Hamachi's Posts
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 Business › Re: Which Of These Contributes Most To Poverty? by Hamachi(f): 1:52pm On Aug 19, 2025 |
A lot of what holds people back in life isn’t some big external force — it’s often themselves. People are quick to blame the government for everything going wrong in their lives — even when their own “dike” refuses to be strong. No discipline, no effort, no plan… but somehow, it's the system's fault. And when it’s not the government, it’s the “village people” getting blamed. Every setback becomes a spiritual attack, when in reality, many are just fighting the consequences of their own laziness, excuses, or poor choices. Let’s be honest: Watching TV all day won’t build your future. Having no passion or drive won’t create opportunities. Blaming others won’t change your situation. Having no hobbies or skills won’t make you stand out. Waiting for magic or luck won’t take you far. At some point, you have to stop pointing fingers and look in the mirror. The change you want won't come from outside — it starts with you. Fiscus105: |
| Business › Re: Before You Cry Like Peller, Please Read by Hamachi(op): 1:37pm On Aug 19, 2025 |
DoctorStanley:Kindly refer to the new tax law passed and see that things are beginning to change. |
| Family › Re: What Can I Do Please by Hamachi(f): 9:41pm On Aug 18, 2025 |
I can feel how heavy all this is weighing on you right now. You’ve been through so much—from building a life together, having a child, to sudden financial setbacks that flipped everything upside down. And now, on top of that, you’re trying to juggle expectations, money issues, and the pressure of a traditional marriage you just can’t afford right now. Honestly, it’s okay to feel tired and frustrated. You’re carrying a lot, and it’s only natural to want things to slow down so you can breathe and figure out your next steps. Here’s what I think: You both need to take a step back and have a heart-to-heart—no blaming or shouting—just real talk about where you’re at financially and emotionally. Let her know you want to build a future with her and your child, but right now, you need to focus on getting stable first. Explain clearly that the wedding is important, but it has to wait until you can afford it without going deeper into stress. It’s also okay to set limits on money. You’re doing your best with what you have. If she keeps asking for small amounts beyond the monthly feeding money, it’s okay to say no sometimes—your own survival matters too. If things feel overwhelming, don’t be afraid to take a little space—not to punish, but to clear your head and recharge. Just make sure she understands why you’re doing it so it doesn’t feel like you’re shutting her out completely. And if you feel like the relationship is dragging you down more than lifting you up, it’s okay to think about what’s best for you and your child in the long run—even if that means tough decisions. You’ve already shown you’re a hard worker and you care deeply. Just keep focusing on building that stable foundation, little by little. The rest will come when the time is right. If you want, I can help you figure out how to talk to her calmly or even plan some ways to bring in extra income without adding too much stress. You don’t have to carry this alone. Confuse20: |
| Family › Re: Please I Intend To Start A Pharmacy Business by Hamachi(f): 9:35pm On Aug 18, 2025 |
Racheal45:The pharmacy business in Nigeria presents a promising opportunity in 2025, characterized by substantial market growth and healthy profit margins. However, success hinges on strategic planning, adherence to regulatory standards, and leveraging digital advancements. If you're considering entering this sector, conducting thorough market research and possibly partnering with experienced professionals can enhance your chances of success. 1 Like |
| Romance › Re: Be Brutally Honest, If You Died From Your Favorite Thing In The Entire World by Hamachi(op): 9:33pm On Aug 18, 2025 |
 folake4u: |
| Career › Re: Start A Business With $100k Or JAPA? by Hamachi(f): 9:30pm On Aug 18, 2025 |
pvirus:I feel you. You’ve hustled hard, made some serious gains from crypto, and now you’re standing at this crossroads with $100k in your pocket. That’s no small feat — seriously respect that. It’s totally natural to feel torn between two big moves: leaving for greener pastures or planting your flag at home and building something real. Both paths come with their own kind of risk and reward. About Japa: Your worry about ending up doing menial jobs is real and valid. Nobody wants to start all over grinding in roles beneath their skill or ambition. But maybe there’s a middle ground — instead of jumping straight into random jobs, what about aiming for places or visa programs that recognize your skills and experience? Maybe freelancing or remote work in crypto/blockchain