Have you tasted some powdered beverages abroad? You will know the one they sell here in Nigeria, they are killing you slowly in Nigeria. |
TallNigerian:I totally get you. The market’s been hot these past months, but the real question is whether that momentum can last. Volatility is part of the package with equities—you’ll see ups and downs. What usually helps is having a clear reason why you’re investing in the first place, sticking with strong companies, and thinking long term. That way, even when the market shakes, you’re not panicking—you’re just riding the wave. |
Yar’Adua's administration saw the highest reserves both in absolute terms (~$62B) and in import coverage (37.8 months) — likely buoyed by high oil prices. Jonathan’s tenure experienced a sharp drop to ~$28B, reflecting global challenges like oil price shocks and domestic fiscal pressures. Under Buhari, there was a notable rebound to around $40B by 2021. Tinubu's period so far shows gradual stabilization, with reserves hovering around $39-40B mid-2025, supported by structural reforms and favorable external balances . HisaacPlus: |
TallNigerian:I get your frustration, but honestly, investing in stocks is not the same as betting or forex. Betting is pure luck, and forex requires constant daily monitoring, but stocks—especially if you’re thinking long-term—work differently. The truth is, the stock market has always rewarded patience more than gambling behavior. You don’t need billions to win; what you need is consistency. Even with small amounts, buying the right companies and holding them for years can multiply wealth. Think of people who bought Dangote Cement, GTB, or even Apple in its early days. They didn’t need to be billionaires to see life-changing returns. The real problem is that many people expect quick money, so when they don’t see results immediately, they compare it to sport betting. Stock investing only looks like gambling if you treat it like gambling. But if you approach it with knowledge, discipline, and a long-term mindset, it’s one of the safest and most proven ways to grow wealth steadily. |
Dancebreaker:I understand your frustration, but we can’t dismiss everything about 9ja just like that. Yes, the system is rough, messy, and sometimes feels like 1+1 equals -633, but not everything here is a total waste. Even in developed countries, their systems didn’t get perfect overnight—they went through decades of corruption, failed policies, and trial and error before building what we admire today. The truth is, if everyone who sees the faults simply checks out and says “I’ll only invest abroad,” then the cycle here never breaks. The same corrupt system will continue unchecked because the very people who know better have left their hands off. It’s not about putting all your life savings in Nigeria, but at least recognizing that local opportunities do exist. Small, strategic plays here can still yield returns, especially because the market is underdeveloped and full of gaps waiting for smart minds. Abroad gives you safety, but at home there’s also leverage if you know where to look. |
Yes, the wife and kids may inherit huge properties from a man who neglected them in life, but material wealth can’t replace the bond, care, and presence of a husband and father. They may be financially secured but emotionally detached — they won’t miss him deeply because he wasn’t truly there for them. On the other hand, a man who shows love, care, and responsibility creates memories and bonds that outlive material things. Even if he leaves little behind, his family will feel the pain of his absence more strongly because he left them with emotional wealth — love, presence, and guidance. In short: Neglect + wealth = inheritance without real affection. Love + little wealth = mourning with gratitude and deep respect. So yes, I agree with your point — the measure of a man isn’t only what he leaves for his family, but also what he leaves in his family. maasoap:There’s a man who owned four houses, a fleet of buses, and plenty of land scattered here and there. But in his own home, he was like a stranger. He never cared if his wife had money for food or if his children’s school fees were paid on time. He would come home late, eat, and sleep — no affection, no bond. Now imagine the day he dies. Yes, his wife and children will inherit everything — the houses, the buses, the bank accounts. But deep inside, they won’t feel that void that comes from losing a loving father or husband, because he was never really there for them. They may even say things like, “At least now, we can finally enjoy his wealth in peace.” Compare that with another man who didn’t have much — maybe just a small rented apartment and an old car. Yet, every day he made sure his children ate before he did. He checked their homework, laughed with them, prayed with them, and supported his wife like a true partner. He might not have left big investments behind, but when he dies, the house will be filled with real tears. His absence will be heavy because the love and presence he gave cannot be replaced with money. |
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harjay1986:Omo, no be lie you talk oh, but make we reason am small. Geh geh no be only about chasing babe, sometimes na just coded way of talking about enjoyment or flexing. Even some married men dey use am when dem dey gist, no mean say dem dey run after woman. And again, make we no too judge sharp-sharp. Some married men still dey fall into that lifestyle, not because dem be mad, but because dem never balance their priorities or dem never adjust from single life to married life. Na maturity and discipline matter pass. So instead of calling dem sick upstairs, I go say na poor decision-making and lack of focus be the real problem. Marriage no automatically change person, e just expose who you really be. |
