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Travel / Re: Stay Away From Northumbria University UK Unrealistic installment Payment Plan by hardeyeanc(m): 11:41pm On Apr 18
Omo... I just got offer from the school I decided to go for 2 years Msc because the agent told me the total tuition would be splitted into meaning I'll be paying less than 9k each year and he said the deposit is 2750 and 40% of 6250 by January ending and another 40% of 6350 by May ending and the remaining 20% by July... I'll repeat the same plan the following year, this is another story o does it mean the agent is just trying to lure me to come in or what?
004gist:
If you are planning on schooling in UK and you come across or you have chosen northumbria university either for September intake or January intake please stay clear from the University.

They have now put in place a non realistic installment payment plan. Imagine the school asking students to pay 2500 per month in just 90 days and you have no voice or choice.

The only time you should proceed is only when you have this funds in your account but if you wish to work and pay your fees as usual please I beg you leave the school.

They block access to portal, that means you can't submit assignments, participate in lectures, take attendance etc.

I decided to voice out to follow Nigerians not to make this mistakes because many are now stranded after spending huge money

No matter what any agent will tell you please stay away unless you have all your school fees



Northumbria University payment plan Newcastle or London
Payment plan of northumbria school
Installment plan.
Travel / Re: Studying In Finland (free Tuition) by hardeyeanc(m): 9:53pm On Sep 28, 2023
Please help,I recieved this mail today, I applied through studyinfo. I need a clarity about the time 11-12:30 finnish time (UTC+3) is what time in Nigeria time,

2. I'll need a clue on how the exam is going to be, what should I be expecting for those that have done it before.

Thanks.

Travel / Re: Studying In Finland (free Tuition) by hardeyeanc(m): 12:45pm On Sep 06, 2023
Please which school is accepting application now, I applied through studyfin but I want to know if I can apply to any other school as it doesn't required application fee.

Besides can I apply directly from the school website or it has to be studyfin.
hikiki:
Good morning everyone, please what does diploma supplement entails or means? I saw it as a requirement for masters degree and I don't really know what it means
Travel / Re: Studying In Finland (free Tuition) by hardeyeanc(m): 1:00pm On Sep 05, 2023
This is serious oo...

Is it possible to do for only me but I will mention it in the application that I am married with kids but they are not coming with me but later wiffy will be coming, by then things would have been a bit ok (by His Grace) because things plenty to use money for na... This legalization wahala sef
Outstandingmam:


€220 for marriage certificate
€220 for each of your children's birth certificate. So for a family with 2 children, your price will be €660.

These are the only documents you need to legalize for the purpose of resident permit application. However, they'll need attestation at the ministry of foreign affairs before going to VFS.

For the wife, in addition ,she'll need to attest her birth certificate or NPC attestation letter, affidavit of marriage and waec/neco. These attestations are needed to authenticate her identity since she must be bearing a new name now as a result of marriage.
Travel / Re: Studying In Finland (free Tuition) by hardeyeanc(m): 7:07am On Sep 02, 2023
Thanks for your response ma,

But the question 4 is still not clear to me... Are u saying I will pay €220 each to legalize the following documents
1. Marriage certificate
2. Birth certificate (for me)
3. Birth certificate for 2 dependants
3. BSC. Certificate
4 O, level totalling €1320[quote author=Outstandingmam post=125414181][/quote]
Travel / Re: Studying In Finland (free Tuition) by hardeyeanc(m): 4:21am On Aug 14, 2023
Hello ma,

I have been going through this thread and I will say you have been trying your best to answer all questions without insult or harsh response... God bless u...
My question is on this legalization of certificate; I understand marriage certificate and birth certificate is to legalized in the ministry of foreign affairs while educational certificates should be done in ministry of education.. but
1 . do you have idea how much it will cost to get this things done?

2. Must we travel to Abuja to get all these things done or it can be process in Lagos

3. At what point do we need the legalized documents? Before applying for Admission or after we have gotten the admission and we want to put in study permit application or RP as the case may be?

4. You mentioned €220 in on of your post, to be paid to Finnish embassy in Abuja or VFS is this payment for the all documents or per document.
Outstandingmam:


Legalization is for marriage certificate and birth certificates if you're going with your family.
Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 11:19pm On May 20, 2023
Hi fams trust you are all good..