could keep you afloat and respected while you settle in. It’s about playing it smart, not just jumping blindly. About Starting a Business in Nigeria: Not having a clear business idea right now is okay. Most successful businesses start from small, imperfect ideas that grow over time. Maybe you start with something simple, solving everyday problems you see around you — logistics, food delivery, agri-tech, even education or digital finance. Nigeria’s market is huge and hungry for innovation. You deserve a life where you feel respected, challenged, and rewarded — whether that’s abroad or at home. If you go abroad, aim to go where you can grow into your potential, not just survive. If you stay, start small, test ideas, and remember it’s okay to pivot. You’ve proven you can grow something valuable. Now it’s about choosing the path that feels right for you — not just the easiest or the most talked-about. 1 Like |
| Politics › Re: Police Uncover Bomb On Farmland In Borno by Hamachi(f): 9:13pm On Aug 18, 2025 |
 Look at the dressing what if it exploded. Haba! We can do better 13 Likes |
| Business › Re: Before You Cry Like Peller, Please Read by Hamachi(op): 9:04pm On Aug 18, 2025 |
1. Wealth or Asset Taxes Do Exist in Some Forms Governments don’t usually tax the balance in your account — but they can tax: - Interest income you earn on that money - Capital gains from assets your money is invested in In some countries, wealth taxes or net worth taxes do exist, which include bank balances as part of total assets (e.g., in Switzerland, Norway, Spain, Nigeria (refer to any AFS). So while having money isn’t taxed directly, what it earns or what it represents can be. 2. Undocumented Income Isn’t Immune Forever While it's true that cash payments often fly under the radar: If you're ever audited and can't explain your lifestyle, deposits, or assets, that’s where tax authorities dig. A recent example is VDM issue with EFCC. Banks now flag large cash deposits or unusual activity, often leading to inquiries (especially post-Patriot Act and under anti-money laundering laws). Governments globally are tightening reporting requirements — including on crypto and foreign assets. It's not about scaring people — it’s about being aware that “unseen” doesn’t always mean “safe” or untouchable. DoctorStanley: 1 Like |
| Business › Re: Before You Cry Like Peller, Please Read by Hamachi(op): 8:59pm On Aug 18, 2025 |
SamuraiXXX:Yes—it’s entirely reasonable to argue that “you aren’t obligated to pay tax on money you didn’t profit from.” But in Nigeria’s self-assessment tax regime, words alone won’t carry you through an audit. You must back them up with paperwork, receipts, memos, bank statements, and agreements. Think of it like hosting a friend’s money: you’re not responsible but you can be held accountable if you lose track of it. |
| Business › Re: Before You Cry Like Peller, Please Read by Hamachi(op): 8:55pm On Aug 18, 2025 |
JAOS:Legality Fully lawful to register and operate a company solo under CAMA 2020 Tax Impact (small company) Exempt from CIT, CGT, and Development Levy if turnover ≤ ₦100m and assets ≤ ₦250m Future Scalability Tax rates remain fair even if you outgrow those thresholds Compliance Simplified, digital-first administration with robust protections and dispute mechanisms Forming a company as the only person running it is not cheating, and the new tax laws make this approach even more efficient and advantageous—especially for small businesses. You’ll enjoy tax exemptions, reduced administrative burdens, and a professional edge—all while staying 100% within the law. As your business grows, the system remains structured and fair. |
| Business › Before You Cry Like Peller, Please Read by Hamachi(op): 3:44pm On Aug 18, 2025 |
Before You Cry Like Peller, Read This I came across a trending news on Premium Times newspaper, The news says that Peller, the TikToker, is crying out for help after the Lagos State Government slammed him with a ₦36 million tax bill. When I came across some of Peller’s video clips, it was funny to me because he said he doesn’t own a company and thought it’s only companies that pay tax. He also said he can’t pay such an amount because he doesn’t have a job, that he only makes money online on TikTok and not in Nigeria. Let me tell you the truth, the law doesn’t care about your ignorance. Some of you reading this will also cry more than PELLER starting from 2026 if you fail to restructure yourself and your business now. I have been preaching business structuring here on Facebook since the day of my project research defense in UNILAG. First of all, I want you to know that everyone pays tax, whether rich or poor. In fact, the poor actually pay more tax than the rich because 99% of them don’t know how to legally reduce their tax burden. But since it’s my duty to see you grow, let me give you the best advice your mentor