brain54:Exactly. Growing up in comfort doesn’t automatically erase a poverty mindset. You can be raised in a wealthy home, attend good schools, and have all the basics provided, yet still carry limiting beliefs about money and abundance. For example, someone might always feel the need to hoard resources, fear taking calculated risks, or believe opportunities are scarce—even when they’re not. That kind of thinking often comes from upbringing, the values instilled, or even the people you surround yourself with. So it’s not always about whether you grew up lacking or not. It’s about the mindset you develop towards money, responsibility, and progress. Comfort at home without the right financial orientation can still leave a person with a scarcity mentality. |
And that’s exactly the problem with some men — they mistake physical investments for true responsibility. Owning four houses and 20 buses doesn’t mean much if your wife and children are left to struggle with basic needs. A man’s first “investment” should be in his home, because a hungry family and neglected children will never celebrate you for how many assets you have outside. It’s like building a mansion but refusing to fix the leaking roof in your own bedroom. Yes, assets are good, but what’s the use when your children can’t boast of proper care or your wife feels abandoned? True wealth isn’t only counted in properties; it’s measured in how well you provide comfort, security, and dignity for those who depend on you daily. At the end of the day, buses and houses can be sold or lost, but the love and respect of your family is priceless — and once that is gone, no amount of “investments” can buy it back. maasoap: |
Ibkay32:You’re absolutely right that we all come from different backgrounds, and the way a child is raised often reflects the mindset of the parents. Sadly, in today’s society, some parents have lost their sense of responsibility and are even the ones pushing their children into harmful paths—whether through contraceptives without proper guidance, supporting internet fraud, or encouraging hookups as a means of survival. When the home fails in instilling discipline, dignity, and hard work, it’s only natural that society begins to crumble. The real tragedy is that children grow up confused, thinking shortcuts and immorality are the normal way of life, instead of understanding the value of patience, integrity, and building a future the right way. At the end of the day, no amount of clinics, contraceptives, or “modern solutions” can replace the role of proper parenting. Once the foundation is compromised, every other structure will eventually show cracks. |
Samantha125:I understand some parents may feel it’s too early or unnecessary, but the reality is that times have changed. Teenagers today are exposed to so much information, peer pressure, and influence from social media that “just warning them” isn’t always enough. Placing your daughter on birth control isn’t about encouraging immorality—it’s about protecting her future. Imagine the difference between a 16-year-old dealing with the responsibility of raising a child versus that same 16-year-old focusing on her education and building her dreams. Prevention simply saves her from carrying a burden she’s not ready for. As parents, our responsibility is not only to advise but also to take practical steps to safeguard them. The world has moved beyond traditional methods of parenting alone; we now need intentional and proactive strategies to keep our children safe. |
omojeesu:I hear your frustration, but let’s also look at it from another angle. Yes, society has its issues — corruption, immorality, parenting challenges — but that’s not the whole story. There are still young people building businesses, raising their voices for justice, choosing to live responsibly, and parents who sacrifice daily to raise children with values. Every generation has thought the world was getting worse, but each one has also produced people who stood for what’s right. Social media isn’t only a tool for immorality — it has also spread the gospel, given opportunities to the poor, reunited families, and educated millions for free. Instead of just lamenting, the real call is for us to model the difference we want to see. Jesus indeed makes the difference, but He does it through people who decide to live out His teachings in their homes, schools, businesses, and communities. It’s not only “end times things”… it’s also “our time things.” What we plant now will determine what grows tomorrow. |
novodecipher:I understand where you’re coming from, and I respect your conservative view, but I think we need to look at this issue carefully. First, Female Genital Mutilation (FGM) is not “organic” or safe. It is not a cultural cure for high libido, neither is it a protection for our girls. Medical experts all over the world — including doctors right here in Nigeria — have shown that FGM can cause lifelong complications: chronic pain, severe infections, difficulties during childbirth, and yes, even infertility. It’s not just “the western world” saying this; it’s African doctors, midwives, and women who have lived with the trauma. Secondly, calling implants “foreign bodies” ignores the fact that the real issue is not the method but why teens seek them in the first place. If parents are intentional, as you rightly said, and create that strong bond with their children, then conversations about sex, choices, and consequences can happen openly. That way, the child doesn’t feel the need to hide or secretly use dangerous or unsuitable options. Pregnancy should never be seen as a “blessing in disguise” for a teenager. A teenage pregnancy often derails education, causes emotional stress, and can trap a young girl in cycles of poverty or unhealthy relationships. Yes, some women rise above it, but for many, it closes doors that could have led to a better life. As for contraceptives, while overuse or misuse can have side effects, modern medicine provides safer, reversible options when guided by a professional. The real solution is balanced education — teaching our daughters about their bodies, self-worth, and decision-making, while also ensuring boys are taught responsibility too. In short, protecting our girls doesn’t mean cutting them or leaving them exposed to risky situations. It means empowering them with knowledge, guidance, and love so that they don’t have to depend on secrecy, fear, or desperation to make choices about their bodies. |