Please I am married with kids.. my wife's highest qualification is OND which she obtained in 2014,she has been a full house wife since then taking care of our kids and selling some petty things. I have Bsc in Entrepreneurship and Business Management, I already had OND in marketing and I work in a bank as a contract staff (teller to be precise) for the past 8yrs my salary is little above 120k. We have other business that generate income for us though, we registered the business with only my wife as the director because I'm not ready to declare any OBI in my office. We stays in our 2 bedroom bungalow that God provided for us in a very good area not in the bush and we have 1 acre of land with deed of assignment in my name.

Now we are planning to relocate and needed professional advise,

1. Should we make my wife as PA if yes how do we explain the study gap since 2014 till date unless we will use the CAC as her business she has been doing.

I have already applied to a college awaiting their LoA but a friend to my wife who is already in Canada now said we made a wrong decision dt we should have made her the PA while i apply for SOWP dt a lady might not be able to hustle the way a man will of course I know this but I'm just thinking about the study gap and the funding aspect of it .

PROOF OF FUND:
Can I be her sponsor if we decided to make her the PA as my account is doing fine than hers meaning the money will be in my account and we make all necessary payment through my account.


Gracias for your response...
Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 9:38pm On May 14, 2023
Wahala... Is it not better to settle for UK like this..this Canada wahala too much o... What if ones dad is late andur mum is an old person in the village that doesn't have NIN? Because I don't understand
Benjaminosita:
You see put your mom and dad's document NIN and Marriage certificate along side yourself and and them together( picture of yourself with your parent)
For your wife a
Your wedding picture
Yourself wife and children picture
And your wife document
Marriage certificate, NIN , and voter's card if possible
Please didn't forget birth certificate for both your wife mom and dad both your children aswell each of them you need to show them .quote
author=Habdejlee post=123097093]


No I only put their names and address and their work I use my wife as my home ties submit picture wedding and the registry letter also I did not add anyone nin

1 Like

Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 2:01pm On May 10, 2023
Hi people of God, I need clarification, I applied for Mpower to find my tuition fee even though I've not applied to the school, I just saw Mpower went through their website and realized Trent University is part of the school they support, I've not submitted my application to Trent University because their tuition deposit is 2500 CAD (non refundable) thats kind of risky to me.. after registering with Mpower I got the attached mail? I want to ask

How has used Mpower financing here before?

1. Are they going to pay the full school fee ( tuition deposit inclusive)

2. Does this mail mean I'm actually qualified to be financed? Or there are still more processes to follow?

3. What IRCC's take on getting this kind of fund, will they honor it and will it increase ones chance of getting visa or not?

4. What do you advise? to go ahead and applied to the school or not it's just for me to pay the application fee but when I saw the non refundable tuition deposit of 2500 CAD I paused.

Thanks in advance

Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 5:04am On May 10, 2023
Is it that they do credit check or what are you owing any bank?
Zumis:
Gurus in the house,

This is the message,I got from my agent today.
This is my first time of applying to any country.
Thank you for your interest in coming to Canada. I have reviewed your temporary resident visa
(visitor visa) application and supporting documentation to assess whether you meet the
requirements for a visitor visa (https://www.canada.ca/en/immigration-refugees-citizenship/
services/visit-canada/eligibility.html). This includes assessing whether you are coming to Canada
temporarily for the reason(s) you describe in your application. I have determined that your
application does not meet the requirements of the Immigration and Refugee Protection Act
(IRPA) (https://laws-lois.justice.gc.ca/eng/acts/I-2.5/index.html) and Immigration and Refugee
Protection Regulations (IRPR) (https://laws-lois.justice.gc.ca/eng/regulations/sor-2002-227/
index.html). I am refusing your application.
• Your application indicates that you have a debt to the crown. Please contact
IRCC.FINDebtstotheCrown-DettesalaCouronneFIN.IRCC@cic.gc.ca for payment prior to new application
Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 12:19pm On May 04, 2023
Bro I sent to u a mail... Please attend to it

Thanks
Bamz555:

I can help u make payment with my dom card if u want.
Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 9:26pm On May 03, 2023
Bamz baba pls I'm stucked at the point of paying for application fee... I contacted a friend of mine in Canada to assist with while I reimburse her,she is not responding I guess she is busy too...who can advise any virtual dollar card I can use to make the payment?
Bamz555:

Yes u stand a good chance to study at the undergraduate level if u have a good waec result. I can help with admissions if u interested.
Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 2:24am On May 03, 2023
God bless you mama... I appreciate
CanadaQueen:
Hiya,
1. To find out eligible PGWP schools pls follow this link:
https://www.canada.ca/en/immigration-refugees-citizenship/corporate/publications-manuals/operational-bulletins-manuals/temporary-residents/study-permits/post-graduation-work-permit-program/institutions.html

2. It depends on the school. Usually your Ist session fees will be written in your LOA and the deposit you're expected to pay will be stipulated in the LOA. You are given LOA immediately you're offered admission not after you've paid. LOA contains info about your admission, program duration and fees.

3. Yes, if you study for 1year in a DLI school, you're only going to get a year PGWP. 2 years course gives you 3 yrs PGWP.

4. Please, send an email to the school, they will be eager to respond to your enquiries.

5. Before you determine which school or province you want, you need to put in a lot of hard work in terms of research. Avoid getting info from people, google is your friend o. Research!!!

I hope these few answers of mine can help you a lil bit? I wish you goodluck!

Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 8:15pm On May 02, 2023
+++justwise

+++Bamz555

+++ Canada queen

Biko make una help your guy answer this question o
hardeyeanc:
Good Morning boss,
Please I need to ask some questions about this Niagara college, I don't know if u or any other guru in the house can be of help. I'm getting confused here.

1. Does Niagara college offer PGWP?

2. Is it a must u pay all the first semester tuition fee? If NO how much is their tuition deposit for you to get LOA?

3. I intend study IBM which is related to my degree because I studied entrepreneurship and business mgt but IBM is a year course and from what I've been reading so far, it's better one go for 2 years program in other to get 3yrs PGWP.

4. Does the college accept payment in installments for international students? .

5. I got an info dt New Brunswick Community College is cheap and one can easily get a PR, plus their tuition deposit is just 500 CAD, what's you guys take on this compare to all Niagara college?

Let me stop here for now, make I no ask too much question but I still have many questions.

CC: all gurus in the house...it will definitely be a success story for us all
Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 3:29am On May 02, 2023
Gotten answer to the first question
hardeyeanc:
Good Morning boss,
Please I need to ask some questions about this Niagara college, I don't know if u or any other guru in the house can be of help. I'm getting confused here.

1. Does Niagara college offer PGWP?

2. Is it a must u pay all the first semester tuition fee? If NO how much is their tuition deposit for you to get LOA?

3. I intend study IBM which is related to my degree because I studied entrepreneurship and business mgt but IBM is a year course and from what I've been reading so far, it's better one go for 2 years program in other to get 3yrs PGWP.

4. Does the college accept payment in installments for international students? .

5. I got an info dt New Brunswick Community College is cheap and one can easily get a PR, plus their tuition deposit is just 500 CAD, what's you guys take on this compare to all Niagara college?

Let me stop here for now, make I no ask too much question but I still have many questions.

CC: all gurus in the house...it will definitely be a success story for us all

Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 3:19am On May 02, 2023
Good Morning boss,
Please I need to ask some questions about this Niagara college, I don't know if u or any other guru in the house can be of help. I'm getting confused here.

1. Does Niagara college offer PGWP?

2. Is it a must u pay all the first semester tuition fee? If NO how much is their tuition deposit for you to get LOA?

3. I intend study IBM which is related to my degree because I studied entrepreneurship and business mgt but IBM is a year course and from what I've been reading so far, it's better one go for 2 years program in other to get 3yrs PGWP.

4. Does the college accept payment in installments for international students? .

5. I got an info dt New Brunswick Community College is cheap and one can easily get a PR, plus their tuition deposit is just 500 CAD, what's you guys take on this compare to all Niagara college?

Let me stop here for now, make I no ask too much question but I still have many questions.

CC: all gurus in the house...it will definitely be a success story for us all
wandeay:
Good Morning House,

I have gone through this thread extensively and read many experiences. I can see that Canada route is not as easy as I thought, cos I have experience with processing UK for people.