will never give you for free. Take a seat and read this post, let me tell you how to escape from the same trap Peller has found himself in now, because from next year, there will be no escape. In Nigeria, we currently practice a multi-tier, mixed tax system which can be confusing and sometimes leads to one being overtaxed or undertaxed. But the present government has passed a new law which means that from 2026, Nigeria will start practicing a Progressive Tax System. This means that the more income you have, the higher the taxes you pay. From next year, the rich will pay higher tax, while the poor will pay smaller amounts, and in some cases, nothing at all, depending on earnings. Let me remove all the big grammar in taxation for those of us that studied Financial Accounting in school 😂 and break this down to you as if you were in primary two. The new tax law, commencing fully in 2026, states that any individual earning less than ₦800,000 per year will pay no tax at all. And any company with less than ₦50 million yearly turnover will also pay no tax at all. Now, let's talk about who Must Pay Tax from 2026 In taxation, we their is what we called PIT and CIT: PIT means Personal Income Tax (for individuals) CIT means Corporate Income Tax (for companies) With the new progressive tax system, if you earn above ₦800,000 as an individual, you are required to pay about 15–25% of that money to the Federal Government. For example: ₦0 – ₦800,000 = 0% tax ₦800,001 – ₦3,080,000 = 15% tax ₦3,080,001 – ₦12,320,000 = 18% tax ₦12,320,001 – ₦24,640,000 = 21% tax ₦24,640,001 – ₦49,280,000 = 23% tax Above ₦49,280,000 = 25% tax In summary: If you make around ₦50 million in a year, you are to pay ₦12,500,000 to the Federal Government. For Companies: Anything less than ₦50 million = no tax Above ₦50 million yearly turnover = 25% corporate tax You see why you must restructure your business and see yourself as a brand, a company, and not just “catching cruise” watching TikTok videos online. For the Lagos State Government to bill Peller ₦36 million in tax, if we calculate using the new progressive system, it means he has made more than ₦152 million. And let me tell you the truth, the government knows the inflow and outflow in your account. For them to have come up with that figure, it means they have done their background checks. The best advice anyone can give Peller now is to hire a tax expert to review his accounts and negotiate with the government. If not, there is no escape. The reason why this tax issue seems strange to some of you is because the system wasn’t properly organized, and it’s only Lagos State Government that takes tax seriously. But from next year, no more “state this, state that.” From 2026, the Federal Government will collect the tax directly. And there will be no way to escape. The same cry Peller is crying now, some of you will cry on this same social media when the time comes. It’s just 5 months to go before we enter 2026. And don’t think the government can’t track your income, my friend, that’s a lie. With the new technology in place, the government can track your income just with your NIN and BVN. Even if you scatter your money across 20 different banks, NO ESCAPE 😂. Now, as you’re reading this, you may be wondering: How do we reduce our tax? My brother, I have good news for you, so you won’t make the same mistake Peller made, whether you’re a content creator, blogger, businessman, or even a beggar (oh yes, begging is now a business in Nigeria; haven’t you heard about “urgent 2k” boys and girls?). First, you need to Restructure Your Business. Restructuring starts with registering your business properly. Instead of registering your business as a Business Name, register it as a Limited Liability Company (Ltd). With this, your business is a separate entity and you are also a separate entity. PLEASE NOTE: when you register as a BUSINESS NAME, my sister or brother, you don’t have a company yet ooo. What you have is called a sole proprietorship, which means a one-man business. You are not separated from your business, and all your income is counted as personal income tax, not corporate income tax. One major advantage of having an Ltd is that, before you pay any tax, you are permitted to deduct your expenses, including operational costs, salaries, marketing costs, etc. That’s why those who understand stock market fundamentals analysis see things like “PROFIT BEFORE TAX” and “PROFIT AFTER TAX.” If Peller had structured his brand before now, collect all his revenues under corporate account and registered something like “Peller Entertainment Ltd,” he could have deducted expenses such as cameraman salary, video editors, equipment, and other costs. His tax bill could have been less than ₦10 million, or even ₦5 million. For those of you arguing with me in the comments section of my last post about, "Why Igbo Businesses failed after