IyaTola:The shocking discovery of contraceptive implants among secondary school girls has stirred outrage, with many framing it as a sign of moral collapse. But before we condemn these young girls, let’s pause and consider: could this incident be less about immorality and more about protection, survival, and silence around sexual realities? First, contraceptives don’t fall into the hands of minors by magic. If dozens of students in one school carry the same device, it means they are being guided—or perhaps pressured—by someone older. This raises a possibility that some of these girls may not even be engaging in consensual relationships but are rather being shielded (or silenced) from the consequences of exploitation. Instead of immediately seeing them as “wayward,” we should be asking: Are these girls victims of abuse, manipulation, or neglect? Second, let’s face a hard truth: whether society admits it or not, teenagers are exposed to sexual realities—through peer influence, social media, or even unsafe encounters. For some, using contraceptives may not be about “promoting immorality,” but about avoiding early pregnancies that could ruin their education and future opportunities. A 16-year-old with a baby has her life trajectory altered forever. Isn’t it possible that, in their own limited wisdom, these girls are choosing what they see as the lesser of two evils? Third, placing all the blame on parents, teachers, and health workers oversimplifies a bigger problem. Health practitioners may not be encouraging immorality; they might be responding to a painful reality—that society has failed to protect young girls from sexual risks, and the implants are a desperate form of damage control. Instead of rushing to enforce stricter control, perhaps what is most urgently needed is: Honest conversations between parents and children about sexuality—not just warnings and fear. Empowerment of girls to understand consent, self-worth, and boundaries. Accountability for men and older individuals who exploit underage girls (a part of the story often ignored). Yes, the discovery is alarming. But the true moral challenge is not the implant itself—it’s the silence, neglect, and lack of safe guidance that push children into taking matters into their own hands. The implants are a symptom. The deeper disease is a society that shies away from real conversations about sex, protection, and responsibility. |
Point noted, but it’s not always about poverty or background. Sometimes a man counting meat in the pot is more about personality, upbringing, or even control issues than financial lack. There are people who grew up comfortable yet still have stingy, calculative habits. Likewise, some who came from real scarcity are very generous once they have enough. So, while a “poverty mindset” can explain some behaviors, it’s not the only reason. In many cases, it’s simply a character flaw, not a financial condition. brain54: |
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I understand why it looked irritating, but sometimes things aren’t as straightforward as they appear. For some people, it’s not always poverty mindset—it could be habit, upbringing, or even a way of trying to manage the home. Maybe he grew up in an environment where food had to be carefully rationed or where quarrels easily started if someone felt cheated. Also, not everyone sees meat or food as “just food.” In many homes, meat represents fairness and respect. If one person takes more than the other, it can spark unnecessary fights, so some people go the extra mile to monitor it. It may look extreme, but from his perspective, he could be trying to avoid conflict. Rather than seeing it as madness, it might be more of insecurity or poor communication between him and his wife. A healthier approach would be for them to openly agree on how food is shared, so no one feels shortchanged. brain54: |
![]() It’s possible she’s not just being controlling but trying to track spending and make sure there’s no waste or dishonesty. Some people like to be very detailed with money because they feel it’s the only way to keep order in the home. On the other hand, that kind of strict monitoring can also create tension. Marriage should have trust at its core, not suspicion. Instead of “counting lengths,” a better approach could be to agree on a budget and trust each other to manage it wisely. Sometimes over-accountability comes from fear—fear of shortage, fear of mismanagement, or even past experiences of being cheated. The best fix is communication: if both partners are transparent and open, there won’t be a need for micromanaging every little expense. |
SatoshiX:A lot has changed honestly. Send an email to cscs to get your account statement as I am very such your portfolio is in millions but you are unaware of it. The current market price for FirstBankCo is huge not to mention the interim and final dividend over the years that you have received. Act now! NGX has changed since you left. |