In my case, I am 29, got admission to Computer Programming (Jan 2024) at Niagara College, Toronto. I have a Bachelor in Agriculture, but skills in Web and Software Dev, and I want to totally switch to tech while also achieving Japa goals.

Now, I am expected to make tuition for 1st semester of roughly 8k CAD which is not a problem. The issue is I want to take the 'normal 9ja POF' of about 9m (self-sponsored) for 2 - 3 months, to stand for upkeep and tuition balance. I plan to hustle for more money for tuition balance, house rent and travel ticket while I make my application waiting for an approval.

My greatest fear is visa rejection, so I want the process to be smooth from my end.

Can I apply for visa myself or through an agent?

I need all the advice available.

Thanks.
Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 8:51am On Apr 27, 2023
Good morning I'm asking this for a friend, he is trying to apply to Niagara college, pls what does she need to apply, someone said just o level and someone is saying transcript again does secondary school issue transcript? I thought the original certificate should suffice. She has OND though.

2. Will she be able to go with dependant as she is going for a degree program and not a Masters?

Appreciate in advance.

3. I'm still finding it very difficult to pay application fee any helpful tips would be appreciated. I downloaded root as suggested by someone here but it is not working
Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 7:58am On Apr 26, 2023
Good morning gurus.... Please who can recommend the best means of paying application fee of $100 CAD for me?
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by hardeyeanc(m): 10:22pm On Apr 23, 2023
My oga no be small thing... We go hustle + little change wey dey ground, e no go make sense make we put everything on top tuition deposit, other expenses dey na why I dey try manage wetin dey ground.
Thanks bro I appreciate.
CamelCase:


This one you are looking for 5, 5 naira tuition deposit grin cheesy I hope you are not relying on paying the balance about 12-14k tuition with 20hr/week salary. grin cheesy.. Or switching to work Visa and dumping school grin

UK are making plans to clamp down on people like us...

However,

University of Birkbeck is your best bet.
2k deposit and they offer 6-12 month installment of the balance tuition.

Tell me thank you

1 Like

Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by hardeyeanc(m): 10:18pm On Apr 23, 2023
God bless you my Bro.... I appreciate
CamelCase:


By this time most UK schools are no longer taking applications but you might be lucky if they still have vacancy in the course. And also apply via UCAS.

Nottingham Trent University [/b]Deposit: 3k

[b]University of Essex :
no deposit before CAS but you'll have to pay 33% of your tuition one month before your start date.

Teesside University : 5k

Birkbeck University : 2k

University of Bolton: I Don forget.. grin


These are my Five schools I applied for Via my UCAS all applications were made after deadline, but Birkbeck and Essex have given me an offer,

Waiting on NTU before I cancel Teesside, them be craze, grin

Sweet thing is, they all offer flexible tuition installment.

Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by hardeyeanc(m): 10:34am On Apr 23, 2023
Thanks

I appreciate... It's a no go area 9k pounds before getting CAS is somehow... I need school that accept low tuition deposit,let's say 2k pounds and issue CAS
dduchess90:
Hello

It's the second

Accept offer pay £1260

Before you get CAS pay an additional £8,000

2. You can start with current passport- but ensure you update your details with your Uni when your new passport is out.

Cheers
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 8 by hardeyeanc(m): 9:36am On Apr 23, 2023
Hello gurus, please can you interpret this for me, I saw it on Huddersfield University page.
Does it mean the tuition deposit is £1260 and u get CAS or you will still need to pay 8k pounds before getting CAS.. although the first interpretation is what I think just want to be very sure... And if u know any school with low tuition deposit, you can do well to let me know.

2. My passport is expiring August 2023, the renewal is under processing would be ready latest by June, can I be applying with this passport while waiting for the new one. My plan is January 2024 intake.

Gracias.

Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 7:00pm On Apr 18, 2023
Hello fams

Please if I use my investment balance as POF do I still need to provide statement of account if yes how many months?

I am having issue with this POF tinz, I don't know how to put it so that they won't tag it as lump sum and I can't be putting it in bit because no be me get all the money.