the Founder's death", that business structuring does not matter, you now see one of the advantage of structuring your business. Another important point, After registering as Ltd, stop collecting payments with your personal account. Use your corporate account for all payments. And for those of you whose friends abroad send ₦100 million to your account to buy land or houses in the village, my friend, you must pay tax on all that income from next year😂. Separate your personal money from your business money. Stop buying groundnuts and corn with your corporate account. Pay yourself a salary. Being CEO and sole director doesn’t mean you should dip into company funds to buy shawarma for your urgent 2k girlfriend. Not paying yourself a salary is not a sacrifice, it’s financial mismanagement. Document all your income and expenses. Avoid cash transactions where possible. And if you must use cash, keep receipts (not invoices, many don’t know the difference). I’ll save that topic for another day. |
| Travel › Re: US Visa Applicants Must Show 5-year Social Media history, usernames - US Embasy by Hamachi(f): 3:42pm On Aug 18, 2025 |
Sharing your social media handles on the DS-160 form might feel personal, but it's an important part of the U.S. visa application process. The goal isn't to invade your privacy, but to help ensure national security by verifying identities and spotting potential red flags. By honestly listing all platforms you've used in the past five years, you're showing transparency and building trust with immigration officials. Remember, you're certifying that everything you include in your application is true. Leaving out social media details—intentionally or not—can be seen as misrepresentation, which could lead to visa denial or impact your chances in the future. Being open and accurate helps your application stay strong and credible. 4 Likes |
| Travel › Re: US Visa Applicants Must Show 5-year Social Media history, usernames - US Embasy by Hamachi(f): 3:41pm On Aug 18, 2025 |
Before You Cry Like Peller, Read This I came across a trending news on Premium Times newspaper, The news says that Peller, the TikToker, is crying out for help after the Lagos State Government slammed him with a ₦36 million tax bill. When I came across some of Peller’s video clips, it was funny to me because he said he doesn’t own a company and thought it’s only companies that pay tax. He also said he can’t pay such an amount because he doesn’t have a job, that he only makes money online on TikTok and not in Nigeria. Let me tell you the truth, the law doesn’t care about your ignorance. Some of you reading this will also cry more than PELLER starting from 2026 if you fail to restructure yourself and your business now. I have been preaching business structuring here on Facebook since the day of my project research defense in UNILAG. First of all, I want you to know that everyone pays tax, whether rich or poor. In fact, the poor actually pay more tax than the rich because 99% of them don’t know how to legally reduce their tax burden. But since it’s my duty to see you grow, let me give you the best advice your mentor will never give you for free. Take a seat and read this post, let me tell you how to escape from the same trap Peller has found himself in now, because from next year, there will be no escape. In Nigeria, we currently practice a multi-tier, mixed tax system which can be confusing and sometimes leads to one being overtaxed or undertaxed. But the present government has passed a new law which means that from 2026, Nigeria will start practicing a Progressive Tax System. This means that the more income you have, the higher the taxes you pay. From next year, the rich will pay higher tax, while the poor will pay smaller amounts, and in some cases, nothing at all, depending on earnings. Let me remove all the big grammar in taxation for those of us that studied Financial Accounting in school 😂 and break this down to you as if you were in primary two. The new tax law, commencing fully in 2026, states that any individual earning less than ₦800,000 per year will pay no tax at all. And any company with less than ₦50 million yearly turnover will also pay no tax at all. Now, let's talk about who Must Pay Tax from 2026 In taxation, we their is what we called PIT and CIT: PIT means Personal Income Tax (for individuals) CIT means Corporate Income Tax (for companies) With the new progressive tax system, if you earn above ₦800,000 as an individual, you are required to pay about 15–25% of that money to the Federal Government. For example: ₦0 – ₦800,000 = 0% tax ₦800,001 – ₦3,080,000 = 15% tax ₦3,080,001 – ₦12,320,000 = 18% tax ₦12,320,001 – ₦24,640,000 = 21% tax ₦24,640,001 – ₦49,280,000 = 23% tax Above ₦49,280,000 = 25% tax In summary: If you make around ₦50 million in a year, you are to pay ₦12,500,000 to the Federal Government. For Companies: Anything