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We are recruiting to fill the position below: Job Title: Accountant Location: Port Harcourt, Rivers Employment Type: Full-time Position Summary We are seeking a detail-oriented and proactive Accountant to join our team in Port Harcourt. The successful candidate will be responsible for managing financial records, ensuring compliance with accounting standards, and supporting the company’s financial decision-making through accurate reporting. Responsibilities Prepare, examine, and analyze accounting records, financial statements, and other reports. Post and reconcile accounts payable and receivable. Manage bank reconciliations and cash flow reporting. Ensure compliance with statutory requirements (tax filings, VAT, PAYE, WHT, etc.). Assist with budgeting, forecasting, and financial planning. Maintain accurate general ledger accounts. Support internal and external audits. Provide management with financial insights for strategic decisions. Carry out any other finance-related duties as assigned. Requirements Education: Bachelor’s Degree in Accounting, Finance, or related field. ICAN/ANAN student membership or partly qualified certification (added advantage). Experience: 0-3 years relevant work experience in accounting, bookkeeping, or financial management. Experience in an engineering, oil & gas, or services environment is an advantage. Other Requirements: Must reside in Port Harcourt or be willing to relocate. Integrity, confidentiality, and professionalism in handling company finances. Ability to work independently and as part of a team. Readiness to meet deadlines under pressure. Skills Required: Strong knowledge of accounting principles (IFRS/GAAP). Proficiency in accounting software will be an added advantage Strong analytical and problem-solving skills. Excellent attention to detail and accuracy. Good organizational and time management skills. Strong communication and interpersonal skills. Proficiency in Microsoft Office Suite, especially Excel. Application Closing Date 30th September, 2025. How to Apply Interested and qualified candidates should send their CV (in PDF) to: hr@pgesl.com using "Application for Accountant Position – [Your Name]" as the subject of the email. Example: Application for Accountant Position – John Okoro Note: Only shortlisted candidates will be contacted. |
We are recruiting to fill the position below: Job Title: Account Officer Location: Victoria Island, Lagos Employment Type: Full-time Job Description We are seeking a dependable and detail-oriented Account Officer to support the finance and accounts department. The ideal candidate will assist with maintaining accurate financial records, reconciling accounts, and supporting financial reporting and audit processes. This role is critical to ensuring the integrity and accuracy of financial data within the organization. Key Responsibilities Maintain accurate and up-to-date financial records and ledgers Reconcile bank statements with general ledger accounts regularly Assist in the preparation of monthly, quarterly, and annual financial reports Support internal and external audit processes by preparing required documentation Ensure compliance with financial regulations and internal accounting policies Organize and maintain proper filing of accounting documents Provide support in vendor and customer account reconciliations Track financial transactions to ensure accuracy and completeness Requirements OND, HND, or BSc qualification in Accounting, Finance, or a relevant discipline 1–2 years of experience in a similar role Strong attention to detail and good analytical skills Good understanding of accounting principles and practices Ability to handle confidential information with discretion Proficient in Microsoft Excel and basic accounting software Salary N120,000 - N150,000 / Month. Application Closing Date 29th August, 2025. How to Apply Interested and qualified candidates should send their CV to accounts@ziyadelicacy.com using “Account Officer Application” as the subject line. |
We are recruiting to fill the position below: Job Title: Accountant Location: Iyana-Ipaja, Lagos Employment Type: Full-time Job Summary We are hiring a reliable and experienced Accountant to manage financial transactions, ensure compliance with accounting regulations, and provide accurate financial information for decision-making. Key Responsibilities Manage all accounting transactions including invoicing, payments, and reconciliations. Prepare monthly, quarterly, and annual financial reports. Maintain accurate records of assets, liabilities, income, and expenses. Ensure compliance with tax and regulatory requirements. Support internal and external audits. Assist with budgeting and forecasting processes. Requirements Bachelor’s Degree in Accounting, Finance, or related disciplines. Minimum of 3 years’ accounting experience, preferably in the FMCG sector. Proficiency in accounting software (e.g., QuickBooks, Sage, or similar). Strong knowledge of Nigerian tax laws and financial regulations. Professional certification (ACA/ACCA) is a plus. Excellent numerical and problem-solving skills. Salary N300,000 Monthly. Application Closing Date 5th September, 2025. How To Apply Interested and qualified candidates should submit their CV to: eandg.tprecruiters@gmail.com using "Accountant - Iyana-Ipaja" as the subject of the email. |
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I get your point and I respect your experience, but I wouldn’t write off the stock market completely. Yes, 2009 was brutal and a lot of people got burnt, but the truth is every investment class has its risks—land inclusive. Land might feel safer, but it’s not immune. We’ve seen cases of government acquisition, double sales, or community disputes that swallow up people’s money. Meanwhile, some stocks have quietly created generational wealth—those who bought and held companies like GTB (now GTCO), Zenith, or even Dangote Cement at the right time know what I mean. The real issue is not “stocks vs land” but strategy. Diversification doesn’t mean abandoning stocks—it means balancing them with other assets like land, fixed income, or even foreign investments. If you only stick to land, you may miss opportunities for liquidity and compounding growth that stocks can offer. So, while insider trading and volatility exist, with patience, research, and risk management, the stock market still has its place in a solid portfolio. SatoshiX: |