Who know much about Niagara college? Someone I know said he got admission without transcript,he also said they allow instalmental payment
Travel / Re: Canadian Student Visa Thread Part 22 by hardeyeanc(m): 5:08am On Apr 16, 2023
Hello my people
You guys are the real MVP

I have been a silent follower of this thread but I need a clarity on some grey area as I am planning against January 2024 for my MSc

1. Its about POF, I work in a financial institution, the net pay is not dt much though but I have a side hustle that pays me like x4 of my salary, but due to the nature of my job I run this business through my brother's personal account which he doesn't have access to, I only have access to the account.

How do I do my POF? I'm married with 3 children, I live in my own house, (not planning to go with them for now)

1. Can I use my brother as a sponsor from his personal account statement or I should register the business and open account with the business name and start running the account instead of the personal account? since my plan is against next year?

2. If I register the business can we both be director? but I don't want to be a signatory to the business account.

3. What document will I need to submit for POF?

4. Do I need to submit my house documents as well?

5. Which University/college in Canada accept installments payment?

I'm seeking all these info to be able to get it right the first time.

Thanks in advance
Investment / Re: Cotp Investment Scheme Have Crashed With People's Money by hardeyeanc(m): 2:10pm On May 14, 2022
I hope this platform has not crashed it won't be funny o
Education / Re: How To Apply For 2022 Tony Elumelu Foundation $5000 Grant by hardeyeanc(m): 6:48am On May 06, 2022
Please can one still apply? Or it's those that applied earlier they are attending to?
Business / Re: CBN’s N50bn COVID-19 Fund Disbursement Begins Thursday by hardeyeanc(m): 3:40pm On Feb 09, 2022
Please I need a clarity.. for those of us that got the TCF loan, is the tenor 36months of 12 months? The part that is confusing me is "36 months from disbursement date" I'm trying to get the repayment schedule via the website but it's giving me error, I want to know the exact amount I'll be paying monthly

My loan amount is #450,000

And 425,000 disbursed

Has anybody collected the schedule?

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Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by hardeyeanc(m): 7:24pm On Feb 07, 2022
is there any school in UK that doesn't require POF, if yes, won't u submit POF in embassy because they need to see you are financially OK before they issue the visa... Pls what happened to TEESIDE UNI?
DuBooVay:
You have time.
Google schools that match your qualifications and budget.
Hope you have a valid passport
Plan when you will have your tb test
Plan for your proof of funds.
Best look for a school with affordable tuition that doesn't require POF
AVOID TEEESIDE UNI
AVOID TESSIDE UNI
AVOID TEESIDE UNI
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by hardeyeanc(m): 7:04pm On Feb 07, 2022
Can one use a registered business which he/she is not a director but a signatory to the account of the company... I mean the only director is my wife but I am a signatory to the account of the company.
Mikool101:

Please go and register it ASAP. Then get in touch with clients you do business with to write a recommendation for you. Attach receipts as well.
Like i said early, I don't think they really care about you CV, since one can just develop any career with it.
if you insist yo want to add it, there is no harm in that. But your work reference with letter head is more important.

1 Like 1 Share

Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by hardeyeanc(m): 10:25am On Jan 30, 2022
Just stumbled on this thread now and I'm seeing part 7, is this part the summary of the previous parts? Or I will have to start from part 1 - 7 to get my information.

Well I don't have much question just need advice on the best school to run undergraduate program which is cost friendly and the environment is also good for hustling.

I can get all other information on the school website...

CC: justwise.

1 Like

Business / Re: CBN’s N50bn COVID-19 Fund Disbursement Begins Thursday by hardeyeanc(m): 2:52pm On Dec 10, 2021
Repayment is starting by March 2022

Business / Re: CBN’s N50bn COVID-19 Fund Disbursement Begins Thursday by hardeyeanc(m): 10:14pm On Sep 23, 2021
Take note of where u are putting the amount..it is unit cost not the cost of everything, the system will calculate it automatically, cost of 1 feeding bird can't be 2.2m when ur total loan offer is 500k, adjust the amount such a way dt it will equal or less than the Total offer
seagulsntrawler:
Hello guys, I am in stage 3 of the non interest SME application, and I am finding it hard to move to the next stage. Specifically, the total sum field is not summing up my business needs correctly. Please assist.

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