less than ₦50 million = no tax Above ₦50 million yearly turnover = 25% corporate tax You see why you must restructure your business and see yourself as a brand, a company, and not just “catching cruise” watching TikTok videos online. For the Lagos State Government to bill Peller ₦36 million in tax, if we calculate using the new progressive system, it means he has made more than ₦152 million. And let me tell you the truth, the government knows the inflow and outflow in your account. For them to have come up with that figure, it means they have done their background checks. The best advice anyone can give Peller now is to hire a tax expert to review his accounts and negotiate with the government. If not, there is no escape. The reason why this tax issue seems strange to some of you is because the system wasn’t properly organized, and it’s only Lagos State Government that takes tax seriously. But from next year, no more “state this, state that.” From 2026, the Federal Government will collect the tax directly. And there will be no way to escape. The same cry Peller is crying now, some of you will cry on this same social media when the time comes. It’s just 5 months to go before we enter 2026. And don’t think the government can’t track your income, my friend, that’s a lie. With the new technology in place, the government can track your income just with your NIN and BVN. Even if you scatter your money across 20 different banks, NO ESCAPE 😂. Now, as you’re reading this, you may be wondering: How do we reduce our tax? My brother, I have good news for you, so you won’t make the same mistake Peller made, whether you’re a content creator, blogger, businessman, or even a beggar (oh yes, begging is now a business in Nigeria; haven’t you heard about “urgent 2k” boys and girls?). First, you need to Restructure Your Business. Restructuring starts with registering your business properly. Instead of registering your business as a Business Name, register it as a Limited Liability Company (Ltd). With this, your business is a separate entity and you are also a separate entity. PLEASE NOTE: when you register as a BUSINESS NAME, my sister or brother, you don’t have a company yet ooo. What you have is called a sole proprietorship, which means a one-man business. You are not separated from your business, and all your income is counted as personal income tax, not corporate income tax. One major advantage of having an Ltd is that, before you pay any tax, you are permitted to deduct your expenses, including operational costs, salaries, marketing costs, etc. That’s why those who understand stock market fundamentals analysis see things like “PROFIT BEFORE TAX” and “PROFIT AFTER TAX.” If Peller had structured his brand before now, collect all his revenues under corporate account and registered something like “Peller Entertainment Ltd,” he could have deducted expenses such as cameraman salary, video editors, equipment, and other costs. His tax bill could have been less than ₦10 million, or even ₦5 million. For those of you arguing with me in the comments section of my last post about, "Why Igbo Businesses failed after the Founder's death", that business structuring does not matter, you now see one of the advantage of structuring your business. Another important point, After registering as Ltd, stop collecting payments with your personal account. Use your corporate account for all payments. And for those of you whose friends abroad send ₦100 million to your account to buy land or houses in the village, my friend, you must pay tax on all that income from next year😂. Separate your personal money from your business money. Stop buying groundnuts and corn with your corporate account. Pay yourself a salary. Being CEO and sole director doesn’t mean you should dip into company funds to buy shawarma for your urgent 2k girlfriend. Not paying yourself a salary is not a sacrifice, it’s financial mismanagement. Document all your income and expenses. Avoid cash transactions where possible. And if you must use cash, keep receipts (not invoices, many don’t know the difference). I’ll save that topic for another day. 3 Likes |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Hamachi(f): 11:21am On Aug 18, 2025 |
chigozie69:Send them a mail and ask them. |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Hamachi(f): 9:30am On Aug 18, 2025 |
Mpeace:Thank you |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Hamachi(f): 9:29am On Aug 18, 2025*. Modified: 11:23am On Aug 18, 2025 |
KarlTom:Thank you for your prompt response. I am not sure the LA has ALL shares stated in it. Provided your have the CSCS statement of all shares held, would that also fly. Also I just found juapaul Oil and have reached out and they requested I send the following 1)Letter of admin 2)bankers confirmation 3)letter from admor 4)id card 5)death cert 6)gazette. Please how do I go about the bankers confirmation? Thank you for your response. 1 Like |
| Jobs/Vacancies › Re: Here Are 9 Sites To Get A Remote Job That Pays In USD: by Hamachi(op): 6:13pm On Aug 17, 2025 |
kayusely70:All of them. 1 Like 1 Share |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Hamachi(f): 6:12pm On Aug 17, 2025 |
Mpeace:I have the LOA & Estate account already, they are asking for soft copy of where it was published on the newspaper and all share certificates |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Hamachi(f): 6:11pm On Aug 17, 2025 |
Phlinx:Lol! Have you done it before? The process is overong, I should go and bring all share certificates? What? |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Hamachi(f): 6:52pm On Aug 11, 2025 |
Why is it difficult to reclaim or recover a deceased person shares in Nigeria? |
| Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Hamachi(f): 6:48pm On Aug 11, 2025 |
Joyful365:Copy SEC in your email. |
| Family › Re: Men Over 30 Give Advice To Men In Their 20s by Hamachi(f): 6:43pm On Aug 11, 2025 |
"Hey young blood, your 20s are not just about proving yourself to the world — they’re about learning yourself. Don’t rush to ‘arrive.’ Most of us over 30 wish we enjoyed the journey more instead of constantly thinking life would start after some big break. Invest in your health now — your body won’t forgive you later like it does now. Sleep, eat decent food, lift something heavier than your phone. Keep learning new skills even if they don’t pay immediately. The skills you start now will save you when life throws a curveball later. Stop trying to impress everyone. Most of the people you’re trying to impress won’t even be in your life in 5 years. Save something. I know money is tight, but even 5k a month compounds. The habit matters more than the amount. Don’t be scared of failure. Half the men you admire now were a complete mess in their 20s. And lastly — choose your circle wisely. If your friends aren’t pushing you to be better, you’ll stay the same… or worse, get dragged down." 37 Likes 3 Shares |
| Family › Re: Is Everything Okay With Me? by Hamachi(op): 6:41pm On Aug 11, 2025 |
 Chubhie: |
| Properties › Re: How Much Do You Pay For Rent? by Hamachi(f): 6:40pm On Aug 11, 2025 |
Mexyz:Ojodu Berger. A flat is currently available |
| Family › Re: Bukatyne Rant On 'to Kill A Monkey' - Spoiler Alert! by Hamachi(f): 6:39pm On Aug 11, 2025 |
bukatyne: 1 Like |
| Jobs/Vacancies › Re: Vacancies by Hamachi(f): 2:23pm On Aug 06, 2025 |
We are urgently seeking a qualified Head of Accounts for immediate employment with a reputable Real Estate Company located in Green Land Estate, opposite Lagos Business School, Ajah. 📌 Requirements: Must be a chartered accountant (ACA) Relevant experience in accounting and finance Ability to lead and manage an accounts team 📍 Location: Ajah, Lagos 🕒 Employment: Immediate, upon successful interview Interested candidates should please: 1. Send their CV directly to ifelaja4christ@gmail.com or DM/Call: +234 806 889 6697 Please share with anyone who fits this role. Thank you! |
| Travel › Re: Rainfall Washes Away Newly Commissioned Itumoja Road, Lagos by Hamachi(f): 12:53pm On Aug 06, 2025 |
If a few drops of rain can undo a 'newly commissioned' road, maybe it wasn't the rain that failed — maybe it was the contractor, the oversight, and the accountability. Nature didn’t expose the road. It exposed the negligence. |
| Health › Re: Everyone Digging Borehole In Lekki Is Probably Drinking 'waste' Water - LASG by Hamachi(f): 12:50pm On Aug 06, 2025 |
uuzba:True, a borehole is better than fetching from the stream — but not all boreholes are created equal. A shallow borehole, around 10 metres deep, might be cheaper and easier to dig, but it’s also more vulnerable to pollution. Especially in densely populated areas or places with poor sanitation systems, that water can easily get contaminated by soakaways, surface runoff, or even nearby waste dumps. That’s how cholera and typhoid sneak into people’s lives without warning. A deeper borehole — say, 30 metres or more — taps into a more protected aquifer. It costs more to drill, but it’s usually cleaner, safer, and more reliable long-term. But here’s the kicker: many households can’t afford to go that deep, especially when the cost can run into hundreds of thousands or even millions depending on the soil type. And yet — water is a basic need. So imagine a country where even access to clean water is a DIY project, and one that still carries risk depending on how deep your pocket is. That’s why the conversation has to go beyond "drill a borehole and move on." We need stronger public infrastructure and urban planning. Because safe water shouldn't be a privilege — it should be a right. 2 Likes |
| Health › Re: Everyone Digging Borehole In Lekki Is Probably Drinking 'waste' Water - LASG by Hamachi(f): 12:48pm On Aug 06, 2025 |
You’re not lying—there’s a lot to be angry about. From Lekki to Maitama, even our so-called "prime" areas still struggle with the basics: no water, no stable light, terrible roads, zero planning. We’ve normalised hardship to the point where fixing basic things feels like a luxury. It’s exhausting. But before we conclude that “something is wrong with Nigerians,” we need to pause. Most Nigerians are not lazy, stupid, or unaware. In fact, they’re some of the most hardworking, creative, and resilient people on the planet. The problem isn’t the people—it’s the system that has consistently failed them. Imagine a country where people dig their own boreholes, install their own solar, build private security, and still have to bribe someone for basic documents. That’s not because they're “ghetto” by nature—it’s because the structure forces individuals to carry the burden of government. Look at Nigerians abroad: same black skin, different system—yet they thrive. So it’s not about “Black people” or even “Africa” leaving Nigeria behind. It’s about leadership, accountability, and planning. Other African countries like Rwanda, Botswana, and Namibia are making progress because systems are being allowed to work—even if imperfectly. So yes, the situation is frustrating. But blaming the people is like blaming passengers for a plane crash caused by the pilot. What we need is radical reform, honest leadership, and citizens who refuse to give up. Until then, we’ll keep seeing potential wasted and ghettos wearing designer roofs. SocialJustice: 1 Like |
| Properties › Re: How Much Do You Pay For Rent? by Hamachi(f): 12:39pm On Aug 06, 2025 |
My brother, you’re not wrong at all—those are valid points. A house isn’t just walls and a roof; it’s meant to give peace, security, and access to basic needs. Any house that offers all that deserves to charge more. Add the current price of cement, labour, land, and even sand—and you already know building is not beans. But here's the thing: while rent must go up, income for most people is still standing still—some people haven’t had a raise in 3 years. Some earn ₦50k–₦80k monthly and still need to eat, send children to school, and survive transportation wahala. So when they hear a one-bedroom is ₦1 million, they panic—not because they don’t know the value, but because they simply can’t match it. It's not that tenants don't want to pay. It's that many genuinely can’t afford to. So they start managing in places that lack most of those 10 things you listed—no water, no security, no access—but it’s what they can afford. Does that make it right? No. But it’s the reality. At the end of the day, both landlords and tenants are victims of the same economy. That’s why we need real reforms: better housing finance options, government support for both private landlords and struggling tenants, and maybe some middle ground between shortlet and long-term rent. Because a country where people can’t afford decent shelter is sitting on a time bomb—both for tenants and landlords. yomi007k: 13 Likes 2 Shares |
| Properties › Re: How Much Do You Pay For Rent? by Hamachi(f): 12:37pm On Aug 06, 2025 |
NowisGod109:Yes, it's true—landlords are going through a lot. Building materials are expensive, loans are crushing, and dealing with defaulting tenants can be heartbreaking. No one talks enough about how vulnerable landlords can be, especially elderly ones or those who depend on rent as their only income. The story of your landlady being led around to beg for rent is truly painful—and unfortunately, not rare. But on the other side of that door, many tenants are also struggling. Rent isn't something most people want to owe—it's something they fear they can’t afford. The cost of living has skyrocketed, and salaries haven’t kept up. Many tenants are juggling school fees, medical bills, job instability, and sometimes even extended family responsibilities. Some are genuinely embarrassed when they fall behind on rent—they’re not all being reckless with their money or trying to cheat the system. Yes, some exploit the law and make things hard for landlords. But many tenants just want a stable roof over their heads and are doing their best. When landlords shift to shortlet to escape tenant stress, it makes sense financially—but it also contributes to the housing crisis by reducing long-term housing availability for regular people. What’s needed is balance: better legal systems that protect both landlords and tenants, more responsible behavior from tenants, and more humane rental practices from landlords. Because at the end of the day, both sides want the same thing: stability, respect, and fairness. 24 Likes 3 Shares |
| Properties › Re: How Much Do You Pay For Rent? by Hamachi(f): 12:33pm On Aug 06, 2025 |
Domainer1999:Move further to Iju or Ajuwon or check out this thread https://www.nairaland.com/8482137/rent-easy-lagos-rel 3 Likes 1 Share |
